Integra Bank
HMDA Loan Application Totals
and Mortgage Lending Details
for 2004
Integra Bank 2004 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Integra Bank Po Box 868 Evansville, IN 47705 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2011 2010 2009 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 3,673 |
| Total Mortgage Loan Application Amount | $258,025,000 |
| Average Mortgage Loan Application Amount | $112,758 |
| Highest Mortgage Loan Application Amount | $1,375,000 |
| Average Applicant Income | $103,862 |
| Highest Applicant Income | $7,047,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2004 with Integra Bank. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Integra Bank's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2004 breaks down Integra Bank's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Integra Bank serves its applicants.
Each category highlights the total number of mortgage applications processed by Integra Bank, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Integra Bank's mortgage activity for 2004.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Vanderburgh County Indiana | 468 | $ 39,825,000 | $ 85,000 | $ 46,000 |
| Warren County Kentucky | 162 | $ 14,548,000 | $ 89,000 | $ 51,000 |
| Warrick County Indiana | 154 | $ 20,071,000 | $ 130,000 | $ 87,000 |
| Jefferson County Illinois | 127 | $ 5,888,000 | $ 46,000 | $ 55,000 |
| Trigg County Kentucky | 120 | $ 8,487,000 | $ 70,000 | $ 51,000 |
| Lawrence County Indiana | 116 | $ 7,005,000 | $ 60,000 | $ 65,000 |
| Gibson County Indiana | 114 | $ 9,112,000 | $ 79,000 | $ 48,000 |
| Hopkins County Kentucky | 114 | $ 5,709,000 | $ 50,000 | $ 38,000 |
| Webster County Kentucky | 104 | $ 4,317,000 | $ 41,000 | $ 43,000 |
| Posey County Indiana | 94 | $ 6,999,000 | $ 74,000 | $ 50,000 |
| Knox County Indiana | 91 | $ 5,640,000 | $ 61,000 | $ 46,000 |
| Pike County Indiana | 86 | $ 5,156,000 | $ 59,000 | $ 50,000 |
| Graves County Kentucky | 86 | $ 4,942,000 | $ 57,000 | $ 41,000 |
| Ripley County Indiana | 85 | $ 4,874,000 | $ 57,000 | $ 53,000 |
| Anderson County Kentucky | 83 | $ 4,155,000 | $ 50,000 | $ 46,000 |
| Gallatin County Kentucky | 82 | $ 6,056,000 | $ 73,000 | $ 48,000 |
| Spencer County Indiana | 77 | $ 4,356,000 | $ 56,000 | $ 52,000 |
| Henderson County Kentucky | 66 | $ 4,646,000 | $ 70,000 | $ 42,000 |
| Caldwell County Kentucky | 65 | $ 3,203,000 | $ 49,000 | $ 58,000 |
| Simpson County Kentucky | 65 | $ 4,224,000 | $ 64,000 | $ 50,000 |
| Johnson County Illinois | 64 | $ 2,466,000 | $ 38,000 | $ 44,000 |
| Daviess County Indiana | 62 | $ 4,212,000 | $ 67,000 | $ 66,000 |
| Mason County Kentucky | 59 | $ 3,565,000 | $ 60,000 | $ 58,000 |
| Dubois County Indiana | 55 | $ 3,269,000 | $ 59,000 | $ 42,000 |
