Interstate Home Loan Center, Inc. Mortgage Lending & HMDA Data, 2018

In 2018, Interstate Home Loan Center, Inc. of Melville, NY reported 1,123 mortgage applications totaling $376.3 million, down 13% from 2017. The average application was for $335,106, and applicants reported an average income of $102,379. 39% of its applications resulted in an originated loan and 7% were denied. Its largest markets were Nassau County-Suffolk County, NY (390), New York-Jersey City-White Plains, NY-NJ (227) and Newark, NJ-PA (30) (applications in parentheses).

Mortgage Company & Address Interstate Home Loan Center, Inc.
40 Marcus Drive Suite 100
Melville, NY 11747
Tel #: available with data download
Federal Regulator * available with data download
Years 2025  2024  2023  2022  2021  2020  2019  2018  2017  2016  2015  
Total Number of Mortgage Applications 1,123
Total Mortgage Loan Application Amount $376,325,000
Average Mortgage Loan Application Amount $335,106
Highest Mortgage Loan Application Amount $1,605,000
Average Applicant Income $102,379
Highest Applicant Income $1,083,000

About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records Interstate Home Loan Center, Inc. filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.

Mortgage Loan Application Totals for Interstate Home Loan Center, Inc. by County in 2018

County Total Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loans Applications Average Mortgage Loan Application Amount Average Applicant Income
Suffolk, New York 220 $ 76,110,000 $ 345,954 $ 108,000
Nassau, New York 170 $ 70,180,000 $ 412,823 $ 127,000
Queens, New York 52 $ 23,340,000 $ 448,846 $ 121,000
Bronx, New York 46 $ 21,580,000 $ 469,130 $ 94,000
Kings, New York 37 $ 17,455,000 $ 471,756 $ 115,000
Westchester, New York 35 $ 14,535,000 $ 415,285 $ 174,000
Hillsborough, Florida 14 $ 3,470,000 $ 247,857 $ 91,000
Broward, Florida 13 $ 4,065,000 $ 312,692 $ 101,000
Orange, New York 12 $ 2,820,000 $ 235,000 $ 85,000
Fairfield, Connecticut 11 $ 3,485,000 $ 316,818 $ 112,000
Palm Beach, Florida 11 $ 2,565,000 $ 233,181 $ 133,000
Essex, New Jersey 10 $ 3,120,000 $ 312,000 $ 75,000
Onslow, North Carolina 10 $ 2,570,000 $ 257,000 $ 90,000
Los Angeles, California 9 $ 4,565,000 $ 507,222 $ 139,000
Bergen, New Jersey 8 $ 3,940,000 $ 492,500 $ 132,000
Passaic, New Jersey 8 $ 2,550,000 $ 318,750 $ 106,000
Dutchess, New York 8 $ 1,780,000 $ 222,500 $ 79,000
Harris, Texas 8 $ 1,760,000 $ 220,000 $ 72,000
Union, New Jersey 7 $ 1,955,000 $ 279,285 $ 113,000
Richmond, New York 7 $ 3,735,000 $ 533,571 $ 148,000
Rockland, New York 7 $ 2,505,000 $ 357,857 $ 119,000
