Illini Bank
HMDA Loan Application Totals
and Mortgage Lending Details
for 2015
Illini Bank 2015 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Illini Bank 3200 W. Iles Avenue Springfield, IL 62711 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 1,047 |
| Total Mortgage Loan Application Amount | $133,259,000 |
| Average Mortgage Loan Application Amount | $121,666 |
| Highest Mortgage Loan Application Amount | $4,560,000 |
| Average Applicant Income | $87,666 |
| Highest Applicant Income | $1,224,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2015 with Illini Bank. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Illini Bank's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2015 breaks down Illini Bank's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Illini Bank serves its applicants.
Each category highlights the total number of mortgage applications processed by Illini Bank, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Illini Bank's mortgage activity for 2015.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Sangamon County Illinois | 197 | $ 24,671,000 | $ 125,000 | $ 74,000 |
| Henry County Illinois | 72 | $ 6,315,000 | $ 87,000 | $ 66,000 |
| Marion County Illinois | 53 | $ 5,486,000 | $ 103,000 | $ 73,000 |
| Effingham County Illinois | 49 | $ 6,284,000 | $ 128,000 | $ 66,000 |
| Christian County Illinois | 36 | $ 3,043,000 | $ 84,000 | $ 53,000 |
| Fayette County Illinois | 36 | $ 3,771,000 | $ 104,000 | $ 71,000 |
| Ford County Illinois | 33 | $ 4,666,000 | $ 141,000 | $ 90,000 |
| McLean County Illinois | 30 | $ 4,642,000 | $ 154,000 | $ 131,000 |
| Bond County Illinois | 26 | $ 3,171,000 | $ 121,000 | $ 76,000 |
| Adams County Illinois | 24 | $ 2,759,000 | $ 114,000 | $ 61,000 |
| Logan County Illinois | 22 | $ 2,295,000 | $ 104,000 | $ 86,000 |
| Williamson County Illinois | 21 | $ 2,955,000 | $ 140,000 | $ 70,000 |
| Whiteside County Illinois | 16 | $ 1,538,000 | $ 96,000 | $ 56,000 |
| Rock Island County Illinois | 15 | $ 2,140,000 | $ 142,000 | $ 105,000 |
| Iroquois County Illinois | 14 | $ 1,626,000 | $ 116,000 | $ 65,000 |
| Lancaster County Nebraska | 14 | $ 2,856,000 | $ 204,000 | $ 96,000 |
| Massac County Illinois | 13 | $ 1,757,000 | $ 135,000 | $ 76,000 |
| Menard County Illinois | 13 | $ 1,454,000 | $ 111,000 | $ 69,000 |
| Bureau County Illinois | 12 | $ 1,196,000 | $ 99,000 | $ 68,000 |
| Jefferson County Illinois | 11 | $ 1,358,000 | $ 123,000 | $ 64,000 |
| Vermilion County Illinois | 11 | $ 1,515,000 | $ 137,000 | $ 81,000 |
| Washington County Illinois | 11 | $ 1,098,000 | $ 99,000 | $ 64,000 |
| Nemaha County Nebraska | 11 | $ 1,155,000 | $ 105,000 | $ 85,000 |
| Peoria County Illinois | 10 | $ 2,087,000 | $ 208,000 | $ 161,000 |
| Champaign County Illinois | 9 | $ 1,676,000 | $ 186,000 | $ 98,000 |
| Jackson County Illinois | 9 | $ 776,000 | $ 86,000 | $ 55,000 |
| Shelby County Illinois | 9 | $ 932,000 | $ 103,000 | $ 77,000 |
| Tazewell County Illinois | 9 | $ 1,224,000 | $ 136,000 | $ 125,000 |
| Jasper County Indiana | 9 | $ 1,388,000 | $ 154,000 | $ 65,000 |
