Keybank Usa, N.A.
HMDA Loan Application Totals
and Mortgage Lending Details
for 2003
Keybank Usa, N.A. 2003 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Keybank Usa, N.A. 127 Public Square Cleveland, OH 44114 |
| Federal Regulator | * available with data download |
| Years | 2003 |
| Total Number of Mortgage Applications | 199,908 |
| Total Mortgage Loan Application Amount | $17,235,452,000 |
| Average Mortgage Loan Application Amount | $81,295 |
| Highest Mortgage Loan Application Amount | $5,300,000 |
| Average Applicant Income | $54,892 |
| Highest Applicant Income | $4,694,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2003 with Keybank Usa, N.A.. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Keybank Usa, N.A.'s lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2003 breaks down Keybank Usa, N.A.'s mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Keybank Usa, N.A. serves its applicants.
Each category highlights the total number of mortgage applications processed by Keybank Usa, N.A., total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Keybank Usa, N.A.'s mortgage activity for 2003.
| Metro Area | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| NEW YORK, NY | 9,481 | $ 1,547,422,000 | $ 163,000 | $ 77,000 |
| NASSAU-SUFFOLK, NY | 8,271 | $ 1,182,157,000 | $ 142,000 | $ 79,000 |
| BOSTON, MA-NH | 6,051 | $ 878,243,000 | $ 145,000 | $ 69,000 |
| NEWARK, NJ | 5,620 | $ 741,897,000 | $ 132,000 | $ 71,000 |
| PHILADELPHIA, PA-NJ | 4,964 | $ 377,257,000 | $ 75,000 | $ 62,000 |
| MONMOUTH-OCEAN, NJ | 4,621 | $ 526,420,000 | $ 113,000 | $ 69,000 |
| PHOENIX-MESA, AZ | 4,190 | $ 163,989,000 | $ 39,000 | $ 55,000 |
| MIDDLESEX-SOMERSET-HUNTERDON, NJ | 3,552 | $ 457,655,000 | $ 128,000 | $ 76,000 |
| RIVERSIDE-SAN BERNARDINO, CA | 3,458 | $ 231,795,000 | $ 67,000 | $ 71,000 |
| CHICAGO, IL | 3,419 | $ 166,242,000 | $ 48,000 | $ 59,000 |
| LOS ANGELES-LONG BEACH, CA | 3,092 | $ 297,139,000 | $ 96,000 | $ 74,000 |
| BERGEN-PASSAIC, NJ | 2,834 | $ 414,940,000 | $ 146,000 | $ 78,000 |
| BALTIMORE, MD | 2,569 | $ 206,034,000 | $ 80,000 | $ 72,000 |
| HARTFORD, CT | 2,551 | $ 230,855,000 | $ 90,000 | $ 59,000 |
| DETROIT, MI | 2,511 | $ 79,745,000 | $ 31,000 | $ 65,000 |
| PROVIDENCE-FALL RIVER-WARWICK, RI-MA | 2,463 | $ 247,615,000 | $ 100,000 | $ 58,000 |
| DENVER, CO | 2,400 | $ 223,101,000 | $ 92,000 | $ 58,000 |
| PITTSBURGH, PA | 2,091 | $ 125,691,000 | $ 60,000 | $ 48,000 |
| MINNEAPOLIS-ST. PAUL, MN-WI | 1,860 | $ 278,178,000 | $ 149,000 | $ 67,000 |
| OAKLAND, CA | 1,759 | $ 275,637,000 | $ 156,000 | $ 74,000 |
| TAMPA-ST. PETERSBURG-CLEARWATER, FL | 1,737 | $ 113,746,000 | $ 65,000 | $ 53,000 |
| PORTLAND-VANCOUVER, OR-WA | 1,693 | $ 172,339,000 | $ 101,000 | $ 50,000 |
| ATLANTA, GA | 1,618 | $ 55,650,000 | $ 34,000 | $ 64,000 |
