Keesler
HMDA Loan Application Totals
and Mortgage Lending Details
for 2016
Keesler 2016 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Keesler 2602 Pass Road Biloxi, MS 39531 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 2,313 |
| Total Mortgage Loan Application Amount | $306,715,000 |
| Average Mortgage Loan Application Amount | $110,000 |
| Highest Mortgage Loan Application Amount | $810,000 |
| Average Applicant Income | $72,000 |
| Highest Applicant Income | $580,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2016 with Keesler. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Keesler's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2016 breaks down Keesler's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Keesler serves its applicants.
Each category highlights the total number of mortgage applications processed by Keesler, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Keesler's mortgage activity for 2016.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Harrison County Mississippi | 545 | $ 71,549,000 | $ 131,000 | $ 82,000 |
| Jackson County Mississippi | 295 | $ 36,896,000 | $ 125,000 | $ 79,000 |
| Hancock County Mississippi | 182 | $ 21,989,000 | $ 120,000 | $ 78,000 |
| Pearl River County Mississippi | 142 | $ 16,756,000 | $ 118,000 | $ 80,000 |
| St. Tammany County Louisiana | 50 | $ 8,264,000 | $ 165,000 | $ 107,000 |
| Stone County Mississippi | 49 | $ 5,422,000 | $ 110,000 | $ 66,000 |
| Lamar County Mississippi | 48 | $ 6,959,000 | $ 144,000 | $ 82,000 |
| Forrest County Mississippi | 35 | $ 3,742,000 | $ 106,000 | $ 82,000 |
| Rankin County Mississippi | 20 | $ 3,111,000 | $ 155,000 | $ 92,000 |
| Mobile County Alabama | 17 | $ 2,847,000 | $ 167,000 | $ 81,000 |
| Hinds County Mississippi | 11 | $ 1,546,000 | $ 140,000 | $ 91,000 |
| George County Mississippi | 9 | $ 1,398,000 | $ 155,000 | $ 107,000 |
| Jefferson County Louisiana | 8 | $ 1,981,000 | $ 247,000 | $ 114,000 |
| Orleans County Louisiana | 8 | $ 1,443,000 | $ 180,000 | $ 104,000 |
| Madison County Mississippi | 7 | $ 1,172,000 | $ 167,000 | $ 139,000 |
| Lafayette County Mississippi | 6 | $ 1,135,000 | $ 189,000 | $ 117,000 |
| Perry County Mississippi | 6 | $ 869,000 | $ 144,000 | $ 73,000 |
| Baldwin County Alabama | 5 | $ 882,000 | $ 176,000 | $ 71,000 |
| Okaloosa County Florida | 4 | $ 1,209,000 | $ 302,000 | $ 105,000 |
| Santa Rosa County Florida | 4 | $ 675,000 | $ 168,000 | $ 75,000 |
| DeSoto County Mississippi | 4 | $ 956,000 | $ 239,000 | $ 191,000 |
| Madison County Alabama | 3 | $ 282,000 | $ 94,000 | $ 53,000 |
| Hillsborough County Florida | 3 | $ 815,000 | $ 271,000 | $ 112,000 |
| Livingston County Louisiana | 3 | $ 473,000 | $ 157,000 | $ 104,000 |
| St. Bernard County Louisiana | 3 | $ 349,000 | $ 116,000 | $ 52,000 |
| Covington County Mississippi | 3 | $ 288,000 | $ 96,000 | $ 50,000 |
| Jones County Mississippi | 3 | $ 281,000 | $ 93,000 | $ 107,000 |
| Autauga County Alabama | 2 | $ 367,000 | $ 183,000 | $ 133,000 |
| Jefferson County Alabama | 2 | $ 636,000 | $ 318,000 | $ 106,000 |
| Alachua County Florida | 2 | $ 232,000 | $ 116,000 | $ 113,000 |
| Escambia County Florida | 2 | $ 291,000 | $ 145,000 | $ 62,000 |
| Tangipahoa County Louisiana | 2 | $ 503,000 | $ 251,000 | $ 133,000 |
| Copiah County Mississippi | 2 | $ 274,000 | $ 137,000 | $ 78,000 |
| Greene County Mississippi | 2 | $ 83,000 | $ 41,000 | $ 67,000 |
| Leake County Mississippi | 2 | $ 289,000 | $ 144,000 | $ 72,000 |
| Lee County Mississippi | 2 | $ 274,000 | $ 137,000 | $ 102,000 |
| Marion County Mississippi | 2 | $ 118,000 | $ 59,000 | $ 49,000 |
| Coffee County Alabama | 1 | $ 246,000 | $ 246,000 | $ 70,000 |
| Colbert County Alabama | 1 | $ 221,000 | $ 221,000 | $ 78,000 |
| Dallas County Alabama | 1 | $ 27,000 | $ 27,000 | $ 67,000 |
| Elmore County Alabama | 1 | $ 292,000 | $ 292,000 | $ 150,000 |
| Montgomery County Alabama | 1 | $ 156,000 | $ 156,000 | $ 107,000 |
| Shelby County Alabama | 1 | $ 262,000 | $ 262,000 | $ 106,000 |
| Citrus County Florida | 1 | $ 60,000 | $ 60,000 | $ 91,000 |
| Clay County Florida | 1 | $ 91,000 | $ 91,000 | $ 75,000 |
| Duval County Florida | 1 | $ 130,000 | $ 130,000 | $ 83,000 |
| Osceola County Florida | 1 | $ 350,000 | $ 350,000 | $ 93,000 |
| Avoyelles County Louisiana | 1 | $ 80,000 | $ 80,000 | $ 46,000 |
| Bossier County Louisiana | 1 | $ 332,000 | $ 332,000 | $ 75,000 |
| Iberia County Louisiana | 1 | $ 73,000 | $ 73,000 | $ 56,000 |
