Iserve Residential Lending Mortgage Lending & HMDA Data, 2018

In 2018, Iserve Residential Lending of San Diego, CA reported 2,074 mortgage applications totaling $566.3 million, down 9% from 2017. The average application was for $273,023, and applicants reported an average income of $95,233. 68% of its applications resulted in an originated loan and 6% were denied. Its largest markets were Nashville-Davidson--Murfreesboro--Franklin, TN (323), Atlanta-Sandy Springs-Roswell, GA (241) and San Diego-Carlsbad, CA (238) (applications in parentheses).

Mortgage Company & Address Iserve Residential Lending
10920 Via Frontera Suite 520
San Diego, CA 92127
Tel #: available with data download
Federal Regulator * available with data download
Years 2025  2024  2023  2022  2021  2020  2019  2018  2017  2016  2015  2014  2013  2012  2011  
Total Number of Mortgage Applications 2,074
Total Mortgage Loan Application Amount $566,250,000
Average Mortgage Loan Application Amount $273,023
Highest Mortgage Loan Application Amount $1,505,000
Average Applicant Income $95,233
Highest Applicant Income $876,000

About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records Iserve Residential Lending filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.

Mortgage Loan Application Totals for Iserve Residential Lending by County in 2018

County Total Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loans Applications Average Mortgage Loan Application Amount Average Applicant Income
San Diego, California 238 $ 109,920,000 $ 461,848 $ 148,000
Washoe, Nevada 198 $ 52,470,000 $ 265,000 $ 85,000
Rutherford, Tennessee 138 $ 34,550,000 $ 250,362 $ 82,000
Hamilton, Tennessee 78 $ 17,420,000 $ 223,333 $ 83,000
Knox, Tennessee 72 $ 15,860,000 $ 220,277 $ 80,000
Gwinnett, Georgia 59 $ 16,985,000 $ 287,881 $ 110,000
Davidson, Tennessee 56 $ 12,990,000 $ 231,964 $ 85,000
Lyon, Nevada 54 $ 11,990,000 $ 222,037 $ 74,000
Cobb, Georgia 49 $ 14,235,000 $ 290,510 $ 113,000
Clark, Nevada 40 $ 9,230,000 $ 230,750 $ 118,000
Bradley, Tennessee 38 $ 7,500,000 $ 197,368 $ 66,000
Cherokee, Georgia 34 $ 10,090,000 $ 296,764 $ 123,000
Fulton, Georgia 31 $ 10,265,000 $ 331,129 $ 126,000
Virginia Beach, Virginia 29 $ 7,165,000 $ 247,068 $ 82,000
Williamson, Tennessee 28 $ 10,290,000 $ 367,500 $ 119,000
Wilson, Tennessee 27 $ 7,285,000 $ 269,814 $ 86,000
Fairfield, Connecticut 26 $ 9,940,000 $ 382,307 $ 137,000
Sumner, Tennessee 24 $ 5,730,000 $ 238,750 $ 78,000
Alameda, California 23 $ 9,235,000 $ 401,521 $ 102,000
Bedford, Tennessee 23 $ 5,095,000 $ 221,521 $ 78,000
Chesapeake, Virginia 22 $ 5,360,000 $ 243,636 $ 77,000
Churchill, Nevada 21 $ 4,325,000 $ 205,952 $ 69,000
Blount, Tennessee 21 $ 4,265,000 $ 203,095 $ 83,000
