Kbhs Home Loans, Llc
HMDA Loan Application Totals
and Mortgage Lending Details
for 2023
Kbhs Home Loans, Llc 2023 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Kbhs Home Loans, Llc 8650 Freeport Parkway South, Suite 250 Wilmington, DE 75063 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2023 2022 2021 2020 2019 2018 2017 |
| Total Number of Mortgage Applications | 15,306 |
| Total Mortgage Loan Application Amount | $6,063,260,000 |
| Average Mortgage Loan Application Amount | $374,666 |
| Highest Mortgage Loan Application Amount | $8,215,000 |
| Average Applicant Income | $136,333 |
| Highest Applicant Income | $2,617,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2023 with Kbhs Home Loans, Llc. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Kbhs Home Loans, Llc's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2023 breaks down Kbhs Home Loans, Llc's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Kbhs Home Loans, Llc serves its applicants.
Each category highlights the total number of mortgage applications processed by Kbhs Home Loans, Llc, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Kbhs Home Loans, Llc's mortgage activity for 2023.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Clark County Nevada | 1,550 | $ 619,250,000 | $ 399,000 | $ 147,000 |
| Bexar County Texas | 1,351 | $ 421,805,000 | $ 312,000 | $ 110,000 |
| Riverside County California | 1,010 | $ 496,310,000 | $ 491,000 | $ 157,000 |
| Harris County Texas | 808 | $ 225,630,000 | $ 279,000 | $ 106,000 |
| Travis County Texas | 800 | $ 320,830,000 | $ 401,000 | $ 143,000 |
| Williamson County Texas | 687 | $ 270,425,000 | $ 393,000 | $ 134,000 |
| Duval County Florida | 591 | $ 171,755,000 | $ 290,000 | $ 110,000 |
| Maricopa County Arizona | 527 | $ 203,215,000 | $ 385,000 | $ 115,000 |
| Pima County Arizona | 461 | $ 148,405,000 | $ 321,000 | $ 114,000 |
| Polk County Florida | 419 | $ 129,925,000 | $ 310,000 | $ 103,000 |
| Guadalupe County Texas | 384 | $ 118,130,000 | $ 307,000 | $ 112,000 |
| Wake County North Carolina | 360 | $ 135,360,000 | $ 376,000 | $ 130,000 |
| San Diego County California | 357 | $ 216,855,000 | $ 607,000 | $ 193,000 |
| Pinal County Arizona | 339 | $ 107,285,000 | $ 316,000 | $ 109,000 |
| Lake County Florida | 288 | $ 105,530,000 | $ 366,000 | $ 117,000 |
| Placer County California | 250 | $ 120,860,000 | $ 483,000 | $ 165,000 |
| Fort Bend County Texas | 248 | $ 72,710,000 | $ 293,000 | $ 114,000 |
| Osceola County Florida | 234 | $ 87,240,000 | $ 372,000 | $ 128,000 |
| Los Angeles County California | 208 | $ 143,410,000 | $ 689,000 | $ 222,000 |
| Denton County Texas | 208 | $ 86,330,000 | $ 415,000 | $ 152,000 |
| Manatee County Florida | 199 | $ 66,855,000 | $ 335,000 | $ 126,000 |
| San Joaquin County California | 188 | $ 95,600,000 | $ 508,000 | $ 153,000 |
| Sacramento County California | 174 | $ 83,810,000 | $ 481,000 | $ 185,000 |
| St. Johns County Florida | 174 | $ 64,990,000 | $ 373,000 | $ 133,000 |
| Adams County Colorado | 169 | $ 85,535,000 | $ 506,000 | $ 152,000 |
| King County Washington | 163 | $ 101,305,000 | $ 621,000 | $ 195,000 |
| Stanislaus County California | 154 | $ 74,930,000 | $ 486,000 | $ 150,000 |
| San Bernardino County California | 150 | $ 80,490,000 | $ 536,000 | $ 173,000 |
| Comal County Texas | 133 | $ 45,905,000 | $ 345,000 | $ 121,000 |
| Clay County Florida | 129 | $ 39,555,000 | $ 306,000 | $ 101,000 |
| Fresno County California | 123 | $ 51,095,000 | $ 415,000 | $ 133,000 |
| Yuba County California | 120 | $ 51,720,000 | $ 431,000 | $ 133,000 |
| Lee County Florida | 109 | $ 34,675,000 | $ 318,000 | $ 141,000 |
