Illini Bank
HMDA Loan Application Totals
and Mortgage Lending Details
for 2016
Illini Bank 2016 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Illini Bank 3200 W. Iles Avenue Springfield, IL 62711 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 981 |
| Total Mortgage Loan Application Amount | $128,513,000 |
| Average Mortgage Loan Application Amount | $125,000 |
| Highest Mortgage Loan Application Amount | $1,798,000 |
| Average Applicant Income | $90,666 |
| Highest Applicant Income | $801,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2016 with Illini Bank. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Illini Bank's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2016 breaks down Illini Bank's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Illini Bank serves its applicants.
Each category highlights the total number of mortgage applications processed by Illini Bank, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Illini Bank's mortgage activity for 2016.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Sangamon County Illinois | 220 | $ 27,852,000 | $ 126,000 | $ 83,000 |
| Henry County Illinois | 75 | $ 7,893,000 | $ 105,000 | $ 76,000 |
| McLean County Illinois | 43 | $ 6,589,000 | $ 153,000 | $ 111,000 |
| Fayette County Illinois | 34 | $ 3,749,000 | $ 110,000 | $ 63,000 |
| Marion County Illinois | 33 | $ 3,702,000 | $ 112,000 | $ 61,000 |
| Christian County Illinois | 28 | $ 2,257,000 | $ 80,000 | $ 53,000 |
| Massac County Illinois | 24 | $ 3,386,000 | $ 141,000 | $ 99,000 |
| Bond County Illinois | 23 | $ 2,868,000 | $ 124,000 | $ 76,000 |
| Ford County Illinois | 22 | $ 3,161,000 | $ 143,000 | $ 83,000 |
| Iroquois County Illinois | 20 | $ 2,722,000 | $ 136,000 | $ 74,000 |
| Whiteside County Illinois | 18 | $ 2,115,000 | $ 117,000 | $ 60,000 |
| Adair County Missouri | 14 | $ 2,185,000 | $ 156,000 | $ 127,000 |
| Brown County Nebraska | 14 | $ 1,152,000 | $ 82,000 | $ 70,000 |
| Cook County Illinois | 13 | $ 2,390,000 | $ 183,000 | $ 147,000 |
| Logan County Illinois | 13 | $ 1,460,000 | $ 112,000 | $ 78,000 |
| Adams County Illinois | 12 | $ 1,395,000 | $ 116,000 | $ 59,000 |
| LaSalle County Illinois | 12 | $ 1,751,000 | $ 145,000 | $ 112,000 |
| Rock Island County Illinois | 12 | $ 1,753,000 | $ 146,000 | $ 80,000 |
| Will County Illinois | 12 | $ 1,917,000 | $ 159,000 | $ 115,000 |
| Williamson County Illinois | 12 | $ 2,175,000 | $ 181,000 | $ 97,000 |
| Jasper County Indiana | 12 | $ 1,675,000 | $ 139,000 | $ 83,000 |
| Champaign County Illinois | 11 | $ 1,487,000 | $ 135,000 | $ 120,000 |
| Morgan County Illinois | 11 | $ 928,000 | $ 84,000 | $ 101,000 |
| Lancaster County Nebraska | 11 | $ 2,103,000 | $ 191,000 | $ 112,000 |
| Jackson County Illinois | 10 | $ 1,014,000 | $ 101,000 | $ 73,000 |
| Menard County Illinois | 10 | $ 1,463,000 | $ 146,000 | $ 75,000 |
| Marion County Missouri | 10 | $ 1,204,000 | $ 120,000 | $ 51,000 |