| Rapides County Louisiana | 1 | $ 109,000 | $ 109,000 | $ 36,000 |
| Washington County Louisiana | 1 | $ 157,000 | $ 157,000 | $ 35,000 |
| Adams County Mississippi | 1 | $ 116,000 | $ 116,000 | $ 148,000 |
| Amite County Mississippi | 1 | $ 116,000 | $ 116,000 | $ 63,000 |
| Carroll County Mississippi | 1 | $ 75,000 | $ 75,000 | $ 74,000 |
| Franklin County Mississippi | 1 | $ 144,000 | $ 144,000 | $ 150,000 |
| Itawamba County Mississippi | 1 | $ 115,000 | $ 115,000 | $ 72,000 |
| Lauderdale County Mississippi | 1 | $ 161,000 | $ 161,000 | $ 52,000 |
| Lincoln County Mississippi | 1 | $ 80,000 | $ 80,000 | $ 118,000 |
| Newton County Mississippi | 1 | $ 73,000 | $ 73,000 | $ 58,000 |
| Oktibbeha County Mississippi | 1 | $ 241,000 | $ 241,000 | $ 101,000 |
| Pike County Mississippi | 1 | $ 226,000 | $ 226,000 | $ 70,000 |
| Prentiss County Mississippi | 1 | $ 70,000 | $ 70,000 | $ 62,000 |
| Smith County Mississippi | 1 | $ 105,000 | $ 105,000 | $ 89,000 |
| Winston County Mississippi | 1 | $ 149,000 | $ 149,000 | $ 32,000 |
| Yazoo County Mississippi | 1 | $ 41,000 | $ 41,000 | $ 74,000 |
Mortgage Loan Application Detail Totals for Keesler in 2016
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 1,365 | $184,610,000 | $135,000 | $720,000 | $70,000 | $580,000 |
| Refinancing | 902 | $119,190,000 | $132,000 | $810,000 | $85,000 | $569,000 |
| Home Improvement | 46 | $2,915,000 | $63,000 | $148,000 | $61,000 | $207,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 1,685 | $224,684,000 | $133,000 | $792,000 | $78,000 | $580,000 |
| Black or African American | 262 | $29,084,000 | $111,000 | $413,000 | $62,000 | $280,000 |
| Not Provided | 193 | $27,693,000 | $143,000 | $720,000 | $81,000 | $312,000 |
| Asian | 75 | $9,707,000 | $129,000 | $356,000 | $77,000 | $461,000 |
| Hispanic | 63 | $9,718,000 | $154,000 | $464,000 | $80,000 | $408,000 |
| Not applicable | 18 | $3,604,000 | $200,000 | $810,000 | $0 | $0 |
| American Indian or Alaskan Native | 11 | $1,408,000 | $128,000 | $245,000 | $69,000 | $128,000 |
| Native Hawaiin or Other Pacific Islander | 6 | $817,000 | $136,000 | $200,000 | $43,000 | $60,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 1,397 | $181,564,000 | $129,000 | $810,000 | $83,000 | $580,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 338 | $38,003,000 | $112,000 | $319,000 | $47,000 | $461,000 |
| VA-guaranteed (Veterans Administration) | 312 | $52,065,000 | $166,000 | $792,000 | $80,000 | $223,000 |
| FHA-insured (Federal Housing Administration) | 266 | $35,083,000 | $131,000 | $326,000 | $67,000 | $408,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 763 | $102,276,000 | $134,000 | $810,000 | $85,000 | $580,000 |
| Preapproval Approved but not Accepted | 540 | $74,345,000 | $137,000 | $720,000 | $69,000 | $260,000 |
| Application Approved But Not Accepted | 354 | $49,655,000 | $140,000 | $792,000 | $92,000 | $420,000 |
| Application Denied By Financial Institution | 337 | $40,720,000 | $120,000 | $417,000 | $61,000 | $280,000 |
| Application Withdrawn By Applicant | 167 | $20,860,000 | $124,000 | $383,000 | $76,000 | $461,000 |
| Preapproval Denied by Financial Institution | 151 | $18,773,000 | $124,000 | $330,000 | $51,000 | $288,000 |
| File Closed For Incompleteness | 1 | $86,000 | $86,000 | $86,000 | $25,000 | $25,000 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Credit History | 204 | $24,260,000 | $118,000 | $380,000 | $64,000 | $288,000 |
| Debt-To-Income Ratio | 176 | $21,940,000 | $124,000 | $417,000 | $44,000 | $280,000 |
| Collateral | 43 | $5,608,000 | $130,000 | $378,000 | $74,000 | $162,000 |
| Other | 21 | $2,728,000 | $129,000 | $232,000 | $68,000 | $130,000 |
| Employment History | 17 | $2,108,000 | $124,000 | $226,000 | $72,000 | $230,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 13 | $1,352,000 | $104,000 | $210,000 | $51,000 | $83,000 |
| Unverifiable Information | 7 | $789,000 | $112,000 | $152,000 | $73,000 | $142,000 |
| Credit Application Incomplete | 5 | $485,000 | $97,000 | $146,000 | $70,000 | $101,000 |
| Mortgage Insurance Denied | 1 | $109,000 | $109,000 | $109,000 | $114,000 | $114,000 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Keesler's 2016 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Keesler's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Mississippi, download the full spreadsheet
with aggregated HMDA statistics today.