Interstate Home Loan Center, Inc.
HMDA Loan Application Totals
and Mortgage Lending Details
for 2022
Interstate Home Loan Center, Inc. 2022 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Interstate Home Loan Center, Inc. 40 Marcus Drive Suite 100 Melville, NY 11710 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2023 2022 2021 2020 2019 2018 2017 2016 2015 |
| Total Number of Mortgage Applications | 466 |
| Total Mortgage Loan Application Amount | $176,050,000 |
| Average Mortgage Loan Application Amount | $366,000 |
| Highest Mortgage Loan Application Amount | $1,125,000 |
| Average Applicant Income | $146,666 |
| Highest Applicant Income | $7,116,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2022 with Interstate Home Loan Center, Inc.. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Interstate Home Loan Center, Inc.'s lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2022 breaks down Interstate Home Loan Center, Inc.'s mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Interstate Home Loan Center, Inc. serves its applicants.
Each category highlights the total number of mortgage applications processed by Interstate Home Loan Center, Inc., total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Interstate Home Loan Center, Inc.'s mortgage activity for 2022.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Suffolk County New York | 129 | $ 54,475,000 | $ 422,000 | $ 164,000 |
| Nassau County New York | 55 | $ 25,295,000 | $ 459,000 | $ 158,000 |
| Hartford County Connecticut | 24 | $ 5,670,000 | $ 236,000 | $ 367,000 |
| Queens County New York | 18 | $ 7,760,000 | $ 431,000 | $ 136,000 |
| Kings County New York | 15 | $ 9,185,000 | $ 612,000 | $ 134,000 |
| New Haven County Connecticut | 12 | $ 3,240,000 | $ 270,000 | $ 110,000 |
| Orange County New York | 10 | $ 2,860,000 | $ 286,000 | $ 109,000 |
| Hillsborough County Florida | 8 | $ 2,290,000 | $ 286,000 | $ 117,000 |
| Miami-Dade County Florida | 8 | $ 2,620,000 | $ 327,000 | $ 129,000 |
| Bronx County New York | 8 | $ 3,600,000 | $ 450,000 | $ 121,000 |
| Richmond County New York | 8 | $ 3,450,000 | $ 431,000 | $ 150,000 |
| Middlesex County New Jersey | 6 | $ 1,900,000 | $ 316,000 | $ 102,000 |
| Burlington County New Jersey | 5 | $ 1,605,000 | $ 321,000 | $ 147,000 |
| Essex County New Jersey | 5 | $ 2,575,000 | $ 515,000 | $ 182,000 |
| Westchester County New York | 5 | $ 2,555,000 | $ 511,000 | $ 174,000 |
| Fairfield County Connecticut | 4 | $ 1,070,000 | $ 267,000 | $ 60,000 |
| Broward County Florida | 4 | $ 1,370,000 | $ 342,000 | $ 83,000 |
| Pinellas County Florida | 4 | $ 1,240,000 | $ 310,000 | $ 167,000 |
| Polk County Florida | 4 | $ 1,190,000 | $ 297,000 | $ 92,000 |
| Bergen County New Jersey | 4 | $ 1,420,000 | $ 355,000 | $ 177,000 |
| Albany County New York | 4 | $ 1,430,000 | $ 357,000 | $ 160,000 |
| Hernando County Florida | 3 | $ 835,000 | $ 278,000 | $ 108,000 |
| Palm Beach County Florida | 3 | $ 725,000 | $ 241,000 | $ 87,000 |
| Camden County New Jersey | 3 | $ 635,000 | $ 211,000 | $ 58,000 |
| Monmouth County New Jersey | 3 | $ 1,165,000 | $ 388,000 | $ 129,000 |
| Ocean County New Jersey | 3 | $ 725,000 | $ 241,000 | $ 119,000 |
| Dutchess County New York | 3 | $ 905,000 | $ 301,000 | $ 109,000 |
| Erie County New York | 3 | $ 805,000 | $ 268,000 | $ 103,000 |
| Ulster County New York | 3 | $ 985,000 | $ 328,000 | $ 78,000 |
| Wake County North Carolina | 3 | $ 805,000 | $ 268,000 | $ 89,000 |
| Tarrant County Texas | 3 | $ 1,185,000 | $ 395,000 | $ 149,000 |
| New London County Connecticut | 2 | $ 540,000 | $ 270,000 | $ 71,000 |
| Windham County Connecticut | 2 | $ 480,000 | $ 240,000 | $ 121,000 |
| Alachua County Florida | 2 | $ 360,000 | $ 180,000 | $ 204,000 |
| Lee County Florida | 2 | $ 750,000 | $ 375,000 | $ 81,000 |
| Manatee County Florida | 2 | $ 680,000 | $ 340,000 | $ 87,000 |
| Orange County Florida | 2 | $ 1,250,000 | $ 625,000 | $ 155,000 |
