Inwood National Bank
HMDA Loan Application Totals
and Mortgage Lending Details
for 2019
Inwood National Bank 2019 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Inwood National Bank 7621 Inwood Rd Dallas, TX 75209 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 778 |
| Total Mortgage Loan Application Amount | $230,090,000 |
| Average Mortgage Loan Application Amount | $258,400 |
| Highest Mortgage Loan Application Amount | $4,105,000 |
| Average Applicant Income | $295,600 |
| Highest Applicant Income | $6,937,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2019 with Inwood National Bank. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Inwood National Bank's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2019 breaks down Inwood National Bank's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Inwood National Bank serves its applicants.
Each category highlights the total number of mortgage applications processed by Inwood National Bank, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Inwood National Bank's mortgage activity for 2019.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Dallas County Texas | 379 | $ 114,255,000 | $ 301,000 | $ 199,000 |
| Collin County Texas | 102 | $ 25,900,000 | $ 253,000 | $ 135,000 |
| Tarrant County Texas | 63 | $ 19,735,000 | $ 313,000 | $ 182,000 |
| Rockwall County Texas | 54 | $ 15,190,000 | $ 281,000 | $ 216,000 |
| Denton County Texas | 50 | $ 13,420,000 | $ 268,000 | $ 154,000 |
| Ellis County Texas | 25 | $ 8,405,000 | $ 336,000 | $ 399,000 |
| Hunt County Texas | 11 | $ 2,735,000 | $ 248,000 | $ 124,000 |
| Kaufman County Texas | 10 | $ 1,860,000 | $ 186,000 | $ 114,000 |
| Hood County Texas | 6 | $ 2,010,000 | $ 335,000 | $ 241,000 |
| Smith County Texas | 5 | $ 1,145,000 | $ 229,000 | $ 105,000 |
| Grayson County Texas | 4 | $ 690,000 | $ 172,000 | $ 81,000 |
| Harris County Texas | 4 | $ 1,150,000 | $ 287,000 | $ 141,000 |
| Sacramento County California | 3 | $ 1,595,000 | $ 531,000 | $ 263,000 |
| Escambia County Florida | 3 | $ 735,000 | $ 245,000 | $ 84,000 |
| Van Zandt County Texas | 3 | $ 455,000 | $ 151,000 | $ 69,000 |
| Denver County Colorado | 2 | $ 330,000 | $ 165,000 | $ 69,000 |
| Cook County Illinois | 2 | $ 410,000 | $ 205,000 | $ 95,000 |
| Clark County Nevada | 2 | $ 570,000 | $ 285,000 | $ 85,000 |
| Sandoval County New Mexico | 2 | $ 270,000 | $ 135,000 | $ 21,000 |
| Henderson County Texas | 2 | $ 300,000 | $ 150,000 | $ 98,000 |
| Hill County Texas | 2 | $ 290,000 | $ 145,000 | $ 224,000 |
| Montgomery County Texas | 2 | $ 630,000 | $ 315,000 | $ 267,000 |
| Palo Pinto County Texas | 2 | $ 1,520,000 | $ 760,000 | $ 2,022,000 |
| Parker County Texas | 2 | $ 510,000 | $ 255,000 | $ 844,000 |
| Travis County Texas | 2 | $ 670,000 | $ 335,000 | $ 216,000 |
| Wise County Texas | 2 | $ 590,000 | $ 295,000 | $ 85,000 |
| Wood County Texas | 2 | $ 260,000 | $ 130,000 | $ 65,000 |
| Mobile County Alabama | 1 | $ 135,000 | $ 135,000 | $ 118,000 |
| Maricopa County Arizona | 1 | $ 275,000 | $ 275,000 | $ 119,000 |
| Monterey County California | 1 | $ 1,975,000 | $ 1,975,000 | $ 2,067,000 |
| Eagle County Colorado | 1 | $ 2,085,000 | $ 2,085,000 | $ 0 |
| Grand County Colorado | 1 | $ 195,000 | $ 195,000 | $ 151,000 |
| Leon County Florida | 1 | $ 155,000 | $ 155,000 | $ 265,000 |
| Sumter County Florida | 1 | $ 225,000 | $ 225,000 | $ 62,000 |
| Middlesex County Massachusetts | 1 | $ 405,000 | $ 405,000 | $ 272,000 |
| Jackson County Missouri | 1 | $ 455,000 | $ 455,000 | $ 323,000 |
| Warren County Missouri | 1 | $ 485,000 | $ 485,000 | $ 2,652,000 |
| Granite County Montana | 1 | $ 655,000 | $ 655,000 | $ 467,000 |
| Madison County Montana | 1 | $ 1,625,000 | $ 1,625,000 | $ 0 |
| Silver Bow County Montana | 1 | $ 245,000 | $ 245,000 | $ 80,000 |
| Douglas County Nebraska | 1 | $ 165,000 | $ 165,000 | $ 38,000 |
| Taos County New Mexico | 1 | $ 335,000 | $ 335,000 | $ 170,000 |
| Cabarrus County North Carolina | 1 | $ 165,000 | $ 165,000 | $ 154,000 |
| Beckham County Oklahoma | 1 | $ 85,000 | $ 85,000 | $ 72,000 |
