Jmac Lending Inc
HMDA Loan Application Totals
and Mortgage Lending Details
for 2008
Jmac Lending Inc 2008 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Jmac Lending Inc 16782 Von Karman Ave, Suite 12 Irvine, CA 92606 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2010 2009 2008 2007 |
| Total Number of Mortgage Applications | 2,715 |
| Total Mortgage Loan Application Amount | $854,950,000 |
| Average Mortgage Loan Application Amount | $313,000 |
| Highest Mortgage Loan Application Amount | $1,920,000 |
| Average Applicant Income | $99,500 |
| Highest Applicant Income | $1,920,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2008 with Jmac Lending Inc. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Jmac Lending Inc's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2008 breaks down Jmac Lending Inc's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Jmac Lending Inc serves its applicants.
Each category highlights the total number of mortgage applications processed by Jmac Lending Inc, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Jmac Lending Inc's mortgage activity for 2008.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Los Angeles County California | 826 | $ 274,311,000 | $ 332,000 | $ 94,000 |
| Orange County California | 719 | $ 234,992,000 | $ 326,000 | $ 95,000 |
| San Bernardino County California | 214 | $ 54,898,000 | $ 256,000 | $ 89,000 |
| Riverside County California | 190 | $ 50,965,000 | $ 268,000 | $ 90,000 |
| San Diego County California | 113 | $ 38,290,000 | $ 338,000 | $ 112,000 |
| Santa Clara County California | 49 | $ 19,674,000 | $ 401,000 | $ 119,000 |
| Alameda County California | 40 | $ 14,056,000 | $ 351,000 | $ 116,000 |
| Sacramento County California | 40 | $ 10,834,000 | $ 270,000 | $ 106,000 |
| Ventura County California | 28 | $ 10,051,000 | $ 358,000 | $ 106,000 |
| Kern County California | 26 | $ 5,651,000 | $ 217,000 | $ 97,000 |
| Contra Costa County California | 25 | $ 8,328,000 | $ 333,000 | $ 140,000 |
| Honolulu County Hawaii | 22 | $ 9,547,000 | $ 433,000 | $ 99,000 |
| San Joaquin County California | 18 | $ 4,968,000 | $ 276,000 | $ 114,000 |
| Maricopa County Arizona | 16 | $ 5,366,000 | $ 335,000 | $ 145,000 |
| Broward County Florida | 15 | $ 3,915,000 | $ 261,000 | $ 118,000 |
| Clark County Nevada | 15 | $ 4,461,000 | $ 297,000 | $ 125,000 |
| Fresno County California | 14 | $ 3,580,000 | $ 255,000 | $ 85,000 |
| San Mateo County California | 14 | $ 6,130,000 | $ 437,000 | $ 146,000 |
| Miami-Dade County Florida | 14 | $ 3,401,000 | $ 242,000 | $ 81,000 |
| Placer County California | 13 | $ 5,810,000 | $ 446,000 | $ 114,000 |
| Solano County California | 13 | $ 3,834,000 | $ 294,000 | $ 82,000 |
| Stanislaus County California | 13 | $ 4,249,000 | $ 326,000 | $ 106,000 |
| Imperial County California | 12 | $ 2,335,000 | $ 194,000 | $ 76,000 |
| Merced County California | 9 | $ 1,622,000 | $ 180,000 | $ 116,000 |
| Harris County Texas | 9 | $ 1,681,000 | $ 186,000 | $ 116,000 |
| San Francisco County California | 8 | $ 4,732,000 | $ 591,000 | $ 132,000 |
| Hillsborough County Florida | 8 | $ 1,001,000 | $ 125,000 | $ 66,000 |
| Orange County Florida | 8 | $ 1,533,000 | $ 191,000 | $ 75,000 |
