Inb, National Association
HMDA Loan Application Totals
and Mortgage Lending Details
for 2020
Inb, National Association 2020 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Inb, National Association 322 E. Capitol Springfield, IL 62701 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 3,034 |
| Total Mortgage Loan Application Amount | $650,390,000 |
| Average Mortgage Loan Application Amount | $153,600 |
| Highest Mortgage Loan Application Amount | $27,005,000 |
| Average Applicant Income | $114,200 |
| Highest Applicant Income | $4,218,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2020 with Inb, National Association. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Inb, National Association's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2020 breaks down Inb, National Association's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Inb, National Association serves its applicants.
Each category highlights the total number of mortgage applications processed by Inb, National Association, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Inb, National Association's mortgage activity for 2020.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Sangamon County Illinois | 1,111 | $ 219,635,000 | $ 197,000 | $ 118,000 |
| Peoria County Illinois | 536 | $ 88,510,000 | $ 165,000 | $ 115,000 |
| Champaign County Illinois | 361 | $ 77,085,000 | $ 213,000 | $ 115,000 |
| Tazewell County Illinois | 247 | $ 38,825,000 | $ 157,000 | $ 97,000 |
| McLean County Illinois | 193 | $ 50,455,000 | $ 261,000 | $ 115,000 |
| Woodford County Illinois | 73 | $ 15,125,000 | $ 207,000 | $ 134,000 |
| Logan County Illinois | 40 | $ 5,320,000 | $ 133,000 | $ 82,000 |
| Macon County Illinois | 39 | $ 15,065,000 | $ 386,000 | $ 169,000 |
| Menard County Illinois | 33 | $ 6,545,000 | $ 198,000 | $ 139,000 |
| Cook County Illinois | 23 | $ 7,235,000 | $ 314,000 | $ 226,000 |
| St. Louis County Missouri | 23 | $ 12,225,000 | $ 531,000 | $ 195,000 |
| Douglas County Illinois | 22 | $ 2,780,000 | $ 126,000 | $ 72,000 |
| St. Louis City County Missouri | 19 | $ 32,455,000 | $ 1,708,000 | $ 153,000 |
| Piatt County Illinois | 17 | $ 3,425,000 | $ 201,000 | $ 117,000 |
| Lee County Florida | 14 | $ 3,640,000 | $ 260,000 | $ 132,000 |
| Christian County Illinois | 13 | $ 1,795,000 | $ 138,000 | $ 106,000 |
| Morgan County Illinois | 13 | $ 1,605,000 | $ 123,000 | $ 77,000 |
| Vermilion County Illinois | 13 | $ 1,705,000 | $ 131,000 | $ 79,000 |
| Macoupin County Illinois | 11 | $ 1,475,000 | $ 134,000 | $ 85,000 |
| Cass County Illinois | 9 | $ 865,000 | $ 96,000 | $ 75,000 |
| St. Charles County Missouri | 9 | $ 2,245,000 | $ 249,000 | $ 142,000 |
| DuPage County Illinois | 8 | $ 1,610,000 | $ 201,000 | $ 156,000 |
| Madison County Illinois | 8 | $ 1,540,000 | $ 192,000 | $ 135,000 |
| Marshall County Illinois | 8 | $ 990,000 | $ 123,000 | $ 81,000 |
| Mason County Illinois | 7 | $ 875,000 | $ 125,000 | $ 94,000 |
| Fulton County Illinois | 6 | $ 1,120,000 | $ 186,000 | $ 87,000 |
| Stark County Illinois | 6 | $ 610,000 | $ 101,000 | $ 49,000 |
| Maricopa County Arizona | 5 | $ 1,475,000 | $ 295,000 | $ 154,000 |
| Pinellas County Florida | 4 | $ 1,330,000 | $ 332,000 | $ 213,000 |
| Effingham County Georgia | 4 | $ 1,570,000 | $ 392,000 | $ 347,000 |
| De Witt County Illinois | 4 | $ 470,000 | $ 117,000 | $ 80,000 |
| Ford County Illinois | 4 | $ 540,000 | $ 135,000 | $ 99,000 |
| Montgomery County Illinois | 4 | $ 790,000 | $ 197,000 | $ 114,000 |
