Ion Capital Inc
HMDA Loan Application Totals
and Mortgage Lending Details
for 2006
Ion Capital Inc 2006 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Ion Capital Inc 485 Metro Place S Suite 300 Dublin, OH 43017 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2007 2006 |
| Total Number of Mortgage Applications | 369 |
| Total Mortgage Loan Application Amount | $60,678,000 |
| Average Mortgage Loan Application Amount | $164,000 |
| Highest Mortgage Loan Application Amount | $1,475,000 |
| Average Applicant Income | $91,000 |
| Highest Applicant Income | $1,104,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2006 with Ion Capital Inc. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Ion Capital Inc's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2006 breaks down Ion Capital Inc's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Ion Capital Inc serves its applicants.
Each category highlights the total number of mortgage applications processed by Ion Capital Inc, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Ion Capital Inc's mortgage activity for 2006.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Franklin County Ohio | 51 | $ 7,489,000 | $ 146,000 | $ 75,000 |
| Allegheny County Pennsylvania | 32 | $ 3,581,000 | $ 111,000 | $ 59,000 |
| Marion County Indiana | 24 | $ 2,995,000 | $ 124,000 | $ 70,000 |
| Chesterfield County Virginia | 16 | $ 3,319,000 | $ 207,000 | $ 66,000 |
| Montgomery County Ohio | 13 | $ 1,292,000 | $ 99,000 | $ 57,000 |
| Richmond City County Virginia | 13 | $ 1,958,000 | $ 150,000 | $ 84,000 |
| Hamilton County Indiana | 12 | $ 3,690,000 | $ 307,000 | $ 132,000 |
| Beaver County Pennsylvania | 11 | $ 1,384,000 | $ 125,000 | $ 80,000 |
| Henrico County Virginia | 11 | $ 1,906,000 | $ 173,000 | $ 105,000 |
| Westmoreland County Pennsylvania | 10 | $ 1,270,000 | $ 127,000 | $ 48,000 |
| Johnson County Indiana | 9 | $ 1,197,000 | $ 133,000 | $ 72,000 |
| Lorain County Ohio | 8 | $ 619,000 | $ 77,000 | $ 491,000 |
| Delaware County Ohio | 7 | $ 3,568,000 | $ 509,000 | $ 165,000 |
| Hamilton County Ohio | 5 | $ 1,653,000 | $ 330,000 | $ 131,000 |
| Hendricks County Indiana | 4 | $ 620,000 | $ 155,000 | $ 186,000 |
| York County Pennsylvania | 4 | $ 514,000 | $ 128,000 | $ 60,000 |
| Newport News County Virginia | 4 | $ 518,000 | $ 129,000 | $ 75,000 |
| Jackson County Indiana | 3 | $ 328,000 | $ 109,000 | $ 62,000 |
| Cuyahoga County Ohio | 3 | $ 352,000 | $ 117,000 | $ 113,000 |
| Licking County Ohio | 3 | $ 400,000 | $ 133,000 | $ 75,000 |
| Lucas County Ohio | 3 | $ 234,000 | $ 78,000 | $ 88,000 |
| Miami County Ohio | 3 | $ 263,000 | $ 87,000 | $ 49,000 |
| Richland County Ohio | 3 | $ 258,000 | $ 86,000 | $ 44,000 |
| Philadelphia County Pennsylvania | 3 | $ 1,566,000 | $ 522,000 | $ 90,000 |
| Poquoson County Virginia | 3 | $ 907,000 | $ 302,000 | $ 80,000 |
| Decatur County Indiana | 2 | $ 287,000 | $ 143,000 | $ 89,000 |
| Lake County Indiana | 2 | $ 202,000 | $ 101,000 | $ 67,000 |
| Madison County Indiana | 2 | $ 245,000 | $ 122,000 | $ 66,000 |
| Morgan County Indiana | 2 | $ 585,000 | $ 292,000 | $ 129,000 |
| Allen County Ohio | 2 | $ 169,000 | $ 84,000 | $ 36,000 |
| Champaign County Ohio | 2 | $ 292,000 | $ 146,000 | $ 66,000 |
| Clermont County Ohio | 2 | $ 237,000 | $ 118,000 | $ 98,000 |
| Madison County Ohio | 2 | $ 418,000 | $ 209,000 | $ 119,000 |
| Mercer County Ohio | 2 | $ 221,000 | $ 110,000 | $ 41,000 |
| Morrow County Ohio | 2 | $ 176,000 | $ 88,000 | $ 132,000 |
| Summit County Ohio | 2 | $ 138,000 | $ 69,000 | $ 44,000 |
| Trumbull County Ohio | 2 | $ 186,000 | $ 93,000 | $ 47,000 |
| Warren County Ohio | 2 | $ 237,000 | $ 118,000 | $ 72,000 |
| Berks County Pennsylvania | 2 | $ 161,000 | $ 80,000 | $ 77,000 |
