Inova
HMDA Loan Application Totals
and Mortgage Lending Details
for 2015
Inova 2015 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Inova 358 S Elkhart Avenue Elkhart, IN 46516 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 787 |
| Total Mortgage Loan Application Amount | $90,832,000 |
| Average Mortgage Loan Application Amount | $92,666 |
| Highest Mortgage Loan Application Amount | $880,000 |
| Average Applicant Income | $90,666 |
| Highest Applicant Income | $1,458,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2015 with Inova. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Inova's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2015 breaks down Inova's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Inova serves its applicants.
Each category highlights the total number of mortgage applications processed by Inova, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Inova's mortgage activity for 2015.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Elkhart County Indiana | 227 | $ 21,121,000 | $ 93,000 | $ 58,000 |
| St. Joseph County Indiana | 155 | $ 16,633,000 | $ 107,000 | $ 62,000 |
| LaPorte County Indiana | 24 | $ 1,997,000 | $ 83,000 | $ 55,000 |
| Cass County Michigan | 22 | $ 3,336,000 | $ 151,000 | $ 112,000 |
| Johnston County North Carolina | 13 | $ 1,865,000 | $ 143,000 | $ 91,000 |
| Wake County North Carolina | 6 | $ 1,187,000 | $ 197,000 | $ 111,000 |
| Contra Costa County California | 5 | $ 1,394,000 | $ 278,000 | $ 119,000 |
| St. Joseph County Michigan | 5 | $ 540,000 | $ 108,000 | $ 69,000 |
| Alameda County California | 4 | $ 739,000 | $ 184,000 | $ 107,000 |
| Berrien County Michigan | 4 | $ 405,000 | $ 101,000 | $ 55,000 |
| Fairfield County Connecticut | 3 | $ 1,058,000 | $ 352,000 | $ 199,000 |
| Kosciusko County Indiana | 3 | $ 181,000 | $ 60,000 | $ 72,000 |
| Lake County Indiana | 3 | $ 419,000 | $ 139,000 | $ 83,000 |
| New Haven County Connecticut | 2 | $ 135,000 | $ 67,000 | $ 49,000 |
| Charlotte County Florida | 2 | $ 187,000 | $ 93,000 | $ 36,000 |
| Boone County Indiana | 2 | $ 185,000 | $ 92,000 | $ 61,000 |
| Marion County Indiana | 2 | $ 174,000 | $ 87,000 | $ 63,000 |
| Warren County New Jersey | 2 | $ 560,000 | $ 280,000 | $ 103,000 |
| Rockland County New York | 2 | $ 417,000 | $ 208,000 | $ 150,000 |
| Harnett County North Carolina | 2 | $ 399,000 | $ 199,000 | $ 55,000 |
| Hamilton County Ohio | 2 | $ 76,000 | $ 38,000 | $ 52,000 |
| Limestone County Alabama | 1 | $ 125,000 | $ 125,000 | $ 59,000 |
| Madison County Alabama | 1 | $ 118,000 | $ 118,000 | $ 47,000 |
| Talladega County Alabama | 1 | $ 72,000 | $ 72,000 | $ 36,000 |
| Pinal County Arizona | 1 | $ 48,000 | $ 48,000 | $ 38,000 |
| Washington County Arkansas | 1 | $ 264,000 | $ 264,000 | $ 141,000 |
| El Dorado County California | 1 | $ 330,000 | $ 330,000 | $ 210,000 |
| Los Angeles County California | 1 | $ 206,000 | $ 206,000 | $ 41,000 |
| Marin County California | 1 | $ 548,000 | $ 548,000 | $ 209,000 |
| Napa County California | 1 | $ 220,000 | $ 220,000 | $ 140,000 |
| Litchfield County Connecticut | 1 | $ 175,000 | $ 175,000 | $ 105,000 |
| Collier County Florida | 1 | $ 379,000 | $ 379,000 | $ 220,000 |
| Indian River County Florida | 1 | $ 105,000 | $ 105,000 | $ 53,000 |
| Marion County Florida | 1 | $ 110,000 | $ 110,000 | $ 51,000 |
| Osceola County Florida | 1 | $ 127,000 | $ 127,000 | $ 29,000 |
| Palm Beach County Florida | 1 | $ 218,000 | $ 218,000 | $ 73,000 |
| Seminole County Florida | 1 | $ 188,000 | $ 188,000 | $ 117,000 |
| Cook County Illinois | 1 | $ 375,000 | $ 375,000 | $ 120,000 |
| Pulaski County Illinois | 1 | $ 43,000 | $ 43,000 | $ 72,000 |
| Allen County Indiana | 1 | $ 137,000 | $ 137,000 | $ 82,000 |
| Greene County Indiana | 1 | $ 80,000 | $ 80,000 | $ 47,000 |
| Johnson County Indiana | 1 | $ 200,000 | $ 200,000 | $ 188,000 |
| LaGrange County Indiana | 1 | $ 146,000 | $ 146,000 | $ 140,000 |
| Marshall County Indiana | 1 | $ 20,000 | $ 20,000 | $ 16,000 |
| Miami County Indiana | 1 | $ 109,000 | $ 109,000 | $ 64,000 |
| Monroe County Indiana | 1 | $ 77,000 | $ 77,000 | $ 94,000 |
| Porter County Indiana | 1 | $ 156,000 | $ 156,000 | $ 72,000 |
| Tippecanoe County Indiana | 1 | $ 95,000 | $ 95,000 | $ 56,000 |
| Jefferson County Kentucky | 1 | $ 52,000 | $ 52,000 | $ 83,000 |
| Calvert County Maryland | 1 | $ 124,000 | $ 124,000 | $ 63,000 |
| Norfolk County Massachusetts | 1 | $ 144,000 | $ 144,000 | $ 193,000 |
