Kemba Financial
Mortgage Loan Application
Totals and Details
for 2012
Find mortgage loan statistics, lending data, and loan application totals for Ohio.
The mortgage statistics and data below are specific to mortgage loan applications for Kemba Financial.
Search for mortgage lenders by state, county, or metropolitan area
and explore the loan application details and stats broken down by several loan categories from 2003-2021.
| Mortgage Company & Address | Kemba Financial 555 Officenter Pl Gahanna, OH 43230 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 1,822 |
| Total Mortgage Loan Application Amount | $202,640,000 |
| Average Mortgage Loan Application Amount | $88,000 |
| Highest Mortgage Loan Application Amount | $629,000 |
| Average Applicant Income | $83,333 |
| Highest Applicant Income | $1,704,000 |
Overall mortgage application loan totals and averages for this lender are provided for each year by county, metro area, and the entire US.
The loan data is broken down by loan purpose, loan type, applicant race, application outcome, and denial reason. With this information, you can get a detailed view of locations
where the mortgage lender is actively processing applications as well as the types and outcomes of loans from these applications.
As you search for mortgage loan stats and lending data in OH, the totals and averages will help you understand where the lender does business as well as the volume of business they do.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Franklin County Ohio | 685 | $ 72,302,000 | $ 105,000 | $ 90,000 |
| Delaware County Ohio | 150 | $ 24,016,000 | $ 160,000 | $ 113,000 |
| Logan County Ohio | 108 | $ 9,527,000 | $ 88,000 | $ 75,000 |
| Licking County Ohio | 94 | $ 11,261,000 | $ 119,000 | $ 106,000 |
| Fairfield County Ohio | 61 | $ 7,469,000 | $ 122,000 | $ 97,000 |
| Madison County Ohio | 21 | $ 2,494,000 | $ 118,000 | $ 87,000 |
| Pickaway County Ohio | 20 | $ 1,840,000 | $ 92,000 | $ 69,000 |
| Union County Ohio | 16 | $ 2,305,000 | $ 144,000 | $ 120,000 |
| Knox County Ohio | 11 | $ 1,169,000 | $ 106,000 | $ 87,000 |
| Morrow County Ohio | 10 | $ 990,000 | $ 99,000 | $ 58,000 |
| Hocking County Ohio | 7 | $ 599,000 | $ 85,000 | $ 59,000 |
| Wood County Ohio | 7 | $ 659,000 | $ 94,000 | $ 68,000 |
| Lucas County Ohio | 6 | $ 430,000 | $ 71,000 | $ 55,000 |
| Champaign County Ohio | 5 | $ 327,000 | $ 65,000 | $ 70,000 |
| Clark County Ohio | 5 | $ 568,000 | $ 113,000 | $ 79,000 |
| Hancock County Ohio | 5 | $ 446,000 | $ 89,000 | $ 85,000 |
| Macomb County Michigan | 4 | $ 566,000 | $ 141,000 | $ 95,000 |
| Fayette County Ohio | 4 | $ 587,000 | $ 146,000 | $ 110,000 |
| Richland County Ohio | 4 | $ 411,000 | $ 102,000 | $ 73,000 |
| Stark County Ohio | 4 | $ 311,000 | $ 77,000 | $ 46,000 |
| Jefferson County Kentucky | 3 | $ 165,000 | $ 55,000 | $ 57,000 |
| Butler County Ohio | 3 | $ 455,000 | $ 151,000 | $ 79,000 |
| Columbiana County Ohio | 3 | $ 230,000 | $ 76,000 | $ 72,000 |
| Cuyahoga County Ohio | 3 | $ 428,000 | $ 142,000 | $ 117,000 |
| Gallia County Ohio | 3 | $ 302,000 | $ 100,000 | $ 91,000 |
| Hamilton County Ohio | 3 | $ 224,000 | $ 74,000 | $ 64,000 |
| Hardin County Ohio | 3 | $ 186,000 | $ 62,000 | $ 67,000 |
| Ottawa County Ohio | 3 | $ 456,000 | $ 152,000 | $ 147,000 |
| Perry County Ohio | 3 | $ 287,000 | $ 95,000 | $ 126,000 |
| Wayne County Ohio | 3 | $ 256,000 | $ 85,000 | $ 69,000 |
| Maricopa County Arizona | 2 | $ 240,000 | $ 120,000 | $ 73,000 |
| Charlotte County Florida | 2 | $ 214,000 | $ 107,000 | $ 86,000 |
| Manatee County Florida | 2 | $ 292,000 | $ 146,000 | $ 63,000 |
| Martin County Florida | 2 | $ 392,000 | $ 196,000 | $ 86,000 |
| Sarasota County Florida | 2 | $ 266,000 | $ 133,000 | $ 151,000 |
| Chatham County Georgia | 2 | $ 465,000 | $ 232,000 | $ 224,000 |
| Marion County Indiana | 2 | $ 194,000 | $ 97,000 | $ 62,000 |