Robertson, Tennessee 21 $ 4,265,000 $ 203,095 $ 71,000
DeKalb, Tennessee 20 $ 2,570,000 $ 128,500 $ 51,000
Norfolk, Virginia 20 $ 3,740,000 $ 187,000 $ 74,000
Riverside, California 19 $ 6,995,000 $ 368,157 $ 122,000
Paulding, Georgia 19 $ 5,305,000 $ 279,210 $ 100,000
Sevier, Tennessee 19 $ 4,015,000 $ 211,315 $ 65,000
Catoosa, Georgia 18 $ 3,630,000 $ 201,666 $ 83,000
DeKalb, Georgia 18 $ 5,050,000 $ 280,555 $ 108,000
Los Angeles, California 17 $ 6,705,000 $ 394,411 $ 113,000
Forsyth, Georgia 17 $ 6,375,000 $ 375,000 $ 161,000
Elko, Nevada 16 $ 3,920,000 $ 245,000 $ 132,000
San Joaquin, California 15 $ 4,585,000 $ 305,666 $ 90,000
Contra Costa, California 14 $ 4,950,000 $ 353,571 $ 100,000
Coffee, Tennessee 14 $ 2,540,000 $ 181,428 $ 61,000
Monroe, Tennessee 14 $ 2,210,000 $ 157,857 $ 52,000
Maricopa, Arizona 13 $ 2,485,000 $ 191,153 $ 57,000
Maury, Tennessee 13 $ 2,665,000 $ 205,000 $ 58,000
Whitfield, Georgia 12 $ 2,690,000 $ 224,166 $ 77,000
New Haven, Connecticut 11 $ 1,965,000 $ 178,636 $ 73,000
Hamblen, Tennessee 11 $ 1,755,000 $ 159,545 $ 62,000
Warren, Tennessee 11 $ 1,385,000 $ 125,909 $ 45,000
Navajo, Arizona 10 $ 1,550,000 $ 155,000 $ 70,000
Carson City, Nevada 10 $ 2,680,000 $ 268,000 $ 84,000
Jefferson, Tennessee 10 $ 1,890,000 $ 189,000 $ 56,000
Putnam, Tennessee 10 $ 1,570,000 $ 157,000 $ 53,000
Suffolk, Virginia 10 $ 2,160,000 $ 216,000 $ 68,000
Loudon, Tennessee 9 $ 1,995,000 $ 221,666 $ 73,000
Orange, California 8 $ 5,190,000 $ 648,750 $ 164,000
Stanislaus, California 8 $ 1,790,000 $ 223,750 $ 100,000
Douglas, Georgia 8 $ 1,950,000 $ 243,750 $ 107,000
Walker, Georgia 8 $ 1,250,000 $ 156,250 $ 62,000
Storey, Nevada 8 $ 1,590,000 $ 198,750 $ 66,000
Anderson, Tennessee 8 $ 1,640,000 $ 205,000 $ 88,000
McMinn, Tennessee 8 $ 1,560,000 $ 195,000 $ 83,000
Sullivan, Tennessee 8 $ 1,460,000 $ 182,500 $ 98,000
Butte, California 7 $ 1,275,000 $ 182,142 $ 52,000
San Bernardino, California 7 $ 1,035,000 $ 147,857 $ 123,000
Montgomery, Tennessee 7 $ 1,185,000 $ 169,285 $ 56,000
Newport News, Virginia 7 $ 1,625,000 $ 232,142 $ 75,000
Portsmouth, Virginia 7 $ 1,055,000 $ 150,714 $ 50,000
Bartow, Georgia 6 $ 1,640,000 $ 273,333 $ 117,000
Franklin, Tennessee 6 $ 750,000 $ 125,000 $ 54,000
Marshall, Tennessee 6 $ 1,090,000 $ 181,666 $ 54,000
Colusa, California 5 $ 1,145,000 $ 229,000 $ 101,000
Marion, Tennessee 5 $ 705,000 $ 141,000 $ 62,000
Roane, Tennessee 5 $ 1,035,000 $ 207,000 $ 83,000
White, Tennessee 5 $ 835,000 $ 167,000 $ 58,000
Hampton, Virginia 5 $ 1,295,000 $ 259,000 $ 71,000
Pinal, Arizona 4 $ 800,000 $ 200,000 $ 56,000
Humboldt, California 4 $ 660,000 $ 165,000 $ 59,000
Santa Clara, California 4 $ 1,840,000 $ 460,000 $ 160,000
