Jmj Financial Group
HMDA Loan Application Totals
and Mortgage Lending Details
for 2020
Jmj Financial Group 2020 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Jmj Financial Group 26800 Aliso Viejo Parkway Ste 200 Aliso Viejo, CA 92656 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 |
| Total Number of Mortgage Applications | 4,859 |
| Total Mortgage Loan Application Amount | $2,000,055,000 |
| Average Mortgage Loan Application Amount | $408,333 |
| Highest Mortgage Loan Application Amount | $3,505,000 |
| Average Applicant Income | $143,000 |
| Highest Applicant Income | $4,800,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2020 with Jmj Financial Group. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Jmj Financial Group's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2020 breaks down Jmj Financial Group's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Jmj Financial Group serves its applicants.
Each category highlights the total number of mortgage applications processed by Jmj Financial Group, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Jmj Financial Group's mortgage activity for 2020.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Los Angeles County California | 1,149 | $ 519,405,000 | $ 452,000 | $ 142,000 |
| Orange County California | 1,106 | $ 551,470,000 | $ 498,000 | $ 162,000 |
| San Diego County California | 841 | $ 388,215,000 | $ 461,000 | $ 149,000 |
| Riverside County California | 480 | $ 174,410,000 | $ 363,000 | $ 117,000 |
| San Bernardino County California | 308 | $ 111,850,000 | $ 363,000 | $ 119,000 |
| Ada County Idaho | 75 | $ 23,915,000 | $ 318,000 | $ 117,000 |
| Ventura County California | 49 | $ 21,635,000 | $ 441,000 | $ 119,000 |
| Kern County California | 48 | $ 11,820,000 | $ 246,000 | $ 93,000 |
| Maricopa County Arizona | 39 | $ 13,965,000 | $ 358,000 | $ 223,000 |
| Utah County Utah | 38 | $ 12,030,000 | $ 316,000 | $ 94,000 |
| Contra Costa County California | 36 | $ 17,420,000 | $ 483,000 | $ 129,000 |
| Mohave County Arizona | 20 | $ 6,200,000 | $ 310,000 | $ 183,000 |
| Canyon County Idaho | 16 | $ 4,010,000 | $ 250,000 | $ 86,000 |
| Sacramento County California | 14 | $ 5,280,000 | $ 377,000 | $ 212,000 |
| San Joaquin County California | 12 | $ 4,040,000 | $ 336,000 | $ 104,000 |
| San Mateo County California | 12 | $ 7,840,000 | $ 653,000 | $ 197,000 |
| Maui County Hawaii | 11 | $ 6,295,000 | $ 572,000 | $ 151,000 |
| Salt Lake County Utah | 11 | $ 3,225,000 | $ 293,000 | $ 91,000 |
| Alameda County California | 9 | $ 4,645,000 | $ 516,000 | $ 208,000 |
| San Francisco County California | 9 | $ 5,395,000 | $ 599,000 | $ 64,000 |
| Yavapai County Arizona | 8 | $ 2,670,000 | $ 333,000 | $ 64,000 |
| Placer County California | 8 | $ 3,180,000 | $ 397,000 | $ 175,000 |
| Sonoma County California | 7 | $ 3,385,000 | $ 483,000 | $ 347,000 |
| Stanislaus County California | 7 | $ 1,945,000 | $ 277,000 | $ 93,000 |
| Kauai County Hawaii | 7 | $ 3,345,000 | $ 477,000 | $ 713,000 |
| Multnomah County Oregon | 7 | $ 2,485,000 | $ 355,000 | $ 208,000 |