Williamson, Texas 7 $ 1,575,000 $ 225,000 $ 76,000
Lee, Florida 6 $ 1,610,000 $ 268,333 $ 53,000
Henry, Georgia 6 $ 1,470,000 $ 245,000 $ 148,000
Middlesex, New Jersey 6 $ 1,740,000 $ 290,000 $ 99,000
Somerset, New Jersey 6 $ 1,750,000 $ 291,666 $ 98,000
Putnam, New York 6 $ 1,160,000 $ 193,333 $ 86,000
Dallas, Texas 6 $ 1,170,000 $ 195,000 $ 64,000
Brazoria, Texas 5 $ 1,195,000 $ 239,000 $ 81,000
Denton, Texas 5 $ 1,455,000 $ 291,000 $ 87,000
Hartford, Connecticut 4 $ 980,000 $ 245,000 $ 56,000
Indian River, Florida 4 $ 660,000 $ 165,000 $ 24,000
Miami-Dade, Florida 4 $ 920,000 $ 230,000 $ 60,000
Orange, Florida 4 $ 1,130,000 $ 282,500 $ 59,000
St. Lucie, Florida 4 $ 670,000 $ 167,500 $ 46,000
Chatham, Georgia 4 $ 680,000 $ 170,000 $ 60,000
Cook, Illinois 4 $ 1,350,000 $ 337,500 $ 53,000
Prince George's, Maryland 4 $ 1,490,000 $ 372,500 $ 45,000
Camden, New Jersey 4 $ 730,000 $ 182,500 $ 91,000
Morris, New Jersey 4 $ 1,420,000 $ 355,000 $ 101,000
Ocean, New Jersey 4 $ 1,250,000 $ 312,500 $ 90,000
Midland, Texas 4 $ 1,120,000 $ 280,000 $ 57,000
Tarrant, Texas 4 $ 1,090,000 $ 272,500 $ 27,000
Maricopa, Arizona 3 $ 705,000 $ 235,000 $ 81,000
Orange, California 3 $ 2,235,000 $ 745,000 $ 100,000
San Bernardino, California 3 $ 1,025,000 $ 341,666 $ 15,000
New Haven, Connecticut 3 $ 865,000 $ 288,333 $ 94,000
Pinellas, Florida 3 $ 635,000 $ 211,666 $ 69,000
Laurens, Georgia 3 $ 465,000 $ 155,000 $ 51,000
Newton, Georgia 3 $ 445,000 $ 148,333 $ 87,000
Paulding, Georgia 3 $ 585,000 $ 195,000 $ 52,000
Anne Arundel, Maryland 3 $ 1,155,000 $ 385,000 $ 45,000
Baltimore, Maryland 3 $ 625,000 $ 208,333 $ 53,000
Harford, Maryland 3 $ 695,000 $ 231,666 $ 121,000
Kent, Michigan 3 $ 615,000 $ 205,000 $ 50,000
Gloucester, New Jersey 3 $ 595,000 $ 198,333 $ 121,000
Erie, New York 3 $ 625,000 $ 208,333 $ 89,000
Carteret, North Carolina 3 $ 735,000 $ 245,000 $ 82,000
Westmoreland, Pennsylvania 3 $ 665,000 $ 221,666 $ 62,000
Bexar, Texas 3 $ 575,000 $ 191,666 $ 45,000
Alameda, California 2 $ 690,000 $ 345,000 $ 70,000
Fresno, California 2 $ 450,000 $ 225,000 $ 18,000
Monterey, California 2 $ 370,000 $ 185,000 $ 67,000
Riverside, California 2 $ 710,000 $ 355,000 $ 104,000
San Diego, California 2 $ 740,000 $ 370,000 $ 126,000
San Joaquin, California 2 $ 510,000 $ 255,000 $ 42,000
Ventura, California 2 $ 1,240,000 $ 620,000 $ 0
Middlesex, Connecticut 2 $ 590,000 $ 295,000 $ 110,000
Alachua, Florida 2 $ 240,000 $ 120,000 $ 62,000
Lake, Florida 2 $ 620,000 $ 310,000 $ 188,000
Osceola, Florida 2 $ 460,000 $ 230,000 $ 8,000
Polk, Florida 2 $ 360,000 $ 180,000 $ 52,000
Columbia, Georgia 2 $ 320,000 $ 160,000 $ 57,000