| Utah County Utah | 8 | $ 2,053,000 | $ 256,000 | $ 119,000 |
| Salt Lake County Utah | 7 | $ 2,110,000 | $ 301,000 | $ 232,000 |
| Monterey County California | 6 | $ 1,813,000 | $ 302,000 | $ 105,000 |
| Pinal County Arizona | 5 | $ 1,527,000 | $ 305,000 | $ 92,000 |
| Marin County California | 5 | $ 2,079,000 | $ 415,000 | $ 128,000 |
| Nevada County California | 5 | $ 2,248,000 | $ 449,000 | $ 145,000 |
| San Luis Obispo County California | 5 | $ 1,722,000 | $ 344,000 | $ 168,000 |
| Santa Barbara County California | 5 | $ 2,036,000 | $ 407,000 | $ 109,000 |
| Sutter County California | 5 | $ 910,000 | $ 182,000 | $ 58,000 |
| Tulare County California | 5 | $ 826,000 | $ 165,000 | $ 70,000 |
| Brevard County Florida | 5 | $ 821,000 | $ 164,000 | $ 66,000 |
| Collier County Florida | 5 | $ 1,201,000 | $ 240,000 | $ 210,000 |
| Multnomah County Oregon | 5 | $ 1,620,000 | $ 324,000 | $ 122,000 |
| Mohave County Arizona | 4 | $ 928,000 | $ 232,000 | $ 218,000 |
| Pima County Arizona | 4 | $ 1,082,000 | $ 270,000 | $ 125,000 |
| Santa Cruz County California | 4 | $ 1,768,000 | $ 442,000 | $ 77,000 |
| Sonoma County California | 4 | $ 1,229,000 | $ 307,000 | $ 134,000 |
| Palm Beach County Florida | 4 | $ 867,000 | $ 216,000 | $ 118,000 |
| Kauai County Hawaii | 4 | $ 1,385,000 | $ 346,000 | $ 96,000 |
| El Dorado County California | 3 | $ 1,006,000 | $ 335,000 | $ 150,000 |
| Madera County California | 3 | $ 823,000 | $ 274,000 | $ 82,000 |
| St. Lucie County Florida | 3 | $ 460,000 | $ 153,000 | $ 38,000 |
| Ada County Idaho | 3 | $ 981,000 | $ 327,000 | $ 199,000 |
| Kootenai County Idaho | 3 | $ 795,000 | $ 265,000 | $ 56,000 |
| Marion County Oregon | 3 | $ 568,000 | $ 189,000 | $ 55,000 |
| Collin County Texas | 3 | $ 697,000 | $ 232,000 | $ 114,000 |
| Fort Bend County Texas | 3 | $ 491,000 | $ 163,000 | $ 56,000 |
| Montgomery County Texas | 3 | $ 617,000 | $ 205,000 | $ 95,000 |
| Tarrant County Texas | 3 | $ 488,000 | $ 162,000 | $ 101,000 |
| Davis County Utah | 3 | $ 1,202,000 | $ 400,000 | $ 125,000 |
| King County Washington | 3 | $ 988,000 | $ 329,000 | $ 157,000 |
| Amador County California | 2 | $ 459,000 | $ 229,000 | $ 54,000 |
| Yolo County California | 2 | $ 480,000 | $ 240,000 | $ 55,000 |
| Adams County Colorado | 2 | $ 397,000 | $ 198,000 | $ 67,000 |
| Arapahoe County Colorado | 2 | $ 197,000 | $ 98,000 | $ 92,000 |
| Denver County Colorado | 2 | $ 768,000 | $ 384,000 | $ 235,000 |
| Douglas County Colorado | 2 | $ 813,000 | $ 406,000 | $ 111,000 |
| Garfield County Colorado | 2 | $ 737,000 | $ 368,000 | $ 95,000 |
| Bay County Florida | 2 | $ 528,000 | $ 264,000 | $ 123,000 |
| Lee County Florida | 2 | $ 662,000 | $ 331,000 | $ 139,000 |
| Manatee County Florida | 2 | $ 1,230,000 | $ 615,000 | $ 270,000 |
| Pinellas County Florida | 2 | $ 363,000 | $ 181,000 | $ 110,000 |
| Polk County Florida | 2 | $ 476,000 | $ 238,000 | $ 88,000 |
| Sarasota County Florida | 2 | $ 326,000 | $ 163,000 | $ 76,000 |
| Volusia County Florida | 2 | $ 460,000 | $ 230,000 | $ 101,000 |
| Hawaii County Hawaii | 2 | $ 1,345,000 | $ 672,000 | $ 246,000 |
| Douglas County Nevada | 2 | $ 689,000 | $ 344,000 | $ 93,000 |