| Butler County Pennsylvania | 2 | $ 161,000 | $ 80,000 | $ 83,000 |
| Montgomery County Pennsylvania | 2 | $ 669,000 | $ 334,000 | $ 98,000 |
| Amelia County Virginia | 2 | $ 285,000 | $ 142,000 | $ 51,000 |
| Caroline County Virginia | 2 | $ 594,000 | $ 297,000 | $ 112,000 |
| Colonial Heights County Virginia | 2 | $ 304,000 | $ 152,000 | $ 94,000 |
| Gloucester County Virginia | 2 | $ 162,000 | $ 81,000 | $ 150,000 |
| Hopewell County Virginia | 2 | $ 286,000 | $ 143,000 | $ 66,000 |
| King William County Virginia | 2 | $ 147,000 | $ 73,000 | $ 35,000 |
| Petersburg County Virginia | 2 | $ 139,000 | $ 69,000 | $ 47,000 |
| Solano County California | 1 | $ 278,000 | $ 278,000 | $ 65,000 |
| Lake County Illinois | 1 | $ 284,000 | $ 284,000 | $ 88,000 |
| Allen County Indiana | 1 | $ 103,000 | $ 103,000 | $ 24,000 |
| Boone County Indiana | 1 | $ 250,000 | $ 250,000 | $ 92,000 |
| Brown County Indiana | 1 | $ 296,000 | $ 296,000 | $ 184,000 |
| Delaware County Indiana | 1 | $ 92,000 | $ 92,000 | $ 54,000 |
| Floyd County Indiana | 1 | $ 135,000 | $ 135,000 | $ 120,000 |
| Hancock County Indiana | 1 | $ 101,000 | $ 101,000 | $ 192,000 |
| Jasper County Indiana | 1 | $ 283,000 | $ 283,000 | $ 90,000 |
| Lawrence County Indiana | 1 | $ 81,000 | $ 81,000 | $ 17,000 |
| Newton County Indiana | 1 | $ 75,000 | $ 75,000 | $ 29,000 |
| Parke County Indiana | 1 | $ 180,000 | $ 180,000 | $ 156,000 |
| Porter County Indiana | 1 | $ 115,000 | $ 115,000 | $ 50,000 |
| Ripley County Indiana | 1 | $ 340,000 | $ 340,000 | $ 120,000 |
| Shelby County Indiana | 1 | $ 103,000 | $ 103,000 | $ 66,000 |
| St. Joseph County Indiana | 1 | $ 72,000 | $ 72,000 | $ 21,000 |
| Campbell County Kentucky | 1 | $ 75,000 | $ 75,000 | $ 29,000 |
| Hardin County Kentucky | 1 | $ 195,000 | $ 195,000 | $ 86,000 |
| Prince George's County Maryland | 1 | $ 405,000 | $ 405,000 | $ 201,000 |
| Clinton County Michigan | 1 | $ 246,000 | $ 246,000 | $ 80,000 |
| Ashland County Ohio | 1 | $ 128,000 | $ 128,000 | $ 42,000 |
| Butler County Ohio | 1 | $ 82,000 | $ 82,000 | $ 40,000 |
| Clark County Ohio | 1 | $ 118,000 | $ 118,000 | $ 42,000 |
| Coshocton County Ohio | 1 | $ 52,000 | $ 52,000 | $ 114,000 |
| Fairfield County Ohio | 1 | $ 137,000 | $ 137,000 | $ 32,000 |
| Greene County Ohio | 1 | $ 135,000 | $ 135,000 | $ 58,000 |
| Highland County Ohio | 1 | $ 88,000 | $ 88,000 | $ 44,000 |
| Holmes County Ohio | 1 | $ 83,000 | $ 83,000 | $ 41,000 |
| Huron County Ohio | 1 | $ 80,000 | $ 80,000 | $ 29,000 |
| Lake County Ohio | 1 | $ 208,000 | $ 208,000 | $ 174,000 |
| Marion County Ohio | 1 | $ 83,000 | $ 83,000 | $ 101,000 |
| Medina County Ohio | 1 | $ 88,000 | $ 88,000 | $ 50,000 |
| Muskingum County Ohio | 1 | $ 216,000 | $ 216,000 | $ 97,000 |
| Pickaway County Ohio | 1 | $ 152,000 | $ 152,000 | $ 49,000 |
| Shelby County Ohio | 1 | $ 119,000 | $ 119,000 | $ 37,000 |
| Stark County Ohio | 1 | $ 131,000 | $ 131,000 | $ 61,000 |
| Tuscarawas County Ohio | 1 | $ 126,000 | $ 126,000 | $ 46,000 |
| Union County Ohio | 1 | $ 140,000 | $ 140,000 | $ 54,000 |
| Bedford County Pennsylvania | 1 | $ 69,000 | $ 69,000 | $ 32,000 |
| Blair County Pennsylvania | 1 | $ 90,000 | $ 90,000 | $ 31,000 |
| Clearfield County Pennsylvania | 1 | $ 300,000 | $ 300,000 | $ 115,000 |
| Clinton County Pennsylvania | 1 | $ 75,000 | $ 75,000 | $ 42,000 |
| Dauphin County Pennsylvania | 1 | $ 204,000 | $ 204,000 | $ 121,000 |
| Indiana County Pennsylvania | 1 | $ 106,000 | $ 106,000 | $ 53,000 |
| Lehigh County Pennsylvania | 1 | $ 270,000 | $ 270,000 | $ 83,000 |
| Mercer County Pennsylvania | 1 | $ 92,000 | $ 92,000 | $ 59,000 |
| Northampton County Pennsylvania | 1 | $ 124,000 | $ 124,000 | $ 68,000 |
| Northumberland County Pennsylvania | 1 | $ 144,000 | $ 144,000 | $ 78,000 |