| Orange County Indiana | 45 | $ 1,986,000 | $ 44,000 | $ 43,000 |
| Grant County Kentucky | 42 | $ 2,463,000 | $ 58,000 | $ 44,000 |
| Grayson County Kentucky | 40 | $ 2,084,000 | $ 52,000 | $ 48,000 |
| Fayette County Kentucky | 39 | $ 4,172,000 | $ 106,000 | $ 50,000 |
| Lawrence County Illinois | 36 | $ 1,224,000 | $ 34,000 | $ 42,000 |
| Breckinridge County Kentucky | 36 | $ 1,468,000 | $ 40,000 | $ 47,000 |
| Brown County Ohio | 35 | $ 1,819,000 | $ 51,000 | $ 41,000 |
| White County Illinois | 33 | $ 882,000 | $ 26,000 | $ 36,000 |
| Robertson County Kentucky | 27 | $ 820,000 | $ 30,000 | $ 46,000 |
| Union County Kentucky | 27 | $ 1,366,000 | $ 50,000 | $ 39,000 |
| Wayne County Illinois | 21 | $ 799,000 | $ 38,000 | $ 44,000 |
| Massac County Illinois | 18 | $ 464,000 | $ 25,000 | $ 36,000 |
| Owen County Kentucky | 18 | $ 1,849,000 | $ 102,000 | $ 33,000 |
| Gallatin County Illinois | 17 | $ 491,000 | $ 28,000 | $ 41,000 |
| Hardin County Illinois | 17 | $ 582,000 | $ 34,000 | $ 45,000 |
| Pope County Illinois | 17 | $ 896,000 | $ 52,000 | $ 53,000 |
| Scott County Kentucky | 16 | $ 1,492,000 | $ 93,000 | $ 109,000 |
| Mercer County Kentucky | 14 | $ 498,000 | $ 35,000 | $ 47,000 |
| Logan County Kentucky | 13 | $ 1,246,000 | $ 95,000 | $ 44,000 |
| Lyon County Kentucky | 13 | $ 865,000 | $ 66,000 | $ 95,000 |
| Perry County Indiana | 12 | $ 883,000 | $ 73,000 | $ 58,000 |
| Kenton County Kentucky | 11 | $ 2,853,000 | $ 259,000 | $ 100,000 |
| Dearborn County Indiana | 10 | $ 686,000 | $ 68,000 | $ 63,000 |
| Allen County Kentucky | 10 | $ 624,000 | $ 62,000 | $ 39,000 |
| Bracken County Kentucky | 10 | $ 491,000 | $ 49,000 | $ 43,000 |
| Boone County Kentucky | 9 | $ 1,124,000 | $ 124,000 | $ 53,000 |
| Cook County Illinois | 8 | $ 1,534,000 | $ 191,000 | $ 75,000 |
| Marion County Indiana | 8 | $ 693,000 | $ 86,000 | $ 66,000 |
| Christian County Kentucky | 8 | $ 623,000 | $ 77,000 | $ 44,000 |
| Fleming County Kentucky | 8 | $ 354,000 | $ 44,000 | $ 30,000 |
| Marion County Illinois | 7 | $ 306,000 | $ 43,000 | $ 50,000 |
| Saline County Illinois | 7 | $ 354,000 | $ 50,000 | $ 39,000 |
| Carroll County Kentucky | 7 | $ 169,000 | $ 24,000 | $ 70,000 |
| Lewis County Kentucky | 7 | $ 150,000 | $ 21,000 | $ 28,000 |
| Edwards County Illinois | 6 | $ 359,000 | $ 59,000 | $ 43,000 |
| Greene County Indiana | 6 | $ 407,000 | $ 67,000 | $ 59,000 |
| Butler County Kentucky | 6 | $ 384,000 | $ 64,000 | $ 31,000 |
| Marshall County Kentucky | 6 | $ 614,000 | $ 102,000 | $ 29,000 |
| McLean County Kentucky | 6 | $ 116,000 | $ 19,000 | $ 22,000 |
| Franklin County Ohio | 6 | $ 508,000 | $ 84,000 | $ 86,000 |
| Richland County Illinois | 5 | $ 277,000 | $ 55,000 | $ 69,000 |
