Inova
HMDA Loan Application Totals
and Mortgage Lending Details
for 2020
Inova 2020 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Inova 358 S Elkhart Avenue Elkhart, IN 46516 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 1,350 |
| Total Mortgage Loan Application Amount | $188,750,000 |
| Average Mortgage Loan Application Amount | $129,166 |
| Highest Mortgage Loan Application Amount | $1,035,000 |
| Average Applicant Income | $71,666 |
| Highest Applicant Income | $1,066,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2020 with Inova. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Inova's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2020 breaks down Inova's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Inova serves its applicants.
Each category highlights the total number of mortgage applications processed by Inova, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Inova's mortgage activity for 2020.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Elkhart County Indiana | 396 | $ 44,810,000 | $ 113,000 | $ 74,000 |
| St. Joseph County Indiana | 382 | $ 47,620,000 | $ 124,000 | $ 85,000 |
| Cass County Michigan | 64 | $ 9,100,000 | $ 142,000 | $ 100,000 |
| LaPorte County Indiana | 38 | $ 3,410,000 | $ 89,000 | $ 64,000 |
| Johnston County North Carolina | 26 | $ 4,740,000 | $ 182,000 | $ 118,000 |
| Contra Costa County California | 19 | $ 5,425,000 | $ 285,000 | $ 182,000 |
| Alameda County California | 11 | $ 2,995,000 | $ 272,000 | $ 177,000 |
| New Haven County Connecticut | 11 | $ 1,765,000 | $ 160,000 | $ 164,000 |
| Palm Beach County Florida | 9 | $ 1,585,000 | $ 176,000 | $ 101,000 |
| Marshall County Indiana | 8 | $ 690,000 | $ 86,000 | $ 80,000 |
| Wake County North Carolina | 8 | $ 1,810,000 | $ 226,000 | $ 149,000 |
| Lee County Florida | 7 | $ 1,265,000 | $ 180,000 | $ 121,000 |
| Clark County Nevada | 7 | $ 1,285,000 | $ 183,000 | $ 102,000 |
| Los Angeles County California | 6 | $ 1,090,000 | $ 181,000 | $ 95,000 |
| Hamilton County Indiana | 6 | $ 860,000 | $ 143,000 | $ 76,000 |
| Kosciusko County Indiana | 6 | $ 950,000 | $ 158,000 | $ 81,000 |
| Porter County Indiana | 6 | $ 860,000 | $ 143,000 | $ 62,000 |
| St. Joseph County Michigan | 6 | $ 1,020,000 | $ 170,000 | $ 95,000 |
| Berrien County Michigan | 5 | $ 365,000 | $ 73,000 | $ 53,000 |
| Solano County California | 4 | $ 900,000 | $ 225,000 | $ 110,000 |
| LaGrange County Indiana | 4 | $ 810,000 | $ 202,000 | $ 100,000 |
| Lake County Indiana | 4 | $ 330,000 | $ 82,000 | $ 46,000 |
| Marion County Indiana | 4 | $ 490,000 | $ 122,000 | $ 48,000 |
| Dorchester County South Carolina | 4 | $ 820,000 | $ 205,000 | $ 96,000 |
| Miami-Dade County Florida | 3 | $ 995,000 | $ 331,000 | $ 45,000 |
| Cook County Illinois | 3 | $ 425,000 | $ 141,000 | $ 47,000 |
| DuPage County Illinois | 3 | $ 625,000 | $ 208,000 | $ 265,000 |
| Allen County Indiana | 3 | $ 355,000 | $ 118,000 | $ 63,000 |
| Morris County New Jersey | 3 | $ 825,000 | $ 275,000 | $ 149,000 |
| Westchester County New York | 3 | $ 1,395,000 | $ 465,000 | $ 127,000 |
| Horry County South Carolina | 3 | $ 195,000 | $ 65,000 | $ 56,000 |
| Maricopa County Arizona | 2 | $ 480,000 | $ 240,000 | $ 140,000 |
| San Bernardino County California | 2 | $ 520,000 | $ 260,000 | $ 62,000 |
