Johnson Bank
HMDA Loan Application Totals
and Mortgage Lending Details
for 2006
Johnson Bank 2006 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Johnson Bank 555 Main Street Suite 490 Racine, WI 53403 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 4,246 |
| Total Mortgage Loan Application Amount | $856,648,000 |
| Average Mortgage Loan Application Amount | $154,666 |
| Highest Mortgage Loan Application Amount | $4,600,000 |
| Average Applicant Income | $99,000 |
| Highest Applicant Income | $4,572,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2006 with Johnson Bank. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Johnson Bank's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2006 breaks down Johnson Bank's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Johnson Bank serves its applicants.
Each category highlights the total number of mortgage applications processed by Johnson Bank, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Johnson Bank's mortgage activity for 2006.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Racine County Wisconsin | 587 | $ 96,092,000 | $ 163,000 | $ 87,000 |
| Kenosha County Wisconsin | 497 | $ 90,713,000 | $ 182,000 | $ 82,000 |
| Rock County Wisconsin | 434 | $ 55,643,000 | $ 128,000 | $ 79,000 |
| Dane County Wisconsin | 249 | $ 62,237,000 | $ 249,000 | $ 113,000 |
| Maricopa County Arizona | 219 | $ 146,392,000 | $ 668,000 | $ 282,000 |
| Barron County Wisconsin | 218 | $ 27,529,000 | $ 126,000 | $ 72,000 |
| Sawyer County Wisconsin | 217 | $ 30,892,000 | $ 142,000 | $ 87,000 |
| Milwaukee County Wisconsin | 205 | $ 33,500,000 | $ 163,000 | $ 112,000 |
| Sheboygan County Wisconsin | 194 | $ 29,322,000 | $ 151,000 | $ 101,000 |
| Waukesha County Wisconsin | 146 | $ 38,899,000 | $ 266,000 | $ 116,000 |
| Washburn County Wisconsin | 131 | $ 16,929,000 | $ 129,000 | $ 84,000 |
| Jefferson County Wisconsin | 98 | $ 17,681,000 | $ 180,000 | $ 90,000 |
| Brown County Wisconsin | 93 | $ 13,964,000 | $ 150,000 | $ 97,000 |
| Walworth County Wisconsin | 76 | $ 14,460,000 | $ 190,000 | $ 102,000 |
| Burnett County Wisconsin | 64 | $ 11,978,000 | $ 187,000 | $ 121,000 |
| Outagamie County Wisconsin | 55 | $ 12,839,000 | $ 233,000 | $ 96,000 |
| Door County Wisconsin | 54 | $ 17,473,000 | $ 323,000 | $ 313,000 |
| Cook County Illinois | 31 | $ 7,807,000 | $ 251,000 | $ 80,000 |
| Bayfield County Wisconsin | 31 | $ 4,098,000 | $ 132,000 | $ 108,000 |
| Dunn County Wisconsin | 27 | $ 3,275,000 | $ 121,000 | $ 51,000 |
| Washington County Wisconsin | 21 | $ 5,184,000 | $ 246,000 | $ 123,000 |
| Winnebago County Wisconsin | 20 | $ 4,464,000 | $ 223,000 | $ 90,000 |
| Columbia County Wisconsin | 19 | $ 3,135,000 | $ 165,000 | $ 78,000 |
| Eau Claire County Wisconsin | 19 | $ 2,206,000 | $ 116,000 | $ 78,000 |
| Vilas County Wisconsin | 19 | $ 5,697,000 | $ 299,000 | $ 263,000 |
| Ozaukee County Wisconsin | 18 | $ 6,729,000 | $ 373,000 | $ 246,000 |