| Douglas County Colorado | 105 | $ 53,465,000 | $ 509,000 | $ 248,000 |
| Brevard County Florida | 97 | $ 36,345,000 | $ 374,000 | $ 131,000 |
| Weld County Colorado | 91 | $ 44,515,000 | $ 489,000 | $ 197,000 |
| Pierce County Washington | 89 | $ 45,825,000 | $ 514,000 | $ 163,000 |
| Santa Clara County California | 88 | $ 62,890,000 | $ 714,000 | $ 227,000 |
| Pasco County Florida | 87 | $ 28,755,000 | $ 330,000 | $ 112,000 |
| Hillsborough County Florida | 85 | $ 33,975,000 | $ 399,000 | $ 160,000 |
| Flagler County Florida | 84 | $ 21,930,000 | $ 261,000 | $ 110,000 |
| Galveston County Texas | 84 | $ 22,230,000 | $ 264,000 | $ 98,000 |
| Montgomery County Texas | 78 | $ 18,730,000 | $ 240,000 | $ 94,000 |
| Kendall County Texas | 77 | $ 28,155,000 | $ 365,000 | $ 149,000 |
| Contra Costa County California | 71 | $ 37,185,000 | $ 523,000 | $ 178,000 |
| Caldwell County Texas | 69 | $ 21,285,000 | $ 308,000 | $ 113,000 |
| Bell County Texas | 68 | $ 22,510,000 | $ 331,000 | $ 110,000 |
| Brazoria County Texas | 63 | $ 16,345,000 | $ 259,000 | $ 97,000 |
| Orange County Florida | 61 | $ 25,065,000 | $ 410,000 | $ 148,000 |
| Durham County North Carolina | 60 | $ 21,250,000 | $ 354,000 | $ 123,000 |
| San Benito County California | 59 | $ 41,355,000 | $ 700,000 | $ 220,000 |
| Ada County Idaho | 57 | $ 19,765,000 | $ 346,000 | $ 123,000 |
| Jefferson County Colorado | 56 | $ 31,320,000 | $ 559,000 | $ 199,000 |
| Waller County Texas | 54 | $ 16,140,000 | $ 298,000 | $ 110,000 |
| Solano County California | 50 | $ 30,460,000 | $ 609,000 | $ 183,000 |
| Arapahoe County Colorado | 50 | $ 21,010,000 | $ 420,000 | $ 137,000 |
| Mecklenburg County North Carolina | 50 | $ 20,600,000 | $ 412,000 | $ 165,000 |
| Orange County California | 49 | $ 39,625,000 | $ 808,000 | $ 187,000 |
| Alameda County California | 48 | $ 35,990,000 | $ 749,000 | $ 228,000 |
| Boulder County Colorado | 48 | $ 21,570,000 | $ 449,000 | $ 194,000 |
| Harnett County North Carolina | 48 | $ 17,080,000 | $ 355,000 | $ 118,000 |
| Tarrant County Texas | 46 | $ 17,420,000 | $ 378,000 | $ 129,000 |
| Sonoma County California | 33 | $ 24,025,000 | $ 728,000 | $ 281,000 |
| Franklin County North Carolina | 33 | $ 11,665,000 | $ 353,000 | $ 105,000 |
| Snohomish County Washington | 33 | $ 21,985,000 | $ 666,000 | $ 187,000 |
| Lincoln County North Carolina | 30 | $ 10,320,000 | $ 344,000 | $ 146,000 |
| Orange County North Carolina | 24 | $ 8,570,000 | $ 357,000 | $ 168,000 |
| Madera County California | 22 | $ 9,910,000 | $ 450,000 | $ 148,000 |
| Collin County Texas | 20 | $ 12,470,000 | $ 623,000 | $ 255,000 |
| Broomfield County Colorado | 19 | $ 9,225,000 | $ 485,000 | $ 181,000 |
| Hays County Texas | 13 | $ 5,115,000 | $ 393,000 | $ 147,000 |
| Denver County Colorado | 6 | $ 5,010,000 | $ 835,000 | $ 167,000 |
| Canyon County Idaho | 6 | $ 1,920,000 | $ 320,000 | $ 92,000 |
| San Patricio County Texas | 6 | $ 2,370,000 | $ 395,000 | $ 159,000 |
| Larimer County Colorado | 4 | $ 1,830,000 | $ 457,000 | $ 194,000 |
| Seminole County Florida | 4 | $ 1,170,000 | $ 292,000 | $ 100,000 |
| Bastrop County Texas | 3 | $ 1,065,000 | $ 355,000 | $ 136,000 |
| Hidalgo County Texas | 3 | $ 885,000 | $ 295,000 | $ 112,000 |
| Johnston County North Carolina | 2 | $ 650,000 | $ 325,000 | $ 271,000 |
| Butte County California | 1 | $ 435,000 | $ 435,000 | $ 148,000 |
| El Dorado County California | 1 | $ 595,000 | $ 595,000 | $ 149,000 |
| Lake County California | 1 | $ 835,000 | $ 835,000 | $ 161,000 |
| Napa County California | 1 | $ 525,000 | $ 525,000 | $ 179,000 |