| Hartford County Connecticut | 2 | $ 140,000 | $ 70,000 | $ 109,000 |
| Sarasota County Florida | 2 | $ 210,000 | $ 105,000 | $ 45,000 |
| Seminole County Florida | 2 | $ 430,000 | $ 215,000 | $ 165,000 |
| Volusia County Florida | 2 | $ 300,000 | $ 150,000 | $ 96,000 |
| Douglas County Georgia | 2 | $ 320,000 | $ 160,000 | $ 210,000 |
| Lake County Illinois | 2 | $ 240,000 | $ 120,000 | $ 56,000 |
| Clark County Indiana | 2 | $ 140,000 | $ 70,000 | $ 115,000 |
| Fulton County Indiana | 2 | $ 300,000 | $ 150,000 | $ 85,000 |
| Steuben County Indiana | 2 | $ 840,000 | $ 420,000 | $ 219,000 |
| Bristol County Massachusetts | 2 | $ 160,000 | $ 80,000 | $ 101,000 |
| Van Buren County Michigan | 2 | $ 150,000 | $ 75,000 | $ 0 |
| Washoe County Nevada | 2 | $ 530,000 | $ 265,000 | $ 160,000 |
| Carteret County North Carolina | 2 | $ 580,000 | $ 290,000 | $ 73,000 |
| Craven County North Carolina | 2 | $ 70,000 | $ 35,000 | $ 40,000 |
| Granville County North Carolina | 2 | $ 460,000 | $ 230,000 | $ 115,000 |
| Lincoln County North Carolina | 2 | $ 510,000 | $ 255,000 | $ 84,000 |
| Cuyahoga County Ohio | 2 | $ 390,000 | $ 195,000 | $ 70,000 |
| Providence County Rhode Island | 2 | $ 330,000 | $ 165,000 | $ 55,000 |
| Greenville County South Carolina | 2 | $ 180,000 | $ 90,000 | $ 148,000 |
| Clarke County Alabama | 1 | $ 55,000 | $ 55,000 | $ 43,000 |
| Limestone County Alabama | 1 | $ 165,000 | $ 165,000 | $ 70,000 |
| Madison County Alabama | 1 | $ 105,000 | $ 105,000 | $ 0 |
| Pinal County Arizona | 1 | $ 215,000 | $ 215,000 | $ 69,000 |
| Fresno County California | 1 | $ 595,000 | $ 595,000 | $ 196,000 |
| Glenn County California | 1 | $ 55,000 | $ 55,000 | $ 55,000 |
| Marin County California | 1 | $ 265,000 | $ 265,000 | $ 72,000 |
| San Diego County California | 1 | $ 355,000 | $ 355,000 | $ 242,000 |
| San Francisco County California | 1 | $ 185,000 | $ 185,000 | $ 353,000 |
| Sonoma County California | 1 | $ 25,000 | $ 25,000 | $ 141,000 |
| Stanislaus County California | 1 | $ 265,000 | $ 265,000 | $ 89,000 |
| Middlesex County Connecticut | 1 | $ 45,000 | $ 45,000 | $ 0 |
| Charlotte County Florida | 1 | $ 395,000 | $ 395,000 | $ 519,000 |
| Collier County Florida | 1 | $ 245,000 | $ 245,000 | $ 83,000 |
| Lake County Florida | 1 | $ 55,000 | $ 55,000 | $ 59,000 |
| Leon County Florida | 1 | $ 345,000 | $ 345,000 | $ 200,000 |
| Manatee County Florida | 1 | $ 305,000 | $ 305,000 | $ 115,000 |
| Marion County Florida | 1 | $ 25,000 | $ 25,000 | $ 60,000 |
| Martin County Florida | 1 | $ 125,000 | $ 125,000 | $ 34,000 |
| Orange County Florida | 1 | $ 105,000 | $ 105,000 | $ 92,000 |
| Pasco County Florida | 1 | $ 195,000 | $ 195,000 | $ 116,000 |
| Santa Rosa County Florida | 1 | $ 105,000 | $ 105,000 | $ 57,000 |
| St. Johns County Florida | 1 | $ 115,000 | $ 115,000 | $ 54,000 |
| Walton County Florida | 1 | $ 305,000 | $ 305,000 | $ 200,000 |
| Carroll County Georgia | 1 | $ 275,000 | $ 275,000 | $ 210,000 |
| Catoosa County Georgia | 1 | $ 155,000 | $ 155,000 | $ 60,000 |
| Clayton County Georgia | 1 | $ 115,000 | $ 115,000 | $ 49,000 |
| DeKalb County Georgia | 1 | $ 225,000 | $ 225,000 | $ 123,000 |
| Fulton County Georgia | 1 | $ 365,000 | $ 365,000 | $ 244,000 |
| Union County Georgia | 1 | $ 145,000 | $ 145,000 | $ 61,000 |