| Collier County Florida | 3 | $ 1,355,000 | $ 451,000 | $ 212,000 |
| Walton County Florida | 3 | $ 1,645,000 | $ 548,000 | $ 391,000 |
| Kane County Illinois | 3 | $ 665,000 | $ 221,000 | $ 105,000 |
| Knox County Illinois | 3 | $ 695,000 | $ 231,000 | $ 122,000 |
| Williamson County Illinois | 3 | $ 615,000 | $ 205,000 | $ 124,000 |
| Clark County Nevada | 3 | $ 995,000 | $ 331,000 | $ 151,000 |
| Davidson County Tennessee | 3 | $ 1,065,000 | $ 355,000 | $ 110,000 |
| Harris County Texas | 3 | $ 1,005,000 | $ 335,000 | $ 141,000 |
| Garland County Arkansas | 2 | $ 350,000 | $ 175,000 | $ 51,000 |
| Douglas County Colorado | 2 | $ 640,000 | $ 320,000 | $ 235,000 |
| El Paso County Colorado | 2 | $ 710,000 | $ 355,000 | $ 152,000 |
| Manatee County Florida | 2 | $ 390,000 | $ 195,000 | $ 233,000 |
| Palm Beach County Florida | 2 | $ 480,000 | $ 240,000 | $ 96,000 |
| Seminole County Florida | 2 | $ 710,000 | $ 355,000 | $ 127,000 |
| Sumter County Florida | 2 | $ 500,000 | $ 250,000 | $ 220,000 |
| Brown County Illinois | 2 | $ 390,000 | $ 195,000 | $ 77,000 |
| Coles County Illinois | 2 | $ 300,000 | $ 150,000 | $ 108,000 |
| Hancock County Illinois | 2 | $ 270,000 | $ 135,000 | $ 108,000 |
| Lake County Illinois | 2 | $ 420,000 | $ 210,000 | $ 188,000 |
| Monroe County Illinois | 2 | $ 450,000 | $ 225,000 | $ 122,000 |
| Moultrie County Illinois | 2 | $ 340,000 | $ 170,000 | $ 61,000 |
| Schuyler County Illinois | 2 | $ 380,000 | $ 190,000 | $ 135,000 |
| Shelby County Illinois | 2 | $ 450,000 | $ 225,000 | $ 119,000 |
| Marion County Indiana | 2 | $ 390,000 | $ 195,000 | $ 98,000 |
| Fayette County Kentucky | 2 | $ 890,000 | $ 445,000 | $ 230,000 |
| Berrien County Michigan | 2 | $ 1,010,000 | $ 505,000 | $ 582,000 |
| Camden County Missouri | 2 | $ 480,000 | $ 240,000 | $ 72,000 |
| Brunswick County North Carolina | 2 | $ 700,000 | $ 350,000 | $ 105,000 |
| Warren County Ohio | 2 | $ 420,000 | $ 210,000 | $ 156,000 |
| Sumner County Tennessee | 2 | $ 530,000 | $ 265,000 | $ 94,000 |
| Pierce County Washington | 2 | $ 850,000 | $ 425,000 | $ 136,000 |
| Vilas County Wisconsin | 2 | $ 570,000 | $ 285,000 | $ 127,000 |
| Baldwin County Alabama | 1 | $ 275,000 | $ 275,000 | $ 194,000 |
| Pinal County Arizona | 1 | $ 105,000 | $ 105,000 | $ 135,000 |
| Santa Cruz County Arizona | 1 | $ 245,000 | $ 245,000 | $ 211,000 |
| Benton County Arkansas | 1 | $ 355,000 | $ 355,000 | $ 255,000 |
| Pope County Arkansas | 1 | $ 65,000 | $ 65,000 | $ 707,000 |
| Pulaski County Arkansas | 1 | $ 105,000 | $ 105,000 | $ 79,000 |
| Washington County Arkansas | 1 | $ 115,000 | $ 115,000 | $ 50,000 |
| Adams County Colorado | 1 | $ 375,000 | $ 375,000 | $ 226,000 |
| Arapahoe County Colorado | 1 | $ 435,000 | $ 435,000 | $ 139,000 |
| Larimer County Colorado | 1 | $ 225,000 | $ 225,000 | $ 86,000 |
| Summit County Colorado | 1 | $ 405,000 | $ 405,000 | $ 232,000 |
| Hartford County Connecticut | 1 | $ 245,000 | $ 245,000 | $ 150,000 |
| Bay County Florida | 1 | $ 115,000 | $ 115,000 | $ 105,000 |
| Charlotte County Florida | 1 | $ 135,000 | $ 135,000 | $ 129,000 |
| Duval County Florida | 1 | $ 255,000 | $ 255,000 | $ 44,000 |
| Hillsborough County Florida | 1 | $ 245,000 | $ 245,000 | $ 84,000 |
| Marion County Florida | 1 | $ 245,000 | $ 245,000 | $ 118,000 |
| Osceola County Florida | 1 | $ 65,000 | $ 65,000 | $ 0 |
| Douglas County Georgia | 1 | $ 265,000 | $ 265,000 | $ 163,000 |
| Muscogee County Georgia | 1 | $ 25,000 | $ 25,000 | $ 110,000 |
