Interstate Bank, Ssb
HMDA Loan Application Totals
and Mortgage Lending Details
for 2008
Interstate Bank, Ssb 2008 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Interstate Bank, Ssb 5085 S Coulter Amarillo, TX 79119 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 |
| Total Number of Mortgage Applications | 520 |
| Total Mortgage Loan Application Amount | $59,298,000 |
| Average Mortgage Loan Application Amount | $84,000 |
| Highest Mortgage Loan Application Amount | $883,000 |
| Average Applicant Income | $66,333 |
| Highest Applicant Income | $600,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2008 with Interstate Bank, Ssb. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Interstate Bank, Ssb's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2008 breaks down Interstate Bank, Ssb's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Interstate Bank, Ssb serves its applicants.
Each category highlights the total number of mortgage applications processed by Interstate Bank, Ssb, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Interstate Bank, Ssb's mortgage activity for 2008.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Randall County Texas | 169 | $ 22,271,000 | $ 131,000 | $ 65,000 |
| Potter County Texas | 96 | $ 11,424,000 | $ 119,000 | $ 55,000 |
| Ochiltree County Texas | 82 | $ 6,361,000 | $ 77,000 | $ 61,000 |
| Gray County Texas | 23 | $ 2,737,000 | $ 119,000 | $ 70,000 |
| Lipscomb County Texas | 21 | $ 1,581,000 | $ 75,000 | $ 53,000 |
| Hansford County Texas | 16 | $ 968,000 | $ 60,000 | $ 54,000 |
| Carson County Texas | 13 | $ 1,328,000 | $ 102,000 | $ 48,000 |
| Hutchinson County Texas | 12 | $ 760,000 | $ 63,000 | $ 51,000 |
| Hemphill County Texas | 8 | $ 826,000 | $ 103,000 | $ 75,000 |
| Armstrong County Texas | 4 | $ 408,000 | $ 102,000 | $ 88,000 |
| Deaf Smith County Texas | 4 | $ 538,000 | $ 134,000 | $ 96,000 |
| Maricopa County Arizona | 3 | $ 219,000 | $ 73,000 | $ 52,000 |
| Dallam County Texas | 3 | $ 595,000 | $ 198,000 | $ 205,000 |
| Fairfield County Connecticut | 2 | $ 277,000 | $ 138,000 | $ 106,000 |
| District of Columbia County District Of Columbia | 2 | $ 318,000 | $ 159,000 | $ 298,000 |
| Broward County Florida | 2 | $ 144,000 | $ 72,000 | $ 62,000 |
| Colfax County New Mexico | 2 | $ 268,000 | $ 134,000 | $ 100,000 |
| Castro County Texas | 2 | $ 131,000 | $ 65,000 | $ 43,000 |
| Dallas County Texas | 2 | $ 345,000 | $ 172,000 | $ 191,000 |
| Donley County Texas | 2 | $ 125,000 | $ 62,000 | $ 47,000 |
| Lubbock County Texas | 2 | $ 219,000 | $ 109,000 | $ 39,000 |
| Midland County Texas | 2 | $ 280,000 | $ 140,000 | $ 42,000 |
| Sherman County Texas | 2 | $ 273,000 | $ 136,000 | $ 149,000 |
| Fairfax County Virginia | 2 | $ 251,000 | $ 125,000 | $ 24,000 |
| Los Angeles County California | 1 | $ 200,000 | $ 200,000 | $ 33,000 |
| Marin County California | 1 | $ 883,000 | $ 883,000 | $ 600,000 |
| Orange County California | 1 | $ 78,000 | $ 78,000 | $ 50,000 |
| San Diego County California | 1 | $ 243,000 | $ 243,000 | $ 111,000 |
| Summit County Colorado | 1 | $ 219,000 | $ 219,000 | $ 147,000 |
| New Haven County Connecticut | 1 | $ 123,000 | $ 123,000 | $ 66,000 |
| New Castle County Delaware | 1 | $ 109,000 | $ 109,000 | $ 68,000 |
| Miami-Dade County Florida | 1 | $ 67,000 | $ 67,000 | $ 38,000 |
| Chatham County Georgia | 1 | $ 40,000 | $ 40,000 | $ 36,000 |
| Fayette County Georgia | 1 | $ 100,000 | $ 100,000 | $ 36,000 |
| Gwinnett County Georgia | 1 | $ 93,000 | $ 93,000 | $ 60,000 |
| Morton County Kansas | 1 | $ 190,000 | $ 190,000 | $ 66,000 |
| Franklin County Kentucky | 1 | $ 113,000 | $ 113,000 | $ 65,000 |
| Caddo County Louisiana | 1 | $ 101,000 | $ 101,000 | $ 32,000 |
| St. Mary County Louisiana | 1 | $ 88,000 | $ 88,000 | $ 24,000 |
| Anne Arundel County Maryland | 1 | $ 104,000 | $ 104,000 | $ 50,000 |
| Worcester County Massachusetts | 1 | $ 70,000 | $ 70,000 | $ 106,000 |
| Clark County Nevada | 1 | $ 58,000 | $ 58,000 | $ 205,000 |
| Curry County New Mexico | 1 | $ 107,000 | $ 107,000 | $ 95,000 |
| Sandoval County New Mexico | 1 | $ 74,000 | $ 74,000 | $ 60,000 |
| Santa Fe County New Mexico | 1 | $ 269,000 | $ 269,000 | $ 82,000 |
