Innergy Lending Llc
HMDA Loan Application Totals
and Mortgage Lending Details
for 2006
Innergy Lending Llc 2006 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Innergy Lending Llc 11315 Johns Creek Parkway Suite 200 Duluth, GA 30097 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2006 |
| Total Number of Mortgage Applications | 1,509 |
| Total Mortgage Loan Application Amount | $225,210,000 |
| Average Mortgage Loan Application Amount | $147,000 |
| Highest Mortgage Loan Application Amount | $2,222,000 |
| Average Applicant Income | $58,000 |
| Highest Applicant Income | $625,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2006 with Innergy Lending Llc. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Innergy Lending Llc's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2006 breaks down Innergy Lending Llc's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Innergy Lending Llc serves its applicants.
Each category highlights the total number of mortgage applications processed by Innergy Lending Llc, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Innergy Lending Llc's mortgage activity for 2006.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Utah County Utah | 103 | $ 13,816,000 | $ 134,000 | $ 64,000 |
| Salt Lake County Utah | 98 | $ 13,437,000 | $ 137,000 | $ 53,000 |
| Fulton County Georgia | 73 | $ 10,587,000 | $ 145,000 | $ 40,000 |
| Weber County Utah | 63 | $ 7,086,000 | $ 112,000 | $ 58,000 |
| Gwinnett County Georgia | 50 | $ 6,948,000 | $ 138,000 | $ 34,000 |
| El Paso County Colorado | 49 | $ 6,838,000 | $ 139,000 | $ 58,000 |
| Denver County Colorado | 48 | $ 5,516,000 | $ 114,000 | $ 127,000 |
| Clark County Nevada | 48 | $ 11,079,000 | $ 230,000 | $ 63,000 |
| Davis County Utah | 48 | $ 7,322,000 | $ 152,000 | $ 55,000 |
| Broward County Florida | 45 | $ 10,858,000 | $ 241,000 | $ 86,000 |
| DeKalb County Georgia | 40 | $ 4,650,000 | $ 116,000 | $ 23,000 |
| Cobb County Georgia | 32 | $ 4,481,000 | $ 140,000 | $ 34,000 |
| Arapahoe County Colorado | 30 | $ 5,979,000 | $ 199,000 | $ 84,000 |
| Polk County Florida | 30 | $ 4,891,000 | $ 163,000 | $ 67,000 |
| Jefferson County Colorado | 22 | $ 4,032,000 | $ 183,000 | $ 84,000 |
| Waukesha County Wisconsin | 20 | $ 3,085,000 | $ 154,000 | $ 50,000 |
| Douglas County Colorado | 19 | $ 4,016,000 | $ 211,000 | $ 109,000 |
| Larimer County Colorado | 19 | $ 2,981,000 | $ 156,000 | $ 83,000 |
| Miami-Dade County Florida | 19 | $ 3,623,000 | $ 190,000 | $ 85,000 |
| Adams County Colorado | 18 | $ 1,998,000 | $ 111,000 | $ 59,000 |
| Milwaukee County Wisconsin | 18 | $ 1,503,000 | $ 83,000 | $ 44,000 |
| Duval County Florida | 14 | $ 2,253,000 | $ 160,000 | $ 62,000 |
| Hillsborough County Florida | 14 | $ 2,636,000 | $ 188,000 | $ 83,000 |
| Forsyth County Georgia | 14 | $ 1,754,000 | $ 125,000 | $ 34,000 |
| Boulder County Colorado | 12 | $ 1,695,000 | $ 141,000 | $ 88,000 |
| Palm Beach County Florida | 12 | $ 2,889,000 | $ 240,000 | $ 103,000 |
| Chatham County Georgia | 12 | $ 1,299,000 | $ 108,000 | $ 55,000 |
| Henry County Georgia | 12 | $ 1,863,000 | $ 155,000 | $ 71,000 |
| Hidalgo County Texas | 11 | $ 1,530,000 | $ 139,000 | $ 81,000 |
| Tooele County Utah | 11 | $ 1,020,000 | $ 92,000 | $ 64,000 |
