Ithink Financial Credit Union
Mortgage Loan Application
Totals and Details
for 2020
Find mortgage loan statistics, lending data, and loan application totals for Florida.
The mortgage statistics and data below are specific to mortgage loan applications for Ithink Financial Credit Union.
Search for mortgage lenders by state, county, or metropolitan area
and explore the loan application details and stats broken down by several loan categories from 2003-2021.
| Mortgage Company & Address | Ithink Financial Credit Union 1000 Nw 17Th Avenue Delray Beach, FL 33445 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2021 2020 2019 2018 2017 2016 |
| Total Number of Mortgage Applications | 1,639 |
| Total Mortgage Loan Application Amount | $434,495,000 |
| Average Mortgage Loan Application Amount | $719,400 |
| Highest Mortgage Loan Application Amount | $5,525,000 |
| Average Applicant Income | $221,200 |
| Highest Applicant Income | $4,909,000 |
Overall mortgage application loan totals and averages for this lender are provided for each year by county, metro area, and the entire US.
The loan data is broken down by loan purpose, loan type, applicant race, application outcome, and denial reason. With this information, you can get a detailed view of locations
where the mortgage lender is actively processing applications as well as the types and outcomes of loans from these applications.
As you search for mortgage loan stats and lending data in FL, the totals and averages will help you understand where the lender does business as well as the volume of business they do.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Palm Beach County Florida | 477 | $ 176,595,000 | $ 370,000 | $ 245,000 |
| Broward County Florida | 174 | $ 36,500,000 | $ 209,000 | $ 176,000 |
| Cobb County Georgia | 166 | $ 25,330,000 | $ 152,000 | $ 108,000 |
| St. Lucie County Florida | 93 | $ 11,915,000 | $ 128,000 | $ 87,000 |
| Fulton County Georgia | 55 | $ 11,345,000 | $ 206,000 | $ 164,000 |
| Miami-Dade County Florida | 50 | $ 10,400,000 | $ 208,000 | $ 169,000 |
| Martin County Florida | 44 | $ 16,790,000 | $ 381,000 | $ 231,000 |
| Cherokee County Georgia | 43 | $ 6,945,000 | $ 161,000 | $ 103,000 |
| Indian River County Florida | 38 | $ 7,850,000 | $ 206,000 | $ 124,000 |
| Gwinnett County Georgia | 38 | $ 6,300,000 | $ 165,000 | $ 117,000 |
| DeKalb County Georgia | 35 | $ 5,545,000 | $ 158,000 | $ 132,000 |
| Orange County Florida | 31 | $ 16,155,000 | $ 521,000 | $ 274,000 |
| Paulding County Georgia | 28 | $ 2,990,000 | $ 106,000 | $ 95,000 |
| Forsyth County Georgia | 16 | $ 3,630,000 | $ 226,000 | $ 159,000 |
| Volusia County Florida | 15 | $ 5,155,000 | $ 343,000 | $ 231,000 |
| Worcester County Massachusetts | 14 | $ 3,280,000 | $ 234,000 | $ 136,000 |
| Collier County Florida | 13 | $ 10,345,000 | $ 795,000 | $ 322,000 |
| Pickens County Georgia | 13 | $ 1,275,000 | $ 98,000 | $ 90,000 |
| Hillsborough County Florida | 12 | $ 4,240,000 | $ 353,000 | $ 269,000 |
| Sarasota County Florida | 12 | $ 6,740,000 | $ 561,000 | $ 159,000 |