| Chippewa County Wisconsin | 13 | $ 2,158,000 | $ 166,000 | $ 48,000 |
| Manitowoc County Wisconsin | 13 | $ 2,152,000 | $ 165,000 | $ 129,000 |
| St. Croix County Wisconsin | 11 | $ 2,238,000 | $ 203,000 | $ 97,000 |
| Lake County Illinois | 10 | $ 3,501,000 | $ 350,000 | $ 172,000 |
| Pima County Arizona | 9 | $ 3,002,000 | $ 333,000 | $ 268,000 |
| Green County Wisconsin | 9 | $ 1,104,000 | $ 122,000 | $ 59,000 |
| Coconino County Arizona | 8 | $ 8,131,000 | $ 1,016,000 | $ 598,000 |
| Hennepin County Minnesota | 8 | $ 1,364,000 | $ 170,000 | $ 89,000 |
| Calumet County Wisconsin | 8 | $ 1,708,000 | $ 213,000 | $ 78,000 |
| Douglas County Wisconsin | 8 | $ 1,355,000 | $ 169,000 | $ 120,000 |
| Rusk County Wisconsin | 8 | $ 1,260,000 | $ 157,000 | $ 82,000 |
| Iowa County Wisconsin | 7 | $ 1,834,000 | $ 262,000 | $ 111,000 |
| Oneida County Wisconsin | 6 | $ 906,000 | $ 151,000 | $ 112,000 |
| Polk County Wisconsin | 6 | $ 856,000 | $ 142,000 | $ 66,000 |
| Waushara County Wisconsin | 6 | $ 1,409,000 | $ 234,000 | $ 445,000 |
| Forest County Wisconsin | 5 | $ 596,000 | $ 119,000 | $ 154,000 |
| Juneau County Wisconsin | 5 | $ 831,000 | $ 166,000 | $ 96,000 |
| Sauk County Wisconsin | 5 | $ 948,000 | $ 189,000 | $ 55,000 |
| Winnebago County Illinois | 4 | $ 702,000 | $ 175,000 | $ 152,000 |
| Dakota County Minnesota | 4 | $ 1,021,000 | $ 255,000 | $ 130,000 |
| Adams County Wisconsin | 4 | $ 872,000 | $ 218,000 | $ 264,000 |
| Ashland County Wisconsin | 4 | $ 623,000 | $ 155,000 | $ 60,000 |
| Green Lake County Wisconsin | 4 | $ 1,035,000 | $ 258,000 | $ 402,000 |
| Marquette County Wisconsin | 4 | $ 750,000 | $ 187,000 | $ 41,000 |
| Oconto County Wisconsin | 4 | $ 565,000 | $ 141,000 | $ 128,000 |
| Shawano County Wisconsin | 4 | $ 875,000 | $ 218,000 | $ 244,000 |
| Gila County Arizona | 3 | $ 1,053,000 | $ 351,000 | $ 354,000 |
| Kane County Illinois | 3 | $ 465,000 | $ 155,000 | $ 46,000 |
| Lincoln County Wisconsin | 3 | $ 366,000 | $ 122,000 | $ 174,000 |
| Marathon County Wisconsin | 3 | $ 382,000 | $ 127,000 | $ 33,000 |
| Waupaca County Wisconsin | 3 | $ 372,000 | $ 124,000 | $ 69,000 |
| Navajo County Arizona | 2 | $ 317,000 | $ 158,000 | $ 127,000 |
| Pinal County Arizona | 2 | $ 988,000 | $ 494,000 | $ 603,000 |
| Yavapai County Arizona | 2 | $ 1,235,000 | $ 617,000 | $ 164,000 |
| San Diego County California | 2 | $ 3,065,000 | $ 1,532,000 | $ 2,108,000 |
| DuPage County Illinois | 2 | $ 306,000 | $ 153,000 | $ 58,000 |
| McHenry County Illinois | 2 | $ 471,000 | $ 235,000 | $ 102,000 |
| Gogebic County Michigan | 2 | $ 381,000 | $ 190,000 | $ 151,000 |
| Menominee County Michigan | 2 | $ 509,000 | $ 254,000 | $ 191,000 |
| Ramsey County Minnesota | 2 | $ 533,000 | $ 266,000 | $ 159,000 |
| St. Louis County Minnesota | 2 | $ 307,000 | $ 153,000 | $ 57,000 |
| Clark County Nevada | 2 | $ 714,000 | $ 357,000 | $ 483,000 |