| Harris County Texas | 9 | $ 763,000 | $ 84,000 | $ 124,000 |
| Travis County Texas | 9 | $ 1,848,000 | $ 205,000 | $ 145,000 |
| Morgan County Alabama | 8 | $ 959,000 | $ 119,000 | $ 44,000 |
| Lake County Florida | 8 | $ 1,294,000 | $ 161,000 | $ 92,000 |
| Pinellas County Florida | 8 | $ 3,923,000 | $ 490,000 | $ 58,000 |
| Cherokee County Georgia | 8 | $ 1,214,000 | $ 151,000 | $ 75,000 |
| Cullman County Alabama | 7 | $ 841,000 | $ 120,000 | $ 48,000 |
| Newton County Georgia | 7 | $ 755,000 | $ 107,000 | $ 17,000 |
| Paulding County Georgia | 7 | $ 937,000 | $ 133,000 | $ 39,000 |
| Cook County Illinois | 7 | $ 1,789,000 | $ 255,000 | $ 111,000 |
| Jefferson County Wisconsin | 7 | $ 610,000 | $ 87,000 | $ 43,000 |
| Douglas County Georgia | 6 | $ 508,000 | $ 84,000 | $ 19,000 |
| Hall County Georgia | 6 | $ 556,000 | $ 92,000 | $ 7,000 |
| Muscogee County Georgia | 6 | $ 410,000 | $ 68,000 | $ 24,000 |
| Ada County Idaho | 6 | $ 1,377,000 | $ 229,000 | $ 149,000 |
| Box Elder County Utah | 6 | $ 567,000 | $ 94,000 | $ 62,000 |
| Gunnison County Colorado | 5 | $ 992,000 | $ 198,000 | $ 114,000 |
| Pueblo County Colorado | 5 | $ 783,000 | $ 156,000 | $ 51,000 |
| Orange County Florida | 5 | $ 1,238,000 | $ 247,000 | $ 65,000 |
| Clayton County Georgia | 5 | $ 658,000 | $ 131,000 | $ 29,000 |
| Jefferson County Kentucky | 5 | $ 516,000 | $ 103,000 | $ 41,000 |
| Multnomah County Oregon | 5 | $ 803,000 | $ 160,000 | $ 44,000 |
| Williamson County Texas | 5 | $ 625,000 | $ 125,000 | $ 113,000 |
| Gilpin County Colorado | 4 | $ 413,000 | $ 103,000 | $ 120,000 |
| Weld County Colorado | 4 | $ 353,000 | $ 88,000 | $ 47,000 |
| Brevard County Florida | 4 | $ 705,000 | $ 176,000 | $ 27,000 |
| Coweta County Georgia | 4 | $ 320,000 | $ 80,000 | $ 62,000 |
| Floyd County Georgia | 4 | $ 250,000 | $ 62,000 | $ 31,000 |
| Lake County Illinois | 4 | $ 589,000 | $ 147,000 | $ 65,000 |
| Will County Illinois | 4 | $ 391,000 | $ 97,000 | $ 61,000 |
| Clackamas County Oregon | 4 | $ 974,000 | $ 243,000 | $ 68,000 |
| Washington County Oregon | 4 | $ 1,268,000 | $ 317,000 | $ 73,000 |
| Duchesne County Utah | 4 | $ 382,000 | $ 95,000 | $ 40,000 |
| Washington County Utah | 4 | $ 828,000 | $ 207,000 | $ 70,000 |
| Racine County Wisconsin | 4 | $ 580,000 | $ 145,000 | $ 75,000 |
| Lee County Florida | 3 | $ 501,000 | $ 167,000 | $ 14,000 |
| Barrow County Georgia | 3 | $ 233,000 | $ 77,000 | $ 14,000 |
| Carroll County Georgia | 3 | $ 378,000 | $ 126,000 | $ 0 |
| Fayette County Georgia | 3 | $ 325,000 | $ 108,000 | $ 0 |
| Jasper County Georgia | 3 | $ 220,000 | $ 73,000 | $ 8,000 |
| Rockdale County Georgia | 3 | $ 496,000 | $ 165,000 | $ 19,000 |
| Winnebago County Illinois | 3 | $ 389,000 | $ 129,000 | $ 39,000 |
| Scott County Indiana | 3 | $ 455,000 | $ 151,000 | $ 38,000 |
| Hardin County Kentucky | 3 | $ 757,000 | $ 252,000 | $ 34,000 |
| Trimble County Kentucky | 3 | $ 220,000 | $ 73,000 | $ 46,000 |
| Marion County Oregon | 3 | $ 363,000 | $ 121,000 | $ 132,000 |
| Cameron County Texas | 3 | $ 273,000 | $ 91,000 | $ 38,000 |
| Dallas County Texas | 3 | $ 210,000 | $ 70,000 | $ 37,000 |
| McLennan County Texas | 3 | $ 242,000 | $ 80,000 | $ 25,000 |
| Montgomery County Texas | 3 | $ 476,000 | $ 158,000 | $ 23,000 |