| Pinellas County Florida | 11 | $ 4,045,000 | $ 367,000 | $ 147,000 |
| Douglas County Georgia | 11 | $ 2,155,000 | $ 195,000 | $ 123,000 |
| Brevard County Florida | 9 | $ 2,965,000 | $ 329,000 | $ 142,000 |
| Pasco County Florida | 9 | $ 3,435,000 | $ 381,000 | $ 192,000 |
| Clayton County Georgia | 9 | $ 2,065,000 | $ 229,000 | $ 85,000 |
| Seminole County Florida | 8 | $ 3,430,000 | $ 428,000 | $ 156,000 |
| Hall County Georgia | 7 | $ 1,245,000 | $ 177,000 | $ 116,000 |
| Henry County Georgia | 7 | $ 1,125,000 | $ 160,000 | $ 94,000 |
| Lake County Florida | 6 | $ 860,000 | $ 143,000 | $ 57,000 |
| Bartow County Georgia | 6 | $ 760,000 | $ 126,000 | $ 111,000 |
| Fayette County Georgia | 6 | $ 1,300,000 | $ 216,000 | $ 96,000 |
| Duval County Florida | 5 | $ 2,695,000 | $ 539,000 | $ 170,000 |
| Polk County Florida | 5 | $ 865,000 | $ 173,000 | $ 122,000 |
| Leon County Florida | 4 | $ 670,000 | $ 167,000 | $ 104,000 |
| Manatee County Florida | 4 | $ 1,520,000 | $ 380,000 | $ 109,000 |
| Los Angeles County California | 3 | $ 405,000 | $ 135,000 | $ 99,000 |
| Arapahoe County Colorado | 3 | $ 595,000 | $ 198,000 | $ 118,000 |
| Charlotte County Florida | 3 | $ 415,000 | $ 138,000 | $ 123,000 |
| Lee County Florida | 3 | $ 2,415,000 | $ 805,000 | $ 221,000 |
| Monroe County Florida | 3 | $ 2,415,000 | $ 805,000 | $ 1,033,000 |
| Osceola County Florida | 3 | $ 635,000 | $ 211,000 | $ 101,000 |
| Coweta County Georgia | 3 | $ 215,000 | $ 71,000 | $ 136,000 |
| Gilmer County Georgia | 3 | $ 735,000 | $ 245,000 | $ 179,000 |
| Putnam County Georgia | 3 | $ 575,000 | $ 191,000 | $ 125,000 |
| Rockdale County Georgia | 3 | $ 405,000 | $ 135,000 | $ 108,000 |
| Barnstable County Massachusetts | 3 | $ 985,000 | $ 328,000 | $ 232,000 |
| Mecklenburg County North Carolina | 3 | $ 945,000 | $ 315,000 | $ 767,000 |
| Oklahoma County Oklahoma | 3 | $ 325,000 | $ 108,000 | $ 85,000 |
| Calhoun County Alabama | 2 | $ 90,000 | $ 45,000 | $ 72,000 |
| Jefferson County Alabama | 2 | $ 150,000 | $ 75,000 | $ 185,000 |
| Yavapai County Arizona | 2 | $ 480,000 | $ 240,000 | $ 71,000 |
| Orange County California | 2 | $ 230,000 | $ 115,000 | $ 127,000 |
| Hartford County Connecticut | 2 | $ 330,000 | $ 165,000 | $ 70,000 |
| Alachua County Florida | 2 | $ 160,000 | $ 80,000 | $ 92,000 |
| Glades County Florida | 2 | $ 180,000 | $ 90,000 | $ 160,000 |
| Nassau County Florida | 2 | $ 620,000 | $ 310,000 | $ 300,000 |
| St. Johns County Florida | 2 | $ 320,000 | $ 160,000 | $ 156,000 |
| Barrow County Georgia | 2 | $ 160,000 | $ 80,000 | $ 55,000 |
| Clarke County Georgia | 2 | $ 200,000 | $ 100,000 | $ 74,000 |
| Dawson County Georgia | 2 | $ 140,000 | $ 70,000 | $ 102,000 |
| Muscogee County Georgia | 2 | $ 230,000 | $ 115,000 | $ 66,000 |
| Newton County Georgia | 2 | $ 100,000 | $ 50,000 | $ 118,000 |
| Spalding County Georgia | 2 | $ 140,000 | $ 70,000 | $ 30,000 |
| Montgomery County Maryland | 2 | $ 530,000 | $ 265,000 | $ 189,000 |
| Hampden County Massachusetts | 2 | $ 370,000 | $ 185,000 | $ 99,000 |