| Deschutes County Oregon | 2 | $ 816,000 | $ 408,000 | $ 126,000 |
| Lane County Oregon | 2 | $ 268,000 | $ 134,000 | $ 38,000 |
| Richland County South Carolina | 2 | $ 310,000 | $ 155,000 | $ 71,000 |
| Cameron County Texas | 2 | $ 131,000 | $ 65,000 | $ 22,000 |
| Dallas County Texas | 2 | $ 338,000 | $ 169,000 | $ 234,000 |
| Ellis County Texas | 2 | $ 244,000 | $ 122,000 | $ 47,000 |
| Wasatch County Utah | 2 | $ 1,429,000 | $ 714,000 | $ 203,000 |
| Washington County Utah | 2 | $ 1,623,000 | $ 811,000 | $ 233,000 |
| Coconino County Arizona | 1 | $ 281,000 | $ 281,000 | $ 74,000 |
| Gila County Arizona | 1 | $ 185,000 | $ 185,000 | $ 72,000 |
| Navajo County Arizona | 1 | $ 166,000 | $ 166,000 | $ 116,000 |
| Butte County California | 1 | $ 221,000 | $ 221,000 | $ 89,000 |
| Humboldt County California | 1 | $ 510,000 | $ 510,000 | $ 160,000 |
| Kings County California | 1 | $ 245,000 | $ 245,000 | $ 42,000 |
| Lake County California | 1 | $ 188,000 | $ 188,000 | $ 56,000 |
| Napa County California | 1 | $ 729,000 | $ 729,000 | $ 52,000 |
| Shasta County California | 1 | $ 417,000 | $ 417,000 | $ 213,000 |
| Yuba County California | 1 | $ 171,000 | $ 171,000 | $ 42,000 |
| Archuleta County Colorado | 1 | $ 130,000 | $ 130,000 | $ 95,000 |
| El Paso County Colorado | 1 | $ 360,000 | $ 360,000 | $ 140,000 |
| Montrose County Colorado | 1 | $ 783,000 | $ 783,000 | $ 270,000 |
| Flagler County Florida | 1 | $ 188,000 | $ 188,000 | $ 82,000 |
| Highlands County Florida | 1 | $ 104,000 | $ 104,000 | $ 56,000 |
| Indian River County Florida | 1 | $ 417,000 | $ 417,000 | $ 421,000 |
| Lake County Florida | 1 | $ 140,000 | $ 140,000 | $ 56,000 |
| Osceola County Florida | 1 | $ 190,000 | $ 190,000 | $ 32,000 |
| Maui County Hawaii | 1 | $ 602,000 | $ 602,000 | $ 132,000 |
| Canyon County Idaho | 1 | $ 214,000 | $ 214,000 | $ 184,000 |
| Wayne County Michigan | 1 | $ 144,000 | $ 144,000 | $ 101,000 |
| Carson City County Nevada | 1 | $ 165,000 | $ 165,000 | $ 113,000 |
| Nye County Nevada | 1 | $ 107,000 | $ 107,000 | $ 600,000 |
| Washoe County Nevada | 1 | $ 398,000 | $ 398,000 | $ 115,000 |
| Baker County Oregon | 1 | $ 244,000 | $ 244,000 | $ 61,000 |
| Coos County Oregon | 1 | $ 138,000 | $ 138,000 | $ 27,000 |
| Douglas County Oregon | 1 | $ 660,000 | $ 660,000 | $ 594,000 |
| Jackson County Oregon | 1 | $ 285,000 | $ 285,000 | $ 50,000 |
| Lincoln County Oregon | 1 | $ 211,000 | $ 211,000 | $ 199,000 |
| Washington County Oregon | 1 | $ 632,000 | $ 632,000 | $ 227,000 |
| Horry County South Carolina | 1 | $ 207,000 | $ 207,000 | $ 93,000 |
| Brazoria County Texas | 1 | $ 131,000 | $ 131,000 | $ 112,000 |
| Brazos County Texas | 1 | $ 102,000 | $ 102,000 | $ 120,000 |
| Denton County Texas | 1 | $ 156,000 | $ 156,000 | $ 105,000 |
| Hidalgo County Texas | 1 | $ 95,000 | $ 95,000 | $ 84,000 |
| Nueces County Texas | 1 | $ 166,000 | $ 166,000 | $ 178,000 |
| Rockwall County Texas | 1 | $ 400,000 | $ 400,000 | $ 288,000 |
| Travis County Texas | 1 | $ 307,000 | $ 307,000 | $ 58,000 |
| Iron County Utah | 1 | $ 199,000 | $ 199,000 | $ 59,000 |
| Sanpete County Utah | 1 | $ 182,000 | $ 182,000 | $ 43,000 |
| Weber County Utah | 1 | $ 185,000 | $ 185,000 | $ 66,000 |
