Jlm Direct Funding Ltd
HMDA Loan Application Totals
and Mortgage Lending Details
for 2004
Jlm Direct Funding Ltd 2004 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Jlm Direct Funding Ltd 9235 Katy Freeway Ste 160 Houston, TX 77024 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2005 2004 2003 |
| Total Number of Mortgage Applications | 2,705 |
| Total Mortgage Loan Application Amount | $434,307,000 |
| Average Mortgage Loan Application Amount | $153,884 |
| Highest Mortgage Loan Application Amount | $1,465,000 |
| Average Applicant Income | $99,487 |
| Highest Applicant Income | $1,200,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2004 with Jlm Direct Funding Ltd. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Jlm Direct Funding Ltd's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2004 breaks down Jlm Direct Funding Ltd's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Jlm Direct Funding Ltd serves its applicants.
Each category highlights the total number of mortgage applications processed by Jlm Direct Funding Ltd, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Jlm Direct Funding Ltd's mortgage activity for 2004.
| Metro Area | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| HOUSTON-BAYTOWN-SUGAR LAND, TX | 388 | $ 51,236,000 | $ 132,000 | $ 105,000 |
| DALLAS-PLANO-IRVING, TX | 180 | $ 26,523,000 | $ 147,000 | $ 116,000 |
| AUSTIN-ROUND ROCK, TX | 169 | $ 17,910,000 | $ 105,000 | $ 115,000 |
| ATLANTA-SANDY SPRINGS-MARIETTA, GA | 157 | $ 24,379,000 | $ 155,000 | $ 105,000 |
| NEW ORLEANS-METAIRIE-KENNER, LA | 98 | $ 12,211,000 | $ 124,000 | $ 76,000 |
| SANTA ANA-ANAHEIM-IRVINE, CA | 69 | $ 22,813,000 | $ 330,000 | $ 154,000 |
| CHICAGO-NAPERVILLE-JOLIET, IL | 64 | $ 11,962,000 | $ 186,000 | $ 98,000 |
| SAN ANTONIO, TX | 64 | $ 7,267,000 | $ 113,000 | $ 99,000 |
| TAMPA-ST. PETERSBURG-CLEARWATER, FL | 60 | $ 8,014,000 | $ 133,000 | $ 77,000 |
| LOS ANGELES-LONG BEACH-GLENDALE, CA | 59 | $ 17,922,000 | $ 303,000 | $ 116,000 |
| BALTIMORE-TOWSON, MD | 53 | $ 11,402,000 | $ 215,000 | $ 114,000 |
| RIVERSIDE-SAN BERNARDINO-ONTARIO, CA | 53 | $ 9,192,000 | $ 173,000 | $ 102,000 |
| FORT WORTH-ARLINGTON, TX | 48 | $ 6,093,000 | $ 126,000 | $ 106,000 |
| MINNEAPOLIS-ST. PAUL-BLOOMINGTON, MN-WI | 39 | $ 6,312,000 | $ 161,000 | $ 119,000 |
| FORT LAUDERDALE-POMPANO BEACH-DEERFIELD BEACH, FL | 35 | $ 6,153,000 | $ 175,000 | $ 87,000 |
| PHOENIX-MESA-SCOTTSDALE, AZ | 32 | $ 3,641,000 | $ 113,000 | $ 125,000 |