Effingham, Georgia 2 $ 360,000 $ 180,000 $ 56,000
Montgomery, Maryland 2 $ 600,000 $ 300,000 $ 119,000
Atlantic, New Jersey 2 $ 300,000 $ 150,000 $ 49,000
Burlington, New Jersey 2 $ 340,000 $ 170,000 $ 75,000
Cumberland, New Jersey 2 $ 440,000 $ 220,000 $ 80,000
Hudson, New Jersey 2 $ 960,000 $ 480,000 $ 24,000
Mercer, New Jersey 2 $ 600,000 $ 300,000 $ 49,000
Monmouth, New Jersey 2 $ 920,000 $ 460,000 $ 150,000
Broome, New York 2 $ 740,000 $ 370,000 $ 294,000
Saratoga, New York 2 $ 510,000 $ 255,000 $ 81,000
Ulster, New York 2 $ 800,000 $ 400,000 $ 124,000
Burke, North Carolina 2 $ 170,000 $ 85,000 $ 36,000
Johnston, North Carolina 2 $ 530,000 $ 265,000 $ 59,000
Mecklenburg, North Carolina 2 $ 570,000 $ 285,000 $ 138,000
Wake, North Carolina 2 $ 790,000 $ 395,000 $ 237,000
Multnomah, Oregon 2 $ 710,000 $ 355,000 $ 87,000
Delaware, Pennsylvania 2 $ 560,000 $ 280,000 $ 57,000
Philadelphia, Pennsylvania 2 $ 470,000 $ 235,000 $ 78,000
Williamson, Tennessee 2 $ 720,000 $ 360,000 $ 19,000
Montgomery, Texas 2 $ 560,000 $ 280,000 $ 116,000
Yavapai, Arizona 1 $ 245,000 $ 245,000 $ 63,000
Madera, California 1 $ 225,000 $ 225,000 $ 80,000
Placer, California 1 $ 335,000 $ 335,000 $ 47,000
Santa Cruz, California 1 $ 905,000 $ 905,000 $ 182,000
Stanislaus, California 1 $ 265,000 $ 265,000 $ 73,000
Arapahoe, Colorado 1 $ 175,000 $ 175,000 $ 64,000
Boulder, Colorado 1 $ 515,000 $ 515,000 $ 132,000
Douglas, Colorado 1 $ 205,000 $ 205,000 $ 65,000
Otero, Colorado 1 $ 95,000 $ 95,000 $ 60,000
New London, Connecticut 1 $ 355,000 $ 355,000 $ 92,000
Windham, Connecticut 1 $ 245,000 $ 245,000 $ 0
Citrus, Florida 1 $ 245,000 $ 245,000 $ 53,000
Duval, Florida 1 $ 285,000 $ 285,000 $ 68,000
Hernando, Florida 1 $ 105,000 $ 105,000 $ 18,000
Sarasota, Florida 1 $ 155,000 $ 155,000 $ 243,000
Seminole, Florida 1 $ 25,000 $ 25,000 $ 54,000
Bartow, Georgia 1 $ 135,000 $ 135,000 $ 43,000
Bryan, Georgia 1 $ 295,000 $ 295,000 $ 93,000
Cobb, Georgia 1 $ 155,000 $ 155,000 $ 44,000
DeKalb, Georgia 1 $ 95,000 $ 95,000 $ 41,000
Douglas, Georgia 1 $ 85,000 $ 85,000 $ 100,000
Evans, Georgia 1 $ 105,000 $ 105,000 $ 55,000
Fayette, Georgia 1 $ 135,000 $ 135,000 $ 23,000
Fulton, Georgia 1 $ 95,000 $ 95,000 $ 34,000
Liberty, Georgia 1 $ 215,000 $ 215,000 $ 91,000
Richmond, Georgia 1 $ 225,000 $ 225,000 $ 56,000
Rockdale, Georgia 1 $ 155,000 $ 155,000 $ 91,000
Spalding, Georgia 1 $ 145,000 $ 145,000 $ 52,000
Lake, Illinois 1 $ 125,000 $ 125,000 $ 57,000
York, Maine 1 $ 235,000 $ 235,000 $ 0
Baltimore City, Maryland 1 $ 165,000 $ 165,000 $ 45,000
Carroll, Maryland 1 $ 235,000 $ 235,000 $ 74,000
