Inspired Financial Services, Llc
HMDA Loan Application Totals
and Mortgage Lending Details
for 2017
Inspired Financial Services, Llc 2017 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Inspired Financial Services, Llc 2708 Bicentennial Dr, Ste A Cedar Falls, IA 50613 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2018 2017 2016 2015 2014 2013 |
| Total Number of Mortgage Applications | 149 |
| Total Mortgage Loan Application Amount | $17,118,000 |
| Average Mortgage Loan Application Amount | $114,500 |
| Highest Mortgage Loan Application Amount | $319,000 |
| Average Applicant Income | $67,500 |
| Highest Applicant Income | $233,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2017 with Inspired Financial Services, Llc. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Inspired Financial Services, Llc's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2017 breaks down Inspired Financial Services, Llc's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Inspired Financial Services, Llc serves its applicants.
Each category highlights the total number of mortgage applications processed by Inspired Financial Services, Llc, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Inspired Financial Services, Llc's mortgage activity for 2017.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Cherokee County Iowa | 12 | $ 1,464,000 | $ 122,000 | $ 53,000 |
| Hardin County Iowa | 10 | $ 994,000 | $ 99,000 | $ 52,000 |
| Grant County Wisconsin | 7 | $ 702,000 | $ 100,000 | $ 51,000 |
| Goodhue County Minnesota | 6 | $ 844,000 | $ 140,000 | $ 49,000 |
| Cerro Gordo County Iowa | 5 | $ 851,000 | $ 170,000 | $ 69,000 |
| Fayette County Iowa | 5 | $ 442,000 | $ 88,000 | $ 58,000 |
| Kossuth County Iowa | 5 | $ 358,000 | $ 71,000 | $ 54,000 |
| Adams County Iowa | 4 | $ 249,000 | $ 62,000 | $ 52,000 |
| Benton County Iowa | 4 | $ 656,000 | $ 164,000 | $ 76,000 |
| Delaware County Iowa | 4 | $ 326,000 | $ 81,000 | $ 57,000 |
| Grundy County Iowa | 4 | $ 466,000 | $ 116,000 | $ 53,000 |
| Hancock County Iowa | 4 | $ 281,000 | $ 70,000 | $ 42,000 |
| Boone County Iowa | 3 | $ 266,000 | $ 88,000 | $ 44,000 |
| Jasper County Iowa | 3 | $ 378,000 | $ 126,000 | $ 54,000 |
| Jones County Iowa | 3 | $ 189,000 | $ 63,000 | $ 47,000 |
| Linn County Iowa | 3 | $ 368,000 | $ 122,000 | $ 61,000 |
| Marshall County Iowa | 3 | $ 298,000 | $ 99,000 | $ 52,000 |
| Tama County Iowa | 3 | $ 284,000 | $ 94,000 | $ 46,000 |
| Webster County Iowa | 3 | $ 461,000 | $ 153,000 | $ 140,000 |
| Winnebago County Iowa | 3 | $ 251,000 | $ 83,000 | $ 40,000 |
| Worth County Iowa | 3 | $ 296,000 | $ 98,000 | $ 46,000 |
| Dodge County Minnesota | 3 | $ 550,000 | $ 183,000 | $ 64,000 |
| Murray County Minnesota | 3 | $ 245,000 | $ 81,000 | $ 78,000 |
| Buchanan County Iowa | 2 | $ 382,000 | $ 191,000 | $ 120,000 |
| Butler County Iowa | 2 | $ 203,000 | $ 101,000 | $ 47,000 |
| Lyon County Iowa | 2 | $ 148,000 | $ 74,000 | $ 43,000 |
| Mitchell County Iowa | 2 | $ 142,000 | $ 71,000 | $ 45,000 |
| Muscatine County Iowa | 2 | $ 241,000 | $ 120,000 | $ 60,000 |
| Palo Alto County Iowa | 2 | $ 226,000 | $ 113,000 | $ 46,000 |
| Poweshiek County Iowa | 2 | $ 213,000 | $ 106,000 | $ 36,000 |
| Taylor County Iowa | 2 | $ 313,000 | $ 156,000 | $ 112,000 |
| Crawford County Wisconsin | 2 | $ 242,000 | $ 121,000 | $ 76,000 |
| Yavapai County Arizona | 1 | $ 231,000 | $ 231,000 | $ 106,000 |
| Muscogee County Georgia | 1 | $ 90,000 | $ 90,000 | $ 24,000 |
| Bremer County Iowa | 1 | $ 73,000 | $ 73,000 | $ 46,000 |
| Buena Vista County Iowa | 1 | $ 214,000 | $ 214,000 | $ 48,000 |
| Calhoun County Iowa | 1 | $ 58,000 | $ 58,000 | $ 38,000 |
| Chickasaw County Iowa | 1 | $ 190,000 | $ 190,000 | $ 55,000 |
| Clarke County Iowa | 1 | $ 50,000 | $ 50,000 | $ 44,000 |
| Clayton County Iowa | 1 | $ 167,000 | $ 167,000 | $ 115,000 |