Solano, California 4 $ 1,140,000 $ 285,000 $ 80,000
Ventura, California 4 $ 1,430,000 $ 357,500 $ 96,000
Yolo, California 4 $ 800,000 $ 200,000 $ 55,000
Broward, Florida 4 $ 1,200,000 $ 300,000 $ 77,000
Pinellas, Florida 4 $ 550,000 $ 137,500 $ 63,000
Cannon, Tennessee 4 $ 550,000 $ 137,500 $ 49,000
Cheatham, Tennessee 4 $ 890,000 $ 222,500 $ 80,000
Greene, Tennessee 4 $ 870,000 $ 217,500 $ 105,000
Hickman, Tennessee 4 $ 460,000 $ 115,000 $ 50,000
Kern, California 3 $ 535,000 $ 178,333 $ 152,000
Madera, California 3 $ 955,000 $ 318,333 $ 117,000
Mendocino, California 3 $ 785,000 $ 261,666 $ 72,000
Nevada, California 3 $ 845,000 $ 281,666 $ 107,000
Sacramento, California 3 $ 815,000 $ 271,666 $ 121,000
San Mateo, California 3 $ 1,995,000 $ 665,000 $ 118,000
Sutter, California 3 $ 325,000 $ 108,333 $ 47,000
Yuba, California 3 $ 785,000 $ 261,666 $ 95,000
Charlotte, Florida 3 $ 545,000 $ 181,666 $ 105,000
Miami-Dade, Florida 3 $ 895,000 $ 298,333 $ 63,000
Dade, Georgia 3 $ 615,000 $ 205,000 $ 111,000
Douglas, Nevada 3 $ 1,045,000 $ 348,333 $ 104,000
Humboldt, Nevada 3 $ 475,000 $ 158,333 $ 77,000
Nye, Nevada 3 $ 535,000 $ 178,333 $ 114,000
Westchester, New York 3 $ 605,000 $ 201,666 $ 49,000
Cherokee, North Carolina 3 $ 435,000 $ 145,000 $ 36,000
Cumberland, Tennessee 3 $ 305,000 $ 101,666 $ 39,000
Dickson, Tennessee 3 $ 565,000 $ 188,333 $ 64,000
Polk, Tennessee 3 $ 495,000 $ 165,000 $ 50,000
Shelby, Tennessee 3 $ 485,000 $ 161,666 $ 100,000
El Dorado, California 2 $ 1,040,000 $ 520,000 $ 126,000
Fresno, California 2 $ 740,000 $ 370,000 $ 153,000
Monterey, California 2 $ 990,000 $ 495,000 $ 195,000
Placer, California 2 $ 880,000 $ 440,000 $ 191,000
El Paso, Colorado 2 $ 830,000 $ 415,000 $ 65,000
Hartford, Connecticut 2 $ 680,000 $ 340,000 $ 164,000
Litchfield, Connecticut 2 $ 190,000 $ 95,000 $ 105,000
New London, Connecticut 2 $ 340,000 $ 170,000 $ 61,000
Duval, Florida 2 $ 620,000 $ 310,000 $ 86,000
Palm Beach, Florida 2 $ 510,000 $ 255,000 $ 105,000
Pasco, Florida 2 $ 230,000 $ 115,000 $ 73,000
Fannin, Georgia 2 $ 240,000 $ 120,000 $ 66,000
Murray, Georgia 2 $ 290,000 $ 145,000 $ 37,000
Pershing, Nevada 2 $ 300,000 $ 150,000 $ 160,000
Bergen, New Jersey 2 $ 790,000 $ 395,000 $ 104,000
Union, New Jersey 2 $ 540,000 $ 270,000 $ 94,000
Rockingham, North Carolina 2 $ 250,000 $ 125,000 $ 42,000
Deschutes, Oregon 2 $ 570,000 $ 285,000 $ 45,000
Jackson, Tennessee 2 $ 250,000 $ 125,000 $ 30,000
Rhea, Tennessee 2 $ 280,000 $ 140,000 $ 56,000
Washington, Tennessee 2 $ 440,000 $ 220,000 $ 122,000
Johnson, Texas 2 $ 490,000 $ 245,000 $ 174,000
Henrico, Virginia 2 $ 420,000 $ 210,000 $ 56,000
Isle of Wight, Virginia 2 $ 330,000 $ 165,000 $ 63,000
York, Virginia 2 $ 600,000 $ 300,000 $ 87,000