| DuPage County Illinois | 9 | $ 1,757,000 | $ 195,000 | $ 140,000 |
| Macoupin County Illinois | 8 | $ 596,000 | $ 74,000 | $ 82,000 |
| Woodford County Illinois | 8 | $ 1,207,000 | $ 150,000 | $ 73,000 |
| Bureau County Illinois | 7 | $ 587,000 | $ 83,000 | $ 57,000 |
| Effingham County Illinois | 7 | $ 1,267,000 | $ 181,000 | $ 119,000 |
| Johnson County Illinois | 7 | $ 1,046,000 | $ 149,000 | $ 76,000 |
| Monroe County Illinois | 7 | $ 892,000 | $ 127,000 | $ 71,000 |
| Washington County Illinois | 7 | $ 805,000 | $ 115,000 | $ 90,000 |
| Dixon County Nebraska | 7 | $ 828,000 | $ 118,000 | $ 47,000 |
| Webster County Nebraska | 7 | $ 746,000 | $ 106,000 | $ 68,000 |
| Coles County Illinois | 6 | $ 613,000 | $ 102,000 | $ 48,000 |
| Franklin County Illinois | 6 | $ 629,000 | $ 104,000 | $ 49,000 |
| McHenry County Illinois | 6 | $ 1,060,000 | $ 176,000 | $ 115,000 |
| Stark County Illinois | 6 | $ 500,000 | $ 83,000 | $ 71,000 |
| Newton County Indiana | 6 | $ 490,000 | $ 81,000 | $ 64,000 |
| Kane County Illinois | 5 | $ 926,000 | $ 185,000 | $ 121,000 |
| Shelby County Illinois | 5 | $ 473,000 | $ 94,000 | $ 68,000 |
| St. Clair County Illinois | 5 | $ 962,000 | $ 192,000 | $ 118,000 |
| Nemaha County Nebraska | 5 | $ 599,000 | $ 119,000 | $ 75,000 |
| Cumberland County Illinois | 4 | $ 671,000 | $ 167,000 | $ 74,000 |
| Kankakee County Illinois | 4 | $ 552,000 | $ 138,000 | $ 120,000 |
| Kendall County Illinois | 4 | $ 742,000 | $ 185,000 | $ 98,000 |
| Livingston County Illinois | 4 | $ 525,000 | $ 131,000 | $ 52,000 |
| Montgomery County Illinois | 4 | $ 515,000 | $ 128,000 | $ 73,000 |
| Peoria County Illinois | 4 | $ 2,517,000 | $ 629,000 | $ 139,000 |
| Tippecanoe County Indiana | 4 | $ 594,000 | $ 148,000 | $ 66,000 |
| DeKalb County Illinois | 3 | $ 326,000 | $ 108,000 | $ 86,000 |
| Knox County Illinois | 3 | $ 155,000 | $ 51,000 | $ 56,000 |
| Lee County Illinois | 3 | $ 383,000 | $ 127,000 | $ 150,000 |
| Ogle County Illinois | 3 | $ 523,000 | $ 174,000 | $ 139,000 |
| Vermilion County Illinois | 3 | $ 482,000 | $ 160,000 | $ 97,000 |
| Clinton County Indiana | 3 | $ 485,000 | $ 161,000 | $ 61,000 |
| Ralls County Missouri | 3 | $ 298,000 | $ 99,000 | $ 83,000 |
| Carroll County Illinois | 2 | $ 320,000 | $ 160,000 | $ 131,000 |
| Cass County Illinois | 2 | $ 148,000 | $ 74,000 | $ 24,000 |
| Clark County Illinois | 2 | $ 226,000 | $ 113,000 | $ 52,000 |
| Clinton County Illinois | 2 | $ 245,000 | $ 122,000 | $ 48,000 |
| De Witt County Illinois | 2 | $ 346,000 | $ 173,000 | $ 115,000 |
| Fulton County Illinois | 2 | $ 97,000 | $ 48,000 | $ 48,000 |
| Macon County Illinois | 2 | $ 139,000 | $ 69,000 | $ 49,000 |
| Madison County Illinois | 2 | $ 367,000 | $ 183,000 | $ 91,000 |
| Mason County Illinois | 2 | $ 136,000 | $ 68,000 | $ 83,000 |
| Pike County Illinois | 2 | $ 523,000 | $ 261,000 | $ 162,000 |
