Ithink Financial Credit Union
HMDA Loan Application Totals
and Mortgage Lending Details
for 2018
Ithink Financial Credit Union 2018 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Ithink Financial Credit Union 1000 Nw 17Th Avenue Delray Beach, FL 33445 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2023 2022 2021 2020 2019 2018 2017 2016 |
| Total Number of Mortgage Applications | 1,582 |
| Total Mortgage Loan Application Amount | $190,710,000 |
| Average Mortgage Loan Application Amount | $172,600 |
| Highest Mortgage Loan Application Amount | $3,055,000 |
| Average Applicant Income | $120,800 |
| Highest Applicant Income | $1,296,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2018 with Ithink Financial Credit Union. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Ithink Financial Credit Union's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2018 breaks down Ithink Financial Credit Union's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Ithink Financial Credit Union serves its applicants.
Each category highlights the total number of mortgage applications processed by Ithink Financial Credit Union, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Ithink Financial Credit Union's mortgage activity for 2018.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Palm Beach County Florida | 439 | $ 51,045,000 | $ 116,000 | $ 117,000 |
| Broward County Florida | 193 | $ 22,725,000 | $ 117,000 | $ 110,000 |
| Cobb County Georgia | 193 | $ 19,525,000 | $ 101,000 | $ 89,000 |
| St. Lucie County Florida | 113 | $ 11,155,000 | $ 98,000 | $ 75,000 |
| Fulton County Georgia | 65 | $ 9,825,000 | $ 151,000 | $ 130,000 |
| Cherokee County Georgia | 58 | $ 6,660,000 | $ 114,000 | $ 106,000 |
| DeKalb County Georgia | 37 | $ 4,695,000 | $ 126,000 | $ 106,000 |
| Paulding County Georgia | 34 | $ 3,180,000 | $ 93,000 | $ 78,000 |
| Gwinnett County Georgia | 31 | $ 3,815,000 | $ 123,000 | $ 109,000 |
| Miami-Dade County Florida | 28 | $ 5,320,000 | $ 190,000 | $ 171,000 |
| Hillsborough County Florida | 20 | $ 2,800,000 | $ 140,000 | $ 133,000 |
| Douglas County Georgia | 20 | $ 1,540,000 | $ 77,000 | $ 64,000 |
| Forsyth County Georgia | 20 | $ 2,810,000 | $ 140,000 | $ 142,000 |
| Martin County Florida | 19 | $ 1,635,000 | $ 86,000 | $ 126,000 |
| Pickens County Georgia | 19 | $ 2,045,000 | $ 107,000 | $ 90,000 |
| Worcester County Massachusetts | 18 | $ 3,860,000 | $ 214,000 | $ 106,000 |
| Clayton County Georgia | 16 | $ 1,090,000 | $ 68,000 | $ 50,000 |
| Pinellas County Florida | 11 | $ 1,225,000 | $ 111,000 | $ 142,000 |
| Henry County Georgia | 10 | $ 1,460,000 | $ 146,000 | $ 107,000 |
| Pasco County Florida | 8 | $ 370,000 | $ 46,000 | $ 78,000 |
| Fayette County Georgia | 8 | $ 1,580,000 | $ 197,000 | $ 121,000 |
| Gilmer County Georgia | 7 | $ 485,000 | $ 69,000 | $ 102,000 |
| Indian River County Florida | 6 | $ 570,000 | $ 95,000 | $ 104,000 |
| Orange County Florida | 5 | $ 425,000 | $ 85,000 | $ 102,000 |
| San Diego County California | 4 | $ 3,900,000 | $ 975,000 | $ 254,000 |
| Brevard County Florida | 4 | $ 310,000 | $ 77,000 | $ 67,000 |
| Collier County Florida | 4 | $ 600,000 | $ 150,000 | $ 291,000 |
| Lake County Florida | 4 | $ 320,000 | $ 80,000 | $ 86,000 |
| Manatee County Florida | 4 | $ 290,000 | $ 72,000 | $ 119,000 |
| Bartow County Georgia | 4 | $ 440,000 | $ 110,000 | $ 95,000 |
| Carroll County Georgia | 4 | $ 160,000 | $ 40,000 | $ 62,000 |
| Wake County North Carolina | 4 | $ 710,000 | $ 177,000 | $ 200,000 |
| Sarasota County Florida | 3 | $ 415,000 | $ 138,000 | $ 77,000 |