Coconino, Arizona 1 $ 175,000 $ 175,000 $ 57,000
Yavapai, Arizona 1 $ 305,000 $ 305,000 $ 55,000
Imperial, California 1 $ 155,000 $ 155,000 $ 47,000
Kings, California 1 $ 135,000 $ 135,000 $ 87,000
Lake, California 1 $ 285,000 $ 285,000 $ 75,000
Lassen, California 1 $ 215,000 $ 215,000 $ 224,000
Merced, California 1 $ 255,000 $ 255,000 $ 37,000
Modoc, California 1 $ 65,000 $ 65,000 $ 22,000
San Francisco, California 1 $ 795,000 $ 795,000 $ 97,000
San Luis Obispo, California 1 $ 255,000 $ 255,000 $ 65,000
Santa Barbara, California 1 $ 625,000 $ 625,000 $ 170,000
Santa Cruz, California 1 $ 255,000 $ 255,000 $ 100,000
Siskiyou, California 1 $ 175,000 $ 175,000 $ 18,000
Tulare, California 1 $ 285,000 $ 285,000 $ 96,000
Elbert, Colorado 1 $ 525,000 $ 525,000 $ 76,000
Jefferson, Colorado 1 $ 265,000 $ 265,000 $ 81,000
Middlesex, Connecticut 1 $ 375,000 $ 375,000 $ 227,000
Indian River, Florida 1 $ 65,000 $ 65,000 $ 30,000
Gilmer, Georgia 1 $ 185,000 $ 185,000 $ 52,000
Hall, Georgia 1 $ 315,000 $ 315,000 $ 101,000
Towns, Georgia 1 $ 95,000 $ 95,000 $ 54,000
Union, Georgia 1 $ 245,000 $ 245,000 $ 74,000
Bronx, New York 1 $ 355,000 $ 355,000 $ 134,000
Nassau, New York 1 $ 115,000 $ 115,000 $ 52,000
Delaware, Pennsylvania 1 $ 285,000 $ 285,000 $ 93,000
Bledsoe, Tennessee 1 $ 245,000 $ 245,000 $ 100,000
Campbell, Tennessee 1 $ 105,000 $ 105,000 $ 36,000
Carter, Tennessee 1 $ 205,000 $ 205,000 $ 57,000
Claiborne, Tennessee 1 $ 135,000 $ 135,000 $ 55,000
Fayette, Tennessee 1 $ 285,000 $ 285,000 $ 63,000
Giles, Tennessee 1 $ 125,000 $ 125,000 $ 44,000
Grainger, Tennessee 1 $ 95,000 $ 95,000 $ 32,000
Hawkins, Tennessee 1 $ 185,000 $ 185,000 $ 38,000
Henderson, Tennessee 1 $ 135,000 $ 135,000 $ 23,000
Henry, Tennessee 1 $ 185,000 $ 185,000 $ 112,000
Moore, Tennessee 1 $ 145,000 $ 145,000 $ 41,000
Smith, Tennessee 1 $ 265,000 $ 265,000 $ 143,000
Tipton, Tennessee 1 $ 155,000 $ 155,000 $ 131,000
McLennan, Texas 1 $ 145,000 $ 145,000 $ 81,000
Parker, Texas 1 $ 195,000 $ 195,000 $ 412,000
Taylor, Texas 1 $ 245,000 $ 245,000 $ 131,000
Chesterfield, Virginia 1 $ 195,000 $ 195,000 $ 47,000
Fairfax, Virginia 1 $ 935,000 $ 935,000 $ 185,000
Franklin City, Virginia 1 $ 85,000 $ 85,000 $ 24,000
Hanover, Virginia 1 $ 225,000 $ 225,000 $ 104,000
Hopewell, Virginia 1 $ 155,000 $ 155,000 $ 180,000
James City, Virginia 1 $ 255,000 $ 255,000 $ 87,000
Poquoson, Virginia 1 $ 185,000 $ 185,000 $ 70,000
Southampton, Virginia 1 $ 235,000 $ 235,000 $ 72,000
Stafford, Virginia 1 $ 425,000 $ 425,000 $ 115,000
Surry, Virginia 1 $ 255,000 $ 255,000 $ 148,000
Clark, Washington 1 $ 315,000 $ 315,000 $ 68,000
Spokane, Washington 1 $ 105,000 $ 105,000 $ 281,000
Stevens, Washington 1 $ 215,000 $ 215,000 $ 61,000