| Jennings County Indiana | 5 | $ 213,000 | $ 42,000 | $ 45,000 |
| Calloway County Kentucky | 5 | $ 354,000 | $ 70,000 | $ 39,000 |
| Crittenden County Kentucky | 5 | $ 176,000 | $ 35,000 | $ 44,000 |
| Daviess County Kentucky | 5 | $ 242,000 | $ 48,000 | $ 30,000 |
| Harrison County Kentucky | 5 | $ 391,000 | $ 78,000 | $ 81,000 |
| Meade County Kentucky | 5 | $ 143,000 | $ 28,000 | $ 31,000 |
| Washington County Kentucky | 5 | $ 133,000 | $ 26,000 | $ 20,000 |
| Butler County Ohio | 5 | $ 800,000 | $ 160,000 | $ 133,000 |
| Cuyahoga County Ohio | 5 | $ 429,000 | $ 85,000 | $ 74,000 |
| Hamilton County Ohio | 5 | $ 588,000 | $ 117,000 | $ 69,000 |
| Crawford County Indiana | 4 | $ 251,000 | $ 62,000 | $ 39,000 |
| Martin County Indiana | 4 | $ 109,000 | $ 27,000 | $ 32,000 |
| Monroe County Indiana | 4 | $ 335,000 | $ 83,000 | $ 55,000 |
| Vigo County Indiana | 4 | $ 419,000 | $ 104,000 | $ 43,000 |
| Barren County Kentucky | 4 | $ 208,000 | $ 52,000 | $ 40,000 |
| Edmonson County Kentucky | 4 | $ 301,000 | $ 75,000 | $ 32,000 |
| Franklin County Kentucky | 4 | $ 589,000 | $ 147,000 | $ 28,000 |
| McCracken County Kentucky | 4 | $ 120,000 | $ 30,000 | $ 33,000 |
| Adams County Ohio | 4 | $ 218,000 | $ 54,000 | $ 27,000 |
| Montgomery County Ohio | 4 | $ 526,000 | $ 131,000 | $ 105,000 |
| Davidson County Tennessee | 4 | $ 323,000 | $ 80,000 | $ 65,000 |
| Franklin County Illinois | 3 | $ 82,000 | $ 27,000 | $ 50,000 |
| Williamson County Illinois | 3 | $ 150,000 | $ 50,000 | $ 40,000 |
| Switzerland County Indiana | 3 | $ 98,000 | $ 32,000 | $ 36,000 |
| Hardin County Kentucky | 3 | $ 334,000 | $ 111,000 | $ 35,000 |
| Hickman County Kentucky | 3 | $ 124,000 | $ 41,000 | $ 68,000 |
| Montgomery County Kentucky | 3 | $ 77,000 | $ 25,000 | $ 62,000 |
| Nelson County Kentucky | 3 | $ 99,000 | $ 33,000 | $ 37,000 |
| Pendleton County Kentucky | 3 | $ 330,000 | $ 110,000 | $ 45,000 |
| Shelby County Kentucky | 3 | $ 38,000 | $ 12,000 | $ 33,000 |
| Greene County Missouri | 3 | $ 227,000 | $ 75,000 | $ 36,000 |
| Jackson County Missouri | 3 | $ 323,000 | $ 107,000 | $ 54,000 |
| St. Louis City County Missouri | 3 | $ 348,000 | $ 116,000 | $ 63,000 |
| Greene County Ohio | 3 | $ 213,000 | $ 71,000 | $ 63,000 |
| Mahoning County Ohio | 3 | $ 209,000 | $ 69,000 | $ 37,000 |
| Warren County Ohio | 3 | $ 895,000 | $ 298,000 | $ 243,000 |
| Brevard County Florida | 2 | $ 238,000 | $ 119,000 | $ 75,000 |
| Palm Beach County Florida | 2 | $ 444,000 | $ 222,000 | $ 113,000 |
| Hamilton County Illinois | 2 | $ 29,000 | $ 14,000 | $ 36,000 |
| Jackson County Illinois | 2 | $ 113,000 | $ 56,000 | $ 84,000 |
| Madison County Illinois | 2 | $ 148,000 | $ 74,000 | $ 74,000 |
| Wabash County Illinois | 2 | $ 160,000 | $ 80,000 | $ 54,000 |