| Oklahoma County Oklahoma | 1 | $ 245,000 | $ 245,000 | $ 55,000 |
| Charleston County South Carolina | 1 | $ 715,000 | $ 715,000 | $ 720,000 |
| Williamson County Tennessee | 1 | $ 435,000 | $ 435,000 | $ 0 |
| Bosque County Texas | 1 | $ 525,000 | $ 525,000 | $ 0 |
| Brazoria County Texas | 1 | $ 185,000 | $ 185,000 | $ 55,000 |
| Cherokee County Texas | 1 | $ 305,000 | $ 305,000 | $ 427,000 |
| Cooke County Texas | 1 | $ 345,000 | $ 345,000 | $ 270,000 |
| Delta County Texas | 1 | $ 85,000 | $ 85,000 | $ 36,000 |
| Erath County Texas | 1 | $ 345,000 | $ 345,000 | $ 0 |
| Fannin County Texas | 1 | $ 345,000 | $ 345,000 | $ 124,000 |
| Houston County Texas | 1 | $ 145,000 | $ 145,000 | $ 133,000 |
| McLennan County Texas | 1 | $ 285,000 | $ 285,000 | $ 139,000 |
| Rains County Texas | 1 | $ 325,000 | $ 325,000 | $ 149,000 |
| Taylor County Texas | 1 | $ 225,000 | $ 225,000 | $ 87,000 |
| Williamson County Texas | 1 | $ 285,000 | $ 285,000 | $ 130,000 |
Mortgage Loan Application Detail Totals for Inwood National Bank in 2019
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 424 | $142,300,000 | $335,000 | $2,955,000 | $205,000 | $6,937,000 |
| Refinancing | 161 | $45,705,000 | $283,000 | $4,105,000 | $172,000 | $3,838,000 |
| Cash-out Refinancing | 140 | $30,590,000 | $218,000 | $485,000 | $122,000 | $2,652,000 |
| Other Purpose | 30 | $4,260,000 | $142,000 | $485,000 | $178,000 | $586,000 |
| Home Improvement | 23 | $7,235,000 | $314,000 | $3,005,000 | $801,000 | $6,865,000 |
| Not Applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 383 | $115,315,000 | $301,000 | $3,005,000 | $220,000 | $6,865,000 |
| Not Provided | 263 | $84,985,000 | $323,000 | $4,105,000 | $217,000 | $6,937,000 |
| Hispanic | 70 | $11,870,000 | $169,000 | $435,000 | $77,000 | $250,000 |
| Black or African American | 36 | $5,910,000 | $164,000 | $425,000 | $102,000 | $756,000 |
| Not applicable | 18 | $10,600,000 | $588,000 | $2,085,000 | $0 | $0 |
| Asian | 5 | $1,055,000 | $211,000 | $335,000 | $254,000 | $586,000 |
| American Indian or Alaskan Native | 2 | $290,000 | $145,000 | $175,000 | $44,000 | $57,000 |
| Native Hawaiian or Other Pacific Islander | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 697 | $209,845,000 | $301,000 | $4,105,000 | $211,000 | $6,937,000 |
| FHA-insured (Federal Housing Administration) | 63 | $15,525,000 | $246,000 | $565,000 | $106,000 | $314,000 |
| VA-guaranteed (Veterans Administration) | 18 | $4,720,000 | $262,000 | $655,000 | $90,000 | $250,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 555 | $167,295,000 | $301,000 | $4,105,000 | $221,000 | $6,937,000 |
| Application Withdrawn By Applicant | 128 | $38,330,000 | $299,000 | $2,955,000 | $191,000 | $4,920,000 |
| Application Denied By Financial Institution | 81 | $20,225,000 | $249,000 | $1,605,000 | $87,000 | $423,000 |
| File Closed For Incompleteness | 11 | $3,055,000 | $277,000 | $775,000 | $99,000 | $267,000 |
| Application Approved But Not Accepted | 3 | $1,185,000 | $395,000 | $655,000 | $194,000 | $467,000 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not applicable | 697 | $209,865,000 | $301,000 | $4,105,000 | $213,000 | $6,937,000 |
| Debt-To-Income Ratio | 33 | $10,095,000 | $305,000 | $1,605,000 | $69,000 | $257,000 |
| Credit History | 18 | $3,430,000 | $190,000 | $325,000 | $88,000 | $227,000 |
| Other | 11 | $2,585,000 | $235,000 | $1,145,000 | $97,000 | $423,000 |
| Collateral | 10 | $2,010,000 | $201,000 | $475,000 | $112,000 | $246,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 6 | $1,290,000 | $215,000 | $285,000 | $87,000 | $186,000 |
| Employment History | 3 | $815,000 | $271,000 | $395,000 | $159,000 | $296,000 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
| Unverifiable Information | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Inwood National Bank's 2019 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Inwood National Bank's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Texas, download the full spreadsheet
with aggregated HMDA statistics today.