Interstate Home Loan Center, Inc.
HMDA Loan Application Totals
and Mortgage Lending Details
for 2018

Interstate Home Loan Center, Inc. 2018 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.

Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher, this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.

Mortgage Company & Address Interstate Home Loan Center, Inc.
40 Marcus Drive Suite 100
Melville, NY 11710
Tel #: available with data download
Federal Regulator * available with data download
Years 2023  2022  2021  2020  2019  2018  2017  2016  2015  
Total Number of Mortgage Applications 1,123
Total Mortgage Loan Application Amount $376,325,000
Average Mortgage Loan Application Amount $476,333
Highest Mortgage Loan Application Amount $1,605,000
Average Applicant Income $127,333
Highest Applicant Income $1,083,000

Explore comprehensive HMDA mortgage statistics and lending trends for 2018 with Interstate Home Loan Center, Inc.. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Interstate Home Loan Center, Inc.'s lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.

Our HMDA dataset for 2018 breaks down Interstate Home Loan Center, Inc.'s mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Interstate Home Loan Center, Inc. serves its applicants.

Each category highlights the total number of mortgage applications processed by Interstate Home Loan Center, Inc., total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Interstate Home Loan Center, Inc.'s mortgage activity for 2018.

Mortgage Loan Application Totals for Interstate Home Loan Center, Inc. by County in 2018