| King County Washington | 7 | $ 3,415,000 | $ 487,000 | $ 331,000 |
| Pima County Arizona | 6 | $ 1,000,000 | $ 166,000 | $ 114,000 |
| Fresno County California | 6 | $ 2,200,000 | $ 366,000 | $ 84,000 |
| Santa Clara County California | 6 | $ 2,860,000 | $ 476,000 | $ 167,000 |
| Washington County Utah | 6 | $ 2,170,000 | $ 361,000 | $ 160,000 |
| El Dorado County California | 5 | $ 2,435,000 | $ 487,000 | $ 126,000 |
| Merced County California | 5 | $ 1,865,000 | $ 373,000 | $ 137,000 |
| Mono County California | 5 | $ 1,885,000 | $ 377,000 | $ 289,000 |
| Monterey County California | 5 | $ 2,225,000 | $ 445,000 | $ 123,000 |
| San Luis Obispo County California | 5 | $ 1,985,000 | $ 397,000 | $ 244,000 |
| Kootenai County Idaho | 5 | $ 1,745,000 | $ 349,000 | $ 89,000 |
| Imperial County California | 4 | $ 1,210,000 | $ 302,000 | $ 113,000 |
| Broward County Florida | 4 | $ 1,660,000 | $ 415,000 | $ 202,000 |
| Hawaii County Hawaii | 4 | $ 1,880,000 | $ 470,000 | $ 189,000 |
| Honolulu County Hawaii | 4 | $ 1,520,000 | $ 380,000 | $ 99,000 |
| Travis County Texas | 4 | $ 1,480,000 | $ 370,000 | $ 124,000 |
| Clark County Washington | 4 | $ 1,240,000 | $ 310,000 | $ 162,000 |
| Snohomish County Washington | 4 | $ 1,730,000 | $ 432,000 | $ 186,000 |
| Nevada County California | 3 | $ 1,065,000 | $ 355,000 | $ 204,000 |
| Santa Barbara County California | 3 | $ 1,135,000 | $ 378,000 | $ 162,000 |
| Tulare County California | 3 | $ 665,000 | $ 221,000 | $ 82,000 |
| Denver County Colorado | 3 | $ 1,115,000 | $ 371,000 | $ 147,000 |
| Gem County Idaho | 3 | $ 735,000 | $ 245,000 | $ 137,000 |
| Bexar County Texas | 3 | $ 565,000 | $ 188,000 | $ 133,000 |
| Tarrant County Texas | 3 | $ 1,115,000 | $ 371,000 | $ 125,000 |
| Thurston County Washington | 3 | $ 865,000 | $ 288,000 | $ 65,000 |
| Pinal County Arizona | 2 | $ 460,000 | $ 230,000 | $ 107,000 |
| Yuma County Arizona | 2 | $ 600,000 | $ 300,000 | $ 33,000 |
| Humboldt County California | 2 | $ 780,000 | $ 390,000 | $ 96,000 |
| Marin County California | 2 | $ 1,250,000 | $ 625,000 | $ 174,000 |
| Napa County California | 2 | $ 970,000 | $ 485,000 | $ 112,000 |
| Santa Cruz County California | 2 | $ 1,500,000 | $ 750,000 | $ 242,000 |
| Shasta County California | 2 | $ 420,000 | $ 210,000 | $ 133,000 |
| Solano County California | 2 | $ 980,000 | $ 490,000 | $ 252,000 |
| Adams County Colorado | 2 | $ 800,000 | $ 400,000 | $ 132,000 |
| Arapahoe County Colorado | 2 | $ 1,060,000 | $ 530,000 | $ 50,000 |
| Jefferson County Colorado | 2 | $ 870,000 | $ 435,000 | $ 86,000 |
| Miami-Dade County Florida | 2 | $ 560,000 | $ 280,000 | $ 125,000 |
| Orange County Florida | 2 | $ 480,000 | $ 240,000 | $ 145,000 |
| Shoshone County Idaho | 2 | $ 280,000 | $ 140,000 | $ 399,000 |
| Valley County Idaho | 2 | $ 590,000 | $ 295,000 | $ 91,000 |
| Union County North Carolina | 2 | $ 550,000 | $ 275,000 | $ 95,000 |
| Denton County Texas | 2 | $ 820,000 | $ 410,000 | $ 129,000 |
| Harris County Texas | 2 | $ 380,000 | $ 190,000 | $ 123,000 |
| Cache County Utah | 2 | $ 440,000 | $ 220,000 | $ 149,000 |