| Allegany County Maryland | 2 | $ 90,000 | $ 45,000 | $ 54,000 |
| Branch County Michigan | 2 | $ 348,000 | $ 174,000 | $ 119,000 |
| Jackson County Michigan | 2 | $ 230,000 | $ 115,000 | $ 247,000 |
| Oakland County Michigan | 2 | $ 153,000 | $ 76,000 | $ 42,000 |
| Franklin County North Carolina | 2 | $ 334,000 | $ 167,000 | $ 151,000 |
| Jackson County Ohio | 2 | $ 234,000 | $ 117,000 | $ 108,000 |
| Marion County Ohio | 2 | $ 64,000 | $ 32,000 | $ 41,000 |
| Morgan County Ohio | 2 | $ 179,000 | $ 89,000 | $ 74,000 |
| Muskingum County Ohio | 2 | $ 171,000 | $ 85,000 | $ 69,000 |
| Pike County Ohio | 2 | $ 103,000 | $ 51,000 | $ 43,000 |
| Scioto County Ohio | 2 | $ 197,000 | $ 98,000 | $ 131,000 |
| Fort Bend County Texas | 2 | $ 160,000 | $ 80,000 | $ 130,000 |
| New Castle County Delaware | 1 | $ 144,000 | $ 144,000 | $ 115,000 |
| Escambia County Florida | 1 | $ 310,000 | $ 310,000 | $ 386,000 |
| Lee County Florida | 1 | $ 120,000 | $ 120,000 | $ 108,000 |
| Palm Beach County Florida | 1 | $ 133,000 | $ 133,000 | $ 171,000 |
| Pinellas County Florida | 1 | $ 56,000 | $ 56,000 | $ 66,000 |
| Sumter County Florida | 1 | $ 161,000 | $ 161,000 | $ 214,000 |
| Volusia County Florida | 1 | $ 168,000 | $ 168,000 | $ 172,000 |
| Cherokee County Georgia | 1 | $ 167,000 | $ 167,000 | $ 120,000 |
| Clayton County Georgia | 1 | $ 146,000 | $ 146,000 | $ 46,000 |
| Lake County Illinois | 1 | $ 223,000 | $ 223,000 | $ 84,000 |
| Charlevoix County Michigan | 1 | $ 600,000 | $ 600,000 | $ 233,000 |
| Genesee County Michigan | 1 | $ 63,000 | $ 63,000 | $ 58,000 |
| Lapeer County Michigan | 1 | $ 53,000 | $ 53,000 | $ 27,000 |
| Lenawee County Michigan | 1 | $ 45,000 | $ 45,000 | $ 106,000 |
| Livingston County Michigan | 1 | $ 127,000 | $ 127,000 | $ 45,000 |
| Monroe County Michigan | 1 | $ 86,000 | $ 86,000 | $ 32,000 |
| Wayne County Michigan | 1 | $ 80,000 | $ 80,000 | $ 43,000 |
| Lewis County New York | 1 | $ 65,000 | $ 65,000 | $ 65,000 |
| Monroe County New York | 1 | $ 50,000 | $ 50,000 | $ 42,000 |
| Allen County Ohio | 1 | $ 50,000 | $ 50,000 | $ 126,000 |
| Carroll County Ohio | 1 | $ 100,000 | $ 100,000 | $ 93,000 |
| Clermont County Ohio | 1 | $ 76,000 | $ 76,000 | $ 59,000 |
| Erie County Ohio | 1 | $ 120,000 | $ 120,000 | $ 114,000 |
| Fulton County Ohio | 1 | $ 35,000 | $ 35,000 | $ 59,000 |
| Greene County Ohio | 1 | $ 101,000 | $ 101,000 | $ 40,000 |
| Jefferson County Ohio | 1 | $ 66,000 | $ 66,000 | $ 119,000 |
| Lorain County Ohio | 1 | $ 68,000 | $ 68,000 | $ 67,000 |
| Miami County Ohio | 1 | $ 18,000 | $ 18,000 | $ 13,000 |
| Portage County Ohio | 1 | $ 128,000 | $ 128,000 | $ 106,000 |
| Preble County Ohio | 1 | $ 100,000 | $ 100,000 | $ 80,000 |
| Ross County Ohio | 1 | $ 54,000 | $ 54,000 | $ 42,000 |
| Summit County Ohio | 1 | $ 217,000 | $ 217,000 | $ 94,000 |
| Warren County Ohio | 1 | $ 140,000 | $ 140,000 | $ 50,000 |
| Washington County Ohio | 1 | $ 282,000 | $ 282,000 | $ 190,000 |
| Allegheny County Pennsylvania | 1 | $ 54,000 | $ 54,000 | $ 52,000 |
| Butler County Pennsylvania | 1 | $ 365,000 | $ 365,000 | $ 105,000 |
| Fayette County Pennsylvania | 1 | $ 50,000 | $ 50,000 | $ 76,000 |
| Lycoming County Pennsylvania | 1 | $ 30,000 | $ 30,000 | $ 47,000 |
| Somerset County Pennsylvania | 1 | $ 50,000 | $ 50,000 | $ 40,000 |
| Washington County Pennsylvania | 1 | $ 133,000 | $ 133,000 | $ 46,000 |
| Blount County Tennessee | 1 | $ 119,000 | $ 119,000 | $ 43,000 |
| Sevier County Tennessee | 1 | $ 126,000 | $ 126,000 | $ 110,000 |
| Ohio County West Virginia | 1 | $ 41,000 | $ 41,000 | $ 46,000 |
| Wood County West Virginia | 1 | $ 141,000 | $ 141,000 | $ 89,000 |
The mortgage data stats below are displayed in sortable categories such as loan purpose, race of mortgage applicant, loan type, the outcome of the application, and reason for denial.
