Inova
HMDA Loan Application Totals
and Mortgage Lending Details
for 2019
Inova 2019 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Inova 358 S Elkhart Avenue Elkhart, IN 46516 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 935 |
| Total Mortgage Loan Application Amount | $93,285,000 |
| Average Mortgage Loan Application Amount | $97,500 |
| Highest Mortgage Loan Application Amount | $805,000 |
| Average Applicant Income | $67,500 |
| Highest Applicant Income | $576,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2019 with Inova. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Inova's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2019 breaks down Inova's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Inova serves its applicants.
Each category highlights the total number of mortgage applications processed by Inova, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Inova's mortgage activity for 2019.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Elkhart County Indiana | 326 | $ 27,490,000 | $ 84,000 | $ 67,000 |
| St. Joseph County Indiana | 241 | $ 22,335,000 | $ 92,000 | $ 86,000 |
| LaPorte County Indiana | 43 | $ 2,985,000 | $ 69,000 | $ 63,000 |
| Cass County Michigan | 34 | $ 3,900,000 | $ 114,000 | $ 88,000 |
| Contra Costa County California | 12 | $ 3,340,000 | $ 278,000 | $ 173,000 |
| Berrien County Michigan | 12 | $ 1,760,000 | $ 146,000 | $ 128,000 |
| Johnston County North Carolina | 11 | $ 1,575,000 | $ 143,000 | $ 92,000 |
| Porter County Indiana | 10 | $ 1,270,000 | $ 127,000 | $ 88,000 |
| Palm Beach County Florida | 7 | $ 705,000 | $ 100,000 | $ 67,000 |
| Kosciusko County Indiana | 6 | $ 370,000 | $ 61,000 | $ 73,000 |
| Maricopa County Arizona | 5 | $ 1,125,000 | $ 225,000 | $ 87,000 |
| Lake County Indiana | 5 | $ 195,000 | $ 39,000 | $ 54,000 |
| Marshall County Indiana | 5 | $ 365,000 | $ 73,000 | $ 83,000 |
| Wake County North Carolina | 5 | $ 185,000 | $ 37,000 | $ 113,000 |
| Hartford County Connecticut | 4 | $ 290,000 | $ 72,000 | $ 94,000 |
| New Haven County Connecticut | 4 | $ 860,000 | $ 215,000 | $ 214,000 |
| Alameda County California | 3 | $ 495,000 | $ 165,000 | $ 39,000 |
| Los Angeles County California | 3 | $ 365,000 | $ 121,000 | $ 77,000 |
| Solano County California | 3 | $ 325,000 | $ 108,000 | $ 129,000 |
| Broward County Florida | 3 | $ 175,000 | $ 58,000 | $ 57,000 |
| Orange County Florida | 3 | $ 105,000 | $ 35,000 | $ 132,000 |
| Lake County Illinois | 3 | $ 185,000 | $ 61,000 | $ 61,000 |
| Hamilton County Indiana | 3 | $ 345,000 | $ 115,000 | $ 134,000 |
| Cuyahoga County Ohio | 3 | $ 465,000 | $ 155,000 | $ 46,000 |
| Pinal County Arizona | 2 | $ 400,000 | $ 200,000 | $ 69,000 |
| San Bernardino County California | 2 | $ 170,000 | $ 85,000 | $ 145,000 |
| San Diego County California | 2 | $ 850,000 | $ 425,000 | $ 195,000 |
| Duval County Florida | 2 | $ 300,000 | $ 150,000 | $ 71,000 |
| Hillsborough County Florida | 2 | $ 50,000 | $ 25,000 | $ 144,000 |
| Pasco County Florida | 2 | $ 210,000 | $ 105,000 | $ 116,000 |
| Pinellas County Florida | 2 | $ 290,000 | $ 145,000 | $ 118,000 |