| WASHINGTON-ARLINGTON-ALEXANDRIA, DC-VA-MD-WV | 32 | $ 8,373,000 | $ 261,000 | $ 131,000 |
| BETHESDA-FREDERICK-GAITHERSBURG, MD | 30 | $ 8,562,000 | $ 285,000 | $ 98,000 |
| MCALLEN-EDINBURG-PHARR, TX | 30 | $ 3,592,000 | $ 119,000 | $ 113,000 |
| SEATTLE-BELLEVUE-EVERETT, WA | 30 | $ 6,149,000 | $ 204,000 | $ 98,000 |
| JACKSONVILLE, FL | 28 | $ 3,338,000 | $ 119,000 | $ 92,000 |
| MEMPHIS, TN-MS-AR | 27 | $ 2,649,000 | $ 98,000 | $ 59,000 |
| EL PASO, TX | 25 | $ 3,386,000 | $ 135,000 | $ 86,000 |
| WEST PALM BEACH-BOCA RATON-BOYNTON BEACH, FL | 23 | $ 5,400,000 | $ 234,000 | $ 86,000 |
| NASHVILLE-DAVIDSON--MURFREESBORO, TN | 22 | $ 3,006,000 | $ 136,000 | $ 75,000 |
| CLEVELAND-ELYRIA-MENTOR, OH | 20 | $ 2,244,000 | $ 112,000 | $ 76,000 |
| RALEIGH-CARY, NC | 20 | $ 1,781,000 | $ 89,000 | $ 111,000 |
| BATON ROUGE, LA | 18 | $ 2,057,000 | $ 114,000 | $ 81,000 |
| DENVER-AURORA, CO | 18 | $ 3,327,000 | $ 184,000 | $ 108,000 |
| KANSAS CITY, MO-KS | 18 | $ 2,635,000 | $ 146,000 | $ 99,000 |
| MIAMI-MIAMI BEACH-KENDALL, FL | 18 | $ 4,209,000 | $ 233,000 | $ 81,000 |
| CHARLOTTE-GASTONIA-CONCORD, NC-SC | 17 | $ 1,593,000 | $ 93,000 | $ 73,000 |
| CINCINNATI-MIDDLETOWN, OH-KY-IN | 16 | $ 1,510,000 | $ 94,000 | $ 110,000 |
| BEAUMONT-PORT ARTHUR, TX | 14 | $ 870,000 | $ 62,000 | $ 103,000 |
| ORLANDO, FL | 13 | $ 2,344,000 | $ 180,000 | $ 106,000 |
| AKRON, OH | 12 | $ 877,000 | $ 73,000 | $ 123,000 |
| LAKELAND, FL | 12 | $ 901,000 | $ 75,000 | $ 120,000 |
| TACOMA, WA | 12 | $ 1,914,000 | $ 159,000 | $ 108,000 |
| INDIANAPOLIS, IN | 11 | $ 798,000 | $ 72,000 | $ 44,000 |
| OKLAHOMA CITY, OK | 10 | $ 1,488,000 | $ 148,000 | $ 68,000 |
| VIRGINIA BEACH-NORFOLK-NEWPORT NEWS, VA-NC | 10 | $ 1,966,000 | $ 196,000 | $ 81,000 |
| COLUMBUS, OH | 9 | $ 774,000 | $ 86,000 | $ 115,000 |
| HUNTSVILLE, AL | 9 | $ 602,000 | $ 66,000 | $ 110,000 |
| OXNARD-THOUSAND OAKS-VENTURA, CA | 9 | $ 2,139,000 | $ 237,000 | $ 65,000 |
| BAKERSFIELD, CA | 8 | $ 1,145,000 | $ 143,000 | $ 71,000 |
| JACKSON, TN | 8 | $ 550,000 | $ 68,000 | $ 114,000 |
| RICHMOND, VA | 8 | $ 2,495,000 | $ 311,000 | $ 156,000 |
| SAN DIEGO-CARLSBAD-SAN MARCOS, CA | 8 | $ 2,207,000 | $ 275,000 | $ 153,000 |
| TALLAHASSEE, FL | 8 | $ 1,012,000 | $ 126,000 | $ 74,000 |
| LAKE COUNTY-KENOSHA COUNTY, IL-WI | 7 | $ 740,000 | $ 105,000 | $ 92,000 |
| SACRAMENTO--ARDEN-ARCADE--ROSEVILLE, CA | 7 | $ 1,664,000 | $ 237,000 | $ 173,000 |
| BROWNSVILLE-HARLINGEN, TX | 6 | $ 1,057,000 | $ 176,000 | $ 56,000 |
| CHARLOTTESVILLE, VA | 6 | $ 1,229,000 | $ 204,000 | $ 214,000 |