Mortgage Loan Application Detail Totals for Iserve Residential Lending in 2018

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Home Purchase 1,001 $267,315,000 $267,000 $1,235,000 $92,000 $825,000
Cash-out Refinancing 883 $236,385,000 $267,000 $1,255,000 $94,000 $876,000
Refinancing 190 $62,550,000 $329,000 $1,505,000 $118,000 $410,000
Home Improvement 0 $0 $0 $0 $0 $0
Not Applicable 0 $0 $0 $0 $0 $0
Other Purpose 0 $0 $0 $0 $0 $0

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 1,300 $338,600,000 $260,000 $1,255,000 $93,000 $825,000
Not Provided 368 $114,920,000 $312,000 $1,505,000 $107,000 $485,000
Hispanic 186 $53,240,000 $286,000 $855,000 $91,000 $495,000
Black or African American 157 $39,815,000 $253,000 $995,000 $82,000 $306,000
Asian 46 $13,750,000 $298,000 $1,145,000 $107,000 $876,000
Native Hawaiian or Other Pacific Islander 6 $2,030,000 $338,000 $455,000 $92,000 $182,000
American Indian or Alaskan Native 5 $1,595,000 $319,000 $375,000 $83,000 $103,000
Not applicable 0 $0 $0 $0 $0 $0

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 936 $284,150,000 $303,000 $1,505,000 $116,000 $876,000
FHA-insured (Federal Housing Administration) 794 $181,240,000 $228,000 $855,000 $78,000 $484,000
VA-guaranteed (Veterans Administration) 298 $92,880,000 $311,000 $1,145,000 $79,000 $248,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 46 $7,980,000 $173,000 $375,000 $55,000 $80,000

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 1,412 $381,380,000 $270,000 $1,105,000 $94,000 $825,000
Application Withdrawn By Applicant 421 $118,975,000 $282,000 $1,505,000 $99,000 $876,000
Application Denied By Financial Institution 117 $29,985,000 $256,000 $1,255,000 $90,000 $701,000
Application Approved But Not Accepted 110 $31,790,000 $289,000 $875,000 $102,000 $405,000
File Closed For Incompleteness 14 $4,120,000 $294,000 $555,000 $87,000 $216,000
Loan Purchased By The Institution 0 $0 $0 $0 $0 $0
Preapproval Approved but not Accepted 0 $0 $0 $0 $0 $0
Preapproval Denied by Financial Institution 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Not applicable 1,957 $536,265,000 $274,000 $1,505,000 $95,000 $876,000
Debt-To-Income Ratio 34 $9,140,000 $268,000 $1,255,000 $65,000 $243,000
Credit History 22 $5,590,000 $254,000 $695,000 $98,000 $450,000
Collateral 17 $3,485,000 $205,000 $375,000 $126,000 $701,000
Other 16 $3,600,000 $225,000 $415,000 $97,000 $450,000
Insufficient Cash (Downpayment, Closing Cost) 10 $2,580,000 $258,000 $515,000 $83,000 $155,000
Credit Application Incomplete 9 $2,675,000 $297,000 $525,000 $114,000 $412,000
Employment History 4 $1,330,000 $332,000 $675,000 $70,000 $156,000
Unverifiable Information 4 $1,500,000 $375,000 $565,000 $74,000 $105,000
Mortgage Insurance Denied 1 $85,000 $85,000 $85,000 $42,000 $42,000

Our comprehensive HMDA mortgage statistics provide invaluable insights into Iserve Residential Lending's 2018 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.

This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics, and assess Iserve Residential Lending's mortgage approval patterns. Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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