| Boone County Indiana | 2 | $ 265,000 | $ 132,000 | $ 109,000 |
| Decatur County Indiana | 2 | $ 61,000 | $ 30,000 | $ 58,000 |
| Hendricks County Indiana | 2 | $ 154,000 | $ 77,000 | $ 51,000 |
| Jackson County Indiana | 2 | $ 12,000 | $ 6,000 | $ 34,000 |
| Lake County Indiana | 2 | $ 159,000 | $ 79,000 | $ 53,000 |
| Washington County Indiana | 2 | $ 84,000 | $ 42,000 | $ 264,000 |
| Bell County Kentucky | 2 | $ 164,000 | $ 82,000 | $ 21,000 |
| Campbell County Kentucky | 2 | $ 194,000 | $ 97,000 | $ 82,000 |
| Clark County Kentucky | 2 | $ 111,000 | $ 55,000 | $ 104,000 |
| Lincoln County Kentucky | 2 | $ 10,000 | $ 5,000 | $ 56,000 |
| Madison County Kentucky | 2 | $ 397,000 | $ 198,000 | $ 80,000 |
| Marion County Kentucky | 2 | $ 65,000 | $ 32,000 | $ 40,000 |
| Muhlenberg County Kentucky | 2 | $ 207,000 | $ 103,000 | $ 88,000 |
| Nicholas County Kentucky | 2 | $ 189,000 | $ 94,000 | $ 74,000 |
| Woodford County Kentucky | 2 | $ 86,000 | $ 43,000 | $ 32,000 |
| Clay County Missouri | 2 | $ 386,000 | $ 193,000 | $ 72,000 |
| Jefferson County Missouri | 2 | $ 145,000 | $ 72,000 | $ 65,000 |
| Pettis County Missouri | 2 | $ 126,000 | $ 63,000 | $ 81,000 |
| St. Louis County Missouri | 2 | $ 808,000 | $ 404,000 | $ 3,536,000 |
| Ashtabula County Ohio | 2 | $ 160,000 | $ 80,000 | $ 49,000 |
| Clermont County Ohio | 2 | $ 77,000 | $ 38,000 | $ 56,000 |
| Lorain County Ohio | 2 | $ 257,000 | $ 128,000 | $ 103,000 |
| Richland County Ohio | 2 | $ 120,000 | $ 60,000 | $ 56,000 |
| Summit County Ohio | 2 | $ 197,000 | $ 98,000 | $ 37,000 |
| Washington County Ohio | 2 | $ 128,000 | $ 64,000 | $ 34,000 |
| Henry County Tennessee | 2 | $ 180,000 | $ 90,000 | $ 39,000 |
| Maricopa County Arizona | 1 | $ 100,000 | $ 100,000 | $ 32,000 |
| Walton County Florida | 1 | $ 334,000 | $ 334,000 | $ 0 |
| Adams County Illinois | 1 | $ 60,000 | $ 60,000 | $ 31,000 |
| Champaign County Illinois | 1 | $ 85,000 | $ 85,000 | $ 25,000 |
| Clinton County Illinois | 1 | $ 90,000 | $ 90,000 | $ 40,000 |
| Crawford County Illinois | 1 | $ 65,000 | $ 65,000 | $ 46,000 |
| DuPage County Illinois | 1 | $ 150,000 | $ 150,000 | $ 50,000 |
| Kane County Illinois | 1 | $ 146,000 | $ 146,000 | $ 41,000 |
| Kankakee County Illinois | 1 | $ 202,000 | $ 202,000 | $ 78,000 |
| Lake County Illinois | 1 | $ 108,000 | $ 108,000 | $ 63,000 |
| Moultrie County Illinois | 1 | $ 70,000 | $ 70,000 | $ 92,000 |
| St. Clair County Illinois | 1 | $ 15,000 | $ 15,000 | $ 45,000 |
| Vermilion County Illinois | 1 | $ 56,000 | $ 56,000 | $ 57,000 |
| Washington County Illinois | 1 | $ 7,000 | $ 7,000 | $ 18,000 |
| Woodford County Illinois | 1 | $ 82,000 | $ 82,000 | $ 62,000 |
| Allen County Indiana | 1 | $ 62,000 | $ 62,000 | $ 38,000 |
