Inova
HMDA Loan Application Totals
and Mortgage Lending Details
for 2003
Inova 2003 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Inova 358 S Elkhart Avenue Elkhart, IN 46516 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 982 |
| Total Mortgage Loan Application Amount | $118,665,000 |
| Average Mortgage Loan Application Amount | $141,529 |
| Highest Mortgage Loan Application Amount | $900,000 |
| Average Applicant Income | $83,352 |
| Highest Applicant Income | $551,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2003 with Inova. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Inova's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2003 breaks down Inova's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Inova serves its applicants.
Each category highlights the total number of mortgage applications processed by Inova, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Inova's mortgage activity for 2003.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Elkhart County Indiana | 302 | $ 25,491,000 | $ 84,000 | $ 50,000 |
| St. Joseph County Indiana | 169 | $ 13,594,000 | $ 80,000 | $ 61,000 |
| LaPorte County Indiana | 86 | $ 6,465,000 | $ 75,000 | $ 52,000 |
| New Haven County Connecticut | 58 | $ 9,356,000 | $ 161,000 | $ 92,000 |
| Cass County Michigan | 44 | $ 3,743,000 | $ 85,000 | $ 53,000 |
| Contra Costa County California | 37 | $ 8,939,000 | $ 241,000 | $ 101,000 |
| Johnston County North Carolina | 30 | $ 3,155,000 | $ 105,000 | $ 76,000 |
| Alameda County California | 24 | $ 6,122,000 | $ 255,000 | $ 92,000 |
| Westchester County New York | 22 | $ 4,199,000 | $ 190,000 | $ 108,000 |
| Norfolk County Massachusetts | 17 | $ 3,238,000 | $ 190,000 | $ 76,000 |
| Wake County North Carolina | 13 | $ 2,194,000 | $ 168,000 | $ 98,000 |
| Fairfield County Connecticut | 11 | $ 2,560,000 | $ 232,000 | $ 124,000 |
| Solano County California | 9 | $ 2,168,000 | $ 240,000 | $ 93,000 |
| St. Joseph County Michigan | 9 | $ 832,000 | $ 92,000 | $ 53,000 |
| Morris County New Jersey | 9 | $ 3,253,000 | $ 361,000 | $ 142,000 |
| Marshall County Indiana | 7 | $ 711,000 | $ 101,000 | $ 61,000 |
| Putnam County New York | 7 | $ 1,679,000 | $ 239,000 | $ 104,000 |
| Worcester County Massachusetts | 6 | $ 1,276,000 | $ 212,000 | $ 91,000 |
| Bergen County New Jersey | 6 | $ 2,064,000 | $ 344,000 | $ 134,000 |
| Dutchess County New York | 6 | $ 1,193,000 | $ 198,000 | $ 91,000 |
| Kosciusko County Indiana | 5 | $ 335,000 | $ 67,000 | $ 81,000 |
| Bristol County Massachusetts | 5 | $ 897,000 | $ 179,000 | $ 100,000 |
| Middlesex County Massachusetts | 5 | $ 524,000 | $ 104,000 | $ 109,000 |
| Rockland County New York | 5 | $ 1,152,000 | $ 230,000 | $ 118,000 |
| Providence County Rhode Island | 5 | $ 745,000 | $ 149,000 | $ 79,000 |
| Marin County California | 4 | $ 1,608,000 | $ 402,000 | $ 130,000 |
| San Mateo County California | 4 | $ 906,000 | $ 226,000 | $ 112,000 |
| LaGrange County Indiana | 4 | $ 424,000 | $ 106,000 | $ 56,000 |
| Berrien County Michigan | 4 | $ 279,000 | $ 69,000 | $ 43,000 |
| Wayne County North Carolina | 4 | $ 476,000 | $ 119,000 | $ 88,000 |
| Middlesex County Connecticut | 3 | $ 444,000 | $ 148,000 | $ 86,000 |
| Lake County Indiana | 3 | $ 322,000 | $ 107,000 | $ 78,000 |
| Porter County Indiana | 3 | $ 239,000 | $ 79,000 | $ 48,000 |
| Somerset County New Jersey | 3 | $ 574,000 | $ 191,000 | $ 92,000 |
| Los Angeles County California | 2 | $ 125,000 | $ 62,000 | $ 41,000 |
| Riverside County California | 2 | $ 97,000 | $ 48,000 | $ 75,000 |
| Sacramento County California | 2 | $ 445,000 | $ 222,000 | $ 104,000 |
| Hamilton County Indiana | 2 | $ 263,000 | $ 131,000 | $ 60,000 |
| Plymouth County Massachusetts | 2 | $ 619,000 | $ 309,000 | $ 124,000 |
| Essex County New Jersey | 2 | $ 210,000 | $ 105,000 | $ 92,000 |
| Passaic County New Jersey | 2 | $ 413,000 | $ 206,000 | $ 89,000 |
| Sussex County New Jersey | 2 | $ 514,000 | $ 257,000 | $ 114,000 |
| Maricopa County Arizona | 1 | $ 122,000 | $ 122,000 | $ 65,000 |
| El Dorado County California | 1 | $ 121,000 | $ 121,000 | $ 127,000 |
| Napa County California | 1 | $ 68,000 | $ 68,000 | $ 53,000 |
| Sonoma County California | 1 | $ 193,000 | $ 193,000 | $ 85,000 |
| Ventura County California | 1 | $ 120,000 | $ 120,000 | $ 58,000 |
| Hartford County Connecticut | 1 | $ 292,000 | $ 292,000 | $ 107,000 |
| Cook County Illinois | 1 | $ 322,000 | $ 322,000 | $ 95,000 |
| Lake County Illinois | 1 | $ 48,000 | $ 48,000 | $ 46,000 |