| CHATTANOOGA, TN-GA | 6 | $ 708,000 | $ 118,000 | $ 49,000 |
| CORPUS CHRISTI, TX | 6 | $ 1,606,000 | $ 267,000 | $ 153,000 |
| KNOXVILLE, TN | 6 | $ 1,248,000 | $ 208,000 | $ 154,000 |
| MOBILE, AL | 6 | $ 849,000 | $ 141,000 | $ 67,000 |
| SARASOTA-BRADENTON-VENICE, FL | 6 | $ 1,634,000 | $ 272,000 | $ 176,000 |
| STOCKTON, CA | 6 | $ 1,462,000 | $ 243,000 | $ 162,000 |
| ALBUQUERQUE, NM | 5 | $ 277,000 | $ 55,000 | $ 33,000 |
| GREENSBORO-HIGH POINT, NC | 5 | $ 726,000 | $ 145,000 | $ 90,000 |
| JOHNSON CITY, TN | 5 | $ 559,000 | $ 111,000 | $ 133,000 |
| PORTLAND-VANCOUVER-BEAVERTON, OR-WA | 5 | $ 961,000 | $ 192,000 | $ 142,000 |
| PROVIDENCE-NEW BEDFORD-FALL RIVER, RI-MA | 5 | $ 826,000 | $ 165,000 | $ 77,000 |
| SHREVEPORT-BOSSIER CITY, LA | 5 | $ 453,000 | $ 90,000 | $ 33,000 |
| TUCSON, AZ | 5 | $ 390,000 | $ 78,000 | $ 103,000 |
| BREMERTON-SILVERDALE, WA | 4 | $ 693,000 | $ 173,000 | $ 81,000 |
| CHARLESTON-NORTH CHARLESTON, SC | 4 | $ 1,269,000 | $ 317,000 | $ 155,000 |
| FAYETTEVILLE-SPRINGDALE-ROGERS, AR-MO | 4 | $ 455,000 | $ 113,000 | $ 109,000 |
| GAINESVILLE, GA | 4 | $ 466,000 | $ 116,000 | $ 78,000 |
| GARY, IN | 4 | $ 339,000 | $ 84,000 | $ 48,000 |
| KILLEEN-TEMPLE-FORT HOOD, TX | 4 | $ 308,000 | $ 77,000 | $ 43,000 |
| MORRISTOWN, TN | 4 | $ 479,000 | $ 119,000 | $ 61,000 |
| PASCAGOULA, MS | 4 | $ 558,000 | $ 139,000 | $ 121,000 |
| PORT ST. LUCIE-FORT PIERCE, FL | 4 | $ 451,000 | $ 112,000 | $ 4,000 |
| PORTLAND-SOUTH PORTLAND-BIDDEFORD, ME | 4 | $ 568,000 | $ 142,000 | $ 78,000 |
| PUEBLO, CO | 4 | $ 313,000 | $ 78,000 | $ 180,000 |
| SAN LUIS OBISPO-PASO ROBLES, CA | 4 | $ 1,069,000 | $ 267,000 | $ 269,000 |
| TULSA, OK | 4 | $ 324,000 | $ 81,000 | $ 69,000 |
| WACO, TX | 4 | $ 509,000 | $ 127,000 | $ 95,000 |
| WILMINGTON, NC | 4 | $ 631,000 | $ 157,000 | $ 80,000 |
| AUGUSTA-RICHMOND COUNTY, GA-SC | 3 | $ 560,000 | $ 186,000 | $ 105,000 |
| DELTONA-DAYTONA BEACH-ORMOND BEACH, FL | 3 | $ 615,000 | $ 205,000 | $ 264,000 |
| FRESNO, CA | 3 | $ 386,000 | $ 128,000 | $ 94,000 |
| GULFPORT-BILOXI, MS | 3 | $ 288,000 | $ 96,000 | $ 94,000 |
| LAREDO, TX | 3 | $ 326,000 | $ 108,000 | $ 81,000 |
| LAS VEGAS-PARADISE, NV | 3 | $ 967,000 | $ 322,000 | $ 281,000 |
| LONGVIEW, TX | 3 | $ 482,000 | $ 160,000 | $ 74,000 |
| OLYMPIA, WA | 3 | $ 551,000 | $ 183,000 | $ 171,000 |
| PALM BAY-MELBOURNE-TITUSVILLE, FL | 3 | $ 673,000 | $ 224,000 | $ 276,000 |
| ROCKINGHAM COUNTY-STRAFFORD COUNTY, NH | 3 | $ 448,000 | $ 149,000 | $ 49,000 |