| Middlesex County Massachusetts | 2 | $ 710,000 | $ 355,000 | $ 165,000 |
| Orange County North Carolina | 2 | $ 850,000 | $ 425,000 | $ 58,000 |
| Wake County North Carolina | 2 | $ 500,000 | $ 250,000 | $ 168,000 |
| Philadelphia County Pennsylvania | 2 | $ 220,000 | $ 110,000 | $ 169,000 |
| Charleston County South Carolina | 2 | $ 440,000 | $ 220,000 | $ 199,000 |
| Lamoille County Vermont | 2 | $ 660,000 | $ 330,000 | $ 272,000 |
| Henrico County Virginia | 2 | $ 520,000 | $ 260,000 | $ 130,000 |
| Baldwin County Alabama | 1 | $ 155,000 | $ 155,000 | $ 158,000 |
| Elmore County Alabama | 1 | $ 205,000 | $ 205,000 | $ 88,000 |
| Garfield County Colorado | 1 | $ 55,000 | $ 55,000 | $ 95,000 |
| Teller County Colorado | 1 | $ 355,000 | $ 355,000 | $ 65,000 |
| Bay County Florida | 1 | $ 805,000 | $ 805,000 | $ 522,000 |
| Marion County Florida | 1 | $ 205,000 | $ 205,000 | $ 37,000 |
| Okaloosa County Florida | 1 | $ 505,000 | $ 505,000 | $ 416,000 |
| Okeechobee County Florida | 1 | $ 105,000 | $ 105,000 | $ 118,000 |
| Sumter County Florida | 1 | $ 405,000 | $ 405,000 | $ 0 |
| Walton County Florida | 1 | $ 2,665,000 | $ 2,665,000 | $ 3,389,000 |
| Baldwin County Georgia | 1 | $ 215,000 | $ 215,000 | $ 200,000 |
| Bibb County Georgia | 1 | $ 55,000 | $ 55,000 | $ 94,000 |
| Bryan County Georgia | 1 | $ 175,000 | $ 175,000 | $ 34,000 |
| Carroll County Georgia | 1 | $ 85,000 | $ 85,000 | $ 60,000 |
| Fannin County Georgia | 1 | $ 265,000 | $ 265,000 | $ 107,000 |
| Glynn County Georgia | 1 | $ 55,000 | $ 55,000 | $ 39,000 |
| Habersham County Georgia | 1 | $ 125,000 | $ 125,000 | $ 45,000 |
| Murray County Georgia | 1 | $ 165,000 | $ 165,000 | $ 44,000 |
| Polk County Georgia | 1 | $ 145,000 | $ 145,000 | $ 158,000 |
| Rabun County Georgia | 1 | $ 225,000 | $ 225,000 | $ 164,000 |
| Troup County Georgia | 1 | $ 45,000 | $ 45,000 | $ 163,000 |
| Walton County Georgia | 1 | $ 85,000 | $ 85,000 | $ 185,000 |
| White County Georgia | 1 | $ 205,000 | $ 205,000 | $ 272,000 |
| Cook County Illinois | 1 | $ 465,000 | $ 465,000 | $ 126,000 |
| Warrick County Indiana | 1 | $ 195,000 | $ 195,000 | $ 135,000 |
| Calloway County Kentucky | 1 | $ 55,000 | $ 55,000 | $ 33,000 |
| Frederick County Maryland | 1 | $ 255,000 | $ 255,000 | $ 253,000 |
| Howard County Maryland | 1 | $ 105,000 | $ 105,000 | $ 150,000 |
| Norfolk County Massachusetts | 1 | $ 105,000 | $ 105,000 | $ 150,000 |
| Plymouth County Massachusetts | 1 | $ 105,000 | $ 105,000 | $ 50,000 |
| Suffolk County Massachusetts | 1 | $ 45,000 | $ 45,000 | $ 193,000 |
| Alpena County Michigan | 1 | $ 75,000 | $ 75,000 | $ 90,000 |
| Oakland County Michigan | 1 | $ 55,000 | $ 55,000 | $ 71,000 |
| Ottawa County Michigan | 1 | $ 15,000 | $ 15,000 | $ 65,000 |
| Hancock County Mississippi | 1 | $ 125,000 | $ 125,000 | $ 56,000 |
| Clark County Nevada | 1 | $ 185,000 | $ 185,000 | $ 309,000 |
| Merrimack County New Hampshire | 1 | $ 35,000 | $ 35,000 | $ 90,000 |
| Burlington County New Jersey | 1 | $ 325,000 | $ 325,000 | $ 86,000 |
