Interstate Home Loan Center, Inc.
HMDA Loan Application Totals
and Mortgage Lending Details
for 2019
Interstate Home Loan Center, Inc. 2019 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Interstate Home Loan Center, Inc. 40 Marcus Drive Suite 100 Melville, NY 11710 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2023 2022 2021 2020 2019 2018 2017 2016 2015 |
| Total Number of Mortgage Applications | 759 |
| Total Mortgage Loan Application Amount | $262,075,000 |
| Average Mortgage Loan Application Amount | $350,000 |
| Highest Mortgage Loan Application Amount | $1,275,000 |
| Average Applicant Income | $105,000 |
| Highest Applicant Income | $660,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2019 with Interstate Home Loan Center, Inc.. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Interstate Home Loan Center, Inc.'s lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2019 breaks down Interstate Home Loan Center, Inc.'s mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Interstate Home Loan Center, Inc. serves its applicants.
Each category highlights the total number of mortgage applications processed by Interstate Home Loan Center, Inc., total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Interstate Home Loan Center, Inc.'s mortgage activity for 2019.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Suffolk County New York | 212 | $ 72,730,000 | $ 343,000 | $ 115,000 |
| Nassau County New York | 112 | $ 46,140,000 | $ 411,000 | $ 132,000 |
| Queens County New York | 47 | $ 22,765,000 | $ 484,000 | $ 101,000 |
| Westchester County New York | 26 | $ 10,370,000 | $ 398,000 | $ 109,000 |
| Kings County New York | 25 | $ 13,985,000 | $ 559,000 | $ 129,000 |
| Bronx County New York | 22 | $ 10,340,000 | $ 470,000 | $ 102,000 |
| Yavapai County Arizona | 12 | $ 2,640,000 | $ 220,000 | $ 59,000 |
| Orange County New York | 10 | $ 2,420,000 | $ 242,000 | $ 84,000 |
| Cook County Illinois | 9 | $ 1,205,000 | $ 133,000 | $ 71,000 |
| Bergen County New Jersey | 9 | $ 3,515,000 | $ 390,000 | $ 124,000 |
| Essex County New Jersey | 9 | $ 2,855,000 | $ 317,000 | $ 77,000 |
| Richmond County New York | 8 | $ 3,950,000 | $ 493,000 | $ 100,000 |
| Los Angeles County California | 6 | $ 2,270,000 | $ 378,000 | $ 118,000 |
| Monmouth County New Jersey | 5 | $ 1,745,000 | $ 349,000 | $ 192,000 |
| Morris County New Jersey | 5 | $ 1,635,000 | $ 327,000 | $ 80,000 |
| Passaic County New Jersey | 5 | $ 1,555,000 | $ 311,000 | $ 80,000 |
| Dutchess County New York | 5 | $ 1,365,000 | $ 273,000 | $ 110,000 |
| Orange County Florida | 4 | $ 930,000 | $ 232,000 | $ 87,000 |
| Atlantic County New Jersey | 4 | $ 800,000 | $ 200,000 | $ 54,000 |
| Burlington County New Jersey | 4 | $ 720,000 | $ 180,000 | $ 83,000 |
| Camden County New Jersey | 4 | $ 770,000 | $ 192,000 | $ 61,000 |
| Gloucester County New Jersey | 4 | $ 640,000 | $ 160,000 | $ 56,000 |
| Middlesex County New Jersey | 4 | $ 1,010,000 | $ 252,000 | $ 117,000 |
| Putnam County New York | 4 | $ 1,010,000 | $ 252,000 | $ 95,000 |
| Sullivan County New York | 4 | $ 750,000 | $ 187,000 | $ 65,000 |
| Maricopa County Arizona | 3 | $ 665,000 | $ 221,000 | $ 77,000 |
| Fairfield County Connecticut | 3 | $ 495,000 | $ 165,000 | $ 49,000 |
| Hartford County Connecticut | 3 | $ 545,000 | $ 181,000 | $ 46,000 |
| Fulton County Georgia | 3 | $ 635,000 | $ 211,000 | $ 91,000 |
| Ocean County New Jersey | 3 | $ 1,265,000 | $ 421,000 | $ 128,000 |
| Union County New Jersey | 3 | $ 695,000 | $ 231,000 | $ 100,000 |
| Wake County North Carolina | 3 | $ 885,000 | $ 295,000 | $ 129,000 |
| Harris County Texas | 3 | $ 775,000 | $ 258,000 | $ 100,000 |
| Riverside County California | 2 | $ 480,000 | $ 240,000 | $ 66,000 |
| New Haven County Connecticut | 2 | $ 320,000 | $ 160,000 | $ 38,000 |