| SAN FRANCISCO-SAN MATEO-REDWOOD CITY, CA | 3 | $ 1,350,000 | $ 450,000 | $ 249,000 |
| SANTA ROSA-PETALUMA, CA | 3 | $ 1,100,000 | $ 366,000 | $ 87,000 |
| SPRINGFIELD, MA | 3 | $ 352,000 | $ 117,000 | $ 315,000 |
| ST. LOUIS, MO-IL | 3 | $ 195,000 | $ 65,000 | $ 54,000 |
| TYLER, TX | 3 | $ 406,000 | $ 135,000 | $ 197,000 |
| VALLEJO-FAIRFIELD, CA | 3 | $ 424,000 | $ 141,000 | $ 372,000 |
| WILMINGTON, DE-MD-NJ | 3 | $ 761,000 | $ 253,000 | $ 64,000 |
| WINSTON-SALEM, NC | 3 | $ 257,000 | $ 85,000 | $ 57,000 |
| BLACKSBURG-CHRISTIANSBURG-RADFORD, VA | 2 | $ 236,000 | $ 118,000 | $ 104,000 |
| BOISE CITY-NAMPA, ID | 2 | $ 108,000 | $ 54,000 | $ 66,000 |
| BOSTON-QUINCY, MA | 2 | $ 344,000 | $ 172,000 | $ 142,000 |
| BRIDGEPORT-STAMFORD-NORWALK, CT | 2 | $ 283,000 | $ 141,000 | $ 258,000 |
| CAMBRIDGE-NEWTON-FRAMINGHAM, MA | 2 | $ 864,000 | $ 432,000 | $ 54,000 |
| CAPE CORAL-FORT MYERS, FL | 2 | $ 542,000 | $ 271,000 | $ 166,000 |
| COLLEGE STATION-BRYAN, TX | 2 | $ 81,000 | $ 40,000 | $ 23,000 |
| COLORADO SPRINGS, CO | 2 | $ 179,000 | $ 89,000 | $ 92,000 |
| DANVILLE, VA | 2 | $ 300,000 | $ 150,000 | $ 138,000 |
| DAYTON, OH | 2 | $ 163,000 | $ 81,000 | $ 107,000 |
| DURHAM, NC | 2 | $ 68,000 | $ 34,000 | $ 70,000 |
| FAYETTEVILLE, NC | 2 | $ 55,000 | $ 27,000 | $ 82,000 |
| GAINESVILLE, FL | 2 | $ 600,000 | $ 300,000 | $ 300,000 |
| GREENVILLE, SC | 2 | $ 318,000 | $ 159,000 | $ 103,000 |
| HATTIESBURG, MS | 2 | $ 185,000 | $ 92,000 | $ 54,000 |
| HOUMA-BAYOU CANE-THIBODAUX, LA | 2 | $ 147,000 | $ 73,000 | $ 60,000 |
| JACKSON, MS | 2 | $ 333,000 | $ 166,000 | $ 0 |
| LAFAYETTE, LA | 2 | $ 292,000 | $ 146,000 | $ 60,000 |
| LEXINGTON-FAYETTE, KY | 2 | $ 118,000 | $ 59,000 | $ 41,000 |
| MANCHESTER-NASHUA, NH | 2 | $ 356,000 | $ 178,000 | $ 168,000 |
| MANSFIELD, OH | 2 | $ 204,000 | $ 102,000 | $ 89,000 |
| MILWAUKEE-WAUKESHA-WEST ALLIS, WI | 2 | $ 218,000 | $ 109,000 | $ 39,000 |
| MISSOULA, MT | 2 | $ 162,000 | $ 81,000 | $ 0 |
| MYRTLE BEACH-CONWAY-NORTH MYRTLE BEACH, SC | 2 | $ 112,000 | $ 56,000 | $ 0 |
| NAPLES-MARCO ISLAND, FL | 2 | $ 434,000 | $ 217,000 | $ 150,000 |
| OAKLAND-FREMONT-HAYWARD, CA | 2 | $ 566,000 | $ 283,000 | $ 194,000 |
| OCALA, FL | 2 | $ 277,000 | $ 138,000 | $ 134,000 |
| ROANOKE, VA | 2 | $ 150,000 | $ 75,000 | $ 80,000 |
| SALINAS, CA | 2 | $ 878,000 | $ 439,000 | $ 191,000 |
| SAN JOSE-SUNNYVALE-SANTA CLARA, CA | 2 | $ 1,280,000 | $ 640,000 | $ 213,000 |
| SHEBOYGAN, WI | 2 | $ 247,000 | $ 123,000 | $ 117,000 |
| SHERMAN-DENISON, TX | 2 | $ 386,000 | $ 193,000 | $ 167,000 |