| Adams County Illinois | 1 | $ 25,000 | $ 25,000 | $ 53,000 |
| DeKalb County Illinois | 1 | $ 85,000 | $ 85,000 | $ 44,000 |
| McHenry County Illinois | 1 | $ 215,000 | $ 215,000 | $ 67,000 |
| Vermilion County Illinois | 1 | $ 55,000 | $ 55,000 | $ 0 |
| Wabash County Illinois | 1 | $ 75,000 | $ 75,000 | $ 91,000 |
| Will County Illinois | 1 | $ 15,000 | $ 15,000 | $ 71,000 |
| Winnebago County Illinois | 1 | $ 15,000 | $ 15,000 | $ 80,000 |
| Adams County Indiana | 1 | $ 25,000 | $ 25,000 | $ 52,000 |
| Bartholomew County Indiana | 1 | $ 255,000 | $ 255,000 | $ 93,000 |
| Brown County Indiana | 1 | $ 275,000 | $ 275,000 | $ 130,000 |
| Carroll County Indiana | 1 | $ 175,000 | $ 175,000 | $ 122,000 |
| Delaware County Indiana | 1 | $ 105,000 | $ 105,000 | $ 0 |
| Hendricks County Indiana | 1 | $ 195,000 | $ 195,000 | $ 0 |
| Johnson County Indiana | 1 | $ 105,000 | $ 105,000 | $ 78,000 |
| Morgan County Indiana | 1 | $ 135,000 | $ 135,000 | $ 78,000 |
| Starke County Indiana | 1 | $ 165,000 | $ 165,000 | $ 162,000 |
| Tippecanoe County Indiana | 1 | $ 225,000 | $ 225,000 | $ 39,000 |
| Whitley County Indiana | 1 | $ 155,000 | $ 155,000 | $ 80,000 |
| Warren County Iowa | 1 | $ 345,000 | $ 345,000 | $ 115,000 |
| Boone County Kentucky | 1 | $ 55,000 | $ 55,000 | $ 43,000 |
| Baltimore County Maryland | 1 | $ 265,000 | $ 265,000 | $ 0 |
| Harford County Maryland | 1 | $ 25,000 | $ 25,000 | $ 78,000 |
| Prince George's County Maryland | 1 | $ 385,000 | $ 385,000 | $ 127,000 |
| Norfolk County Massachusetts | 1 | $ 165,000 | $ 165,000 | $ 0 |
| Worcester County Massachusetts | 1 | $ 225,000 | $ 225,000 | $ 134,000 |
| Allegan County Michigan | 1 | $ 465,000 | $ 465,000 | $ 273,000 |
| Hennepin County Minnesota | 1 | $ 65,000 | $ 65,000 | $ 90,000 |
| Olmsted County Minnesota | 1 | $ 25,000 | $ 25,000 | $ 215,000 |
| Holmes County Mississippi | 1 | $ 25,000 | $ 25,000 | $ 53,000 |
| Douglas County Nebraska | 1 | $ 65,000 | $ 65,000 | $ 231,000 |
| Atlantic County New Jersey | 1 | $ 35,000 | $ 35,000 | $ 33,000 |
| Bergen County New Jersey | 1 | $ 305,000 | $ 305,000 | $ 242,000 |
| Hunterdon County New Jersey | 1 | $ 325,000 | $ 325,000 | $ 150,000 |
| Sussex County New Jersey | 1 | $ 25,000 | $ 25,000 | $ 238,000 |
| Dutchess County New York | 1 | $ 255,000 | $ 255,000 | $ 102,000 |
| Queens County New York | 1 | $ 65,000 | $ 65,000 | $ 72,000 |
| Rockland County New York | 1 | $ 205,000 | $ 205,000 | $ 159,000 |
| Caldwell County North Carolina | 1 | $ 355,000 | $ 355,000 | $ 123,000 |
| Durham County North Carolina | 1 | $ 445,000 | $ 445,000 | $ 251,000 |
| Franklin County North Carolina | 1 | $ 235,000 | $ 235,000 | $ 89,000 |
| Nash County North Carolina | 1 | $ 225,000 | $ 225,000 | $ 177,000 |
| Pender County North Carolina | 1 | $ 245,000 | $ 245,000 | $ 159,000 |
| Person County North Carolina | 1 | $ 95,000 | $ 95,000 | $ 53,000 |
| Wayne County North Carolina | 1 | $ 65,000 | $ 65,000 | $ 98,000 |
| Brookings County South Dakota | 1 | $ 165,000 | $ 165,000 | $ 174,000 |
| Davidson County Tennessee | 1 | $ 355,000 | $ 355,000 | $ 188,000 |
| Denton County Texas | 1 | $ 15,000 | $ 15,000 | $ 53,000 |
| Martinsville County Virginia | 1 | $ 45,000 | $ 45,000 | $ 0 |
| Kanawha County West Virginia | 1 | $ 25,000 | $ 25,000 | $ 80,000 |