| Webster County Missouri | 9 | $ 1,034,000 | $ 114,000 | $ 53,000 |
| Coles County Illinois | 8 | $ 927,000 | $ 115,000 | $ 59,000 |
| LaSalle County Illinois | 8 | $ 1,086,000 | $ 135,000 | $ 114,000 |
| Will County Illinois | 8 | $ 1,652,000 | $ 206,000 | $ 102,000 |
| Lewis County Missouri | 8 | $ 1,006,000 | $ 125,000 | $ 88,000 |
| Brown County Nebraska | 8 | $ 470,000 | $ 58,000 | $ 95,000 |
| Cumberland County Illinois | 6 | $ 653,000 | $ 108,000 | $ 49,000 |
| Macoupin County Illinois | 6 | $ 477,000 | $ 79,000 | $ 55,000 |
| Woodford County Illinois | 6 | $ 542,000 | $ 90,000 | $ 74,000 |
| Marion County Missouri | 6 | $ 776,000 | $ 129,000 | $ 69,000 |
| Butler County Nebraska | 6 | $ 683,000 | $ 113,000 | $ 60,000 |
| Cass County Illinois | 5 | $ 397,000 | $ 79,000 | $ 51,000 |
| Clinton County Illinois | 5 | $ 764,000 | $ 152,000 | $ 192,000 |
| Franklin County Illinois | 5 | $ 514,000 | $ 102,000 | $ 56,000 |
| Knox County Illinois | 5 | $ 316,000 | $ 63,000 | $ 61,000 |
| Tippecanoe County Indiana | 5 | $ 698,000 | $ 139,000 | $ 78,000 |
| Adair County Missouri | 5 | $ 730,000 | $ 146,000 | $ 60,000 |
| Platte County Nebraska | 5 | $ 765,000 | $ 153,000 | $ 63,000 |
| DuPage County Illinois | 4 | $ 785,000 | $ 196,000 | $ 677,000 |
| Kendall County Illinois | 4 | $ 1,134,000 | $ 283,000 | $ 93,000 |
| Livingston County Illinois | 4 | $ 332,000 | $ 83,000 | $ 44,000 |
| Pope County Illinois | 4 | $ 471,000 | $ 117,000 | $ 98,000 |
| Stark County Illinois | 4 | $ 460,000 | $ 115,000 | $ 80,000 |
| Newton County Indiana | 4 | $ 330,000 | $ 82,000 | $ 59,000 |
| Ralls County Missouri | 4 | $ 599,000 | $ 149,000 | $ 74,000 |
| Boone County Illinois | 3 | $ 619,000 | $ 206,000 | $ 97,000 |
| Jasper County Illinois | 3 | $ 347,000 | $ 115,000 | $ 41,000 |
| Kane County Illinois | 3 | $ 415,000 | $ 138,000 | $ 128,000 |
| Lee County Illinois | 3 | $ 473,000 | $ 157,000 | $ 119,000 |
| Madison County Illinois | 3 | $ 407,000 | $ 135,000 | $ 60,000 |
| Mercer County Illinois | 3 | $ 337,000 | $ 112,000 | $ 113,000 |
| Monroe County Illinois | 3 | $ 572,000 | $ 190,000 | $ 88,000 |
| Montgomery County Illinois | 3 | $ 358,000 | $ 119,000 | $ 69,000 |
| Morgan County Illinois | 3 | $ 443,000 | $ 147,000 | $ 91,000 |
| Perry County Illinois | 3 | $ 259,000 | $ 86,000 | $ 84,000 |
| Greene County Missouri | 3 | $ 623,000 | $ 207,000 | $ 79,000 |
| Clark County Illinois | 2 | $ 211,000 | $ 105,000 | $ 58,000 |
| Douglas County Illinois | 2 | $ 200,000 | $ 100,000 | $ 60,000 |
| Johnson County Illinois | 2 | $ 211,000 | $ 105,000 | $ 171,000 |
| Kankakee County Illinois | 2 | $ 282,000 | $ 141,000 | $ 83,000 |
| McDonough County Illinois | 2 | $ 231,000 | $ 115,000 | $ 59,000 |
| Ogle County Illinois | 2 | $ 259,000 | $ 129,000 | $ 129,000 |
| Piatt County Illinois | 2 | $ 4,615,000 | $ 2,307,000 | $ 27,000 |
| St. Clair County Illinois | 2 | $ 542,000 | $ 271,000 | $ 95,000 |
| Stephenson County Illinois | 2 | $ 156,000 | $ 78,000 | $ 38,000 |
| Scott County Iowa | 2 | $ 559,000 | $ 279,000 | $ 139,000 |
| McCracken County Kentucky | 2 | $ 174,000 | $ 87,000 | $ 66,000 |