| SPARTANBURG, SC | 2 | $ 457,000 | $ 228,000 | $ 649,000 |
| SPOKANE, WA | 2 | $ 631,000 | $ 315,000 | $ 0 |
| SPRINGFIELD, OH | 2 | $ 135,000 | $ 67,000 | $ 157,000 |
| WENATCHEE, WA | 2 | $ 248,000 | $ 124,000 | $ 130,000 |
| WORCESTER, MA | 2 | $ 288,000 | $ 144,000 | $ 118,000 |
| ALEXANDRIA, LA | 1 | $ 40,000 | $ 40,000 | $ 48,000 |
| BELLINGHAM, WA | 1 | $ 276,000 | $ 276,000 | $ 161,000 |
| CLEVELAND, TN | 1 | $ 72,000 | $ 72,000 | $ 0 |
| DECATUR, IL | 1 | $ 83,000 | $ 83,000 | $ 33,000 |
| DETROIT-LIVONIA-DEARBORN, MI | 1 | $ 68,000 | $ 68,000 | $ 90,000 |
| FORT COLLINS-LOVELAND, CO | 1 | $ 234,000 | $ 234,000 | $ 53,000 |
| FORT WALTON BEACH-CRESTVIEW-DESTIN, FL | 1 | $ 248,000 | $ 248,000 | $ 73,000 |
| FORT WAYNE, IN | 1 | $ 126,000 | $ 126,000 | $ 135,000 |
| GREELEY, CO | 1 | $ 225,000 | $ 225,000 | $ 72,000 |
| GREENVILLE, NC | 1 | $ 88,000 | $ 88,000 | $ 123,000 |
| HAGERSTOWN-MARTINSBURG, MD-WV | 1 | $ 225,000 | $ 225,000 | $ 65,000 |
| HOT SPRINGS, AR | 1 | $ 184,000 | $ 184,000 | $ 255,000 |
| KINGSPORT-BRISTOL-BRISTOL, TN-VA | 1 | $ 401,000 | $ 401,000 | $ 260,000 |
| LEWISTON-AUBURN, ME | 1 | $ 132,000 | $ 132,000 | $ 57,000 |
| LINCOLN, NE | 1 | $ 128,000 | $ 128,000 | $ 110,000 |
| LONGVIEW, WA | 1 | $ 200,000 | $ 200,000 | $ 60,000 |
| LOUISVILLE, KY-IN | 1 | $ 101,000 | $ 101,000 | $ 90,000 |
| LUBBOCK, TX | 1 | $ 66,000 | $ 66,000 | $ 360,000 |
| MACON, GA | 1 | $ 334,000 | $ 334,000 | $ 420,000 |
| MIDLAND, TX | 1 | $ 51,000 | $ 51,000 | $ 0 |
| MONROE, LA | 1 | $ 55,000 | $ 55,000 | $ 36,000 |
| NEW HAVEN-MILFORD, CT | 1 | $ 250,000 | $ 250,000 | $ 52,000 |
| NORWICH-NEW LONDON, CT | 1 | $ 130,000 | $ 130,000 | $ 36,000 |
| ODESSA, TX | 1 | $ 96,000 | $ 96,000 | $ 172,000 |
| OMAHA-COUNCIL BLUFFS, NE-IA | 1 | $ 112,000 | $ 112,000 | $ 0 |
| PENSACOLA-FERRY PASS-BRENT, FL | 1 | $ 280,000 | $ 280,000 | $ 163,000 |
| ROCKFORD, IL | 1 | $ 95,000 | $ 95,000 | $ 0 |
| ROME, GA | 1 | $ 250,000 | $ 250,000 | $ 15,000 |
| SANTA BARBARA-SANTA MARIA-GOLETA, CA | 1 | $ 1,000,000 | $ 1,000,000 | $ 120,000 |
| TOLEDO, OH | 1 | $ 201,000 | $ 201,000 | $ 0 |
| TOPEKA, KS | 1 | $ 71,000 | $ 71,000 | $ 56,000 |
| WARNER ROBINS, GA | 1 | $ 100,000 | $ 100,000 | $ 71,000 |
Mortgage Loan Application Detail Totals for Jlm Direct Funding Ltd in 2004
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 1,820 | $273,891,000 | $144,500 | $1,465,000 | $96,023 | $960,000 |
| Refinancing | 884 | $160,391,000 | $168,828 | $1,383,000 | $103,057 | $1,200,000 |
