Irwin Union Bank
Mortgage Loan Application
Totals and Details
for 2005
Find mortgage loan statistics, lending data, and loan application totals for Indiana.
The mortgage statistics and data below are specific to mortgage loan applications for Irwin Union Bank.
Search for mortgage lenders by state, county, or metropolitan area
and explore the loan application details and stats broken down by several loan categories from 2003-2021.
| Mortgage Company & Address | Irwin Union Bank 500 Washington St Columbus, IN 47201 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2009 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 1,213 |
| Total Mortgage Loan Application Amount | $214,731,000 |
| Average Mortgage Loan Application Amount | $429,142 |
| Highest Mortgage Loan Application Amount | $10,000,000 |
| Average Applicant Income | $108,619 |
| Highest Applicant Income | $3,336,000 |
Overall mortgage application loan totals and averages for this lender are provided for each year by county, metro area, and the entire US.
The loan data is broken down by loan purpose, loan type, applicant race, application outcome, and denial reason. With this information, you can get a detailed view of locations
where the mortgage lender is actively processing applications as well as the types and outcomes of loans from these applications.
As you search for mortgage loan stats and lending data in IN, the totals and averages will help you understand where the lender does business as well as the volume of business they do.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Bartholomew County Indiana | 486 | $ 52,469,000 | $ 107,000 | $ 60,000 |
| Shelby County Indiana | 101 | $ 8,766,000 | $ 86,000 | $ 84,000 |
| Monroe County Indiana | 77 | $ 14,538,000 | $ 188,000 | $ 112,000 |
| Johnson County Indiana | 71 | $ 9,447,000 | $ 133,000 | $ 72,000 |
| Jackson County Indiana | 60 | $ 4,945,000 | $ 82,000 | $ 53,000 |
| Marion County Indiana | 56 | $ 8,037,000 | $ 143,000 | $ 62,000 |
| Brown County Indiana | 48 | $ 5,484,000 | $ 114,000 | $ 61,000 |
| Hamilton County Indiana | 32 | $ 8,776,000 | $ 274,000 | $ 80,000 |
| Decatur County Indiana | 25 | $ 2,627,000 | $ 105,000 | $ 62,000 |
| Kent County Michigan | 25 | $ 4,170,000 | $ 166,000 | $ 81,000 |
| Jennings County Indiana | 21 | $ 1,986,000 | $ 94,000 | $ 57,000 |
| Kalamazoo County Michigan | 17 | $ 8,623,000 | $ 507,000 | $ 77,000 |
| Morgan County Indiana | 14 | $ 2,168,000 | $ 154,000 | $ 68,000 |
| Maricopa County Arizona | 13 | $ 52,614,000 | $ 4,047,000 | $ 54,000 |
| Clark County Nevada | 12 | $ 4,484,000 | $ 373,000 | $ 162,000 |
| Ingham County Michigan | 9 | $ 3,486,000 | $ 387,000 | $ 74,000 |
| Grand Traverse County Michigan | 7 | $ 1,244,000 | $ 177,000 | $ 95,000 |
| Shiawassee County Michigan | 7 | $ 2,914,000 | $ 416,000 | $ 65,000 |
| Rush County Indiana | 6 | $ 441,000 | $ 73,000 | $ 57,000 |
| Ottawa County Michigan | 6 | $ 1,515,000 | $ 252,000 | $ 124,000 |
| Van Buren County Michigan | 6 | $ 1,248,000 | $ 208,000 | $ 108,000 |
| Salt Lake County Utah | 6 | $ 1,133,000 | $ 188,000 | $ 76,000 |
| Hendricks County Indiana | 5 | $ 361,000 | $ 72,000 | $ 76,000 |
| Scott County Indiana | 4 | $ 337,000 | $ 84,000 | $ 53,000 |
| Hamilton County Ohio | 4 | $ 586,000 | $ 146,000 | $ 0 |
| Greene County Indiana | 3 | $ 283,000 | $ 94,000 | $ 55,000 |
| Hancock County Indiana | 3 | $ 458,000 | $ 152,000 | $ 107,000 |
| Lawrence County Indiana | 3 | $ 359,000 | $ 119,000 | $ 91,000 |
| Owen County Indiana | 3 | $ 208,000 | $ 69,000 | $ 41,000 |
| Barry County Michigan | 3 | $ 817,000 | $ 272,000 | $ 122,000 |
| Manistee County Michigan | 3 | $ 464,000 | $ 154,000 | $ 192,000 |
| Yavapai County Arizona | 2 | $ 409,000 | $ 204,000 | $ 306,000 |
| Lee County Florida | 2 | $ 549,000 | $ 274,000 | $ 103,000 |
| Jefferson County Indiana | 2 | $ 209,000 | $ 104,000 | $ 43,000 |
| Madison County Indiana | 2 | $ 362,000 | $ 181,000 | $ 69,000 |
| Allegan County Michigan | 2 | $ 135,000 | $ 67,000 | $ 54,000 |
| Contra Costa County California | 1 | $ 560,000 | $ 560,000 | $ 0 |
| Orange County California | 1 | $ 1,000,000 | $ 1,000,000 | $ 471,000 |
| San Diego County California | 1 | $ 360,000 | $ 360,000 | $ 165,000 |
| Collier County Florida | 1 | $ 267,000 | $ 267,000 | $ 137,000 |
| Miami-Dade County Florida | 1 | $ 108,000 | $ 108,000 | $ 0 |
| Sarasota County Florida | 1 | $ 532,000 | $ 532,000 | $ 0 |
| Boone County Indiana | 1 | $ 200,000 | $ 200,000 | $ 51,000 |
| Howard County Indiana | 1 | $ 78,000 | $ 78,000 | $ 27,000 |
| Putnam County Indiana | 1 | $ 71,000 | $ 71,000 | $ 15,000 |
| Ripley County Indiana | 1 | $ 88,000 | $ 88,000 | $ 33,000 |