| Broward County Florida | 2 | $ 290,000 | $ 145,000 | $ 88,000 |
| Hillsborough County Florida | 2 | $ 370,000 | $ 185,000 | $ 50,000 |
| Lee County Florida | 2 | $ 380,000 | $ 190,000 | $ 161,000 |
| Manatee County Florida | 2 | $ 480,000 | $ 240,000 | $ 68,000 |
| Osceola County Florida | 2 | $ 400,000 | $ 200,000 | $ 44,000 |
| Gwinnett County Georgia | 2 | $ 390,000 | $ 195,000 | $ 55,000 |
| Baltimore City County Maryland | 2 | $ 200,000 | $ 100,000 | $ 38,000 |
| Somerset County New Jersey | 2 | $ 450,000 | $ 225,000 | $ 69,000 |
| Jefferson County New York | 2 | $ 420,000 | $ 210,000 | $ 24,000 |
| Monroe County New York | 2 | $ 780,000 | $ 390,000 | $ 149,000 |
| Rockland County New York | 2 | $ 830,000 | $ 415,000 | $ 149,000 |
| Cumberland County North Carolina | 2 | $ 530,000 | $ 265,000 | $ 107,000 |
| Johnston County North Carolina | 2 | $ 430,000 | $ 215,000 | $ 68,000 |
| Bastrop County Texas | 2 | $ 220,000 | $ 110,000 | $ 111,000 |
| Hays County Texas | 2 | $ 530,000 | $ 265,000 | $ 127,000 |
| Coconino County Arizona | 1 | $ 175,000 | $ 175,000 | $ 100,000 |
| Kern County California | 1 | $ 175,000 | $ 175,000 | $ 85,000 |
| Sacramento County California | 1 | $ 265,000 | $ 265,000 | $ 69,000 |
| San Bernardino County California | 1 | $ 1,275,000 | $ 1,275,000 | $ 247,000 |
| San Diego County California | 1 | $ 365,000 | $ 365,000 | $ 97,000 |
| San Francisco County California | 1 | $ 695,000 | $ 695,000 | $ 113,000 |
| San Joaquin County California | 1 | $ 425,000 | $ 425,000 | $ 114,000 |
| San Luis Obispo County California | 1 | $ 415,000 | $ 415,000 | $ 53,000 |
| Arapahoe County Colorado | 1 | $ 385,000 | $ 385,000 | $ 120,000 |
| Middlesex County Connecticut | 1 | $ 345,000 | $ 345,000 | $ 91,000 |
| Indian River County Florida | 1 | $ 295,000 | $ 295,000 | $ 115,000 |
| Lake County Florida | 1 | $ 255,000 | $ 255,000 | $ 0 |
| Marion County Florida | 1 | $ 455,000 | $ 455,000 | $ 220,000 |
| Miami-Dade County Florida | 1 | $ 285,000 | $ 285,000 | $ 96,000 |
| Palm Beach County Florida | 1 | $ 125,000 | $ 125,000 | $ 55,000 |
| Pinellas County Florida | 1 | $ 605,000 | $ 605,000 | $ 336,000 |
| Sarasota County Florida | 1 | $ 145,000 | $ 145,000 | $ 83,000 |
| St. Johns County Florida | 1 | $ 485,000 | $ 485,000 | $ 108,000 |
| Clarke County Georgia | 1 | $ 185,000 | $ 185,000 | $ 71,000 |
| DeKalb County Georgia | 1 | $ 345,000 | $ 345,000 | $ 128,000 |
| Henry County Georgia | 1 | $ 145,000 | $ 145,000 | $ 43,000 |
| Lee County Georgia | 1 | $ 435,000 | $ 435,000 | $ 200,000 |
| Newton County Georgia | 1 | $ 255,000 | $ 255,000 | $ 205,000 |
| Rockdale County Georgia | 1 | $ 185,000 | $ 185,000 | $ 117,000 |
| DuPage County Illinois | 1 | $ 175,000 | $ 175,000 | $ 59,000 |
| Kane County Illinois | 1 | $ 25,000 | $ 25,000 | $ 38,000 |
| Kendall County Illinois | 1 | $ 105,000 | $ 105,000 | $ 44,000 |
| Will County Illinois | 1 | $ 175,000 | $ 175,000 | $ 74,000 |
| Anne Arundel County Maryland | 1 | $ 465,000 | $ 465,000 | $ 98,000 |
| Baltimore County Maryland | 1 | $ 225,000 | $ 225,000 | $ 74,000 |
| Harford County Maryland | 1 | $ 195,000 | $ 195,000 | $ 56,000 |
| Prince George's County Maryland | 1 | $ 245,000 | $ 245,000 | $ 99,000 |
| Kent County Michigan | 1 | $ 225,000 | $ 225,000 | $ 47,000 |
| Cumberland County New Jersey | 1 | $ 145,000 | $ 145,000 | $ 36,000 |
| Hudson County New Jersey | 1 | $ 205,000 | $ 205,000 | $ 33,000 |
| Mercer County New Jersey | 1 | $ 175,000 | $ 175,000 | $ 73,000 |
| Erie County New York | 1 | $ 125,000 | $ 125,000 | $ 22,000 |
| Oneida County New York | 1 | $ 125,000 | $ 125,000 | $ 48,000 |
| Saratoga County New York | 1 | $ 265,000 | $ 265,000 | $ 65,000 |
| Schenectady County New York | 1 | $ 195,000 | $ 195,000 | $ 107,000 |
| Ulster County New York | 1 | $ 275,000 | $ 275,000 | $ 95,000 |