| Davis County Utah | 2 | $ 530,000 | $ 265,000 | $ 100,000 |
| Iron County Utah | 2 | $ 720,000 | $ 360,000 | $ 111,000 |
| Summit County Utah | 2 | $ 800,000 | $ 400,000 | $ 445,000 |
| La Paz County Arizona | 1 | $ 425,000 | $ 425,000 | $ 220,000 |
| Amador County California | 1 | $ 285,000 | $ 285,000 | $ 391,000 |
| Butte County California | 1 | $ 515,000 | $ 515,000 | $ 177,000 |
| Calaveras County California | 1 | $ 365,000 | $ 365,000 | $ 385,000 |
| Kings County California | 1 | $ 285,000 | $ 285,000 | $ 83,000 |
| San Benito County California | 1 | $ 565,000 | $ 565,000 | $ 140,000 |
| Tuolumne County California | 1 | $ 235,000 | $ 235,000 | $ 88,000 |
| Douglas County Colorado | 1 | $ 225,000 | $ 225,000 | $ 0 |
| Eagle County Colorado | 1 | $ 355,000 | $ 355,000 | $ 98,000 |
| El Paso County Colorado | 1 | $ 495,000 | $ 495,000 | $ 184,000 |
| Larimer County Colorado | 1 | $ 205,000 | $ 205,000 | $ 470,000 |
| Weld County Colorado | 1 | $ 245,000 | $ 245,000 | $ 102,000 |
| Hillsborough County Florida | 1 | $ 515,000 | $ 515,000 | $ 488,000 |
| Pasco County Florida | 1 | $ 215,000 | $ 215,000 | $ 110,000 |
| Sarasota County Florida | 1 | $ 215,000 | $ 215,000 | $ 129,000 |
| Boise County Idaho | 1 | $ 215,000 | $ 215,000 | $ 107,000 |
| Camas County Idaho | 1 | $ 325,000 | $ 325,000 | $ 102,000 |
| Elmore County Idaho | 1 | $ 235,000 | $ 235,000 | $ 75,000 |
| Madison County Idaho | 1 | $ 155,000 | $ 155,000 | $ 25,000 |
| Mecklenburg County North Carolina | 1 | $ 325,000 | $ 325,000 | $ 152,000 |
| Wake County North Carolina | 1 | $ 195,000 | $ 195,000 | $ 52,000 |
| Clackamas County Oregon | 1 | $ 185,000 | $ 185,000 | $ 47,000 |
| Curry County Oregon | 1 | $ 395,000 | $ 395,000 | $ 106,000 |
| Deschutes County Oregon | 1 | $ 285,000 | $ 285,000 | $ 93,000 |
| Jefferson County Oregon | 1 | $ 445,000 | $ 445,000 | $ 212,000 |
| Blount County Tennessee | 1 | $ 345,000 | $ 345,000 | $ 217,000 |
| Rutherford County Tennessee | 1 | $ 305,000 | $ 305,000 | $ 663,000 |
| Sumner County Tennessee | 1 | $ 265,000 | $ 265,000 | $ 93,000 |
| Williamson County Tennessee | 1 | $ 315,000 | $ 315,000 | $ 342,000 |
| Collin County Texas | 1 | $ 185,000 | $ 185,000 | $ 400,000 |
| Dallas County Texas | 1 | $ 265,000 | $ 265,000 | $ 173,000 |
| Fort Bend County Texas | 1 | $ 315,000 | $ 315,000 | $ 106,000 |
| Lubbock County Texas | 1 | $ 265,000 | $ 265,000 | $ 376,000 |
| Montgomery County Texas | 1 | $ 375,000 | $ 375,000 | $ 170,000 |
| Parker County Texas | 1 | $ 315,000 | $ 315,000 | $ 129,000 |
| Upshur County Texas | 1 | $ 465,000 | $ 465,000 | $ 188,000 |
| Williamson County Texas | 1 | $ 185,000 | $ 185,000 | $ 90,000 |
| Cowlitz County Washington | 1 | $ 335,000 | $ 335,000 | $ 74,000 |
| Kitsap County Washington | 1 | $ 255,000 | $ 255,000 | $ 102,000 |
| Pierce County Washington | 1 | $ 635,000 | $ 635,000 | $ 181,000 |
Mortgage Loan Application Detail Totals for Jmj Financial Group in 2020
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Refinancing | 2,549 | $1,037,875,000 | $407,000 | $3,505,000 | $145,000 | $3,176,000 |