| Santa Rosa County Florida | 2 | $ 530,000 | $ 265,000 | $ 70,000 |
| St. Johns County Florida | 2 | $ 380,000 | $ 190,000 | $ 67,000 |
| Cook County Illinois | 2 | $ 710,000 | $ 355,000 | $ 112,000 |
| Morris County New Jersey | 2 | $ 1,020,000 | $ 510,000 | $ 130,000 |
| Passaic County New Jersey | 2 | $ 710,000 | $ 355,000 | $ 135,000 |
| Union County New Jersey | 2 | $ 800,000 | $ 400,000 | $ 94,000 |
| New York County New York | 2 | $ 1,150,000 | $ 575,000 | $ 254,000 |
| Rockland County New York | 2 | $ 650,000 | $ 325,000 | $ 94,000 |
| Schenectady County New York | 2 | $ 510,000 | $ 255,000 | $ 79,000 |
| Sullivan County New York | 2 | $ 390,000 | $ 195,000 | $ 50,000 |
| Mecklenburg County North Carolina | 2 | $ 680,000 | $ 340,000 | $ 121,000 |
| Union County North Carolina | 2 | $ 660,000 | $ 330,000 | $ 102,000 |
| Chester County Pennsylvania | 2 | $ 770,000 | $ 385,000 | $ 167,000 |
| Dallas County Texas | 2 | $ 860,000 | $ 430,000 | $ 341,000 |
| Los Angeles County California | 1 | $ 615,000 | $ 615,000 | $ 198,000 |
| Litchfield County Connecticut | 1 | $ 295,000 | $ 295,000 | $ 65,000 |
| Tolland County Connecticut | 1 | $ 325,000 | $ 325,000 | $ 148,000 |
| Collier County Florida | 1 | $ 395,000 | $ 395,000 | $ 134,000 |
| Duval County Florida | 1 | $ 125,000 | $ 125,000 | $ 122,000 |
| Okeechobee County Florida | 1 | $ 455,000 | $ 455,000 | $ 178,000 |
| Osceola County Florida | 1 | $ 225,000 | $ 225,000 | $ 87,000 |
| Pasco County Florida | 1 | $ 285,000 | $ 285,000 | $ 80,000 |
| Sarasota County Florida | 1 | $ 215,000 | $ 215,000 | $ 36,000 |
| Cobb County Georgia | 1 | $ 335,000 | $ 335,000 | $ 102,000 |
| DeKalb County Georgia | 1 | $ 125,000 | $ 125,000 | $ 58,000 |
| Fayette County Georgia | 1 | $ 305,000 | $ 305,000 | $ 156,000 |
| Forsyth County Georgia | 1 | $ 65,000 | $ 65,000 | $ 129,000 |
| Fulton County Georgia | 1 | $ 405,000 | $ 405,000 | $ 107,000 |
| Gordon County Georgia | 1 | $ 565,000 | $ 565,000 | $ 314,000 |
| Henry County Georgia | 1 | $ 275,000 | $ 275,000 | $ 67,000 |
| Newton County Georgia | 1 | $ 145,000 | $ 145,000 | $ 48,000 |
| Paulding County Georgia | 1 | $ 445,000 | $ 445,000 | $ 117,000 |
| Richmond County Georgia | 1 | $ 155,000 | $ 155,000 | $ 60,000 |
| Walton County Georgia | 1 | $ 185,000 | $ 185,000 | $ 111,000 |
| Marion County Iowa | 1 | $ 205,000 | $ 205,000 | $ 78,000 |
| Anne Arundel County Maryland | 1 | $ 345,000 | $ 345,000 | $ 65,000 |
| Baltimore County Maryland | 1 | $ 65,000 | $ 65,000 | $ 47,000 |
| Charles County Maryland | 1 | $ 335,000 | $ 335,000 | $ 143,000 |
| Prince George's County Maryland | 1 | $ 395,000 | $ 395,000 | $ 145,000 |
| Atlantic County New Jersey | 1 | $ 305,000 | $ 305,000 | $ 88,000 |
| Hudson County New Jersey | 1 | $ 255,000 | $ 255,000 | $ 240,000 |
| Chenango County New York | 1 | $ 125,000 | $ 125,000 | $ 29,000 |
| Monroe County New York | 1 | $ 175,000 | $ 175,000 | $ 139,000 |
| Putnam County New York | 1 | $ 285,000 | $ 285,000 | $ 42,000 |
| Rensselaer County New York | 1 | $ 385,000 | $ 385,000 | $ 200,000 |
| Saratoga County New York | 1 | $ 245,000 | $ 245,000 | $ 114,000 |
| Tioga County New York | 1 | $ 275,000 | $ 275,000 | $ 124,000 |
| Cabarrus County North Carolina | 1 | $ 265,000 | $ 265,000 | $ 75,000 |
| Guilford County North Carolina | 1 | $ 275,000 | $ 275,000 | $ 116,000 |
| Harnett County North Carolina | 1 | $ 245,000 | $ 245,000 | $ 160,000 |
| Iredell County North Carolina | 1 | $ 365,000 | $ 365,000 | $ 140,000 |
| Jackson County North Carolina | 1 | $ 245,000 | $ 245,000 | $ 54,000 |
| Johnston County North Carolina | 1 | $ 205,000 | $ 205,000 | $ 100,000 |
| Lincoln County North Carolina | 1 | $ 335,000 | $ 335,000 | $ 87,000 |
| Moore County North Carolina | 1 | $ 345,000 | $ 345,000 | $ 169,000 |
| Watauga County North Carolina | 1 | $ 525,000 | $ 525,000 | $ 101,000 |
| Yancey County North Carolina | 1 | $ 235,000 | $ 235,000 | $ 49,000 |
| Luzerne County Pennsylvania | 1 | $ 65,000 | $ 65,000 | $ 59,000 |