| Lake County Michigan | 1 | $ 54,000 | $ 54,000 | $ 34,000 |
| Van Buren County Michigan | 1 | $ 90,000 | $ 90,000 | $ 80,000 |
| Anoka County Minnesota | 1 | $ 150,000 | $ 150,000 | $ 50,000 |
| Greene County Missouri | 1 | $ 128,000 | $ 128,000 | $ 98,000 |
| Cheshire County New Hampshire | 1 | $ 34,000 | $ 34,000 | $ 53,000 |
| Bergen County New Jersey | 1 | $ 362,000 | $ 362,000 | $ 125,000 |
| Morris County New Jersey | 1 | $ 310,000 | $ 310,000 | $ 381,000 |
| Dutchess County New York | 1 | $ 160,000 | $ 160,000 | $ 101,000 |
| Oswego County New York | 1 | $ 65,000 | $ 65,000 | $ 44,000 |
| Westchester County New York | 1 | $ 614,000 | $ 614,000 | $ 165,000 |
| Butler County Ohio | 1 | $ 144,000 | $ 144,000 | $ 173,000 |
| Cuyahoga County Ohio | 1 | $ 54,000 | $ 54,000 | $ 53,000 |
| Dorchester County South Carolina | 1 | $ 300,000 | $ 300,000 | $ 97,000 |
| Georgetown County South Carolina | 1 | $ 40,000 | $ 40,000 | $ 65,000 |
| Horry County South Carolina | 1 | $ 182,000 | $ 182,000 | $ 38,000 |
| Gibson County Tennessee | 1 | $ 65,000 | $ 65,000 | $ 34,000 |
| Montgomery County Tennessee | 1 | $ 185,000 | $ 185,000 | $ 74,000 |
| Aransas County Texas | 1 | $ 136,000 | $ 136,000 | $ 82,000 |
| Harris County Texas | 1 | $ 27,000 | $ 27,000 | $ 75,000 |
| Parmer County Texas | 1 | $ 78,000 | $ 78,000 | $ 51,000 |
| Tarrant County Texas | 1 | $ 186,000 | $ 186,000 | $ 116,000 |
| Wilson County Texas | 1 | $ 72,000 | $ 72,000 | $ 125,000 |
| Stafford County Virginia | 1 | $ 312,000 | $ 312,000 | $ 108,000 |
| Laramie County Wyoming | 1 | $ 200,000 | $ 200,000 | $ 90,000 |
Mortgage Loan Application Detail Totals for Inova in 2015
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Refinancing | 398 | $40,856,000 | $102,000 | $614,000 | $68,000 | $587,000 |
| Home Purchase | 355 | $48,599,000 | $136,000 | $880,000 | $68,000 | $637,000 |
| Home Improvement | 34 | $1,377,000 | $40,000 | $200,000 | $136,000 | $1,458,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 661 | $74,674,000 | $112,000 | $880,000 | $67,000 | $637,000 |
| Black or African American | 49 | $4,529,000 | $92,000 | $307,000 | $74,000 | $960,000 |
| Hispanic | 41 | $4,680,000 | $114,000 | $300,000 | $61,000 | $168,000 |
| Asian | 23 | $4,487,000 | $195,000 | $395,000 | $99,000 | $360,000 |
| Not Provided | 10 | $1,891,000 | $189,000 | $750,000 | $251,000 | $1,458,000 |
| Native Hawaiian or Other Pacific Islander | 3 | $571,000 | $190,000 | $220,000 | $83,000 | $140,000 |
| Not applicable | 0 | $0 | $0 | $0 | $0 | $0 |
| American Indian or Alaskan Native | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 726 | $84,278,000 | $116,000 | $880,000 | $72,000 | $1,458,000 |
| FHA-insured (Federal Housing Administration) | 53 | $5,323,000 | $100,000 | $236,000 | $48,000 | $102,000 |
| VA-guaranteed (Veterans Administration) | 8 | $1,231,000 | $153,000 | $243,000 | $65,000 | $94,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 351 | $38,830,000 | $110,000 | $850,000 | $69,000 | $471,000 |
| Application Denied By Financial Institution | 116 | $12,188,000 | $105,000 | $548,000 | $80,000 | $1,458,000 |
| Application Withdrawn By Applicant | 96 | $10,023,000 | $104,000 | $358,000 | $76,000 | $587,000 |
| Preapproval Denied by Financial Institution | 87 | $9,329,000 | $107,000 | $380,000 | $49,000 | $125,000 |
| File Closed For Incompleteness | 72 | $10,055,000 | $139,000 | $750,000 | $79,000 | $360,000 |
| Preapproval Approved but not Accepted | 35 | $6,329,000 | $180,000 | $880,000 | $87,000 | $637,000 |
| Application Approved But Not Accepted | 30 | $4,078,000 | $135,000 | $416,000 | $61,000 | $210,000 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Credit History | 115 | $11,789,000 | $102,000 | $380,000 | $66,000 | $960,000 |
| Debt-To-Income Ratio | 41 | $4,498,000 | $109,000 | $280,000 | $41,000 | $105,000 |
| Other | 8 | $902,000 | $112,000 | $228,000 | $264,000 | $1,458,000 |
| Collateral | 6 | $328,000 | $54,000 | $91,000 | $46,000 | $57,000 |
| Employment History | 2 | $619,000 | $309,000 | $548,000 | $127,000 | $209,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 1 | $49,000 | $49,000 | $49,000 | $58,000 | $58,000 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
| Unverifiable Information | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Inova's 2015 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Inova's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Indiana, download the full spreadsheet
with aggregated HMDA statistics today.