| Home Purchase | 1,575 | $674,805,000 | $428,000 | $1,835,000 | $137,000 | $1,402,000 |
| Cash-out Refinancing | 735 | $287,375,000 | $390,000 | $3,005,000 | $147,000 | $4,800,000 |
| Home Improvement | 0 | $0 | $0 | $0 | $0 | $0 |
| Not Applicable | 0 | $0 | $0 | $0 | $0 | $0 |
| Other Purpose | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not Provided | 2,556 | $1,083,990,000 | $424,000 | $3,505,000 | $140,000 | $3,176,000 |
| White | 1,606 | $671,230,000 | $417,000 | $2,505,000 | $157,000 | $4,800,000 |
| Hispanic | 437 | $142,835,000 | $326,000 | $1,085,000 | $110,000 | $888,000 |
| Asian | 152 | $63,250,000 | $416,000 | $1,175,000 | $135,000 | $381,000 |
| Black or African American | 78 | $29,200,000 | $374,000 | $1,285,000 | $118,000 | $360,000 |
| American Indian or Alaskan Native | 8 | $2,970,000 | $371,000 | $705,000 | $93,000 | $173,000 |
| Native Hawaiian or Other Pacific Islander | 6 | $1,130,000 | $188,000 | $605,000 | $118,000 | $180,000 |
| Not applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 4,254 | $1,740,490,000 | $409,000 | $3,505,000 | $150,000 | $4,800,000 |
| FHA-insured (Federal Housing Administration) | 343 | $134,925,000 | $393,000 | $965,000 | $99,000 | $888,000 |
| VA-guaranteed (Veterans Administration) | 259 | $124,625,000 | $481,000 | $1,435,000 | $70,000 | $864,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 3 | $15,000 | $5,000 | $5,000 | $92,000 | $118,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 3,719 | $1,608,505,000 | $432,000 | $3,505,000 | $143,000 | $3,176,000 |
| Application Withdrawn By Applicant | 677 | $309,185,000 | $456,000 | $2,505,000 | $146,000 | $1,200,000 |
| File Closed For Incompleteness | 328 | $15,070,000 | $45,000 | $755,000 | $105,000 | $924,000 |
| Application Denied By Financial Institution | 132 | $64,580,000 | $489,000 | $3,005,000 | $184,000 | $4,800,000 |
| Application Approved But Not Accepted | 3 | $2,715,000 | $905,000 | $1,325,000 | $309,000 | $508,000 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not applicable | 4,727 | $1,935,475,000 | $409,000 | $3,505,000 | $141,000 | $3,176,000 |
| Debt-To-Income Ratio | 77 | $41,155,000 | $534,000 | $3,005,000 | $149,000 | $1,200,000 |
| Credit History | 24 | $10,390,000 | $432,000 | $745,000 | $168,000 | $544,000 |
| Collateral | 16 | $6,290,000 | $393,000 | $765,000 | $166,000 | $407,000 |
| Credit Application Incomplete | 6 | $3,150,000 | $525,000 | $805,000 | $872,000 | $4,800,000 |
| Employment History | 5 | $2,065,000 | $413,000 | $715,000 | $78,000 | $125,000 |
| Other | 2 | $1,060,000 | $530,000 | $615,000 | $191,000 | $284,000 |
| Unverifiable Information | 2 | $470,000 | $235,000 | $255,000 | $72,000 | $83,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 0 | $0 | $0 | $0 | $0 | $0 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Jmj Financial Group's 2020 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Jmj Financial Group's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in California, download the full spreadsheet
with aggregated HMDA statistics today.