| Brown County Indiana | 1 | $ 135,000 | $ 135,000 | $ 61,000 |
| Clark County Indiana | 1 | $ 66,000 | $ 66,000 | $ 41,000 |
| Floyd County Indiana | 1 | $ 137,000 | $ 137,000 | $ 61,000 |
| Franklin County Indiana | 1 | $ 216,000 | $ 216,000 | $ 38,000 |
| Fulton County Indiana | 1 | $ 85,000 | $ 85,000 | $ 38,000 |
| Hamilton County Indiana | 1 | $ 116,000 | $ 116,000 | $ 37,000 |
| Harrison County Indiana | 1 | $ 4,000 | $ 4,000 | $ 46,000 |
| Huntington County Indiana | 1 | $ 83,000 | $ 83,000 | $ 43,000 |
| Kosciusko County Indiana | 1 | $ 71,000 | $ 71,000 | $ 63,000 |
| Owen County Indiana | 1 | $ 117,000 | $ 117,000 | $ 47,000 |
| Porter County Indiana | 1 | $ 180,000 | $ 180,000 | $ 74,000 |
| Pulaski County Indiana | 1 | $ 98,000 | $ 98,000 | $ 53,000 |
| St. Joseph County Indiana | 1 | $ 77,000 | $ 77,000 | $ 38,000 |
| Sullivan County Indiana | 1 | $ 113,000 | $ 113,000 | $ 62,000 |
| Tippecanoe County Indiana | 1 | $ 66,000 | $ 66,000 | $ 49,000 |
| Bath County Kentucky | 1 | $ 78,000 | $ 78,000 | $ 29,000 |
| Bourbon County Kentucky | 1 | $ 25,000 | $ 25,000 | $ 55,000 |
| Boyle County Kentucky | 1 | $ 143,000 | $ 143,000 | $ 94,000 |
| Bullitt County Kentucky | 1 | $ 216,000 | $ 216,000 | $ 404,000 |
| Carter County Kentucky | 1 | $ 28,000 | $ 28,000 | $ 12,000 |
| Estill County Kentucky | 1 | $ 75,000 | $ 75,000 | $ 22,000 |
| Hart County Kentucky | 1 | $ 56,000 | $ 56,000 | $ 0 |
| Jefferson County Kentucky | 1 | $ 192,000 | $ 192,000 | $ 460,000 |
| Metcalfe County Kentucky | 1 | $ 74,000 | $ 74,000 | $ 60,000 |
| Ohio County Kentucky | 1 | $ 64,000 | $ 64,000 | $ 35,000 |
| Powell County Kentucky | 1 | $ 115,000 | $ 115,000 | $ 44,000 |
| Todd County Kentucky | 1 | $ 117,000 | $ 117,000 | $ 47,000 |
| Washtenaw County Michigan | 1 | $ 162,000 | $ 162,000 | $ 570,000 |
| Andrew County Missouri | 1 | $ 70,000 | $ 70,000 | $ 26,000 |
| Barry County Missouri | 1 | $ 61,000 | $ 61,000 | $ 176,000 |
| Callaway County Missouri | 1 | $ 80,000 | $ 80,000 | $ 49,000 |
| Christian County Missouri | 1 | $ 112,000 | $ 112,000 | $ 98,000 |
| Holt County Missouri | 1 | $ 80,000 | $ 80,000 | $ 62,000 |
| Jasper County Missouri | 1 | $ 69,000 | $ 69,000 | $ 52,000 |
| Lawrence County Missouri | 1 | $ 94,000 | $ 94,000 | $ 71,000 |
| Lincoln County Missouri | 1 | $ 101,000 | $ 101,000 | $ 98,000 |
| Osage County Missouri | 1 | $ 51,000 | $ 51,000 | $ 28,000 |
| Platte County Missouri | 1 | $ 311,000 | $ 311,000 | $ 122,000 |
| Pulaski County Missouri | 1 | $ 76,000 | $ 76,000 | $ 324,000 |
| Washington County Missouri | 1 | $ 73,000 | $ 73,000 | $ 75,000 |
| Carroll County Ohio | 1 | $ 131,000 | $ 131,000 | $ 54,000 |
| Champaign County Ohio | 1 | $ 101,000 | $ 101,000 | $ 33,000 |