County Total Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loans Applications Average Mortgage Loan Application Amount Average Applicant Income
Suffolk County New York 220 $ 76,110,000 $ 345,000 $ 108,000
Nassau County New York 170 $ 70,180,000 $ 412,000 $ 127,000
Queens County New York 52 $ 23,340,000 $ 448,000 $ 121,000
Bronx County New York 46 $ 21,580,000 $ 469,000 $ 94,000
Kings County New York 37 $ 17,455,000 $ 471,000 $ 115,000
Westchester County New York 35 $ 14,535,000 $ 415,000 $ 174,000
Hillsborough County Florida 14 $ 3,470,000 $ 247,000 $ 91,000
Broward County Florida 13 $ 4,065,000 $ 312,000 $ 101,000
Orange County New York 12 $ 2,820,000 $ 235,000 $ 85,000
Fairfield County Connecticut 11 $ 3,485,000 $ 316,000 $ 112,000
Palm Beach County Florida 11 $ 2,565,000 $ 233,000 $ 133,000
Essex County New Jersey 10 $ 3,120,000 $ 312,000 $ 75,000
Onslow County North Carolina 10 $ 2,570,000 $ 257,000 $ 90,000
Los Angeles County California 9 $ 4,565,000 $ 507,000 $ 139,000
Bergen County New Jersey 8 $ 3,940,000 $ 492,000 $ 132,000
Passaic County New Jersey 8 $ 2,550,000 $ 318,000 $ 106,000
Dutchess County New York 8 $ 1,780,000 $ 222,000 $ 79,000
Harris County Texas 8 $ 1,760,000 $ 220,000 $ 72,000
Union County New Jersey 7 $ 1,955,000 $ 279,000 $ 113,000
Richmond County New York 7 $ 3,735,000 $ 533,000 $ 148,000
Rockland County New York 7 $ 2,505,000 $ 357,000 $ 119,000
Williamson County Texas 7 $ 1,575,000 $ 225,000 $ 76,000
Lee County Florida 6 $ 1,610,000 $ 268,000 $ 53,000
Henry County Georgia 6 $ 1,470,000 $ 245,000 $ 148,000
Middlesex County New Jersey 6 $ 1,740,000 $ 290,000 $ 99,000
Somerset County New Jersey 6 $ 1,750,000 $ 291,000 $ 98,000
Putnam County New York 6 $ 1,160,000 $ 193,000 $ 86,000
Dallas County Texas 6 $ 1,170,000 $ 195,000 $ 64,000
Brazoria County Texas 5 $ 1,195,000 $ 239,000 $ 81,000
Denton County Texas 5 $ 1,455,000 $ 291,000 $ 87,000
Hartford County Connecticut 4 $ 980,000 $ 245,000 $ 56,000
Indian River County Florida 4 $ 660,000 $ 165,000 $ 24,000
Miami-Dade County Florida 4 $ 920,000 $ 230,000 $ 60,000
Orange County Florida 4 $ 1,130,000 $ 282,000 $ 59,000
St. Lucie County Florida 4 $ 670,000 $ 167,000 $ 46,000
Chatham County Georgia 4 $ 680,000 $ 170,000 $ 60,000
Cook County Illinois 4 $ 1,350,000 $ 337,000 $ 53,000
Prince George's County Maryland 4 $ 1,490,000 $ 372,000 $ 45,000
Camden County New Jersey 4 $ 730,000 $ 182,000 $ 91,000
Morris County New Jersey 4 $ 1,420,000 $ 355,000 $ 101,000
Ocean County New Jersey 4 $ 1,250,000 $ 312,000 $ 90,000
Midland County Texas 4 $ 1,120,000 $ 280,000 $ 57,000
Tarrant County Texas 4 $ 1,090,000 $ 272,000 $ 27,000
Maricopa County Arizona 3 $ 705,000 $ 235,000 $ 81,000
Orange County California 3 $ 2,235,000 $ 745,000 $ 100,000
San Bernardino County California 3 $ 1,025,000 $ 341,000 $ 15,000
New Haven County Connecticut 3 $ 865,000 $ 288,000 $ 94,000
Pinellas County Florida 3 $ 635,000 $ 211,000 $ 69,000
Laurens County Georgia 3 $ 465,000 $ 155,000 $ 51,000
Newton County Georgia 3 $ 445,000 $ 148,000 $ 87,000
Paulding County Georgia 3 $ 585,000 $ 195,000 $ 52,000
Anne Arundel County Maryland 3 $ 1,155,000 $ 385,000 $ 45,000
Baltimore County Maryland 3 $ 625,000 $ 208,000 $ 53,000
Harford County Maryland 3 $ 695,000 $ 231,000 $ 121,000
Kent County Michigan 3 $ 615,000 $ 205,000 $ 50,000
Gloucester County New Jersey 3 $ 595,000 $ 198,000 $ 121,000