Charles, Maryland 1 $ 185,000 $ 185,000 $ 112,000
Washington, Maryland 1 $ 225,000 $ 225,000 $ 50,000
Kalamazoo, Michigan 1 $ 245,000 $ 245,000 $ 0
Lapeer, Michigan 1 $ 255,000 $ 255,000 $ 206,000
Macomb, Michigan 1 $ 105,000 $ 105,000 $ 31,000
Oakland, Michigan 1 $ 115,000 $ 115,000 $ 33,000
St. Clair, Michigan 1 $ 185,000 $ 185,000 $ 54,000
Wayne, Michigan 1 $ 185,000 $ 185,000 $ 52,000
Merrimack, New Hampshire 1 $ 205,000 $ 205,000 $ 72,000
Hunterdon, New Jersey 1 $ 235,000 $ 235,000 $ 34,000
Sussex, New Jersey 1 $ 155,000 $ 155,000 $ 44,000
Warren, New Jersey 1 $ 255,000 $ 255,000 $ 300,000
Columbia, New York 1 $ 115,000 $ 115,000 $ 44,000
New York, New York 1 $ 295,000 $ 295,000 $ 62,000
Niagara, New York 1 $ 85,000 $ 85,000 $ 29,000
Sullivan, New York 1 $ 105,000 $ 105,000 $ 146,000
Warren, New York 1 $ 265,000 $ 265,000 $ 114,000
Washington, New York 1 $ 105,000 $ 105,000 $ 89,000
Catawba, North Carolina 1 $ 75,000 $ 75,000 $ 25,000
Craven, North Carolina 1 $ 455,000 $ 455,000 $ 79,000
Currituck, North Carolina 1 $ 105,000 $ 105,000 $ 42,000
Harnett, North Carolina 1 $ 225,000 $ 225,000 $ 60,000
Hoke, North Carolina 1 $ 65,000 $ 65,000 $ 49,000
Jackson, North Carolina 1 $ 165,000 $ 165,000 $ 138,000
New Hanover, North Carolina 1 $ 245,000 $ 245,000 $ 144,000
Pender, North Carolina 1 $ 145,000 $ 145,000 $ 52,000
Franklin, Ohio 1 $ 185,000 $ 185,000 $ 48,000
Lucas, Ohio 1 $ 85,000 $ 85,000 $ 25,000
Wood, Ohio 1 $ 255,000 $ 255,000 $ 117,000
Clackamas, Oregon 1 $ 445,000 $ 445,000 $ 203,000
Allegheny, Pennsylvania 1 $ 275,000 $ 275,000 $ 0
Berks, Pennsylvania 1 $ 385,000 $ 385,000 $ 107,000
Franklin, Pennsylvania 1 $ 275,000 $ 275,000 $ 88,000
Luzerne, Pennsylvania 1 $ 135,000 $ 135,000 $ 56,000
Monroe, Pennsylvania 1 $ 155,000 $ 155,000 $ 73,000
Montgomery, Pennsylvania 1 $ 355,000 $ 355,000 $ 106,000
Pike, Pennsylvania 1 $ 155,000 $ 155,000 $ 107,000
Washington, Pennsylvania 1 $ 265,000 $ 265,000 $ 0
Wyoming, Pennsylvania 1 $ 205,000 $ 205,000 $ 0
Charleston, South Carolina 1 $ 225,000 $ 225,000 $ 45,000
Horry, South Carolina 1 $ 135,000 $ 135,000 $ 31,000
Lancaster, South Carolina 1 $ 295,000 $ 295,000 $ 77,000
York, South Carolina 1 $ 405,000 $ 405,000 $ 75,000
Gibson, Tennessee 1 $ 175,000 $ 175,000 $ 102,000
Cameron, Texas 1 $ 185,000 $ 185,000 $ 57,000
Fort Bend, Texas 1 $ 175,000 $ 175,000 $ 74,000
Hidalgo, Texas 1 $ 245,000 $ 245,000 $ 0
Smith, Texas 1 $ 155,000 $ 155,000 $ 60,000
Travis, Texas 1 $ 615,000 $ 615,000 $ 0
Cowlitz, Washington 1 $ 305,000 $ 305,000 $ 100,000
Kittitas, Washington 1 $ 275,000 $ 275,000 $ 92,000
Skagit, Washington 1 $ 245,000 $ 245,000 $ 48,000