| Clark County Ohio | 1 | $ 80,000 | $ 80,000 | $ 45,000 |
| Crawford County Ohio | 1 | $ 59,000 | $ 59,000 | $ 33,000 |
| Defiance County Ohio | 1 | $ 135,000 | $ 135,000 | $ 84,000 |
| Delaware County Ohio | 1 | $ 111,000 | $ 111,000 | $ 50,000 |
| Fayette County Ohio | 1 | $ 79,000 | $ 79,000 | $ 32,000 |
| Geauga County Ohio | 1 | $ 173,000 | $ 173,000 | $ 109,000 |
| Hocking County Ohio | 1 | $ 108,000 | $ 108,000 | $ 46,000 |
| Lake County Ohio | 1 | $ 52,000 | $ 52,000 | $ 80,000 |
| Licking County Ohio | 1 | $ 230,000 | $ 230,000 | $ 124,000 |
| Lucas County Ohio | 1 | $ 59,000 | $ 59,000 | $ 28,000 |
| Morrow County Ohio | 1 | $ 114,000 | $ 114,000 | $ 80,000 |
| Paulding County Ohio | 1 | $ 104,000 | $ 104,000 | $ 38,000 |
| Ross County Ohio | 1 | $ 250,000 | $ 250,000 | $ 366,000 |
| Seneca County Ohio | 1 | $ 58,000 | $ 58,000 | $ 38,000 |
| Stark County Ohio | 1 | $ 154,000 | $ 154,000 | $ 115,000 |
| Wood County Ohio | 1 | $ 75,000 | $ 75,000 | $ 52,000 |
| Oklahoma County Oklahoma | 1 | $ 154,000 | $ 154,000 | $ 120,000 |
| Beaufort County South Carolina | 1 | $ 1,000,000 | $ 1,000,000 | $ 613,000 |
| Greenwood County South Carolina | 1 | $ 40,000 | $ 40,000 | $ 24,000 |
| Benton County Tennessee | 1 | $ 45,000 | $ 45,000 | $ 40,000 |
| Clay County Tennessee | 1 | $ 63,000 | $ 63,000 | $ 27,000 |
| Dickson County Tennessee | 1 | $ 81,000 | $ 81,000 | $ 47,000 |
| Lawrence County Tennessee | 1 | $ 61,000 | $ 61,000 | $ 31,000 |
| Marshall County Tennessee | 1 | $ 81,000 | $ 81,000 | $ 70,000 |
| McNairy County Tennessee | 1 | $ 114,000 | $ 114,000 | $ 72,000 |
| Montgomery County Tennessee | 1 | $ 11,000 | $ 11,000 | $ 41,000 |
| Robertson County Tennessee | 1 | $ 75,000 | $ 75,000 | $ 49,000 |
| Shelby County Tennessee | 1 | $ 87,000 | $ 87,000 | $ 30,000 |
| Sumner County Tennessee | 1 | $ 204,000 | $ 204,000 | $ 57,000 |
| Weakley County Tennessee | 1 | $ 70,000 | $ 70,000 | $ 33,000 |
| Bell County Texas | 1 | $ 6,000 | $ 6,000 | $ 79,000 |
| Davis County Utah | 1 | $ 249,000 | $ 249,000 | $ 105,000 |
| Windsor County Vermont | 1 | $ 106,000 | $ 106,000 | $ 136,000 |
| Isle of Wight County Virginia | 1 | $ 200,000 | $ 200,000 | $ 53,000 |
| Dane County Wisconsin | 1 | $ 88,000 | $ 88,000 | $ 68,000 |
| Polk County Wisconsin | 1 | $ 90,000 | $ 90,000 | $ 66,000 |
Mortgage Loan Application Detail Totals for Integra Bank in 2004
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Refinancing | 1,642 | $134,585,000 | $103,777 | $750,000 | $105,888 | $7,047,000 |
| Home Purchase | 1,161 | $112,456,000 | $161,928 | $1,375,000 | $126,571 | $927,000 |
| Home Improvement | 870 | $10,984,000 | $11,500 | $150,000 | $47,833 | $381,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 3,455 | $241,242,000 | $106,562 | $1,375,000 | $84,312 | $7,047,000 |