| Sarasota County Florida | 2 | $ 170,000 | $ 85,000 | $ 95,000 |
| Union County Georgia | 2 | $ 300,000 | $ 150,000 | $ 54,000 |
| Cook County Illinois | 2 | $ 180,000 | $ 90,000 | $ 250,000 |
| DuPage County Illinois | 2 | $ 70,000 | $ 35,000 | $ 71,000 |
| Monroe County Indiana | 2 | $ 180,000 | $ 90,000 | $ 57,000 |
| Pulaski County Indiana | 2 | $ 150,000 | $ 75,000 | $ 78,000 |
| St. Joseph County Michigan | 2 | $ 140,000 | $ 70,000 | $ 59,000 |
| St. Louis County Minnesota | 2 | $ 20,000 | $ 10,000 | $ 85,000 |
| Washoe County Nevada | 2 | $ 400,000 | $ 200,000 | $ 130,000 |
| Dorchester County South Carolina | 2 | $ 240,000 | $ 120,000 | $ 75,000 |
| Mohave County Arizona | 1 | $ 115,000 | $ 115,000 | $ 44,000 |
| Izard County Arkansas | 1 | $ 95,000 | $ 95,000 | $ 45,000 |
| Johnson County Arkansas | 1 | $ 25,000 | $ 25,000 | $ 70,000 |
| Fresno County California | 1 | $ 65,000 | $ 65,000 | $ 113,000 |
| Kings County California | 1 | $ 35,000 | $ 35,000 | $ 107,000 |
| Marin County California | 1 | $ 55,000 | $ 55,000 | $ 156,000 |
| Merced County California | 1 | $ 315,000 | $ 315,000 | $ 115,000 |
| Placer County California | 1 | $ 105,000 | $ 105,000 | $ 185,000 |
| Riverside County California | 1 | $ 105,000 | $ 105,000 | $ 43,000 |
| Stanislaus County California | 1 | $ 305,000 | $ 305,000 | $ 151,000 |
| Ventura County California | 1 | $ 155,000 | $ 155,000 | $ 203,000 |
| Denver County Colorado | 1 | $ 315,000 | $ 315,000 | $ 123,000 |
| Collier County Florida | 1 | $ 45,000 | $ 45,000 | $ 181,000 |
| Lake County Florida | 1 | $ 75,000 | $ 75,000 | $ 57,000 |
| Lee County Florida | 1 | $ 25,000 | $ 25,000 | $ 0 |
| Manatee County Florida | 1 | $ 25,000 | $ 25,000 | $ 46,000 |
| Miami-Dade County Florida | 1 | $ 805,000 | $ 805,000 | $ 238,000 |
| Volusia County Florida | 1 | $ 155,000 | $ 155,000 | $ 114,000 |
| Clayton County Georgia | 1 | $ 25,000 | $ 25,000 | $ 60,000 |
| Washington County Georgia | 1 | $ 55,000 | $ 55,000 | $ 15,000 |
| Alexander County Illinois | 1 | $ 45,000 | $ 45,000 | $ 80,000 |
| Sangamon County Illinois | 1 | $ 25,000 | $ 25,000 | $ 96,000 |
| Tazewell County Illinois | 1 | $ 25,000 | $ 25,000 | $ 30,000 |
| Bartholomew County Indiana | 1 | $ 255,000 | $ 255,000 | $ 77,000 |
| Brown County Indiana | 1 | $ 115,000 | $ 115,000 | $ 137,000 |
| DeKalb County Indiana | 1 | $ 15,000 | $ 15,000 | $ 115,000 |
| Hendricks County Indiana | 1 | $ 85,000 | $ 85,000 | $ 89,000 |
| Jackson County Indiana | 1 | $ 145,000 | $ 145,000 | $ 75,000 |
| Jasper County Indiana | 1 | $ 65,000 | $ 65,000 | $ 160,000 |
| Jay County Indiana | 1 | $ 125,000 | $ 125,000 | $ 58,000 |
| Lawrence County Indiana | 1 | $ 115,000 | $ 115,000 | $ 101,000 |
| Marion County Indiana | 1 | $ 15,000 | $ 15,000 | $ 60,000 |
| Miami County Indiana | 1 | $ 45,000 | $ 45,000 | $ 56,000 |
| Morgan County Indiana | 1 | $ 135,000 | $ 135,000 | $ 75,000 |
| Starke County Indiana | 1 | $ 85,000 | $ 85,000 | $ 89,000 |
| Steuben County Indiana | 1 | $ 85,000 | $ 85,000 | $ 111,000 |
| Tippecanoe County Indiana | 1 | $ 495,000 | $ 495,000 | $ 373,000 |
