Investar Bank, National Association
HMDA Loan Application Totals
and Mortgage Lending Details
for 2023
Investar Bank, National Association 2023 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Investar Bank, National Association P.O. Box 84207 Baton Rouge, LA 70884 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2023 2022 2021 2020 2019 |
| Total Number of Mortgage Applications | 237 |
| Total Mortgage Loan Application Amount | $81,535,000 |
| Average Mortgage Loan Application Amount | $219,000 |
| Highest Mortgage Loan Application Amount | $4,065,000 |
| Average Applicant Income | $153,600 |
| Highest Applicant Income | $6,190,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2023 with Investar Bank, National Association. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Investar Bank, National Association's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2023 breaks down Investar Bank, National Association's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Investar Bank, National Association serves its applicants.
Each category highlights the total number of mortgage applications processed by Investar Bank, National Association, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Investar Bank, National Association's mortgage activity for 2023.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Orleans County Louisiana | 47 | $ 20,225,000 | $ 430,000 | $ 538,000 |
| Jefferson County Louisiana | 30 | $ 9,320,000 | $ 310,000 | $ 160,000 |
| East Baton Rouge County Louisiana | 23 | $ 11,665,000 | $ 507,000 | $ 384,000 |
| Calhoun County Alabama | 22 | $ 2,630,000 | $ 119,000 | $ 100,000 |
| Evangeline County Louisiana | 18 | $ 3,010,000 | $ 167,000 | $ 114,000 |
| Lafayette County Louisiana | 16 | $ 4,200,000 | $ 262,000 | $ 174,000 |
| Calcasieu County Louisiana | 9 | $ 4,005,000 | $ 445,000 | $ 362,000 |
| Ascension County Louisiana | 7 | $ 2,555,000 | $ 365,000 | $ 236,000 |
| St. Landry County Louisiana | 6 | $ 910,000 | $ 151,000 | $ 90,000 |
| West Baton Rouge County Louisiana | 6 | $ 860,000 | $ 143,000 | $ 111,000 |
| Livingston County Louisiana | 5 | $ 1,275,000 | $ 255,000 | $ 144,000 |
| St. Tammany County Louisiana | 5 | $ 3,885,000 | $ 777,000 | $ 158,000 |
| Tuscaloosa County Alabama | 4 | $ 3,490,000 | $ 872,000 | $ 144,000 |
| Hancock County Mississippi | 4 | $ 2,450,000 | $ 612,000 | $ 293,000 |
| Jefferson County Alabama | 3 | $ 285,000 | $ 95,000 | $ 0 |
| Cameron County Louisiana | 3 | $ 595,000 | $ 198,000 | $ 97,000 |
| Harris County Texas | 3 | $ 405,000 | $ 135,000 | $ 1,000 |
| Walton County Florida | 2 | $ 910,000 | $ 455,000 | $ 0 |
| Acadia County Louisiana | 2 | $ 420,000 | $ 210,000 | $ 0 |
| Rapides County Louisiana | 2 | $ 600,000 | $ 300,000 | $ 115,000 |
| St. Charles County Louisiana | 2 | $ 300,000 | $ 150,000 | $ 99,000 |
| Tangipahoa County Louisiana | 2 | $ 90,000 | $ 45,000 | $ 9,000 |
| Galveston County Texas | 2 | $ 590,000 | $ 295,000 | $ 152,000 |
| Baldwin County Alabama | 1 | $ 475,000 | $ 475,000 | $ 0 |
| Cleburne County Alabama | 1 | $ 275,000 | $ 275,000 | $ 14,000 |
| Sumter County Alabama | 1 | $ 65,000 | $ 65,000 | $ 60,000 |
| Talladega County Alabama | 1 | $ 55,000 | $ 55,000 | $ 52,000 |
| Garland County Arkansas | 1 | $ 515,000 | $ 515,000 | $ 414,000 |
| East Feliciana County Louisiana | 1 | $ 175,000 | $ 175,000 | $ 0 |