| Fulton County Indiana | 1 | $ 152,000 | $ 152,000 | $ 27,000 |
| Marion County Indiana | 1 | $ 98,000 | $ 98,000 | $ 75,000 |
| Starke County Indiana | 1 | $ 72,000 | $ 72,000 | $ 93,000 |
| Sedgwick County Kansas | 1 | $ 79,000 | $ 79,000 | $ 130,000 |
| Anne Arundel County Maryland | 1 | $ 90,000 | $ 90,000 | $ 84,000 |
| Carroll County Maryland | 1 | $ 215,000 | $ 215,000 | $ 65,000 |
| Montgomery County Maryland | 1 | $ 252,000 | $ 252,000 | $ 116,000 |
| Kalamazoo County Michigan | 1 | $ 43,000 | $ 43,000 | $ 53,000 |
| Mecosta County Michigan | 1 | $ 101,000 | $ 101,000 | $ 58,000 |
| Wexford County Michigan | 1 | $ 60,000 | $ 60,000 | $ 48,000 |
| Washoe County Nevada | 1 | $ 104,000 | $ 104,000 | $ 55,000 |
| Cape May County New Jersey | 1 | $ 112,000 | $ 112,000 | $ 178,000 |
| Hudson County New Jersey | 1 | $ 250,000 | $ 250,000 | $ 78,000 |
| Columbia County New York | 1 | $ 150,000 | $ 150,000 | $ 200,000 |
| Erie County New York | 1 | $ 106,000 | $ 106,000 | $ 160,000 |
| Beaufort County North Carolina | 1 | $ 75,000 | $ 75,000 | $ 42,000 |
| Catawba County North Carolina | 1 | $ 120,000 | $ 120,000 | $ 97,000 |
| Durham County North Carolina | 1 | $ 198,000 | $ 198,000 | $ 77,000 |
| Forsyth County North Carolina | 1 | $ 147,000 | $ 147,000 | $ 126,000 |
| Lenoir County North Carolina | 1 | $ 77,000 | $ 77,000 | $ 57,000 |
| Orange County North Carolina | 1 | $ 140,000 | $ 140,000 | $ 138,000 |
| Pamlico County North Carolina | 1 | $ 230,000 | $ 230,000 | $ 138,000 |
| Summit County Ohio | 1 | $ 105,000 | $ 105,000 | $ 145,000 |
| Berks County Pennsylvania | 1 | $ 89,000 | $ 89,000 | $ 54,000 |
| Cheatham County Tennessee | 1 | $ 60,000 | $ 60,000 | $ 70,000 |
| Rutherford County Tennessee | 1 | $ 105,000 | $ 105,000 | $ 49,000 |
| Williamson County Tennessee | 1 | $ 90,000 | $ 90,000 | $ 44,000 |
| Dallas County Texas | 1 | $ 90,000 | $ 90,000 | $ 73,000 |
Mortgage Loan Application Detail Totals for Inova in 2003
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Refinancing (home purchase or home improvement, one-to-four family) | 807 | $94,050,000 | $135,000 | $900,000 | $87,500 | $551,000 |
| Home Purchase (one-to-four family) | 150 | $24,087,000 | $210,416 | $600,000 | $88,166 | $275,000 |
| Home Improvement (one-to-four family) | 25 | $528,000 | $21,166 | $80,000 | $62,666 | $107,000 |
| Multifamily dwelling (home purchase, home improvement, and refinancings) | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 589 | $73,415,000 | $140,250 | $744,000 | $80,812 | $551,000 |
| Information not provided by applicant in mail or telephone application | 316 | $33,077,000 | $179,333 | $900,000 | $89,833 | $465,000 |
| Black | 30 | $2,992,000 | $147,333 | $295,000 | $76,333 | $130,000 |
| Asian or Pacific Islander | 24 | $5,970,000 | $246,714 | $548,000 | $117,571 | $275,000 |
| Hispanic | 16 | $2,284,000 | $167,625 | $281,000 | $85,750 | $170,000 |
| Other | 5 | $612,000 | $139,000 | $224,000 | $60,000 | $92,000 |
| American Indian or Alaskan Native | 2 | $315,000 | $157,500 | $214,000 | $48,500 | $52,000 |
| Not applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 982 | $118,665,000 | $142,388 | $900,000 | $86,166 | $551,000 |
| FHA-insured (Federal Housing Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
| VA-guaranteed (Veterans Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 671 | $82,864,000 | $151,875 | $900,000 | $85,250 | $551,000 |
| Application Withdrawn By Applicant | 218 | $28,786,000 | $156,583 | $600,000 | $95,833 | $465,000 |
| Application Denied By Financial Institution | 90 | $6,625,000 | $113,400 | $299,000 | $62,100 | $157,000 |
| Application Approved But Not Accepted | 3 | $390,000 | $143,500 | $185,000 | $104,000 | $135,000 |
| File Closed For Incompleteness | 0 | $0 | $0 | $0 | $0 | $0 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Credit History | 1 | $50,000 | $50,000 | $50,000 | $20,000 | $20,000 |
| Debt-To-Income Ratio | 0 | $0 | $0 | $0 | $0 | $0 |
| Employment History | 0 | $0 | $0 | $0 | $0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) | 0 | $0 | $0 | $0 | $0 | $0 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
| Other | 0 | $0 | $0 | $0 | $0 | $0 |
| Unverifiable Information | 0 | $0 | $0 | $0 | $0 | $0 |
| Collateral | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Inova's 2003 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Inova's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Indiana, download the full spreadsheet
with aggregated HMDA statistics today.