| Pulaski County Illinois | 2 | $ 382,000 | $ 191,000 | $ 70,000 |
| Schuyler County Illinois | 2 | $ 139,000 | $ 69,000 | $ 55,000 |
| Tazewell County Illinois | 2 | $ 194,000 | $ 97,000 | $ 36,000 |
| Warren County Illinois | 2 | $ 377,000 | $ 188,000 | $ 205,000 |
| Lake County Indiana | 2 | $ 208,000 | $ 104,000 | $ 82,000 |
| Scott County Iowa | 2 | $ 526,000 | $ 263,000 | $ 170,000 |
| Boone County Missouri | 2 | $ 401,000 | $ 200,000 | $ 71,000 |
| Schuyler County Missouri | 2 | $ 297,000 | $ 148,000 | $ 93,000 |
| Franklin County Nebraska | 2 | $ 82,000 | $ 41,000 | $ 77,000 |
| Holt County Nebraska | 2 | $ 185,000 | $ 92,000 | $ 35,000 |
| Sarasota County Florida | 1 | $ 75,000 | $ 75,000 | $ 58,000 |
| Volusia County Florida | 1 | $ 225,000 | $ 225,000 | $ 42,000 |
| Boone County Illinois | 1 | $ 179,000 | $ 179,000 | $ 97,000 |
| Crawford County Illinois | 1 | $ 116,000 | $ 116,000 | $ 67,000 |
| Douglas County Illinois | 1 | $ 252,000 | $ 252,000 | $ 50,000 |
| Grundy County Illinois | 1 | $ 202,000 | $ 202,000 | $ 148,000 |
| Hamilton County Illinois | 1 | $ 155,000 | $ 155,000 | $ 77,000 |
| Hancock County Illinois | 1 | $ 64,000 | $ 64,000 | $ 23,000 |
| Jasper County Illinois | 1 | $ 54,000 | $ 54,000 | $ 26,000 |
| Jefferson County Illinois | 1 | $ 145,000 | $ 145,000 | $ 81,000 |
| Lake County Illinois | 1 | $ 175,000 | $ 175,000 | $ 144,000 |
| McDonough County Illinois | 1 | $ 146,000 | $ 146,000 | $ 63,000 |
| Mercer County Illinois | 1 | $ 86,000 | $ 86,000 | $ 65,000 |
| Richland County Illinois | 1 | $ 90,000 | $ 90,000 | $ 105,000 |
| Stephenson County Illinois | 1 | $ 73,000 | $ 73,000 | $ 81,000 |
| Wayne County Illinois | 1 | $ 129,000 | $ 129,000 | $ 51,000 |
| Winnebago County Illinois | 1 | $ 148,000 | $ 148,000 | $ 141,000 |
| Benton County Indiana | 1 | $ 63,000 | $ 63,000 | $ 55,000 |
| Carroll County Indiana | 1 | $ 62,000 | $ 62,000 | $ 160,000 |
| Hamilton County Indiana | 1 | $ 279,000 | $ 279,000 | $ 162,000 |
| Johnson County Indiana | 1 | $ 114,000 | $ 114,000 | $ 92,000 |
| Warren County Indiana | 1 | $ 118,000 | $ 118,000 | $ 89,000 |
| White County Indiana | 1 | $ 46,000 | $ 46,000 | $ 72,000 |
| Clinton County Iowa | 1 | $ 266,000 | $ 266,000 | $ 356,000 |
| McCracken County Kentucky | 1 | $ 108,000 | $ 108,000 | $ 74,000 |
| Camden County Missouri | 1 | $ 441,000 | $ 441,000 | $ 167,000 |
| Lewis County Missouri | 1 | $ 68,000 | $ 68,000 | $ 41,000 |
| Linn County Missouri | 1 | $ 106,000 | $ 106,000 | $ 110,000 |
| Scotland County Missouri | 1 | $ 75,000 | $ 75,000 | $ 79,000 |
| St. Louis County Missouri | 1 | $ 228,000 | $ 228,000 | $ 160,000 |
| Stone County Missouri | 1 | $ 123,000 | $ 123,000 | $ 125,000 |
| Wright County Missouri | 1 | $ 245,000 | $ 245,000 | $ 77,000 |
| Buffalo County Nebraska | 1 | $ 260,000 | $ 260,000 | $ 137,000 |
| Dakota County Nebraska | 1 | $ 232,000 | $ 232,000 | $ 106,000 |