| Black or African American | 74 | $3,910,000 | $50,000 | $263,000 | $47,000 | $346,000 |
| Not Provided | 71 | $3,630,000 | $54,200 | $204,000 | $52,400 | $160,000 |
| Hispanic | 25 | $1,802,000 | $85,000 | $428,000 | $53,200 | $119,000 |
| Asian | 23 | $3,605,000 | $148,833 | $525,000 | $191,166 | $570,000 |
| Not applicable | 17 | $2,932,000 | $410,333 | $1,000,000 | $209,333 | $613,000 |
| American Indian or Alaskan Native | 4 | $291,000 | $72,750 | $141,000 | $70,000 | $95,000 |
| Native Hawaiian or Other Pacific Islander | 4 | $613,000 | $183,000 | $243,000 | $108,000 | $158,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 3,605 | $252,666,000 | $138,352 | $1,375,000 | $130,411 | $7,047,000 |
| FHA-insured (Federal Housing Administration) | 30 | $2,014,000 | $62,000 | $95,000 | $38,500 | $95,000 |
| VA-guaranteed (Veterans Administration) | 25 | $2,468,000 | $88,000 | $216,000 | $43,250 | $104,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 13 | $877,000 | $59,666 | $128,000 | $35,333 | $77,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 2,487 | $184,536,000 | $154,571 | $1,375,000 | $162,071 | $7,047,000 |
| Application Denied By Financial Institution | 742 | $34,697,000 | $47,000 | $263,000 | $51,428 | $404,000 |
| Application Withdrawn By Applicant | 252 | $25,374,000 | $134,000 | $525,000 | $58,125 | $540,000 |
| Application Approved But Not Accepted | 91 | $4,119,000 | $35,750 | $238,000 | $42,000 | $200,000 |
| Preapproval Denied by Financial Institution | 89 | $7,324,000 | $82,000 | $190,000 | $39,000 | $748,000 |
| File Closed For Incompleteness | 9 | $1,289,000 | $116,250 | $284,000 | $64,250 | $152,000 |
| Loan Purchased By The Institution | 3 | $686,000 | $228,000 | $451,000 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Credit History | 436 | $18,453,000 | $30,571 | $262,000 | $46,000 | $748,000 |
| Debt-To-Income Ratio | 233 | $13,666,000 | $58,000 | $263,000 | $37,400 | $404,000 |
| Collateral | 52 | $2,665,000 | $70,000 | $230,000 | $43,000 | $124,000 |
| Other | 41 | $3,373,000 | $84,166 | $223,000 | $51,000 | $122,000 |
| Credit Application Incomplete | 31 | $2,568,000 | $74,500 | $240,000 | $40,000 | $92,000 |
| Employment History | 24 | $331,000 | $14,000 | $89,000 | $38,333 | $83,000 |
| Unverifiable Information | 10 | $618,000 | $65,666 | $150,000 | $52,333 | $175,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 4 | $347,000 | $83,666 | $136,000 | $24,000 | $38,000 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Integra Bank's 2004 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Integra Bank's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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