Each category breaks down the total number of mortgage applications, the total dollar amount for those applications, the average mortgage amount, the highest mortgage loan applied for within that category,
the average income of the mortgage applicants, and the highest income of the mortgage applicants.
You can also download the entire list of mortgage lenders along with their aggregated lending data for the state of Ohio,
and search the same numbers and information back through 2003.
Mortgage Loan Application Detail Totals for Kemba Financial in 2012
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Refinancing | 1,440 | $163,822,000 | $113,000 | $629,000 | $91,000 | $937,000 |
| Home Purchase | 357 | $37,654,000 | $105,000 | $475,000 | $72,000 | $1,704,000 |
| Home Improvement | 25 | $1,164,000 | $46,000 | $206,000 | $87,000 | $330,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 1,558 | $171,265,000 | $109,000 | $629,000 | $89,000 | $1,704,000 |
| Black or African American | 112 | $12,439,000 | $111,000 | $475,000 | $74,000 | $386,000 |
| Not Provided | 87 | $10,828,000 | $124,000 | $372,000 | $82,000 | $456,000 |
| Hispanic | 36 | $4,332,000 | $120,000 | $352,000 | $80,000 | $243,000 |
| Asian | 22 | $3,020,000 | $137,000 | $260,000 | $81,000 | $174,000 |
| American Indian or Alaskan Native | 6 | $672,000 | $112,000 | $196,000 | $56,000 | $83,000 |
| Native Hawaiian or Other Pacific Islander | 1 | $84,000 | $84,000 | $84,000 | $90,000 | $90,000 |
| Not applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 1,650 | $182,512,000 | $110,000 | $629,000 | $89,000 | $937,000 |
| FHA-insured (Federal Housing Administration) | 164 | $19,353,000 | $118,000 | $299,000 | $70,000 | $1,704,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 6 | $604,000 | $100,000 | $195,000 | $72,000 | $113,000 |
| VA-guaranteed (Veterans Administration) | 2 | $171,000 | $85,000 | $146,000 | $57,000 | $60,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 1,033 | $114,192,000 | $110,000 | $629,000 | $95,000 | $519,000 |
| Application Denied By Financial Institution | 483 | $53,873,000 | $111,000 | $600,000 | $76,000 | $1,704,000 |
| File Closed For Incompleteness | 187 | $19,084,000 | $102,000 | $380,000 | $84,000 | $937,000 |
| Application Withdrawn By Applicant | 105 | $13,915,000 | $132,000 | $327,000 | $69,000 | $173,000 |
| Application Approved But Not Accepted | 14 | $1,576,000 | $112,000 | $230,000 | $101,000 | $250,000 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Collateral | 40 | $5,695,000 | $142,000 | $600,000 | $87,000 | $233,000 |
| Debt-To-Income Ratio | 16 | $2,351,000 | $146,000 | $230,000 | $56,000 | $182,000 |
| Credit History | 13 | $1,546,000 | $118,000 | $227,000 | $63,000 | $150,000 |
| Unverifiable Information | 4 | $361,000 | $90,000 | $133,000 | $59,000 | $83,000 |
| Credit Application Incomplete | 3 | $300,000 | $100,000 | $155,000 | $32,000 | $42,000 |
| Employment History | 2 | $175,000 | $87,000 | $97,000 | $36,000 | $55,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 2 | $278,000 | $139,000 | $144,000 | $126,000 | $140,000 |
| Other | 1 | $223,000 | $223,000 | $223,000 | $121,000 | $121,000 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
These totals and details for mortgage applications will give you a better idea of what to expect when researching mortgage lenders. Whether you are looking for a home loan, for home refinancing, or for home improvement loan statistics, we have the information you need. This mortgage loan data gives you everything you need to know as you start your search for the best lenders in OH, and gives you an idea of what the best mortgage lenders really are.
If you prefer, you can download a copy of the entire list of mortgage lenders in Ohio, and search similar information at your convenience.