Erie County New York 3 $ 625,000 $ 208,000 $ 89,000
Carteret County North Carolina 3 $ 735,000 $ 245,000 $ 82,000
Westmoreland County Pennsylvania 3 $ 665,000 $ 221,000 $ 62,000
Bexar County Texas 3 $ 575,000 $ 191,000 $ 45,000
Alameda County California 2 $ 690,000 $ 345,000 $ 70,000
Fresno County California 2 $ 450,000 $ 225,000 $ 18,000
Monterey County California 2 $ 370,000 $ 185,000 $ 67,000
Riverside County California 2 $ 710,000 $ 355,000 $ 104,000
San Diego County California 2 $ 740,000 $ 370,000 $ 126,000
San Joaquin County California 2 $ 510,000 $ 255,000 $ 42,000
Ventura County California 2 $ 1,240,000 $ 620,000 $ 0
Middlesex County Connecticut 2 $ 590,000 $ 295,000 $ 110,000
Alachua County Florida 2 $ 240,000 $ 120,000 $ 62,000
Lake County Florida 2 $ 620,000 $ 310,000 $ 188,000
Osceola County Florida 2 $ 460,000 $ 230,000 $ 8,000
Polk County Florida 2 $ 360,000 $ 180,000 $ 52,000
Columbia County Georgia 2 $ 320,000 $ 160,000 $ 57,000
Effingham County Georgia 2 $ 360,000 $ 180,000 $ 56,000
Montgomery County Maryland 2 $ 600,000 $ 300,000 $ 119,000
Atlantic County New Jersey 2 $ 300,000 $ 150,000 $ 49,000
Burlington County New Jersey 2 $ 340,000 $ 170,000 $ 75,000
Cumberland County New Jersey 2 $ 440,000 $ 220,000 $ 80,000
Hudson County New Jersey 2 $ 960,000 $ 480,000 $ 24,000
Mercer County New Jersey 2 $ 600,000 $ 300,000 $ 49,000
Monmouth County New Jersey 2 $ 920,000 $ 460,000 $ 150,000
Broome County New York 2 $ 740,000 $ 370,000 $ 294,000
Saratoga County New York 2 $ 510,000 $ 255,000 $ 81,000
Ulster County New York 2 $ 800,000 $ 400,000 $ 124,000
Burke County North Carolina 2 $ 170,000 $ 85,000 $ 36,000
Johnston County North Carolina 2 $ 530,000 $ 265,000 $ 59,000
Mecklenburg County North Carolina 2 $ 570,000 $ 285,000 $ 138,000
Wake County North Carolina 2 $ 790,000 $ 395,000 $ 237,000
Multnomah County Oregon 2 $ 710,000 $ 355,000 $ 87,000
Delaware County Pennsylvania 2 $ 560,000 $ 280,000 $ 57,000
Philadelphia County Pennsylvania 2 $ 470,000 $ 235,000 $ 78,000
Williamson County Tennessee 2 $ 720,000 $ 360,000 $ 19,000
Montgomery County Texas 2 $ 560,000 $ 280,000 $ 116,000
Yavapai County Arizona 1 $ 245,000 $ 245,000 $ 63,000
Madera County California 1 $ 225,000 $ 225,000 $ 80,000
Placer County California 1 $ 335,000 $ 335,000 $ 47,000
Santa Cruz County California 1 $ 905,000 $ 905,000 $ 182,000
Stanislaus County California 1 $ 265,000 $ 265,000 $ 73,000
Arapahoe County Colorado 1 $ 175,000 $ 175,000 $ 64,000
Boulder County Colorado 1 $ 515,000 $ 515,000 $ 132,000
Douglas County Colorado 1 $ 205,000 $ 205,000 $ 65,000
Otero County Colorado 1 $ 95,000 $ 95,000 $ 60,000
New London County Connecticut 1 $ 355,000 $ 355,000 $ 92,000
Windham County Connecticut 1 $ 245,000 $ 245,000 $ 0
Citrus County Florida 1 $ 245,000 $ 245,000 $ 53,000
Duval County Florida 1 $ 285,000 $ 285,000 $ 68,000
Hernando County Florida 1 $ 105,000 $ 105,000 $ 18,000
Sarasota County Florida 1 $ 155,000 $ 155,000 $ 243,000
Seminole County Florida 1 $ 25,000 $ 25,000 $ 54,000
Bartow County Georgia 1 $ 135,000 $ 135,000 $ 43,000
Bryan County Georgia 1 $ 295,000 $ 295,000 $ 93,000
Cobb County Georgia 1 $ 155,000 $ 155,000 $ 44,000
DeKalb County Georgia 1 $ 95,000 $ 95,000 $ 41,000
Douglas County Georgia 1 $ 85,000 $ 85,000 $ 100,000
Evans County Georgia 1 $ 105,000 $ 105,000 $ 55,000
Fayette County Georgia 1 $ 135,000 $ 135,000 $ 23,000
Fulton County Georgia 1 $ 95,000 $ 95,000 $ 34,000