Mortgage Loan Application Detail Totals for Interstate Home Loan Center, Inc. in 2018

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Home Purchase 746 $253,230,000 $339,000 $1,605,000 $107,000 $1,083,000
Refinancing 376 $122,330,000 $325,000 $1,205,000 $93,000 $748,000
Cash-out Refinancing 1 $765,000 $765,000 $765,000 $182,000 $182,000
Home Improvement 0 $0 $0 $0 $0 $0
Not Applicable 0 $0 $0 $0 $0 $0
Other Purpose 0 $0 $0 $0 $0 $0

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 548 $181,880,000 $331,000 $1,205,000 $109,000 $1,083,000
Black or African American 260 $82,110,000 $315,000 $855,000 $95,000 $376,000
Hispanic 215 $72,035,000 $335,000 $1,605,000 $95,000 $460,000
Asian 66 $26,970,000 $408,000 $805,000 $98,000 $214,000
Not Provided 21 $7,465,000 $355,000 $855,000 $103,000 $300,000
Native Hawaiian or Other Pacific Islander 4 $1,940,000 $485,000 $555,000 $119,000 $168,000
Not applicable 1 $715,000 $715,000 $715,000 $159,000 $159,000
American Indian or Alaskan Native 0 $0 $0 $0 $0 $0

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 572 $188,720,000 $329,000 $1,605,000 $117,000 $1,083,000
FHA-insured (Federal Housing Administration) 485 $169,065,000 $348,000 $885,000 $88,000 $254,000
VA-guaranteed (Veterans Administration) 62 $17,900,000 $288,000 $615,000 $82,000 $211,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 4 $640,000 $160,000 $205,000 $46,000 $55,000

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Application Withdrawn By Applicant 539 $188,495,000 $349,000 $1,605,000 $101,000 $540,000
Loan Originated 439 $138,375,000 $315,000 $905,000 $106,000 $767,000
Application Denied By Financial Institution 80 $26,920,000 $336,000 $855,000 $86,000 $288,000
Application Approved But Not Accepted 35 $12,665,000 $361,000 $995,000 $117,000 $1,083,000
File Closed For Incompleteness 30 $9,870,000 $329,000 $555,000 $87,000 $246,000
Loan Purchased By The Institution 0 $0 $0 $0 $0 $0
Preapproval Approved but not Accepted 0 $0 $0 $0 $0 $0
Preapproval Denied by Financial Institution 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Not applicable 1,043 $349,405,000 $335,000 $1,605,000 $104,000 $1,083,000
Debt-To-Income Ratio 38 $14,350,000 $377,000 $855,000 $83,000 $215,000
Credit History 16 $4,230,000 $264,000 $455,000 $69,000 $138,000
Collateral 8 $3,010,000 $376,000 $825,000 $101,000 $171,000
Credit Application Incomplete 7 $1,735,000 $247,000 $605,000 $130,000 $288,000
Employment History 6 $1,370,000 $228,000 $325,000 $76,000 $146,000
Insufficient Cash (Downpayment, Closing Cost) 3 $1,745,000 $581,000 $645,000 $112,000 $121,000
Other 1 $175,000 $175,000 $175,000 $68,000 $68,000
Unverifiable Information 1 $305,000 $305,000 $305,000 $58,000 $58,000
Mortgage Insurance Denied 0 $0 $0 $0 $0 $0

Our comprehensive HMDA mortgage statistics provide invaluable insights into Interstate Home Loan Center, Inc.'s 2018 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.

This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics, and assess Interstate Home Loan Center, Inc.'s mortgage approval patterns. Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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