| Schuylkill County Pennsylvania | 1 | $ 130,000 | $ 130,000 | $ 38,000 |
| Washington County Pennsylvania | 1 | $ 264,000 | $ 264,000 | $ 144,000 |
| Albemarle County Virginia | 1 | $ 172,000 | $ 172,000 | $ 189,000 |
| Dinwiddie County Virginia | 1 | $ 675,000 | $ 675,000 | $ 493,000 |
| Fairfax County Virginia | 1 | $ 1,475,000 | $ 1,475,000 | $ 615,000 |
| Goochland County Virginia | 1 | $ 191,000 | $ 191,000 | $ 62,000 |
| Hampton County Virginia | 1 | $ 75,000 | $ 75,000 | $ 48,000 |
| Lynchburg County Virginia | 1 | $ 250,000 | $ 250,000 | $ 63,000 |
| Middlesex County Virginia | 1 | $ 350,000 | $ 350,000 | $ 94,000 |
| New Kent County Virginia | 1 | $ 295,000 | $ 295,000 | $ 82,000 |
| Northampton County Virginia | 1 | $ 160,000 | $ 160,000 | $ 45,000 |
| Nottoway County Virginia | 1 | $ 155,000 | $ 155,000 | $ 55,000 |
| Orange County Virginia | 1 | $ 215,000 | $ 215,000 | $ 48,000 |
| Prince George County Virginia | 1 | $ 146,000 | $ 146,000 | $ 0 |
| Southampton County Virginia | 1 | $ 197,000 | $ 197,000 | $ 74,000 |
| Spotsylvania County Virginia | 1 | $ 330,000 | $ 330,000 | $ 164,000 |
| Sussex County Virginia | 1 | $ 67,000 | $ 67,000 | $ 551,000 |
Mortgage Loan Application Detail Totals for Ion Capital Inc in 2006
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 197 | $32,185,000 | $163,000 | $1,475,000 | $92,000 | $615,000 |
| Refinancing | 172 | $28,493,000 | $165,000 | $900,000 | $90,000 | $1,104,000 |
| Home Improvement | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 269 | $41,555,000 | $154,000 | $990,000 | $97,000 | $1,104,000 |
| Black or African American | 45 | $7,476,000 | $166,000 | $775,000 | $71,000 | $317,000 |
| Not Provided | 44 | $9,746,000 | $221,000 | $1,475,000 | $82,000 | $615,000 |
| Hispanic | 7 | $913,000 | $130,000 | $278,000 | $52,000 | $84,000 |
| Asian | 3 | $827,000 | $275,000 | $578,000 | $111,000 | $235,000 |
| Native Hawaiian or Other Pacific Islander | 1 | $161,000 | $161,000 | $161,000 | $82,000 | $82,000 |
| Not applicable | 0 | $0 | $0 | $0 | $0 | $0 |
| American Indian or Alaskan Native | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 369 | $60,678,000 | $164,000 | $1,475,000 | $91,000 | $1,104,000 |
| FHA-insured (Federal Housing Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
| VA-guaranteed (Veterans Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 172 | $27,345,000 | $158,000 | $815,000 | $84,000 | $493,000 |
| Application Withdrawn By Applicant | 104 | $17,196,000 | $165,000 | $990,000 | $78,000 | $336,000 |
| Application Denied By Financial Institution | 75 | $13,096,000 | $174,000 | $1,475,000 | $124,000 | $1,104,000 |
| File Closed For Incompleteness | 15 | $2,385,000 | $159,000 | $347,000 | $95,000 | $156,000 |
| Application Approved But Not Accepted | 3 | $656,000 | $218,000 | $358,000 | $143,000 | $192,000 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Other | 35 | $6,839,000 | $195,000 | $1,475,000 | $182,000 | $1,104,000 |
| Debt-To-Income Ratio | 17 | $2,929,000 | $172,000 | $742,000 | $59,000 | $144,000 |
| Credit History | 15 | $2,054,000 | $136,000 | $440,000 | $58,000 | $156,000 |
| Collateral | 7 | $532,000 | $76,000 | $118,000 | $135,000 | $551,000 |
| Unverifiable Information | 1 | $742,000 | $742,000 | $742,000 | $106,000 | $106,000 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
| Employment History | 0 | $0 | $0 | $0 | $0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) | 0 | $0 | $0 | $0 | $0 | $0 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Ion Capital Inc's 2006 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Ion Capital Inc's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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