| Douglas County Nebraska | 1 | $ 193,000 | $ 193,000 | $ 95,000 |
| Keith County Nebraska | 1 | $ 116,000 | $ 116,000 | $ 70,000 |
| Clark County Nevada | 1 | $ 218,000 | $ 218,000 | $ 84,000 |
| Clay County South Dakota | 1 | $ 98,000 | $ 98,000 | $ 66,000 |
| Travis County Texas | 1 | $ 305,000 | $ 305,000 | $ 116,000 |
Mortgage Loan Application Detail Totals for Illini Bank in 2016
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 506 | $63,128,000 | $124,000 | $880,000 | $78,000 | $401,000 |
| Refinancing | 428 | $60,128,000 | $140,000 | $1,798,000 | $89,000 | $475,000 |
| Home Improvement | 47 | $5,257,000 | $111,000 | $300,000 | $105,000 | $801,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 887 | $113,157,000 | $127,000 | $441,000 | $84,000 | $801,000 |
| Not Provided | 45 | $6,192,000 | $137,000 | $417,000 | $114,000 | $475,000 |
| Not applicable | 16 | $4,026,000 | $251,000 | $1,798,000 | $0 | $0 |
| Hispanic | 15 | $2,174,000 | $144,000 | $880,000 | $59,000 | $146,000 |
| Asian | 12 | $2,278,000 | $189,000 | $417,000 | $177,000 | $319,000 |
| Black or African American | 3 | $291,000 | $97,000 | $132,000 | $53,000 | $86,000 |
| American Indian or Alaskan Native | 3 | $395,000 | $131,000 | $223,000 | $70,000 | $115,000 |
| Native Hawaiin or Other Pacific Islander | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 901 | $122,112,000 | $135,000 | $1,798,000 | $88,000 | $801,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 79 | $6,347,000 | $80,000 | $230,000 | $43,000 | $88,000 |
| FHA-insured (Federal Housing Administration) | 1 | $54,000 | $54,000 | $54,000 | $26,000 | $26,000 |
| VA-guaranteed (Veterans Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 626 | $84,361,000 | $134,000 | $1,798,000 | $88,000 | $801,000 |
| Application Denied By Financial Institution | 195 | $22,587,000 | $115,000 | $880,000 | $63,000 | $302,000 |
| Application Approved But Not Accepted | 154 | $20,920,000 | $135,000 | $417,000 | $97,000 | $380,000 |
| Application Withdrawn By Applicant | 3 | $305,000 | $101,000 | $153,000 | $115,000 | $171,000 |
| File Closed For Incompleteness | 3 | $340,000 | $113,000 | $150,000 | $53,000 | $81,000 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Collateral | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit History | 0 | $0 | $0 | $0 | $0 | $0 |
| Debt-To-Income Ratio | 0 | $0 | $0 | $0 | $0 | $0 |
| Employment History | 0 | $0 | $0 | $0 | $0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) | 0 | $0 | $0 | $0 | $0 | $0 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
| Other | 0 | $0 | $0 | $0 | $0 | $0 |
| Unverifiable Information | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Illini Bank's 2016 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Illini Bank's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Illinois, download the full spreadsheet
with aggregated HMDA statistics today.