| Rock County Wisconsin | 3 | $ 288,000 | $ 96,000 | $ 74,000 |
| Walworth County Wisconsin | 3 | $ 405,000 | $ 135,000 | $ 60,000 |
| Mobile County Alabama | 2 | $ 141,000 | $ 70,000 | $ 172,000 |
| Teller County Colorado | 2 | $ 296,000 | $ 148,000 | $ 78,000 |
| Osceola County Florida | 2 | $ 384,000 | $ 192,000 | $ 50,000 |
| Seminole County Florida | 2 | $ 412,000 | $ 206,000 | $ 97,000 |
| St. Lucie County Florida | 2 | $ 204,000 | $ 102,000 | $ 0 |
| Bibb County Georgia | 2 | $ 176,000 | $ 88,000 | $ 42,000 |
| Camden County Georgia | 2 | $ 624,000 | $ 312,000 | $ 32,000 |
| Grady County Georgia | 2 | $ 360,000 | $ 180,000 | $ 90,000 |
| Laurens County Georgia | 2 | $ 137,000 | $ 68,000 | $ 26,000 |
| Lee County Georgia | 2 | $ 155,000 | $ 77,000 | $ 25,000 |
| Peach County Georgia | 2 | $ 154,000 | $ 77,000 | $ 18,000 |
| Walton County Georgia | 2 | $ 151,000 | $ 75,000 | $ 36,000 |
| DuPage County Illinois | 2 | $ 306,000 | $ 153,000 | $ 47,000 |
| Kane County Illinois | 2 | $ 275,000 | $ 137,000 | $ 93,000 |
| Oldham County Kentucky | 2 | $ 196,000 | $ 98,000 | $ 51,000 |
| Fort Bend County Texas | 2 | $ 314,000 | $ 157,000 | $ 125,000 |
| Jefferson County Texas | 2 | $ 150,000 | $ 75,000 | $ 71,000 |
| Liberty County Texas | 2 | $ 125,000 | $ 62,000 | $ 56,000 |
| Morgan County Utah | 2 | $ 384,000 | $ 192,000 | $ 29,000 |
| Summit County Utah | 2 | $ 177,000 | $ 88,000 | $ 76,000 |
| Marathon County Wisconsin | 2 | $ 257,000 | $ 128,000 | $ 32,000 |
| Outagamie County Wisconsin | 2 | $ 199,000 | $ 99,000 | $ 35,000 |
| Crowley County Colorado | 1 | $ 65,000 | $ 65,000 | $ 37,000 |
| Mesa County Colorado | 1 | $ 135,000 | $ 135,000 | $ 0 |
| Washington County Colorado | 1 | $ 174,000 | $ 174,000 | $ 63,000 |
| Yuma County Colorado | 1 | $ 55,000 | $ 55,000 | $ 19,000 |
| Alachua County Florida | 1 | $ 225,000 | $ 225,000 | $ 168,000 |
| Clay County Florida | 1 | $ 230,000 | $ 230,000 | $ 78,000 |
| Hendry County Florida | 1 | $ 100,000 | $ 100,000 | $ 32,000 |
| Highlands County Florida | 1 | $ 400,000 | $ 400,000 | $ 97,000 |
| Levy County Florida | 1 | $ 189,000 | $ 189,000 | $ 0 |
| Manatee County Florida | 1 | $ 105,000 | $ 105,000 | $ 17,000 |
| Pasco County Florida | 1 | $ 144,000 | $ 144,000 | $ 100,000 |
| Putnam County Florida | 1 | $ 148,000 | $ 148,000 | $ 66,000 |
| Appling County Georgia | 1 | $ 128,000 | $ 128,000 | $ 0 |
| Bartow County Georgia | 1 | $ 126,000 | $ 126,000 | $ 0 |
| Clarke County Georgia | 1 | $ 94,000 | $ 94,000 | $ 60,000 |
| Dougherty County Georgia | 1 | $ 60,000 | $ 60,000 | $ 0 |
| Habersham County Georgia | 1 | $ 94,000 | $ 94,000 | $ 0 |
| Jackson County Georgia | 1 | $ 25,000 | $ 25,000 | $ 26,000 |
| Putnam County Georgia | 1 | $ 144,000 | $ 144,000 | $ 0 |
| Canyon County Idaho | 1 | $ 116,000 | $ 116,000 | $ 66,000 |
| Scott County Kentucky | 1 | $ 233,000 | $ 233,000 | $ 96,000 |
| Yamhill County Oregon | 1 | $ 235,000 | $ 235,000 | $ 47,000 |
| Archer County Texas | 1 | $ 160,000 | $ 160,000 | $ 100,000 |
| Bexar County Texas | 1 | $ 90,000 | $ 90,000 | $ 50,000 |
| Collin County Texas | 1 | $ 288,000 | $ 288,000 | $ 154,000 |
| Denton County Texas | 1 | $ 135,000 | $ 135,000 | $ 67,000 |