| Chesapeake County Virginia | 1 | $ 315,000 | $ 315,000 | $ 137,000 |
| Portsmouth County Virginia | 1 | $ 114,000 | $ 114,000 | $ 45,000 |
| Clark County Washington | 1 | $ 341,000 | $ 341,000 | $ 111,000 |
| Mason County Washington | 1 | $ 180,000 | $ 180,000 | $ 135,000 |
Mortgage Loan Application Detail Totals for Jmac Lending Inc in 2008
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Refinancing | 1,497 | $487,920,000 | $325,000 | $1,920,000 | $98,000 | $1,920,000 |
| Home Purchase | 1,218 | $367,030,000 | $301,000 | $1,463,000 | $101,000 | $756,000 |
| Home Improvement | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 1,003 | $344,621,000 | $343,000 | $1,920,000 | $119,000 | $1,920,000 |
| Asian | 977 | $296,421,000 | $303,000 | $900,000 | $92,000 | $551,000 |
| Hispanic | 629 | $182,342,000 | $289,000 | $1,325,000 | $80,000 | $421,000 |
| Black or African American | 62 | $17,087,000 | $275,000 | $620,000 | $90,000 | $456,000 |
| Not Provided | 22 | $6,847,000 | $311,000 | $1,100,000 | $94,000 | $436,000 |
| Native Hawaiian or Other Pacific Islander | 16 | $5,037,000 | $314,000 | $640,000 | $105,000 | $372,000 |
| American Indian or Alaskan Native | 6 | $2,595,000 | $432,000 | $795,000 | $176,000 | $300,000 |
| Not applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 2,663 | $840,904,000 | $315,000 | $1,920,000 | $100,000 | $1,920,000 |
| FHA-insured (Federal Housing Administration) | 52 | $14,046,000 | $270,000 | $585,000 | $82,000 | $195,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
| VA-guaranteed (Veterans Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 995 | $281,463,000 | $282,000 | $777,000 | $86,000 | $756,000 |
| Application Approved But Not Accepted | 692 | $216,239,000 | $312,000 | $1,370,000 | $95,000 | $1,920,000 |
| Application Denied By Financial Institution | 598 | $207,133,000 | $346,000 | $1,500,000 | $110,000 | $720,000 |
| Application Withdrawn By Applicant | 388 | $135,756,000 | $349,000 | $1,920,000 | $124,000 | $948,000 |
| File Closed For Incompleteness | 42 | $14,359,000 | $341,000 | $1,463,000 | $131,000 | $525,000 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Debt-To-Income Ratio | 161 | $62,911,000 | $390,000 | $1,500,000 | $116,000 | $557,000 |
| Collateral | 115 | $38,979,000 | $338,000 | $1,488,000 | $118,000 | $696,000 |
| Other | 101 | $33,381,000 | $330,000 | $1,000,000 | $116,000 | $551,000 |
| Employment History | 33 | $11,212,000 | $339,000 | $770,000 | $107,000 | $276,000 |
| Credit History | 29 | $12,107,000 | $417,000 | $1,425,000 | $139,000 | $720,000 |
| Credit Application Incomplete | 19 | $6,466,000 | $340,000 | $576,000 | $95,000 | $168,000 |
| Mortgage Insurance Denied | 15 | $4,004,000 | $266,000 | $625,000 | $77,000 | $142,000 |
| Unverifiable Information | 13 | $3,504,000 | $269,000 | $400,000 | $109,000 | $288,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 1 | $270,000 | $270,000 | $270,000 | $109,000 | $109,000 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Jmac Lending Inc's 2008 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Jmac Lending Inc's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in California, download the full spreadsheet
with aggregated HMDA statistics today.