| Clark County Missouri | 2 | $ 219,000 | $ 109,000 | $ 29,000 |
| St. Charles County Missouri | 2 | $ 589,000 | $ 294,000 | $ 274,000 |
| Collier County Florida | 1 | $ 264,000 | $ 264,000 | $ 702,000 |
| Hernando County Florida | 1 | $ 108,000 | $ 108,000 | $ 140,000 |
| Sumter County Florida | 1 | $ 248,000 | $ 248,000 | $ 337,000 |
| Carroll County Illinois | 1 | $ 160,000 | $ 160,000 | $ 98,000 |
| DeKalb County Illinois | 1 | $ 267,000 | $ 267,000 | $ 120,000 |
| Fulton County Illinois | 1 | $ 46,000 | $ 46,000 | $ 25,000 |
| Greene County Illinois | 1 | $ 150,000 | $ 150,000 | $ 64,000 |
| Hancock County Illinois | 1 | $ 89,000 | $ 89,000 | $ 31,000 |
| Henderson County Illinois | 1 | $ 124,000 | $ 124,000 | $ 93,000 |
| Macon County Illinois | 1 | $ 65,000 | $ 65,000 | $ 49,000 |
| Mason County Illinois | 1 | $ 108,000 | $ 108,000 | $ 59,000 |
| Moultrie County Illinois | 1 | $ 215,000 | $ 215,000 | $ 137,000 |
| Pike County Illinois | 1 | $ 58,000 | $ 58,000 | $ 37,000 |
| Putnam County Illinois | 1 | $ 263,000 | $ 263,000 | $ 135,000 |
| Richland County Illinois | 1 | $ 74,000 | $ 74,000 | $ 33,000 |
| Saline County Illinois | 1 | $ 136,000 | $ 136,000 | $ 49,000 |
| Union County Illinois | 1 | $ 81,000 | $ 81,000 | $ 38,000 |
| Warren County Illinois | 1 | $ 212,000 | $ 212,000 | $ 135,000 |
| Benton County Indiana | 1 | $ 56,000 | $ 56,000 | $ 86,000 |
| Carroll County Indiana | 1 | $ 141,000 | $ 141,000 | $ 76,000 |
| Clinton County Indiana | 1 | $ 48,000 | $ 48,000 | $ 28,000 |
| Elkhart County Indiana | 1 | $ 128,000 | $ 128,000 | $ 52,000 |
| Fountain County Indiana | 1 | $ 186,000 | $ 186,000 | $ 52,000 |
| Hamilton County Indiana | 1 | $ 98,000 | $ 98,000 | $ 62,000 |
| Marion County Indiana | 1 | $ 270,000 | $ 270,000 | $ 165,000 |
| Porter County Indiana | 1 | $ 268,000 | $ 268,000 | $ 127,000 |
| Pulaski County Indiana | 1 | $ 102,000 | $ 102,000 | $ 53,000 |
| Putnam County Indiana | 1 | $ 51,000 | $ 51,000 | $ 48,000 |
| Clinton County Iowa | 1 | $ 106,000 | $ 106,000 | $ 63,000 |
| Ballard County Kentucky | 1 | $ 171,000 | $ 171,000 | $ 70,000 |
| Marshall County Kentucky | 1 | $ 152,000 | $ 152,000 | $ 100,000 |
| Camden County Missouri | 1 | $ 123,000 | $ 123,000 | $ 63,000 |
| Dallas County Missouri | 1 | $ 83,000 | $ 83,000 | $ 51,000 |
| Douglas County Missouri | 1 | $ 72,000 | $ 72,000 | $ 138,000 |
| Grundy County Missouri | 1 | $ 107,000 | $ 107,000 | $ 108,000 |
| Howell County Missouri | 1 | $ 150,000 | $ 150,000 | $ 75,000 |
| Macon County Missouri | 1 | $ 172,000 | $ 172,000 | $ 70,000 |
| Washington County Missouri | 1 | $ 55,000 | $ 55,000 | $ 15,000 |
| Buffalo County Nebraska | 1 | $ 90,000 | $ 90,000 | $ 38,000 |
| Cass County Nebraska | 1 | $ 75,000 | $ 75,000 | $ 29,000 |
| Clay County Nebraska | 1 | $ 80,000 | $ 80,000 | $ 79,000 |
| Franklin County Nebraska | 1 | $ 120,000 | $ 120,000 | $ 78,000 |
| Harlan County Nebraska | 1 | $ 21,000 | $ 21,000 | $ 25,000 |
| Holt County Nebraska | 1 | $ 80,000 | $ 80,000 | $ 38,000 |
| Otoe County Nebraska | 1 | $ 81,000 | $ 81,000 | $ 27,000 |