Liberty County Georgia 1 $ 215,000 $ 215,000 $ 91,000
Richmond County Georgia 1 $ 225,000 $ 225,000 $ 56,000
Rockdale County Georgia 1 $ 155,000 $ 155,000 $ 91,000
Spalding County Georgia 1 $ 145,000 $ 145,000 $ 52,000
Lake County Illinois 1 $ 125,000 $ 125,000 $ 57,000
York County Maine 1 $ 235,000 $ 235,000 $ 0
Baltimore City County Maryland 1 $ 165,000 $ 165,000 $ 45,000
Carroll County Maryland 1 $ 235,000 $ 235,000 $ 74,000
Charles County Maryland 1 $ 185,000 $ 185,000 $ 112,000
Washington County Maryland 1 $ 225,000 $ 225,000 $ 50,000
Kalamazoo County Michigan 1 $ 245,000 $ 245,000 $ 0
Lapeer County Michigan 1 $ 255,000 $ 255,000 $ 206,000
Macomb County Michigan 1 $ 105,000 $ 105,000 $ 31,000
Oakland County Michigan 1 $ 115,000 $ 115,000 $ 33,000
St. Clair County Michigan 1 $ 185,000 $ 185,000 $ 54,000
Wayne County Michigan 1 $ 185,000 $ 185,000 $ 52,000
Merrimack County New Hampshire 1 $ 205,000 $ 205,000 $ 72,000
Hunterdon County New Jersey 1 $ 235,000 $ 235,000 $ 34,000
Sussex County New Jersey 1 $ 155,000 $ 155,000 $ 44,000
Warren County New Jersey 1 $ 255,000 $ 255,000 $ 300,000
Columbia County New York 1 $ 115,000 $ 115,000 $ 44,000
New York County New York 1 $ 295,000 $ 295,000 $ 62,000
Niagara County New York 1 $ 85,000 $ 85,000 $ 29,000
Sullivan County New York 1 $ 105,000 $ 105,000 $ 146,000
Warren County New York 1 $ 265,000 $ 265,000 $ 114,000
Washington County New York 1 $ 105,000 $ 105,000 $ 89,000
Catawba County North Carolina 1 $ 75,000 $ 75,000 $ 25,000
Craven County North Carolina 1 $ 455,000 $ 455,000 $ 79,000
Currituck County North Carolina 1 $ 105,000 $ 105,000 $ 42,000
Harnett County North Carolina 1 $ 225,000 $ 225,000 $ 60,000
Hoke County North Carolina 1 $ 65,000 $ 65,000 $ 49,000
Jackson County North Carolina 1 $ 165,000 $ 165,000 $ 138,000
New Hanover County North Carolina 1 $ 245,000 $ 245,000 $ 144,000
Pender County North Carolina 1 $ 145,000 $ 145,000 $ 52,000
Franklin County Ohio 1 $ 185,000 $ 185,000 $ 48,000
Lucas County Ohio 1 $ 85,000 $ 85,000 $ 25,000
Wood County Ohio 1 $ 255,000 $ 255,000 $ 117,000
Clackamas County Oregon 1 $ 445,000 $ 445,000 $ 203,000
Allegheny County Pennsylvania 1 $ 275,000 $ 275,000 $ 0
Berks County Pennsylvania 1 $ 385,000 $ 385,000 $ 107,000
Franklin County Pennsylvania 1 $ 275,000 $ 275,000 $ 88,000
Luzerne County Pennsylvania 1 $ 135,000 $ 135,000 $ 56,000
Monroe County Pennsylvania 1 $ 155,000 $ 155,000 $ 73,000
Montgomery County Pennsylvania 1 $ 355,000 $ 355,000 $ 106,000
Pike County Pennsylvania 1 $ 155,000 $ 155,000 $ 107,000
Washington County Pennsylvania 1 $ 265,000 $ 265,000 $ 0
Wyoming County Pennsylvania 1 $ 205,000 $ 205,000 $ 0
Charleston County South Carolina 1 $ 225,000 $ 225,000 $ 45,000
Horry County South Carolina 1 $ 135,000 $ 135,000 $ 31,000
Lancaster County South Carolina 1 $ 295,000 $ 295,000 $ 77,000
York County South Carolina 1 $ 405,000 $ 405,000 $ 75,000
Gibson County Tennessee 1 $ 175,000 $ 175,000 $ 102,000
Cameron County Texas 1 $ 185,000 $ 185,000 $ 57,000
Fort Bend County Texas 1 $ 175,000 $ 175,000 $ 74,000
Hidalgo County Texas 1 $ 245,000 $ 245,000 $ 0
Smith County Texas 1 $ 155,000 $ 155,000 $ 60,000
Travis County Texas 1 $ 615,000 $ 615,000 $ 0
Cowlitz County Washington 1 $ 305,000 $ 305,000 $ 100,000
Kittitas County Washington 1 $ 275,000 $ 275,000 $ 92,000
Skagit County Washington 1 $ 245,000 $ 245,000 $ 48,000