| Paulding County Georgia | 1 | $ 285,000 | $ 285,000 | $ 107,000 |
| Clark County Illinois | 1 | $ 85,000 | $ 85,000 | $ 50,000 |
| Crawford County Illinois | 1 | $ 225,000 | $ 225,000 | $ 0 |
| Grundy County Illinois | 1 | $ 315,000 | $ 315,000 | $ 146,000 |
| Iroquois County Illinois | 1 | $ 85,000 | $ 85,000 | $ 147,000 |
| Jackson County Illinois | 1 | $ 65,000 | $ 65,000 | $ 127,000 |
| Jo Daviess County Illinois | 1 | $ 105,000 | $ 105,000 | $ 53,000 |
| Kankakee County Illinois | 1 | $ 215,000 | $ 215,000 | $ 70,000 |
| Kendall County Illinois | 1 | $ 10,505,000 | $ 10,505,000 | $ 0 |
| Livingston County Illinois | 1 | $ 95,000 | $ 95,000 | $ 120,000 |
| McHenry County Illinois | 1 | $ 275,000 | $ 275,000 | $ 123,000 |
| Ogle County Illinois | 1 | $ 175,000 | $ 175,000 | $ 52,000 |
| Pike County Illinois | 1 | $ 275,000 | $ 275,000 | $ 0 |
| St. Clair County Illinois | 1 | $ 155,000 | $ 155,000 | $ 99,000 |
| Wayne County Illinois | 1 | $ 85,000 | $ 85,000 | $ 65,000 |
| Whiteside County Illinois | 1 | $ 225,000 | $ 225,000 | $ 125,000 |
| Winnebago County Illinois | 1 | $ 145,000 | $ 145,000 | $ 68,000 |
| Bartholomew County Indiana | 1 | $ 315,000 | $ 315,000 | $ 99,000 |
| Decatur County Indiana | 1 | $ 255,000 | $ 255,000 | $ 92,000 |
| Fountain County Indiana | 1 | $ 185,000 | $ 185,000 | $ 89,000 |
| Hamilton County Indiana | 1 | $ 355,000 | $ 355,000 | $ 201,000 |
| Hendricks County Indiana | 1 | $ 215,000 | $ 215,000 | $ 121,000 |
| Howard County Indiana | 1 | $ 235,000 | $ 235,000 | $ 131,000 |
| Tippecanoe County Indiana | 1 | $ 145,000 | $ 145,000 | $ 42,000 |
| Des Moines County Iowa | 1 | $ 85,000 | $ 85,000 | $ 231,000 |
| Lee County Iowa | 1 | $ 55,000 | $ 55,000 | $ 45,000 |
| Hardin County Kentucky | 1 | $ 225,000 | $ 225,000 | $ 0 |
| Marshall County Kentucky | 1 | $ 295,000 | $ 295,000 | $ 148,000 |
| Hancock County Maine | 1 | $ 185,000 | $ 185,000 | $ 275,000 |
| Baltimore County Maryland | 1 | $ 355,000 | $ 355,000 | $ 118,000 |
| Ottawa County Michigan | 1 | $ 455,000 | $ 455,000 | $ 250,000 |
| Pennington County Minnesota | 1 | $ 75,000 | $ 75,000 | $ 42,000 |
| Ralls County Missouri | 1 | $ 325,000 | $ 325,000 | $ 0 |
| Wayne County Missouri | 1 | $ 265,000 | $ 265,000 | $ 171,000 |
| Chatham County North Carolina | 1 | $ 325,000 | $ 325,000 | $ 0 |
| Iredell County North Carolina | 1 | $ 495,000 | $ 495,000 | $ 210,000 |
| New Hanover County North Carolina | 1 | $ 245,000 | $ 245,000 | $ 356,000 |
| Pitt County North Carolina | 1 | $ 195,000 | $ 195,000 | $ 0 |
| Butler County Ohio | 1 | $ 335,000 | $ 335,000 | $ 165,000 |
| Cuyahoga County Ohio | 1 | $ 55,000 | $ 55,000 | $ 110,000 |
| Allegheny County Pennsylvania | 1 | $ 335,000 | $ 335,000 | $ 135,000 |
| Cumberland County Tennessee | 1 | $ 175,000 | $ 175,000 | $ 97,000 |
| Jefferson County Tennessee | 1 | $ 285,000 | $ 285,000 | $ 83,000 |
| Montgomery County Tennessee | 1 | $ 265,000 | $ 265,000 | $ 98,000 |
| Roane County Tennessee | 1 | $ 205,000 | $ 205,000 | $ 71,000 |
| Rutherford County Tennessee | 1 | $ 305,000 | $ 305,000 | $ 91,000 |
| Shelby County Tennessee | 1 | $ 95,000 | $ 95,000 | $ 190,000 |
| Bexar County Texas | 1 | $ 345,000 | $ 345,000 | $ 130,000 |
| Hays County Texas | 1 | $ 465,000 | $ 465,000 | $ 142,000 |
| Johnson County Texas | 1 | $ 365,000 | $ 365,000 | $ 194,000 |
| Rockwall County Texas | 1 | $ 215,000 | $ 215,000 | $ 63,000 |
| Utah County Utah | 1 | $ 1,615,000 | $ 1,615,000 | $ 897,000 |