| Camden County New Jersey | 1 | $ 35,000 | $ 35,000 | $ 26,000 |
| Essex County New Jersey | 1 | $ 165,000 | $ 165,000 | $ 75,000 |
| Gloucester County New Jersey | 1 | $ 155,000 | $ 155,000 | $ 114,000 |
| Ocean County New Jersey | 1 | $ 365,000 | $ 365,000 | $ 107,000 |
| Somerset County New Jersey | 1 | $ 235,000 | $ 235,000 | $ 133,000 |
| Union County New Jersey | 1 | $ 55,000 | $ 55,000 | $ 137,000 |
| Monroe County New York | 1 | $ 75,000 | $ 75,000 | $ 31,000 |
| Rockland County New York | 1 | $ 25,000 | $ 25,000 | $ 170,000 |
| Buncombe County North Carolina | 1 | $ 375,000 | $ 375,000 | $ 192,000 |
| Burke County North Carolina | 1 | $ 105,000 | $ 105,000 | $ 91,000 |
| Cabarrus County North Carolina | 1 | $ 195,000 | $ 195,000 | $ 78,000 |
| Carteret County North Carolina | 1 | $ 105,000 | $ 105,000 | $ 55,000 |
| Dare County North Carolina | 1 | $ 165,000 | $ 165,000 | $ 202,000 |
| Forsyth County North Carolina | 1 | $ 35,000 | $ 35,000 | $ 76,000 |
| New Hanover County North Carolina | 1 | $ 105,000 | $ 105,000 | $ 34,000 |
| Rowan County North Carolina | 1 | $ 105,000 | $ 105,000 | $ 62,000 |
| Watauga County North Carolina | 1 | $ 105,000 | $ 105,000 | $ 82,000 |
| Washington County Oregon | 1 | $ 335,000 | $ 335,000 | $ 155,000 |
| Beaver County Pennsylvania | 1 | $ 65,000 | $ 65,000 | $ 65,000 |
| Bucks County Pennsylvania | 1 | $ 105,000 | $ 105,000 | $ 168,000 |
| Butler County Pennsylvania | 1 | $ 165,000 | $ 165,000 | $ 43,000 |
| Chester County Pennsylvania | 1 | $ 205,000 | $ 205,000 | $ 232,000 |
| Montgomery County Pennsylvania | 1 | $ 45,000 | $ 45,000 | $ 133,000 |
| Northumberland County Pennsylvania | 1 | $ 15,000 | $ 15,000 | $ 117,000 |
| Westmoreland County Pennsylvania | 1 | $ 205,000 | $ 205,000 | $ 115,000 |
| Washington County Rhode Island | 1 | $ 505,000 | $ 505,000 | $ 385,000 |
| Anderson County South Carolina | 1 | $ 365,000 | $ 365,000 | $ 237,000 |
| Greenwood County South Carolina | 1 | $ 105,000 | $ 105,000 | $ 67,000 |
| Horry County South Carolina | 1 | $ 305,000 | $ 305,000 | $ 213,000 |
| York County South Carolina | 1 | $ 135,000 | $ 135,000 | $ 178,000 |
| Davidson County Tennessee | 1 | $ 165,000 | $ 165,000 | $ 127,000 |
| Fentress County Tennessee | 1 | $ 175,000 | $ 175,000 | $ 39,000 |
| Hamilton County Tennessee | 1 | $ 1,005,000 | $ 1,005,000 | $ 74,000 |
| Madison County Tennessee | 1 | $ 115,000 | $ 115,000 | $ 48,000 |
| Montgomery County Tennessee | 1 | $ 65,000 | $ 65,000 | $ 132,000 |
| Putnam County Tennessee | 1 | $ 265,000 | $ 265,000 | $ 45,000 |
| Williamson County Tennessee | 1 | $ 105,000 | $ 105,000 | $ 193,000 |
| Weber County Utah | 1 | $ 215,000 | $ 215,000 | $ 198,000 |
| Loudoun County Virginia | 1 | $ 65,000 | $ 65,000 | $ 125,000 |
| Waukesha County Wisconsin | 1 | $ 55,000 | $ 55,000 | $ 142,000 |
The mortgage data stats below are displayed in sortable categories such as loan purpose, race of mortgage applicant, loan type, the outcome of the application, and reason for denial.