| Union County New Mexico | 1 | $ 82,000 | $ 82,000 | $ 80,000 |
| Nassau County New York | 1 | $ 234,000 | $ 234,000 | $ 76,000 |
| Queens County New York | 1 | $ 168,000 | $ 168,000 | $ 55,000 |
| Beaver County Oklahoma | 1 | $ 81,000 | $ 81,000 | $ 89,000 |
| Andrews County Texas | 1 | $ 59,000 | $ 59,000 | $ 109,000 |
| Bailey County Texas | 1 | $ 63,000 | $ 63,000 | $ 64,000 |
| Burnet County Texas | 1 | $ 81,000 | $ 81,000 | $ 44,000 |
| Collin County Texas | 1 | $ 145,000 | $ 145,000 | $ 64,000 |
| Dawson County Texas | 1 | $ 75,000 | $ 75,000 | $ 96,000 |
| Ector County Texas | 1 | $ 85,000 | $ 85,000 | $ 54,000 |
| Harris County Texas | 1 | $ 438,000 | $ 438,000 | $ 208,000 |
| Henderson County Texas | 1 | $ 170,000 | $ 170,000 | $ 115,000 |
| Johnson County Texas | 1 | $ 218,000 | $ 218,000 | $ 400,000 |
| Milam County Texas | 1 | $ 136,000 | $ 136,000 | $ 108,000 |
| Montague County Texas | 1 | $ 29,000 | $ 29,000 | $ 45,000 |
| Swisher County Texas | 1 | $ 161,000 | $ 161,000 | $ 88,000 |
| Tarrant County Texas | 1 | $ 167,000 | $ 167,000 | $ 72,000 |
| Terry County Texas | 1 | $ 80,000 | $ 80,000 | $ 28,000 |
| King County Washington | 1 | $ 150,000 | $ 150,000 | $ 0 |
| Klickitat County Washington | 1 | $ 110,000 | $ 110,000 | $ 39,000 |
| Pierce County Washington | 1 | $ 165,000 | $ 165,000 | $ 25,000 |
Mortgage Loan Application Detail Totals for Interstate Bank, Ssb in 2008
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 367 | $41,389,000 | $112,000 | $438,000 | $65,000 | $488,000 |
| Refinancing | 148 | $17,806,000 | $120,000 | $883,000 | $69,000 | $600,000 |
| Home Improvement | 5 | $103,000 | $20,000 | $28,000 | $65,000 | $80,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 365 | $42,698,000 | $116,000 | $366,000 | $66,000 | $400,000 |
| Hispanic | 88 | $6,891,000 | $78,000 | $238,000 | $54,000 | $225,000 |
| Not applicable | 40 | $6,033,000 | $150,000 | $883,000 | $85,000 | $600,000 |
| Not Provided | 11 | $1,191,000 | $108,000 | $314,000 | $96,000 | $488,000 |
| Black or African American | 8 | $1,662,000 | $207,000 | $372,000 | $105,000 | $175,000 |
| Asian | 6 | $603,000 | $100,000 | $144,000 | $44,000 | $59,000 |
| American Indian or Alaskan Native | 1 | $89,000 | $89,000 | $89,000 | $36,000 | $36,000 |
| Native Hawaiian or Other Pacific Islander | 1 | $131,000 | $131,000 | $131,000 | $75,000 | $75,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 364 | $42,623,000 | $117,000 | $883,000 | $70,000 | $600,000 |
| FHA-insured (Federal Housing Administration) | 86 | $10,162,000 | $118,000 | $278,000 | $61,000 | $225,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 55 | $4,301,000 | $78,000 | $179,000 | $44,000 | $80,000 |
| VA-guaranteed (Veterans Administration) | 15 | $2,212,000 | $147,000 | $244,000 | $78,000 | $159,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 353 | $39,056,000 | $110,000 | $608,000 | $63,000 | $400,000 |
| Application Denied By Financial Institution | 68 | $6,993,000 | $102,000 | $278,000 | $56,000 | $128,000 |
| Application Approved But Not Accepted | 63 | $7,980,000 | $126,000 | $314,000 | $79,000 | $488,000 |
| Loan Purchased By The Institution | 34 | $5,127,000 | $150,000 | $883,000 | $96,000 | $600,000 |
| Application Withdrawn By Applicant | 2 | $142,000 | $71,000 | $90,000 | $56,000 | $72,000 |
| File Closed For Incompleteness | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Credit History | 1 | $165,000 | $165,000 | $165,000 | $80,000 | $80,000 |
| Employment History | 1 | $278,000 | $278,000 | $278,000 | $64,000 | $64,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 1 | $106,000 | $106,000 | $106,000 | $42,000 | $42,000 |
| Unverifiable Information | 1 | $64,000 | $64,000 | $64,000 | $47,000 | $47,000 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
| Other | 0 | $0 | $0 | $0 | $0 | $0 |
| Debt-To-Income Ratio | 0 | $0 | $0 | $0 | $0 | $0 |
| Collateral | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Interstate Bank, Ssb's 2008 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Interstate Bank, Ssb's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Texas, download the full spreadsheet
with aggregated HMDA statistics today.