| Home Improvement | 1 | $25,000 | $25,000 | $25,000 | $120,000 | $120,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 1,371 | $223,447,000 | $158,384 | $1,465,000 | $103,974 | $1,200,000 |
| Not Provided | 592 | $106,334,000 | $140,035 | $1,200,000 | $108,535 | $1,178,000 |
| Black or African American | 333 | $40,766,000 | $142,681 | $616,000 | $95,818 | $360,000 |
| Hispanic | 296 | $44,974,000 | $166,130 | $1,383,000 | $80,130 | $703,000 |
| Asian | 93 | $16,478,000 | $155,692 | $780,000 | $88,615 | $600,000 |
| Native Hawaiian or Other Pacific Islander | 15 | $1,536,000 | $121,666 | $280,000 | $124,666 | $209,000 |
| American Indian or Alaskan Native | 5 | $772,000 | $177,666 | $295,000 | $101,666 | $151,000 |
| Not applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 2,705 | $434,307,000 | $149,500 | $1,465,000 | $98,857 | $1,200,000 |
| FHA-insured (Federal Housing Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
| VA-guaranteed (Veterans Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 1,762 | $290,741,000 | $154,552 | $1,465,000 | $95,921 | $960,000 |
| Application Denied By Financial Institution | 425 | $55,353,000 | $131,156 | $1,200,000 | $129,718 | $1,200,000 |
| Application Approved But Not Accepted | 274 | $42,686,000 | $130,500 | $1,000,000 | $105,107 | $900,000 |
| Application Withdrawn By Applicant | 202 | $35,340,000 | $164,916 | $720,000 | $107,291 | $768,000 |
| File Closed For Incompleteness | 41 | $10,106,000 | $214,600 | $1,050,000 | $105,200 | $385,000 |
| Preapproval Approved but not Accepted | 1 | $81,000 | $81,000 | $81,000 | $98,000 | $98,000 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Debt-To-Income Ratio | 19 | $1,442,000 | $77,250 | $158,000 | $70,000 | $245,000 |
| Other | 18 | $1,812,000 | $100,142 | $255,000 | $104,571 | $300,000 |
| Collateral | 13 | $1,365,000 | $114,333 | $270,000 | $88,888 | $151,000 |
| Credit History | 9 | $1,325,000 | $132,666 | $600,000 | $54,333 | $168,000 |
| Employment History | 7 | $447,000 | $72,666 | $123,000 | $82,333 | $100,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 5 | $407,000 | $83,333 | $125,000 | $79,666 | $134,000 |
| Unverifiable Information | 3 | $227,000 | $75,666 | $93,000 | $91,000 | $140,000 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Jlm Direct Funding Ltd's 2004 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Jlm Direct Funding Ltd's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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