| Warren County Iowa | 1 | $ 345,000 | $ 345,000 | $ 115,000 |
| Wyandotte County Kansas | 1 | $ 185,000 | $ 185,000 | $ 65,000 |
| Campbell County Kentucky | 1 | $ 35,000 | $ 35,000 | $ 120,000 |
| Fayette County Kentucky | 1 | $ 35,000 | $ 35,000 | $ 72,000 |
| St. Tammany County Louisiana | 1 | $ 75,000 | $ 75,000 | $ 66,000 |
| Hancock County Maine | 1 | $ 35,000 | $ 35,000 | $ 71,000 |
| Baltimore City County Maryland | 1 | $ 45,000 | $ 45,000 | $ 59,000 |
| Middlesex County Massachusetts | 1 | $ 105,000 | $ 105,000 | $ 81,000 |
| Norfolk County Massachusetts | 1 | $ 105,000 | $ 105,000 | $ 92,000 |
| Manistee County Michigan | 1 | $ 155,000 | $ 155,000 | $ 73,000 |
| Anoka County Minnesota | 1 | $ 55,000 | $ 55,000 | $ 156,000 |
| Sharkey County Mississippi | 1 | $ 75,000 | $ 75,000 | $ 42,000 |
| Stone County Mississippi | 1 | $ 105,000 | $ 105,000 | $ 0 |
| Barry County Missouri | 1 | $ 145,000 | $ 145,000 | $ 58,000 |
| Madison County Missouri | 1 | $ 105,000 | $ 105,000 | $ 44,000 |
| Polk County Missouri | 1 | $ 55,000 | $ 55,000 | $ 55,000 |
| Clark County Nevada | 1 | $ 15,000 | $ 15,000 | $ 115,000 |
| Cheshire County New Hampshire | 1 | $ 25,000 | $ 25,000 | $ 60,000 |
| Morris County New Jersey | 1 | $ 175,000 | $ 175,000 | $ 250,000 |
| Union County New Jersey | 1 | $ 55,000 | $ 55,000 | $ 122,000 |
| Orange County New York | 1 | $ 265,000 | $ 265,000 | $ 150,000 |
| Burke County North Carolina | 1 | $ 75,000 | $ 75,000 | $ 178,000 |
| Catawba County North Carolina | 1 | $ 15,000 | $ 15,000 | $ 59,000 |
| Craven County North Carolina | 1 | $ 105,000 | $ 105,000 | $ 79,000 |
| Durham County North Carolina | 1 | $ 35,000 | $ 35,000 | $ 77,000 |
| Granville County North Carolina | 1 | $ 315,000 | $ 315,000 | $ 129,000 |
| Mecklenburg County North Carolina | 1 | $ 5,000 | $ 5,000 | $ 54,000 |
| Orange County North Carolina | 1 | $ 195,000 | $ 195,000 | $ 185,000 |
| Pender County North Carolina | 1 | $ 245,000 | $ 245,000 | $ 145,000 |
| Montgomery County Ohio | 1 | $ 165,000 | $ 165,000 | $ 60,000 |
| Crook County Oregon | 1 | $ 255,000 | $ 255,000 | $ 49,000 |
| Deschutes County Oregon | 1 | $ 455,000 | $ 455,000 | $ 366,000 |
| Chester County Pennsylvania | 1 | $ 35,000 | $ 35,000 | $ 168,000 |
| Lancaster County Pennsylvania | 1 | $ 65,000 | $ 65,000 | $ 300,000 |
| Beaufort County South Carolina | 1 | $ 55,000 | $ 55,000 | $ 72,000 |
| Spartanburg County South Carolina | 1 | $ 35,000 | $ 35,000 | $ 166,000 |
| York County South Carolina | 1 | $ 35,000 | $ 35,000 | $ 95,000 |
| Shelby County Tennessee | 1 | $ 35,000 | $ 35,000 | $ 120,000 |
| Harris County Texas | 1 | $ 25,000 | $ 25,000 | $ 48,000 |
| Navarro County Texas | 1 | $ 15,000 | $ 15,000 | $ 24,000 |
| Tarrant County Texas | 1 | $ 15,000 | $ 15,000 | $ 150,000 |
| Loudoun County Virginia | 1 | $ 205,000 | $ 205,000 | $ 84,000 |
| Kanawha County West Virginia | 1 | $ 15,000 | $ 15,000 | $ 50,000 |
Mortgage Loan Application Detail Totals for Inova in 2019
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Other Purpose | 265 | $14,005,000 | $52,000 | $255,000 | $87,000 | $576,000 |