| King County Washington | 1 | $ 305,000 | $ 305,000 | $ 410,000 |
| Dane County Wisconsin | 1 | $ 205,000 | $ 205,000 | $ 147,000 |
| Oneida County Wisconsin | 1 | $ 325,000 | $ 325,000 | $ 242,000 |
Mortgage Loan Application Detail Totals for Inb, National Association in 2020
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Refinancing | 1,591 | $366,645,000 | $230,000 | $27,005,000 | $123,000 | $1,142,000 |
| Home Purchase | 1,107 | $228,735,000 | $206,000 | $21,325,000 | $111,000 | $4,218,000 |
| Cash-out Refinancing | 281 | $51,165,000 | $182,000 | $515,000 | $126,000 | $1,105,000 |
| Home Improvement | 43 | $2,815,000 | $65,000 | $255,000 | $133,000 | $348,000 |
| Other Purpose | 12 | $1,030,000 | $85,000 | $295,000 | $78,000 | $154,000 |
| Not Applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 2,390 | $423,370,000 | $177,000 | $2,345,000 | $117,000 | $4,218,000 |
| Not Provided | 249 | $49,035,000 | $196,000 | $655,000 | $139,000 | $724,000 |
| Not applicable | 145 | $138,125,000 | $952,000 | $27,005,000 | $0 | $0 |
| Asian | 83 | $13,795,000 | $166,000 | $515,000 | $114,000 | $600,000 |
| Black or African American | 77 | $10,505,000 | $136,000 | $515,000 | $95,000 | $403,000 |
| Hispanic | 39 | $5,035,000 | $129,000 | $405,000 | $119,000 | $400,000 |
| American Indian or Alaskan Native | 9 | $1,325,000 | $147,000 | $285,000 | $110,000 | $210,000 |
| Native Hawaiian or Other Pacific Islander | 1 | $115,000 | $115,000 | $115,000 | $147,000 | $147,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 2,861 | $620,105,000 | $216,000 | $27,005,000 | $121,000 | $4,218,000 |
| VA-guaranteed (Veterans Administration) | 93 | $19,655,000 | $211,000 | $515,000 | $95,000 | $308,000 |
| FHA-insured (Federal Housing Administration) | 44 | $6,670,000 | $151,000 | $325,000 | $70,000 | $244,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 36 | $3,960,000 | $110,000 | $195,000 | $48,000 | $102,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 2,548 | $575,980,000 | $226,000 | $27,005,000 | $121,000 | $1,142,000 |
| Application Withdrawn By Applicant | 258 | $43,110,000 | $167,000 | $1,335,000 | $111,000 | $667,000 |
| Application Denied By Financial Institution | 173 | $22,285,000 | $128,000 | $515,000 | $72,000 | $723,000 |
| File Closed For Incompleteness | 33 | $5,045,000 | $152,000 | $455,000 | $117,000 | $330,000 |
| Application Approved But Not Accepted | 22 | $3,970,000 | $180,000 | $485,000 | $345,000 | $4,218,000 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not applicable | 2,861 | $628,105,000 | $219,000 | $27,005,000 | $122,000 | $4,218,000 |
| Debt-To-Income Ratio | 63 | $10,415,000 | $165,000 | $515,000 | $55,000 | $152,000 |
| Credit History | 58 | $6,620,000 | $114,000 | $245,000 | $89,000 | $723,000 |
| Collateral | 30 | $2,690,000 | $89,000 | $255,000 | $78,000 | $264,000 |
| Other | 10 | $920,000 | $92,000 | $215,000 | $67,000 | $171,000 |
| Employment History | 5 | $685,000 | $137,000 | $225,000 | $81,000 | $180,000 |
| Unverifiable Information | 4 | $700,000 | $175,000 | $225,000 | $65,000 | $89,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 3 | $255,000 | $85,000 | $105,000 | $44,000 | $47,000 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Inb, National Association's 2020 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Inb, National Association's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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with aggregated HMDA statistics today.