| St. Johns County Florida | 3 | $ 545,000 | $ 181,000 | $ 136,000 |
| Volusia County Florida | 3 | $ 195,000 | $ 65,000 | $ 113,000 |
| Barrow County Georgia | 3 | $ 385,000 | $ 128,000 | $ 63,000 |
| Coweta County Georgia | 3 | $ 515,000 | $ 171,000 | $ 142,000 |
| Hall County Georgia | 3 | $ 255,000 | $ 85,000 | $ 83,000 |
| Clark County Nevada | 3 | $ 335,000 | $ 111,000 | $ 204,000 |
| Cuyahoga County Ohio | 3 | $ 275,000 | $ 91,000 | $ 154,000 |
| York County South Carolina | 3 | $ 385,000 | $ 128,000 | $ 104,000 |
| Davidson County Tennessee | 3 | $ 515,000 | $ 171,000 | $ 122,000 |
| Shelby County Alabama | 2 | $ 230,000 | $ 115,000 | $ 134,000 |
| Alachua County Florida | 2 | $ 300,000 | $ 150,000 | $ 301,000 |
| Bay County Florida | 2 | $ 330,000 | $ 165,000 | $ 142,000 |
| Flagler County Florida | 2 | $ 600,000 | $ 300,000 | $ 121,000 |
| Osceola County Florida | 2 | $ 140,000 | $ 70,000 | $ 331,000 |
| Seminole County Florida | 2 | $ 140,000 | $ 70,000 | $ 81,000 |
| Bibb County Georgia | 2 | $ 270,000 | $ 135,000 | $ 144,000 |
| Chatham County Georgia | 2 | $ 420,000 | $ 210,000 | $ 133,000 |
| Putnam County Georgia | 2 | $ 540,000 | $ 270,000 | $ 93,000 |
| Walton County Georgia | 2 | $ 130,000 | $ 65,000 | $ 142,000 |
| Cook County Illinois | 2 | $ 100,000 | $ 50,000 | $ 190,000 |
| Will County Illinois | 2 | $ 440,000 | $ 220,000 | $ 145,000 |
| Montgomery County Maryland | 2 | $ 470,000 | $ 235,000 | $ 185,000 |
| Talbot County Maryland | 2 | $ 180,000 | $ 90,000 | $ 73,000 |
| Oakland County Michigan | 2 | $ 240,000 | $ 120,000 | $ 45,000 |
| Essex County New Jersey | 2 | $ 450,000 | $ 225,000 | $ 237,000 |
| Delaware County Pennsylvania | 2 | $ 100,000 | $ 50,000 | $ 119,000 |
| Williamson County Tennessee | 2 | $ 310,000 | $ 155,000 | $ 195,000 |
| Dallas County Texas | 2 | $ 220,000 | $ 110,000 | $ 133,000 |
| Baldwin County Alabama | 1 | $ 655,000 | $ 655,000 | $ 263,000 |
| Jefferson County Alabama | 1 | $ 25,000 | $ 25,000 | $ 100,000 |
| Lee County Alabama | 1 | $ 15,000 | $ 15,000 | $ 124,000 |
| Yavapai County Arizona | 1 | $ 295,000 | $ 295,000 | $ 83,000 |
| Pulaski County Arkansas | 1 | $ 45,000 | $ 45,000 | $ 125,000 |
| Los Angeles County California | 1 | $ 45,000 | $ 45,000 | $ 125,000 |
| San Bernardino County California | 1 | $ 375,000 | $ 375,000 | $ 196,000 |
| Ventura County California | 1 | $ 135,000 | $ 135,000 | $ 92,000 |
| Yuba County California | 1 | $ 15,000 | $ 15,000 | $ 81,000 |
| Adams County Colorado | 1 | $ 105,000 | $ 105,000 | $ 54,000 |
| Routt County Colorado | 1 | $ 355,000 | $ 355,000 | $ 270,000 |
| Windham County Connecticut | 1 | $ 155,000 | $ 155,000 | $ 269,000 |
| Charlotte County Florida | 1 | $ 15,000 | $ 15,000 | $ 40,000 |
| Citrus County Florida | 1 | $ 75,000 | $ 75,000 | $ 62,000 |
| Columbia County Florida | 1 | $ 15,000 | $ 15,000 | $ 99,000 |
| Duval County Florida | 1 | $ 145,000 | $ 145,000 | $ 33,000 |
| Franklin County Florida | 1 | $ 315,000 | $ 315,000 | $ 439,000 |
| Lee County Florida | 1 | $ 105,000 | $ 105,000 | $ 212,000 |
| Nassau County Florida | 1 | $ 305,000 | $ 305,000 | $ 284,000 |
| Okaloosa County Florida | 1 | $ 365,000 | $ 365,000 | $ 210,000 |
| Walton County Florida | 1 | $ 235,000 | $ 235,000 | $ 183,000 |
| Baldwin County Georgia | 1 | $ 105,000 | $ 105,000 | $ 185,000 |
| Butts County Georgia | 1 | $ 45,000 | $ 45,000 | $ 142,000 |
| Clarke County Georgia | 1 | $ 185,000 | $ 185,000 | $ 275,000 |
| Dawson County Georgia | 1 | $ 55,000 | $ 55,000 | $ 75,000 |
| Fannin County Georgia | 1 | $ 455,000 | $ 455,000 | $ 206,000 |