Each category breaks down the total number of mortgage applications, the total dollar amount for those applications, the average mortgage amount, the highest mortgage loan applied for within that category,
the average income of the mortgage applicants, and the highest income of the mortgage applicants.
You can also download the entire list of mortgage lenders along with their aggregated lending data for the state of Florida,
and search the same numbers and information back through 2003.
Mortgage Loan Application Detail Totals for Ithink Financial Credit Union in 2020
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Cash-out Refinancing | 961 | $176,285,000 | $183,000 | $3,275,000 | $150,000 | $4,634,000 |
| Home Purchase | 384 | $172,090,000 | $448,000 | $5,525,000 | $253,000 | $4,909,000 |
| Refinancing | 287 | $80,015,000 | $278,000 | $2,705,000 | $170,000 | $4,706,000 |
| Other Purpose | 6 | $4,100,000 | $683,000 | $1,305,000 | $295,000 | $804,000 |
| Home Improvement | 1 | $2,005,000 | $2,005,000 | $2,005,000 | $238,000 | $238,000 |
| Not Applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 1,082 | $319,410,000 | $295,000 | $5,525,000 | $186,000 | $4,634,000 |
| Black or African American | 247 | $40,045,000 | $162,000 | $1,295,000 | $105,000 | $520,000 |
| Hispanic | 165 | $27,075,000 | $164,000 | $1,055,000 | $126,000 | $567,000 |
| Not Provided | 87 | $26,195,000 | $301,000 | $2,135,000 | $333,000 | $4,909,000 |
| Asian | 46 | $16,420,000 | $356,000 | $1,725,000 | $241,000 | $1,906,000 |
| American Indian or Alaskan Native | 8 | $2,000,000 | $250,000 | $585,000 | $133,000 | $250,000 |
| Native Hawaiian or Other Pacific Islander | 4 | $3,350,000 | $837,000 | $2,705,000 | $679,000 | $1,500,000 |
| Not applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 1,639 | $434,495,000 | $265,000 | $5,525,000 | $178,000 | $4,909,000 |
| FHA-insured (Federal Housing Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
| VA-guaranteed (Veterans Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 1,418 | $401,160,000 | $282,000 | $5,525,000 | $186,000 | $4,909,000 |
| Application Denied By Financial Institution | 149 | $22,925,000 | $153,000 | $995,000 | $101,000 | $1,925,000 |
| Application Withdrawn By Applicant | 69 | $10,055,000 | $145,000 | $455,000 | $189,000 | $4,706,000 |
| Application Approved But Not Accepted | 3 | $355,000 | $118,000 | $175,000 | $72,000 | $115,000 |
| File Closed For Incompleteness | 0 | $0 | $0 | $0 | $0 | $0 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not applicable | 1,490 | $411,570,000 | $276,000 | $5,525,000 | $186,000 | $4,909,000 |
| Debt-To-Income Ratio | 53 | $7,545,000 | $142,000 | $705,000 | $66,000 | $162,000 |
| Credit History | 34 | $6,090,000 | $179,000 | $995,000 | $152,000 | $1,925,000 |
| Other | 22 | $2,650,000 | $120,000 | $385,000 | $114,000 | $465,000 |
| Collateral | 18 | $2,980,000 | $165,000 | $535,000 | $120,000 | $405,000 |
| Credit Application Incomplete | 11 | $1,385,000 | $125,000 | $385,000 | $106,000 | $310,000 |
| Unverifiable Information | 4 | $1,010,000 | $252,000 | $455,000 | $51,000 | $125,000 |
| Employment History | 4 | $730,000 | $182,000 | $375,000 | $25,000 | $59,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 3 | $535,000 | $178,000 | $275,000 | $91,000 | $127,000 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
These totals and details for mortgage applications will give you a better idea of what to expect when researching mortgage lenders. Whether you are looking for a home loan, for home refinancing, or for home improvement loan statistics, we have the information you need. This mortgage loan data gives you everything you need to know as you start your search for the best lenders in FL, and gives you an idea of what the best mortgage lenders really are.
If you prefer, you can download a copy of the entire list of mortgage lenders in Florida, and search similar information at your convenience.