| Dodge County Wisconsin | 2 | $ 135,000 | $ 67,000 | $ 68,000 |
| Fond du Lac County Wisconsin | 2 | $ 886,000 | $ 443,000 | $ 161,000 |
| Iron County Wisconsin | 2 | $ 457,000 | $ 228,000 | $ 0 |
| Marinette County Wisconsin | 2 | $ 602,000 | $ 301,000 | $ 199,000 |
| Richland County Wisconsin | 2 | $ 255,000 | $ 127,000 | $ 85,000 |
| Placer County California | 1 | $ 392,000 | $ 392,000 | $ 254,000 |
| Denver County Colorado | 1 | $ 302,000 | $ 302,000 | $ 0 |
| Garfield County Colorado | 1 | $ 207,000 | $ 207,000 | $ 150,000 |
| Grand County Colorado | 1 | $ 1,400,000 | $ 1,400,000 | $ 725,000 |
| Routt County Colorado | 1 | $ 470,000 | $ 470,000 | $ 0 |
| Charlotte County Florida | 1 | $ 150,000 | $ 150,000 | $ 61,000 |
| Collier County Florida | 1 | $ 604,000 | $ 604,000 | $ 589,000 |
| Lee County Florida | 1 | $ 162,000 | $ 162,000 | $ 200,000 |
| Palm Beach County Florida | 1 | $ 817,000 | $ 817,000 | $ 0 |
| St. Lucie County Florida | 1 | $ 200,000 | $ 200,000 | $ 80,000 |
| Honolulu County Hawaii | 1 | $ 500,000 | $ 500,000 | $ 0 |
| Champaign County Illinois | 1 | $ 126,000 | $ 126,000 | $ 40,000 |
| Kendall County Illinois | 1 | $ 174,000 | $ 174,000 | $ 93,000 |
| LaSalle County Illinois | 1 | $ 144,000 | $ 144,000 | $ 51,000 |
| Will County Illinois | 1 | $ 220,000 | $ 220,000 | $ 53,000 |
| Baraga County Michigan | 1 | $ 19,000 | $ 19,000 | $ 305,000 |
| Grand Traverse County Michigan | 1 | $ 111,000 | $ 111,000 | $ 216,000 |
| Montmorency County Michigan | 1 | $ 225,000 | $ 225,000 | $ 171,000 |
| Cass County Minnesota | 1 | $ 326,000 | $ 326,000 | $ 114,000 |
| Isanti County Minnesota | 1 | $ 304,000 | $ 304,000 | $ 69,000 |
| Pine County Minnesota | 1 | $ 49,000 | $ 49,000 | $ 48,000 |
| Scott County Minnesota | 1 | $ 659,000 | $ 659,000 | $ 240,000 |
| Washington County Minnesota | 1 | $ 307,000 | $ 307,000 | $ 79,000 |
| Bernalillo County New Mexico | 1 | $ 75,000 | $ 75,000 | $ 50,000 |
| Santa Fe County New Mexico | 1 | $ 280,000 | $ 280,000 | $ 0 |
| Florence County South Carolina | 1 | $ 80,000 | $ 80,000 | $ 20,000 |
| Georgetown County South Carolina | 1 | $ 250,000 | $ 250,000 | $ 207,000 |
| Summit County Utah | 1 | $ 500,000 | $ 500,000 | $ 540,000 |
| Clark County Wisconsin | 1 | $ 249,000 | $ 249,000 | $ 0 |
| Florence County Wisconsin | 1 | $ 81,000 | $ 81,000 | $ 57,000 |
| Grant County Wisconsin | 1 | $ 270,000 | $ 270,000 | $ 0 |
| Lafayette County Wisconsin | 1 | $ 195,000 | $ 195,000 | $ 75,000 |
| Menominee County Wisconsin | 1 | $ 216,000 | $ 216,000 | $ 156,000 |
| Pepin County Wisconsin | 1 | $ 29,000 | $ 29,000 | $ 63,000 |
| Price County Wisconsin | 1 | $ 232,000 | $ 232,000 | $ 135,000 |
| Taylor County Wisconsin | 1 | $ 191,000 | $ 191,000 | $ 0 |
| Vernon County Wisconsin | 1 | $ 179,000 | $ 179,000 | $ 0 |
Mortgage Loan Application Detail Totals for Johnson Bank in 2006
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 2,426 | $545,510,000 | $224,000 | $3,500,000 | $112,000 | $4,572,000 |