| Glynn County Georgia | 1 | $ 155,000 | $ 155,000 | $ 54,000 |
| Habersham County Georgia | 1 | $ 175,000 | $ 175,000 | $ 157,000 |
| Haralson County Georgia | 1 | $ 35,000 | $ 35,000 | $ 85,000 |
| Jackson County Georgia | 1 | $ 25,000 | $ 25,000 | $ 117,000 |
| Lumpkin County Georgia | 1 | $ 125,000 | $ 125,000 | $ 60,000 |
| Madison County Georgia | 1 | $ 45,000 | $ 45,000 | $ 109,000 |
| Meriwether County Georgia | 1 | $ 45,000 | $ 45,000 | $ 66,000 |
| Morgan County Georgia | 1 | $ 285,000 | $ 285,000 | $ 182,000 |
| Muscogee County Georgia | 1 | $ 165,000 | $ 165,000 | $ 36,000 |
| Newton County Georgia | 1 | $ 55,000 | $ 55,000 | $ 64,000 |
| Pike County Georgia | 1 | $ 25,000 | $ 25,000 | $ 130,000 |
| Talbot County Georgia | 1 | $ 335,000 | $ 335,000 | $ 209,000 |
| Barnstable County Massachusetts | 1 | $ 255,000 | $ 255,000 | $ 79,000 |
| Bristol County Massachusetts | 1 | $ 45,000 | $ 45,000 | $ 105,000 |
| Norfolk County Massachusetts | 1 | $ 345,000 | $ 345,000 | $ 138,000 |
| Plymouth County Massachusetts | 1 | $ 55,000 | $ 55,000 | $ 91,000 |
| Lapeer County Michigan | 1 | $ 55,000 | $ 55,000 | $ 86,000 |
| Hennepin County Minnesota | 1 | $ 265,000 | $ 265,000 | $ 159,000 |
| DeSoto County Mississippi | 1 | $ 285,000 | $ 285,000 | $ 79,000 |
| Christian County Missouri | 1 | $ 385,000 | $ 385,000 | $ 147,000 |
| Jackson County Missouri | 1 | $ 5,000 | $ 5,000 | $ 0 |
| St. Louis City County Missouri | 1 | $ 45,000 | $ 45,000 | $ 116,000 |
| Gallatin County Montana | 1 | $ 205,000 | $ 205,000 | $ 92,000 |
| Camden County New Jersey | 1 | $ 35,000 | $ 35,000 | $ 120,000 |
| Putnam County New York | 1 | $ 165,000 | $ 165,000 | $ 88,000 |
| Saratoga County New York | 1 | $ 235,000 | $ 235,000 | $ 74,000 |
| Schoharie County New York | 1 | $ 95,000 | $ 95,000 | $ 150,000 |
| Seneca County New York | 1 | $ 175,000 | $ 175,000 | $ 58,000 |
| Brunswick County North Carolina | 1 | $ 55,000 | $ 55,000 | $ 72,000 |
| Forsyth County North Carolina | 1 | $ 45,000 | $ 45,000 | $ 81,000 |
| Franklin County North Carolina | 1 | $ 65,000 | $ 65,000 | $ 61,000 |
| Johnston County North Carolina | 1 | $ 55,000 | $ 55,000 | $ 31,000 |
| Mecklenburg County North Carolina | 1 | $ 255,000 | $ 255,000 | $ 73,000 |
| Moore County North Carolina | 1 | $ 35,000 | $ 35,000 | $ 49,000 |
| Union County North Carolina | 1 | $ 75,000 | $ 75,000 | $ 121,000 |
| Watauga County North Carolina | 1 | $ 105,000 | $ 105,000 | $ 80,000 |
| Lorain County Ohio | 1 | $ 35,000 | $ 35,000 | $ 86,000 |
| Allegheny County Pennsylvania | 1 | $ 135,000 | $ 135,000 | $ 103,000 |
| Philadelphia County Pennsylvania | 1 | $ 35,000 | $ 35,000 | $ 142,000 |
| Barnwell County South Carolina | 1 | $ 65,000 | $ 65,000 | $ 30,000 |
| Beaufort County South Carolina | 1 | $ 95,000 | $ 95,000 | $ 200,000 |
| Charleston County South Carolina | 1 | $ 405,000 | $ 405,000 | $ 179,000 |
| Horry County South Carolina | 1 | $ 65,000 | $ 65,000 | $ 52,000 |
| Fentress County Tennessee | 1 | $ 175,000 | $ 175,000 | $ 42,000 |
| Madison County Tennessee | 1 | $ 45,000 | $ 45,000 | $ 54,000 |
| Polk County Tennessee | 1 | $ 35,000 | $ 35,000 | $ 43,000 |
| Shelby County Tennessee | 1 | $ 155,000 | $ 155,000 | $ 42,000 |
| Burnet County Texas | 1 | $ 55,000 | $ 55,000 | $ 139,000 |
| Collin County Texas | 1 | $ 505,000 | $ 505,000 | $ 222,000 |
| Harris County Texas | 1 | $ 175,000 | $ 175,000 | $ 0 |
| Williamson County Texas | 1 | $ 175,000 | $ 175,000 | $ 160,000 |
| Alexandria County Virginia | 1 | $ 55,000 | $ 55,000 | $ 90,000 |
| Arlington County Virginia | 1 | $ 25,000 | $ 25,000 | $ 93,000 |