| Lycoming County Pennsylvania | 1 | $ 235,000 | $ 235,000 | $ 160,000 |
| Monroe County Pennsylvania | 1 | $ 155,000 | $ 155,000 | $ 79,000 |
| Montgomery County Pennsylvania | 1 | $ 375,000 | $ 375,000 | $ 111,000 |
| Anderson County South Carolina | 1 | $ 225,000 | $ 225,000 | $ 81,000 |
| Berkeley County South Carolina | 1 | $ 455,000 | $ 455,000 | $ 248,000 |
| Horry County South Carolina | 1 | $ 255,000 | $ 255,000 | $ 127,000 |
| Sumner County Tennessee | 1 | $ 655,000 | $ 655,000 | $ 202,000 |
| Bexar County Texas | 1 | $ 515,000 | $ 515,000 | $ 311,000 |
| Denton County Texas | 1 | $ 465,000 | $ 465,000 | $ 195,000 |
| Harris County Texas | 1 | $ 245,000 | $ 245,000 | $ 70,000 |
| Hays County Texas | 1 | $ 265,000 | $ 265,000 | $ 61,000 |
| Travis County Texas | 1 | $ 315,000 | $ 315,000 | $ 109,000 |
Mortgage Loan Application Detail Totals for Interstate Home Loan Center, Inc. in 2022
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 218 | $86,790,000 | $398,000 | $1,035,000 | $178,000 | $7,116,000 |
| Cash-out Refinancing | 195 | $71,515,000 | $366,000 | $1,125,000 | $124,000 | $624,000 |
| Refinancing | 53 | $17,745,000 | $334,000 | $825,000 | $138,000 | $556,000 |
| Home Improvement | 0 | $0 | $0 | $0 | $0 | $0 |
| Not Applicable | 0 | $0 | $0 | $0 | $0 | $0 |
| Other Purpose | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 228 | $85,540,000 | $375,000 | $1,125,000 | $147,000 | $624,000 |
| Hispanic | 95 | $34,555,000 | $363,000 | $1,035,000 | $210,000 | $7,116,000 |
| Black or African American | 91 | $36,145,000 | $397,000 | $1,015,000 | $111,000 | $294,000 |
| Asian | 29 | $12,065,000 | $416,000 | $715,000 | $136,000 | $301,000 |
| Not Provided | 22 | $7,640,000 | $347,000 | $775,000 | $120,000 | $456,000 |
| Native Hawaiian or Other Pacific Islander | 1 | $105,000 | $105,000 | $105,000 | $120,000 | $120,000 |
| Not applicable | 0 | $0 | $0 | $0 | $0 | $0 |
| American Indian or Alaskan Native | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 316 | $117,890,000 | $373,000 | $1,125,000 | $150,000 | $3,259,000 |
| FHA-insured (Federal Housing Administration) | 141 | $53,835,000 | $381,000 | $1,035,000 | $154,000 | $7,116,000 |
| VA-guaranteed (Veterans Administration) | 8 | $3,780,000 | $472,000 | $875,000 | $121,000 | $203,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 1 | $545,000 | $545,000 | $545,000 | $221,000 | $221,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Application Withdrawn By Applicant | 228 | $84,300,000 | $369,000 | $1,125,000 | $139,000 | $3,259,000 |
| Loan Originated | 218 | $84,160,000 | $386,000 | $1,035,000 | $164,000 | $7,116,000 |
| Application Denied By Financial Institution | 10 | $3,980,000 | $398,000 | $845,000 | $156,000 | $467,000 |
| File Closed For Incompleteness | 9 | $3,265,000 | $362,000 | $625,000 | $131,000 | $311,000 |
| Application Approved But Not Accepted | 1 | $345,000 | $345,000 | $345,000 | $175,000 | $175,000 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not applicable | 456 | $172,070,000 | $377,000 | $1,125,000 | $151,000 | $7,116,000 |
| Debt-To-Income Ratio | 6 | $1,930,000 | $321,000 | $405,000 | $80,000 | $152,000 |
| Employment History | 1 | $575,000 | $575,000 | $575,000 | $99,000 | $99,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 1 | $505,000 | $505,000 | $505,000 | $86,000 | $86,000 |
| Collateral | 1 | $125,000 | $125,000 | $125,000 | $428,000 | $428,000 |
| Unverifiable Information | 1 | $845,000 | $845,000 | $845,000 | $467,000 | $467,000 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit History | 0 | $0 | $0 | $0 | $0 | $0 |
| Other | 0 | $0 | $0 | $0 | $0 | $0 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Interstate Home Loan Center, Inc.'s 2022 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Interstate Home Loan Center, Inc.'s mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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