| Polk County Nebraska | 1 | $ 133,000 | $ 133,000 | $ 94,000 |
| Rock County Nebraska | 1 | $ 28,000 | $ 28,000 | $ 39,000 |
| Saline County Nebraska | 1 | $ 169,000 | $ 169,000 | $ 77,000 |
| Saunders County Nebraska | 1 | $ 141,000 | $ 141,000 | $ 124,000 |
| Seward County Nebraska | 1 | $ 98,000 | $ 98,000 | $ 48,000 |
| Lawrence County South Dakota | 1 | $ 400,000 | $ 400,000 | $ 0 |
Mortgage Loan Application Detail Totals for Illini Bank in 2015
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 593 | $69,795,000 | $117,000 | $417,000 | $79,000 | $1,224,000 |
| Refinancing | 413 | $59,124,000 | $143,000 | $4,560,000 | $79,000 | $522,000 |
| Home Improvement | 41 | $4,340,000 | $105,000 | $254,000 | $105,000 | $494,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 979 | $119,654,000 | $122,000 | $664,000 | $81,000 | $1,224,000 |
| Not Provided | 24 | $3,353,000 | $139,000 | $350,000 | $108,000 | $420,000 |
| Not applicable | 12 | $6,983,000 | $581,000 | $4,560,000 | $0 | $0 |
| Asian | 11 | $1,618,000 | $147,000 | $279,000 | $111,000 | $332,000 |
| Black or African American | 10 | $704,000 | $70,000 | $213,000 | $38,000 | $96,000 |
| Hispanic | 7 | $623,000 | $89,000 | $139,000 | $59,000 | $92,000 |
| American Indian or Alaskan Native | 3 | $248,000 | $82,000 | $152,000 | $63,000 | $118,000 |
| Native Hawaiian or Other Pacific Islander | 1 | $76,000 | $76,000 | $76,000 | $41,000 | $41,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 921 | $122,591,000 | $133,000 | $4,560,000 | $84,000 | $1,122,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 122 | $10,373,000 | $85,000 | $292,000 | $52,000 | $1,224,000 |
| VA-guaranteed (Veterans Administration) | 2 | $152,000 | $76,000 | $118,000 | $26,000 | $36,000 |
| FHA-insured (Federal Housing Administration) | 2 | $143,000 | $71,000 | $90,000 | $66,000 | $77,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 685 | $91,523,000 | $133,000 | $4,560,000 | $82,000 | $750,000 |
| Application Denied By Financial Institution | 213 | $24,284,000 | $114,000 | $664,000 | $73,000 | $1,224,000 |
| Application Approved But Not Accepted | 142 | $16,485,000 | $116,000 | $350,000 | $79,000 | $702,000 |
| Application Withdrawn By Applicant | 5 | $612,000 | $122,000 | $236,000 | $142,000 | $420,000 |
| File Closed For Incompleteness | 2 | $355,000 | $177,000 | $273,000 | $111,000 | $161,000 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Collateral | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit History | 0 | $0 | $0 | $0 | $0 | $0 |
| Debt-To-Income Ratio | 0 | $0 | $0 | $0 | $0 | $0 |
| Employment History | 0 | $0 | $0 | $0 | $0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) | 0 | $0 | $0 | $0 | $0 | $0 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
| Other | 0 | $0 | $0 | $0 | $0 | $0 |
| Unverifiable Information | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Illini Bank's 2015 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Illini Bank's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Illinois, download the full spreadsheet
with aggregated HMDA statistics today.