| Chesterfield County Virginia | 1 | $ 255,000 | $ 255,000 | $ 96,000 |
| Fairfax County Virginia | 1 | $ 155,000 | $ 155,000 | $ 119,000 |
| Clark County Washington | 1 | $ 65,000 | $ 65,000 | $ 90,000 |
| Milwaukee County Wisconsin | 1 | $ 65,000 | $ 65,000 | $ 174,000 |
Mortgage Loan Application Detail Totals for Ithink Financial Credit Union in 2018
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Cash-out Refinancing | 1,185 | $115,935,000 | $97,000 | $3,055,000 | $108,000 | $750,000 |
| Home Purchase | 288 | $58,660,000 | $203,000 | $1,595,000 | $115,000 | $1,296,000 |
| Refinancing | 68 | $12,520,000 | $184,000 | $1,605,000 | $116,000 | $738,000 |
| Home Improvement | 37 | $2,325,000 | $62,000 | $345,000 | $98,000 | $355,000 |
| Other Purpose | 4 | $1,270,000 | $317,000 | $945,000 | $167,000 | $558,000 |
| Not Applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 931 | $117,885,000 | $126,000 | $3,055,000 | $118,000 | $1,296,000 |
| Black or African American | 256 | $27,550,000 | $107,000 | $505,000 | $88,000 | $369,000 |
| Not Provided | 212 | $24,610,000 | $116,000 | $945,000 | $92,000 | $632,000 |
| Hispanic | 144 | $14,830,000 | $102,000 | $455,000 | $111,000 | $474,000 |
| Asian | 31 | $4,645,000 | $149,000 | $455,000 | $120,000 | $275,000 |
| American Indian or Alaskan Native | 5 | $745,000 | $149,000 | $275,000 | $107,000 | $126,000 |
| Native Hawaiian or Other Pacific Islander | 1 | $45,000 | $45,000 | $45,000 | $105,000 | $105,000 |
| Not applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 1,567 | $188,685,000 | $120,000 | $3,055,000 | $109,000 | $1,296,000 |
| FHA-insured (Federal Housing Administration) | 9 | $1,595,000 | $177,000 | $305,000 | $79,000 | $174,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 4 | $340,000 | $85,000 | $135,000 | $105,000 | $155,000 |
| VA-guaranteed (Veterans Administration) | 2 | $90,000 | $45,000 | $55,000 | $73,000 | $78,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 1,087 | $133,685,000 | $122,000 | $3,055,000 | $114,000 | $750,000 |
| Application Denied By Financial Institution | 309 | $32,295,000 | $104,000 | $625,000 | $83,000 | $624,000 |
| Application Withdrawn By Applicant | 171 | $22,195,000 | $129,000 | $785,000 | $123,000 | $1,296,000 |
| Application Approved But Not Accepted | 15 | $2,535,000 | $169,000 | $945,000 | $134,000 | $350,000 |
| File Closed For Incompleteness | 0 | $0 | $0 | $0 | $0 | $0 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not applicable | 1,273 | $158,415,000 | $124,000 | $3,055,000 | $115,000 | $1,296,000 |
| Debt-To-Income Ratio | 94 | $10,610,000 | $112,000 | $575,000 | $61,000 | $400,000 |
| Credit History | 64 | $7,110,000 | $111,000 | $625,000 | $72,000 | $240,000 |
| Collateral | 55 | $3,665,000 | $66,000 | $545,000 | $101,000 | $624,000 |
| Credit Application Incomplete | 53 | $6,335,000 | $119,000 | $455,000 | $109,000 | $540,000 |
| Other | 22 | $2,700,000 | $122,000 | $365,000 | $90,000 | $222,000 |
| Unverifiable Information | 7 | $435,000 | $62,000 | $105,000 | $108,000 | $347,000 |
| Employment History | 7 | $815,000 | $116,000 | $355,000 | $106,000 | $464,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 7 | $625,000 | $89,000 | $155,000 | $91,000 | $217,000 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Ithink Financial Credit Union's 2018 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Ithink Financial Credit Union's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Florida, download the full spreadsheet
with aggregated HMDA statistics today.