| El Paso County Texas | 1 | $ 100,000 | $ 100,000 | $ 43,000 |
| Morris County Texas | 1 | $ 94,000 | $ 94,000 | $ 54,000 |
| Nacogdoches County Texas | 1 | $ 116,000 | $ 116,000 | $ 50,000 |
| Cache County Utah | 1 | $ 70,000 | $ 70,000 | $ 72,000 |
| Wasatch County Utah | 1 | $ 27,000 | $ 27,000 | $ 36,000 |
| Dane County Wisconsin | 1 | $ 125,000 | $ 125,000 | $ 62,000 |
| Dodge County Wisconsin | 1 | $ 169,000 | $ 169,000 | $ 101,000 |
Mortgage Loan Application Detail Totals for Innergy Lending Llc in 2006
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Refinancing | 890 | $139,922,000 | $157,000 | $2,222,000 | $61,000 | $500,000 |
| Home Purchase | 619 | $85,288,000 | $137,000 | $1,000,000 | $55,000 | $625,000 |
| Home Improvement | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 876 | $133,099,000 | $151,000 | $2,222,000 | $70,000 | $625,000 |
| Not Provided | 273 | $36,240,000 | $132,000 | $594,000 | $20,000 | $159,000 |
| Black or African American | 156 | $21,618,000 | $138,000 | $720,000 | $51,000 | $446,000 |
| Hispanic | 134 | $20,728,000 | $154,000 | $475,000 | $63,000 | $500,000 |
| Asian | 54 | $10,773,000 | $199,000 | $1,050,000 | $75,000 | $182,000 |
| Not applicable | 8 | $1,217,000 | $152,000 | $312,000 | $59,000 | $109,000 |
| Native Hawaiian or Other Pacific Islander | 7 | $1,422,000 | $203,000 | $400,000 | $65,000 | $99,000 |
| American Indian or Alaskan Native | 1 | $113,000 | $113,000 | $113,000 | $45,000 | $45,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 1,507 | $224,040,000 | $148,000 | $2,222,000 | $58,000 | $625,000 |
| VA-guaranteed (Veterans Administration) | 2 | $1,170,000 | $585,000 | $1,050,000 | $105,000 | $182,000 |
| FHA-insured (Federal Housing Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 583 | $87,826,000 | $150,000 | $832,000 | $76,000 | $472,000 |
| Application Denied By Financial Institution | 444 | $61,240,000 | $137,000 | $1,650,000 | $43,000 | $480,000 |
| Application Withdrawn By Applicant | 440 | $69,937,000 | $158,000 | $2,222,000 | $50,000 | $625,000 |
| File Closed For Incompleteness | 27 | $4,258,000 | $157,000 | $475,000 | $55,000 | $180,000 |
| Application Approved But Not Accepted | 15 | $1,949,000 | $129,000 | $312,000 | $68,000 | $168,000 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Other | 192 | $22,233,000 | $115,000 | $550,000 | $34,000 | $192,000 |
| Credit History | 121 | $20,073,000 | $165,000 | $1,650,000 | $45,000 | $480,000 |
| Debt-To-Income Ratio | 67 | $9,326,000 | $139,000 | $368,000 | $49,000 | $132,000 |
| Collateral | 25 | $3,892,000 | $155,000 | $417,000 | $53,000 | $138,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 14 | $2,157,000 | $154,000 | $350,000 | $61,000 | $132,000 |
| Credit Application Incomplete | 9 | $1,482,000 | $164,000 | $260,000 | $95,000 | $270,000 |
| Employment History | 9 | $1,215,000 | $135,000 | $228,000 | $33,000 | $78,000 |
| Unverifiable Information | 7 | $862,000 | $123,000 | $314,000 | $92,000 | $150,000 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Innergy Lending Llc's 2006 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Innergy Lending Llc's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Georgia, download the full spreadsheet
with aggregated HMDA statistics today.