| Nevada County California | 1 | $ 735,000 | $ 735,000 | $ 155,000 |
| Broward County Florida | 1 | $ 315,000 | $ 315,000 | $ 158,000 |
| Sarasota County Florida | 1 | $ 355,000 | $ 355,000 | $ 96,000 |
| Klickitat County Washington | 1 | $ 765,000 | $ 765,000 | $ 134,000 |
Mortgage Loan Application Detail Totals for Kbhs Home Loans, Llc in 2023
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 15,300 | $6,061,200,000 | $396,000 | $8,215,000 | $137,000 | $2,617,000 |
| Cash-out Refinancing | 5 | $1,665,000 | $333,000 | $385,000 | $111,000 | $183,000 |
| Refinancing | 1 | $395,000 | $395,000 | $395,000 | $161,000 | $161,000 |
| Home Improvement | 0 | $0 | $0 | $0 | $0 | $0 |
| Not Applicable | 0 | $0 | $0 | $0 | $0 | $0 |
| Other Purpose | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 4,318 | $1,641,720,000 | $380,000 | $1,205,000 | $140,000 | $2,617,000 |
| Hispanic | 3,597 | $1,339,685,000 | $372,000 | $1,015,000 | $121,000 | $2,383,000 |
| Asian | 2,524 | $1,127,410,000 | $446,000 | $8,215,000 | $157,000 | $1,045,000 |
| Not Provided | 2,093 | $838,705,000 | $400,000 | $1,505,000 | $141,000 | $1,257,000 |
| Black or African American | 1,712 | $636,650,000 | $371,000 | $1,275,000 | $115,000 | $693,000 |
| American Indian or Alaskan Native | 94 | $41,470,000 | $441,000 | $1,135,000 | $136,000 | $532,000 |
| Native Hawaiian or Other Pacific Islander | 46 | $19,230,000 | $418,000 | $725,000 | $140,000 | $545,000 |
| Not applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 9,046 | $3,536,930,000 | $390,000 | $1,245,000 | $151,000 | $2,617,000 |
| FHA-insured (Federal Housing Administration) | 4,320 | $1,697,130,000 | $392,000 | $1,015,000 | $116,000 | $1,984,000 |
| VA-guaranteed (Veterans Administration) | 1,916 | $821,560,000 | $428,000 | $8,215,000 | $119,000 | $504,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 24 | $7,640,000 | $318,000 | $425,000 | $102,000 | $147,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 9,295 | $3,631,715,000 | $390,000 | $1,505,000 | $137,000 | $2,617,000 |
| Application Withdrawn By Applicant | 4,632 | $1,894,280,000 | $408,000 | $8,215,000 | $146,000 | $2,533,000 |
| Application Denied By Financial Institution | 1,278 | $497,870,000 | $389,000 | $1,065,000 | $107,000 | $1,045,000 |
| Application Approved But Not Accepted | 88 | $33,450,000 | $380,000 | $905,000 | $128,000 | $321,000 |
| File Closed For Incompleteness | 13 | $5,945,000 | $457,000 | $825,000 | $117,000 | $212,000 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not applicable | 14,028 | $5,565,390,000 | $396,000 | $8,215,000 | $140,000 | $2,617,000 |
| Debt-To-Income Ratio | 839 | $330,635,000 | $394,000 | $945,000 | $94,000 | $486,000 |
| Unverifiable Information | 153 | $59,195,000 | $386,000 | $1,065,000 | $134,000 | $1,045,000 |
| Credit History | 100 | $39,590,000 | $395,000 | $835,000 | $144,000 | $704,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 59 | $22,965,000 | $389,000 | $695,000 | $126,000 | $355,000 |
| Employment History | 44 | $16,110,000 | $366,000 | $575,000 | $97,000 | $227,000 |
| Credit Application Incomplete | 41 | $14,115,000 | $344,000 | $625,000 | $131,000 | $466,000 |
| Other | 38 | $13,430,000 | $353,000 | $1,055,000 | $142,000 | $480,000 |
| Collateral | 4 | $1,830,000 | $457,000 | $525,000 | $198,000 | $227,000 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Kbhs Home Loans, Llc's 2023 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Kbhs Home Loans, Llc's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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with aggregated HMDA statistics today.