| Home Purchase | 203 | $28,875,000 | $142,000 | $585,000 | $69,000 | $366,000 |
| Cash-out Refinancing | 186 | $23,470,000 | $126,000 | $705,000 | $67,000 | $373,000 |
| Refinancing | 141 | $20,815,000 | $147,000 | $805,000 | $89,000 | $550,000 |
| Home Improvement | 133 | $5,575,000 | $41,000 | $255,000 | $93,000 | $261,000 |
| Not Applicable | 7 | $545,000 | $77,000 | $255,000 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 763 | $72,825,000 | $95,000 | $705,000 | $80,000 | $550,000 |
| Black or African American | 60 | $6,840,000 | $114,000 | $675,000 | $72,000 | $261,000 |
| Hispanic | 48 | $5,190,000 | $108,000 | $805,000 | $58,000 | $238,000 |
| Asian | 31 | $6,115,000 | $197,000 | $585,000 | $130,000 | $576,000 |
| Not Provided | 18 | $1,230,000 | $68,000 | $255,000 | $96,000 | $370,000 |
| Not applicable | 6 | $530,000 | $88,000 | $255,000 | $0 | $0 |
| American Indian or Alaskan Native | 4 | $220,000 | $55,000 | $105,000 | $54,000 | $79,000 |
| Native Hawaiian or Other Pacific Islander | 3 | $145,000 | $48,000 | $65,000 | $49,000 | $59,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 874 | $86,390,000 | $98,000 | $805,000 | $82,000 | $576,000 |
| FHA-insured (Federal Housing Administration) | 52 | $5,400,000 | $103,000 | $225,000 | $55,000 | $230,000 |
| VA-guaranteed (Veterans Administration) | 9 | $1,495,000 | $166,000 | $255,000 | $63,000 | $116,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 604 | $61,800,000 | $102,000 | $805,000 | $87,000 | $576,000 |
| Application Withdrawn By Applicant | 118 | $10,500,000 | $88,000 | $345,000 | $78,000 | $300,000 |
| Application Denied By Financial Institution | 103 | $7,675,000 | $74,000 | $705,000 | $60,000 | $230,000 |
| Preapproval Denied by Financial Institution | 51 | $5,535,000 | $108,000 | $385,000 | $49,000 | $240,000 |
| Application Approved But Not Accepted | 29 | $2,235,000 | $77,000 | $235,000 | $62,000 | $137,000 |
| Preapproval Approved but not Accepted | 16 | $3,510,000 | $219,000 | $585,000 | $105,000 | $366,000 |
| File Closed For Incompleteness | 14 | $2,030,000 | $145,000 | $405,000 | $105,000 | $550,000 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not applicable | 781 | $80,075,000 | $102,000 | $805,000 | $85,000 | $576,000 |
| Credit History | 78 | $5,050,000 | $64,000 | $285,000 | $62,000 | $240,000 |
| Debt-To-Income Ratio | 47 | $6,075,000 | $129,000 | $705,000 | $49,000 | $228,000 |
| Other | 18 | $860,000 | $47,000 | $255,000 | $58,000 | $168,000 |
| Employment History | 5 | $555,000 | $111,000 | $155,000 | $48,000 | $54,000 |
| Collateral | 4 | $460,000 | $115,000 | $285,000 | $49,000 | $58,000 |
| Credit Application Incomplete | 1 | $105,000 | $105,000 | $105,000 | $48,000 | $48,000 |
| Unverifiable Information | 1 | $105,000 | $105,000 | $105,000 | $38,000 | $38,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 0 | $0 | $0 | $0 | $0 | $0 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Inova's 2019 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Inova's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Indiana, download the full spreadsheet
with aggregated HMDA statistics today.