| Lafourche County Louisiana | 1 | $ 395,000 | $ 395,000 | $ 941,000 |
| Pointe Coupee County Louisiana | 1 | $ 35,000 | $ 35,000 | $ 0 |
| St. Bernard County Louisiana | 1 | $ 325,000 | $ 325,000 | $ 97,000 |
| St. Martin County Louisiana | 1 | $ 105,000 | $ 105,000 | $ 0 |
| St. Mary County Louisiana | 1 | $ 45,000 | $ 45,000 | $ 39,000 |
| San Augustine County Texas | 1 | $ 545,000 | $ 545,000 | $ 256,000 |
| Travis County Texas | 1 | $ 525,000 | $ 525,000 | $ 365,000 |
| Summit County Utah | 1 | $ 3,325,000 | $ 3,325,000 | $ 865,000 |
Mortgage Loan Application Detail Totals for Investar Bank, National Association in 2023
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 154 | $61,230,000 | $397,000 | $4,065,000 | $296,000 | $6,190,000 |
| Refinancing | 64 | $17,220,000 | $269,000 | $3,005,000 | $237,000 | $2,106,000 |
| Cash-out Refinancing | 13 | $2,245,000 | $172,000 | $325,000 | $89,000 | $230,000 |
| Home Improvement | 4 | $650,000 | $162,000 | $455,000 | $66,000 | $112,000 |
| Other Purpose | 2 | $190,000 | $95,000 | $105,000 | $80,000 | $109,000 |
| Not Applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 90 | $30,430,000 | $338,000 | $4,065,000 | $335,000 | $6,190,000 |
| Not applicable | 78 | $33,860,000 | $434,000 | $3,005,000 | $0 | $0 |
| Black or African American | 49 | $7,475,000 | $152,000 | $555,000 | $75,000 | $426,000 |
| Hispanic | 10 | $4,010,000 | $401,000 | $1,125,000 | $354,000 | $2,106,000 |
| Not Provided | 6 | $2,300,000 | $383,000 | $645,000 | $393,000 | $1,416,000 |
| Asian | 4 | $3,460,000 | $865,000 | $2,765,000 | $697,000 | $1,891,000 |
| American Indian or Alaskan Native | 0 | $0 | $0 | $0 | $0 | $0 |
| Native Hawaiian or Other Pacific Islander | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 237 | $81,535,000 | $344,000 | $4,065,000 | $263,000 | $6,190,000 |
| FHA-insured (Federal Housing Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
| VA-guaranteed (Veterans Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 161 | $51,235,000 | $318,000 | $2,765,000 | $258,000 | $6,190,000 |
| Application Withdrawn By Applicant | 33 | $16,855,000 | $510,000 | $4,065,000 | $434,000 | $6,190,000 |
| Application Denied By Financial Institution | 28 | $4,460,000 | $159,000 | $555,000 | $159,000 | $1,416,000 |
| Application Approved But Not Accepted | 7 | $6,655,000 | $950,000 | $3,005,000 | $79,000 | $135,000 |
| File Closed For Incompleteness | 6 | $2,070,000 | $345,000 | $535,000 | $154,000 | $284,000 |
| Loan Purchased By The Institution | 2 | $260,000 | $130,000 | $155,000 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Debt-To-Income Ratio | 237 | $81,535,000 | $344,000 | $4,065,000 | $263,000 | $6,190,000 |
| Employment History | 0 | $0 | $0 | $0 | $0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) | 0 | $0 | $0 | $0 | $0 | $0 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
| Not applicable | 0 | $0 | $0 | $0 | $0 | $0 |
| Other | 0 | $0 | $0 | $0 | $0 | $0 |
| Unverifiable Information | 0 | $0 | $0 | $0 | $0 | $0 |
| Collateral | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit History | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Investar Bank, National Association's 2023 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Investar Bank, National Association's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Louisiana, download the full spreadsheet
with aggregated HMDA statistics today.