| Laramie County Wyoming | 1 | $ 315,000 | $ 315,000 | $ 294,000 |
Mortgage Loan Application Detail Totals for Inova in 2020
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Refinancing | 461 | $73,005,000 | $158,000 | $785,000 | $93,000 | $433,000 |
| Cash-out Refinancing | 325 | $49,315,000 | $151,000 | $855,000 | $95,000 | $1,066,000 |
| Home Purchase | 295 | $50,545,000 | $171,000 | $1,035,000 | $71,000 | $519,000 |
| Other Purpose | 156 | $8,800,000 | $56,000 | $905,000 | $88,000 | $408,000 |
| Home Improvement | 98 | $4,120,000 | $42,000 | $185,000 | $83,000 | $269,000 |
| Not Applicable | 15 | $2,965,000 | $197,000 | $285,000 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 1,110 | $149,290,000 | $134,000 | $905,000 | $87,000 | $1,066,000 |
| Hispanic | 77 | $10,455,000 | $135,000 | $785,000 | $73,000 | $353,000 |
| Black or African American | 66 | $8,090,000 | $122,000 | $475,000 | $57,000 | $141,000 |
| Asian | 59 | $15,075,000 | $255,000 | $1,035,000 | $135,000 | $565,000 |
| Not Provided | 18 | $2,370,000 | $131,000 | $445,000 | $93,000 | $408,000 |
| Not applicable | 16 | $3,210,000 | $200,000 | $285,000 | $0 | $0 |
| American Indian or Alaskan Native | 3 | $205,000 | $68,000 | $145,000 | $91,000 | $107,000 |
| Native Hawaiian or Other Pacific Islander | 1 | $55,000 | $55,000 | $55,000 | $22,000 | $22,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 1,267 | $175,915,000 | $138,000 | $1,035,000 | $88,000 | $1,066,000 |
| FHA-insured (Federal Housing Administration) | 66 | $9,490,000 | $143,000 | $315,000 | $58,000 | $128,000 |
| VA-guaranteed (Veterans Administration) | 17 | $3,345,000 | $196,000 | $275,000 | $71,000 | $128,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 869 | $117,035,000 | $134,000 | $855,000 | $91,000 | $1,066,000 |
| Application Denied By Financial Institution | 115 | $13,105,000 | $113,000 | $905,000 | $61,000 | $412,000 |
| Application Withdrawn By Applicant | 101 | $16,115,000 | $159,000 | $565,000 | $93,000 | $408,000 |
| Preapproval Approved but not Accepted | 100 | $19,050,000 | $190,000 | $1,035,000 | $77,000 | $365,000 |
| Preapproval Denied by Financial Institution | 61 | $7,945,000 | $130,000 | $315,000 | $48,000 | $135,000 |
| Application Approved But Not Accepted | 57 | $6,515,000 | $114,000 | $445,000 | $89,000 | $464,000 |
| File Closed For Incompleteness | 47 | $8,985,000 | $191,000 | $595,000 | $130,000 | $575,000 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not applicable | 1,174 | $167,700,000 | $142,000 | $1,035,000 | $91,000 | $1,066,000 |
| Credit History | 90 | $9,470,000 | $105,000 | $905,000 | $55,000 | $148,000 |
| Debt-To-Income Ratio | 63 | $8,625,000 | $136,000 | $495,000 | $53,000 | $175,000 |
| Employment History | 15 | $1,845,000 | $123,000 | $275,000 | $43,000 | $87,000 |
| Collateral | 6 | $660,000 | $110,000 | $385,000 | $139,000 | $412,000 |
| Other | 2 | $450,000 | $225,000 | $245,000 | $81,000 | $110,000 |
| Unverifiable Information | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) | 0 | $0 | $0 | $0 | $0 | $0 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Inova's 2020 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Inova's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Indiana, download the full spreadsheet
with aggregated HMDA statistics today.