| Harnett County North Carolina | 1 | $ 215,000 | $ 215,000 | $ 50,000 |
| Jackson County North Carolina | 1 | $ 295,000 | $ 295,000 | $ 151,000 |
| Pike County Pennsylvania | 1 | $ 105,000 | $ 105,000 | $ 36,000 |
| Lancaster County South Carolina | 1 | $ 285,000 | $ 285,000 | $ 72,000 |
| Denton County Texas | 1 | $ 245,000 | $ 245,000 | $ 77,000 |
| Ellis County Texas | 1 | $ 385,000 | $ 385,000 | $ 106,000 |
| Real County Texas | 1 | $ 95,000 | $ 95,000 | $ 100,000 |
| Williamson County Texas | 1 | $ 285,000 | $ 285,000 | $ 117,000 |
| Outagamie County Wisconsin | 1 | $ 145,000 | $ 145,000 | $ 65,000 |
| Winnebago County Wisconsin | 1 | $ 115,000 | $ 115,000 | $ 53,000 |
Mortgage Loan Application Detail Totals for Interstate Home Loan Center, Inc. in 2019
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 331 | $110,525,000 | $333,000 | $1,275,000 | $108,000 | $560,000 |
| Cash-out Refinancing | 277 | $95,045,000 | $343,000 | $985,000 | $111,000 | $660,000 |
| Refinancing | 151 | $56,505,000 | $374,000 | $1,045,000 | $96,000 | $460,000 |
| Home Improvement | 0 | $0 | $0 | $0 | $0 | $0 |
| Not Applicable | 0 | $0 | $0 | $0 | $0 | $0 |
| Other Purpose | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 426 | $149,510,000 | $350,000 | $1,275,000 | $116,000 | $660,000 |
| Black or African American | 147 | $47,725,000 | $324,000 | $905,000 | $93,000 | $420,000 |
| Hispanic | 121 | $40,695,000 | $336,000 | $645,000 | $88,000 | $209,000 |
| Asian | 42 | $16,790,000 | $399,000 | $1,275,000 | $104,000 | $250,000 |
| Not Provided | 21 | $6,175,000 | $294,000 | $655,000 | $116,000 | $460,000 |
| Native Hawaiian or Other Pacific Islander | 1 | $765,000 | $765,000 | $765,000 | $176,000 | $176,000 |
| Not applicable | 0 | $0 | $0 | $0 | $0 | $0 |
| American Indian or Alaskan Native | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 466 | $167,240,000 | $358,000 | $1,275,000 | $120,000 | $660,000 |
| FHA-insured (Federal Housing Administration) | 254 | $83,890,000 | $330,000 | $805,000 | $83,000 | $261,000 |
| VA-guaranteed (Veterans Administration) | 36 | $10,260,000 | $285,000 | $625,000 | $96,000 | $204,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 3 | $685,000 | $228,000 | $255,000 | $59,000 | $68,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Application Withdrawn By Applicant | 348 | $120,950,000 | $347,000 | $1,275,000 | $104,000 | $660,000 |
| Loan Originated | 337 | $117,185,000 | $347,000 | $905,000 | $113,000 | $382,000 |
| File Closed For Incompleteness | 44 | $14,810,000 | $336,000 | $725,000 | $93,000 | $297,000 |
| Application Denied By Financial Institution | 26 | $7,730,000 | $297,000 | $625,000 | $81,000 | $240,000 |
| Application Approved But Not Accepted | 4 | $1,400,000 | $350,000 | $425,000 | $96,000 | $120,000 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not applicable | 733 | $254,345,000 | $346,000 | $1,275,000 | $107,000 | $660,000 |
| Credit History | 8 | $2,090,000 | $261,000 | $345,000 | $98,000 | $240,000 |
| Debt-To-Income Ratio | 8 | $2,580,000 | $322,000 | $475,000 | $55,000 | $106,000 |
| Collateral | 5 | $1,225,000 | $245,000 | $375,000 | $67,000 | $109,000 |
| Other | 3 | $1,015,000 | $338,000 | $625,000 | $109,000 | $164,000 |
| Unverifiable Information | 1 | $305,000 | $305,000 | $305,000 | $74,000 | $74,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 1 | $515,000 | $515,000 | $515,000 | $136,000 | $136,000 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
| Employment History | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Interstate Home Loan Center, Inc.'s 2019 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Interstate Home Loan Center, Inc.'s mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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with aggregated HMDA statistics today.