| Refinancing | 1,695 | $303,478,000 | $179,000 | $4,600,000 | $103,000 | $1,862,000 |
| Home Improvement | 125 | $7,660,000 | $61,000 | $1,600,000 | $82,000 | $1,320,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 3,812 | $768,758,000 | $201,000 | $3,640,000 | $112,000 | $4,572,000 |
| Hispanic | 159 | $24,238,000 | $152,000 | $1,399,000 | $70,000 | $803,000 |
| Black or African American | 111 | $12,955,000 | $116,000 | $525,000 | $50,000 | $190,000 |
| Not applicable | 76 | $27,184,000 | $357,000 | $4,600,000 | $20,000 | $228,000 |
| Asian | 37 | $9,821,000 | $265,000 | $1,000,000 | $146,000 | $1,206,000 |
| Not Provided | 35 | $11,734,000 | $335,000 | $1,800,000 | $139,000 | $540,000 |
| American Indian or Alaskan Native | 12 | $1,375,000 | $114,000 | $336,000 | $166,000 | $750,000 |
| Native Hawaiian or Other Pacific Islander | 4 | $583,000 | $145,000 | $315,000 | $58,000 | $96,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 4,246 | $856,648,000 | $201,000 | $4,600,000 | $107,000 | $4,572,000 |
| FHA-insured (Federal Housing Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
| VA-guaranteed (Veterans Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 3,171 | $653,385,000 | $206,000 | $4,600,000 | $114,000 | $2,698,000 |
| Application Denied By Financial Institution | 326 | $50,206,000 | $154,000 | $1,000,000 | $59,000 | $800,000 |
| Application Withdrawn By Applicant | 309 | $80,390,000 | $260,000 | $3,500,000 | $146,000 | $4,572,000 |
| Preapproval Denied by Financial Institution | 243 | $31,220,000 | $128,000 | $360,000 | $49,000 | $300,000 |
| Application Approved But Not Accepted | 158 | $30,751,000 | $194,000 | $960,000 | $96,000 | $1,206,000 |
| File Closed For Incompleteness | 23 | $6,375,000 | $277,000 | $1,500,000 | $119,000 | $360,000 |
| Loan Purchased By The Institution | 16 | $4,321,000 | $270,000 | $417,000 | $98,000 | $228,000 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Credit History | 320 | $43,716,000 | $136,000 | $617,000 | $60,000 | $800,000 |
| Debt-To-Income Ratio | 201 | $30,781,000 | $153,000 | $650,000 | $45,000 | $258,000 |
| Collateral | 20 | $2,224,000 | $111,000 | $320,000 | $80,000 | $264,000 |
| Other | 13 | $1,957,000 | $150,000 | $364,000 | $63,000 | $85,000 |
| Employment History | 8 | $1,278,000 | $159,000 | $288,000 | $39,000 | $80,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 4 | $396,000 | $99,000 | $143,000 | $25,000 | $69,000 |
| Credit Application Incomplete | 3 | $1,074,000 | $358,000 | $1,000,000 | $39,000 | $88,000 |
| Unverifiable Information | 0 | $0 | $0 | $0 | $0 | $0 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Johnson Bank's 2006 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Johnson Bank's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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with aggregated HMDA statistics today.