Mortgage Loan Application Detail Totals for Interstate Home Loan Center, Inc. in 2018

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Home Purchase 746 $253,230,000 $339,000 $1,605,000 $107,000 $1,083,000
Refinancing 376 $122,330,000 $325,000 $1,205,000 $93,000 $748,000
Cash-out Refinancing 1 $765,000 $765,000 $765,000 $182,000 $182,000
Home Improvement 0 $0 $0 $0 $0 $0
Not Applicable 0 $0 $0 $0 $0 $0
Other Purpose 0 $0 $0 $0 $0 $0

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 548 $181,880,000 $331,000 $1,205,000 $109,000 $1,083,000
Black or African American 260 $82,110,000 $315,000 $855,000 $95,000 $376,000
Hispanic 215 $72,035,000 $335,000 $1,605,000 $95,000 $460,000
Asian 66 $26,970,000 $408,000 $805,000 $98,000 $214,000
Not Provided 21 $7,465,000 $355,000 $855,000 $103,000 $300,000
Native Hawaiian or Other Pacific Islander 4 $1,940,000 $485,000 $555,000 $119,000 $168,000
Not applicable 1 $715,000 $715,000 $715,000 $159,000 $159,000
American Indian or Alaskan Native 0 $0 $0 $0 $0 $0

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 572 $188,720,000 $329,000 $1,605,000 $117,000 $1,083,000
FHA-insured (Federal Housing Administration) 485 $169,065,000 $348,000 $885,000 $88,000 $254,000
VA-guaranteed (Veterans Administration) 62 $17,900,000 $288,000 $615,000 $82,000 $211,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 4 $640,000 $160,000 $205,000 $46,000 $55,000

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Application Withdrawn By Applicant 539 $188,495,000 $349,000 $1,605,000 $101,000 $540,000
Loan Originated 439 $138,375,000 $315,000 $905,000 $106,000 $767,000
Application Denied By Financial Institution 80 $26,920,000 $336,000 $855,000 $86,000 $288,000
Application Approved But Not Accepted 35 $12,665,000 $361,000 $995,000 $117,000 $1,083,000
File Closed For Incompleteness 30 $9,870,000 $329,000 $555,000 $87,000 $246,000
Loan Purchased By The Institution 0 $0 $0 $0 $0 $0
Preapproval Approved but not Accepted 0 $0 $0 $0 $0 $0
Preapproval Denied by Financial Institution 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Not applicable 1,043 $349,405,000 $335,000 $1,605,000 $104,000 $1,083,000
Debt-To-Income Ratio 38 $14,350,000 $377,000 $855,000 $83,000 $215,000
Credit History 16 $4,230,000 $264,000 $455,000 $69,000 $138,000
Collateral 8 $3,010,000 $376,000 $825,000 $101,000 $171,000
Credit Application Incomplete 7 $1,735,000 $247,000 $605,000 $130,000 $288,000
Employment History 6 $1,370,000 $228,000 $325,000 $76,000 $146,000
Insufficient Cash (Downpayment, Closing Cost) 3 $1,745,000 $581,000 $645,000 $112,000 $121,000
Other 1 $175,000 $175,000 $175,000 $68,000 $68,000
Unverifiable Information 1 $305,000 $305,000 $305,000 $58,000 $58,000
Mortgage Insurance Denied 0 $0 $0 $0 $0 $0

Our comprehensive HMDA mortgage statistics provide invaluable insights into Interstate Home Loan Center, Inc.'s 2018 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.

This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics, and assess Interstate Home Loan Center, Inc.'s mortgage approval patterns. Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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