| Dickinson County Iowa | 1 | $ 319,000 | $ 319,000 | $ 97,000 |
| Dubuque County Iowa | 1 | $ 137,000 | $ 137,000 | $ 43,000 |
| Emmet County Iowa | 1 | $ 102,000 | $ 102,000 | $ 35,000 |
| Guthrie County Iowa | 1 | $ 168,000 | $ 168,000 | $ 76,000 |
| Hamilton County Iowa | 1 | $ 158,000 | $ 158,000 | $ 133,000 |
| Henry County Iowa | 1 | $ 99,000 | $ 99,000 | $ 43,000 |
| Marion County Iowa | 1 | $ 92,000 | $ 92,000 | $ 34,000 |
| O'Brien County Iowa | 1 | $ 134,000 | $ 134,000 | $ 77,000 |
| Osceola County Iowa | 1 | $ 75,000 | $ 75,000 | $ 59,000 |
| Page County Iowa | 1 | $ 72,000 | $ 72,000 | $ 99,000 |
| Plymouth County Iowa | 1 | $ 135,000 | $ 135,000 | $ 68,000 |
| Sac County Iowa | 1 | $ 100,000 | $ 100,000 | $ 70,000 |
| Story County Iowa | 1 | $ 101,000 | $ 101,000 | $ 100,000 |
| Wayne County Iowa | 1 | $ 96,000 | $ 96,000 | $ 40,000 |
| Wright County Iowa | 1 | $ 110,000 | $ 110,000 | $ 42,000 |
| Rock County Minnesota | 1 | $ 143,000 | $ 143,000 | $ 125,000 |
| Cooper County Missouri | 1 | $ 283,000 | $ 283,000 | $ 94,000 |
| Nodaway County Missouri | 1 | $ 148,000 | $ 148,000 | $ 45,000 |
| Vernon County Wisconsin | 1 | $ 77,000 | $ 77,000 | $ 44,000 |
| Platte County Wyoming | 1 | $ 167,000 | $ 167,000 | $ 49,000 |
Mortgage Loan Application Detail Totals for Inspired Financial Services, Llc in 2017
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 131 | $15,044,000 | $114,000 | $319,000 | $57,000 | $186,000 |
| Refinancing | 18 | $2,074,000 | $115,000 | $272,000 | $78,000 | $233,000 |
| Home Improvement | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 142 | $16,460,000 | $115,000 | $319,000 | $60,000 | $233,000 |
| Not Provided | 4 | $306,000 | $76,000 | $95,000 | $49,000 | $69,000 |
| Hispanic | 2 | $278,000 | $139,000 | $214,000 | $39,000 | $48,000 |
| Asian | 1 | $74,000 | $74,000 | $74,000 | $33,000 | $33,000 |
| Black or African American | 0 | $0 | $0 | $0 | $0 | $0 |
| Native Hawaiian or Other Pacific Islander | 0 | $0 | $0 | $0 | $0 | $0 |
| Not applicable | 0 | $0 | $0 | $0 | $0 | $0 |
| American Indian or Alaskan Native | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 71 | $7,205,000 | $101,000 | $283,000 | $46,000 | $94,000 |
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 70 | $8,898,000 | $127,000 | $319,000 | $72,000 | $233,000 |
| VA-guaranteed (Veterans Administration) | 6 | $703,000 | $117,000 | $248,000 | $64,000 | $115,000 |
| FHA-insured (Federal Housing Administration) | 2 | $312,000 | $156,000 | $189,000 | $60,000 | $65,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 94 | $10,697,000 | $113,000 | $319,000 | $59,000 | $233,000 |
| Application Approved But Not Accepted | 32 | $3,976,000 | $124,000 | $282,000 | $69,000 | $186,000 |
| Application Denied By Financial Institution | 23 | $2,445,000 | $106,000 | $189,000 | $47,000 | $99,000 |
| Application Withdrawn By Applicant | 0 | $0 | $0 | $0 | $0 | $0 |
| File Closed For Incompleteness | 0 | $0 | $0 | $0 | $0 | $0 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Debt-To-Income Ratio | 9 | $948,000 | $105,000 | $185,000 | $42,000 | $61,000 |
| Collateral | 5 | $667,000 | $133,000 | $172,000 | $64,000 | $99,000 |
| Credit History | 3 | $164,000 | $54,000 | $61,000 | $34,000 | $44,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 2 | $170,000 | $85,000 | $90,000 | $25,000 | $27,000 |
| Other | 1 | $189,000 | $189,000 | $189,000 | $65,000 | $65,000 |
| Unverifiable Information | 1 | $96,000 | $96,000 | $96,000 | $70,000 | $70,000 |
| Employment History | 1 | $71,000 | $71,000 | $71,000 | $50,000 | $50,000 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Inspired Financial Services, Llc's 2017 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Inspired Financial Services, Llc's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Iowa, download the full spreadsheet
with aggregated HMDA statistics today.