| Tippecanoe County Indiana | 1 | $ 123,000 | $ 123,000 | $ 133,000 |
| Vigo County Indiana | 1 | $ 172,000 | $ 172,000 | $ 60,000 |
| Calloway County Kentucky | 1 | $ 70,000 | $ 70,000 | $ 0 |
| Jefferson County Kentucky | 1 | $ 162,000 | $ 162,000 | $ 66,000 |
| Antrim County Michigan | 1 | $ 205,000 | $ 205,000 | $ 520,000 |
| Calhoun County Michigan | 1 | $ 150,000 | $ 150,000 | $ 157,000 |
| Clare County Michigan | 1 | $ 4,000 | $ 4,000 | $ 73,000 |
| Clinton County Michigan | 1 | $ 165,000 | $ 165,000 | $ 83,000 |
| Leelanau County Michigan | 1 | $ 120,000 | $ 120,000 | $ 87,000 |
| Muskegon County Michigan | 1 | $ 30,000 | $ 30,000 | $ 0 |
| Horry County South Carolina | 1 | $ 37,000 | $ 37,000 | $ 334,000 |
| Davis County Utah | 1 | $ 331,000 | $ 331,000 | $ 90,000 |
The mortgage data stats below are displayed in sortable categories such as loan purpose, race of mortgage applicant, loan type, the outcome of the application, and reason for denial.
Each category breaks down the total number of mortgage applications, the total dollar amount for those applications, the average mortgage amount, the highest mortgage loan applied for within that category,
the average income of the mortgage applicants, and the highest income of the mortgage applicants.
You can also download the entire list of mortgage lenders along with their aggregated lending data for the state of Indiana,
and search the same numbers and information back through 2003.
Mortgage Loan Application Detail Totals for Irwin Union Bank in 2005
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 588 | $133,256,000 | $756,333 | $10,000,000 | $88,333 | $3,336,000 |
| Refinancing | 524 | $76,860,000 | $209,888 | $3,966,000 | $112,555 | $791,000 |
| Home Improvement | 101 | $4,615,000 | $105,333 | $525,000 | $157,666 | $339,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 1,000 | $120,337,000 | $207,000 | $905,000 | $103,666 | $3,336,000 |
| Not Provided | 88 | $12,773,000 | $287,714 | $1,000,000 | $120,857 | $471,000 |
| Not applicable | 62 | $72,846,000 | $880,375 | $10,000,000 | $66,875 | $334,000 |
| Asian | 29 | $3,937,000 | $176,000 | $282,000 | $111,666 | $286,000 |
| Black or African American | 18 | $3,455,000 | $483,500 | $1,520,000 | $176,500 | $453,000 |
| Hispanic | 15 | $1,203,000 | $50,333 | $198,000 | $38,000 | $80,000 |
| Native Hawaiian or Other Pacific Islander | 1 | $180,000 | $180,000 | $180,000 | $47,000 | $47,000 |
| American Indian or Alaskan Native | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 1,213 | $214,731,000 | $528,545 | $10,000,000 | $111,000 | $3,336,000 |
| FHA-insured (Federal Housing Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
| VA-guaranteed (Veterans Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 978 | $138,564,000 | $216,700 | $3,966,000 | $117,700 | $3,336,000 |
| Application Withdrawn By Applicant | 118 | $15,177,000 | $275,666 | $1,000,000 | $110,666 | $471,000 |
| Application Denied By Financial Institution | 65 | $5,168,000 | $120,500 | $563,000 | $65,000 | $132,000 |
| Preapproval Denied by Financial Institution | 37 | $3,049,000 | $82,000 | $172,000 | $36,000 | $437,000 |
| Loan Purchased By The Institution | 9 | $51,853,000 | $5,761,000 | $10,000,000 | $0 | $0 |
| Application Approved But Not Accepted | 6 | $920,000 | $153,000 | $340,000 | $71,000 | $160,000 |
| File Closed For Incompleteness | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Credit History | 51 | $3,519,000 | $68,500 | $195,000 | $46,500 | $437,000 |
| Debt-To-Income Ratio | 27 | $2,213,000 | $51,666 | $563,000 | $48,333 | $122,000 |
| Other | 13 | $1,581,000 | $185,000 | $360,000 | $63,000 | $132,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 7 | $675,000 | $81,000 | $171,000 | $27,000 | $95,000 |
| Employment History | 2 | $153,000 | $76,000 | $86,000 | $26,000 | $28,000 |
| Collateral | 2 | $76,000 | $38,000 | $59,000 | $81,500 | $127,000 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
| Unverifiable Information | 0 | $0 | $0 | $0 | $0 | $0 |
These totals and details for mortgage applications will give you a better idea of what to expect when researching mortgage lenders. Whether you are looking for a home loan, for home refinancing, or for home improvement loan statistics, we have the information you need. This mortgage loan data gives you everything you need to know as you start your search for the best lenders in IN, and gives you an idea of what the best mortgage lenders really are.
If you prefer, you can download a copy of the entire list of mortgage lenders in Indiana, and search similar information at your convenience.