| NEWBURGH, NY-PA | 1,571 | $ 184,365,000 | $ 117,000 | $ 64,000 |
| ORLANDO, FL | 1,475 | $ 100,389,000 | $ 68,000 | $ 52,000 |
| SACRAMENTO, CA | 1,396 | $ 101,218,000 | $ 72,000 | $ 70,000 |
| WORCESTER, MA-CT | 1,376 | $ 147,305,000 | $ 107,000 | $ 59,000 |
| NORFOLK-VIRGINIA BEACH-NEWPORT NEWS, VA-NC | 1,355 | $ 78,133,000 | $ 57,000 | $ 57,000 |
| JACKSONVILLE, FL | 1,251 | $ 87,673,000 | $ 70,000 | $ 53,000 |
| FORT LAUDERDALE, FL | 1,217 | $ 102,520,000 | $ 84,000 | $ 60,000 |
| NEW HAVEN-MERIDEN, CT | 1,175 | $ 110,564,000 | $ 94,000 | $ 62,000 |
| BUFFALO-NIAGARA FALLS, NY | 1,174 | $ 58,550,000 | $ 49,000 | $ 47,000 |
| COLUMBUS, OH | 1,139 | $ 38,873,000 | $ 34,000 | $ 58,000 |
| BRIDGEPORT, CT | 1,125 | $ 120,488,000 | $ 107,000 | $ 61,000 |
| CINCINNATI, OH-KY-IN | 1,114 | $ 56,736,000 | $ 50,000 | $ 65,000 |
| ROCHESTER, NY | 1,078 | $ 47,678,000 | $ 44,000 | $ 47,000 |
| MIAMI, FL | 1,047 | $ 79,414,000 | $ 75,000 | $ 56,000 |
| CLEVELAND-LORAIN-ELYRIA, OH | 1,042 | $ 82,329,000 | $ 79,000 | $ 61,000 |
| ORANGE COUNTY, CA | 1,040 | $ 136,036,000 | $ 130,000 | $ 86,000 |
| ST. LOUIS, MO-IL | 1,029 | $ 42,274,000 | $ 41,000 | $ 54,000 |
| BROCKTON, MA | 1,020 | $ 121,199,000 | $ 118,000 | $ 63,000 |
| GREENSBORO--WINSTON-SALEM--HIGH POINT, NC | 1,002 | $ 79,299,000 | $ 79,000 | $ 54,000 |
| DUTCHESS COUNTY, NY | 963 | $ 120,804,000 | $ 125,000 | $ 72,000 |
| SEATTLE-BELLEVUE-EVERETT, WA | 921 | $ 83,914,000 | $ 91,000 | $ 67,000 |
| INDIANAPOLIS, IN | 920 | $ 33,946,000 | $ 36,000 | $ 56,000 |
| SYRACUSE, NY | 895 | $ 40,386,000 | $ 45,000 | $ 47,000 |
| DAYTON-SPRINGFIELD, OH | 882 | $ 23,086,000 | $ 26,000 | $ 50,000 |
| GRAND RAPIDS-MUSKEGON-HOLLAND, MI | 880 | $ 29,804,000 | $ 33,000 | $ 47,000 |
| ALBANY-SCHENECTADY-TROY, NY | 876 | $ 52,790,000 | $ 60,000 | $ 55,000 |
| ALLENTOWN-BETHLEHEM-EASTON, PA | 876 | $ 56,709,000 | $ 64,000 | $ 56,000 |
| NASHVILLE, TN | 857 | $ 18,775,000 | $ 21,000 | $ 52,000 |
| SAN DIEGO, CA | 857 | $ 112,755,000 | $ 131,000 | $ 74,000 |
| WILMINGTON-NEWARK, DE-MD | 845 | $ 67,433,000 | $ 79,000 | $ 64,000 |
| JERSEY CITY, NJ | 818 | $ 101,157,000 | $ 123,000 | $ 65,000 |
| RICHMOND-PETERSBURG, VA | 817 | $ 55,689,000 | $ 68,000 | $ 58,000 |
| LOWELL, MA-NH | 813 | $ 98,788,000 | $ 121,000 | $ 60,000 |
| TOLEDO, OH | 803 | $ 30,880,000 | $ 38,000 | $ 51,000 |
| ATLANTIC-CAPE MAY, NJ | 801 | $ 63,107,000 | $ 78,000 | $ 56,000 |
| LAS VEGAS, NV-AZ | 800 | $ 28,597,000 | $ 35,000 | $ 78,000 |
| TRENTON, NJ | 766 | $ 68,034,000 | $ 88,000 | $ 62,000 |
| WEST PALM BEACH-BOCA RATON, FL | 764 | $ 66,841,000 | $ 87,000 | $ 65,000 |
| CHARLOTTE-GASTONIA-ROCK HILL, NC-SC | 727 | $ 40,947,000 | $ 56,000 | $ 56,000 |
| VALLEJO-FAIRFIELD-NAPA, CA | 691 | $ 78,519,000 | $ 113,000 | $ 70,000 |
| STOCKTON-LODI, CA | 645 | $ 40,481,000 | $ 62,000 | $ 77,000 |
| SALT LAKE CITY-OGDEN, UT | 601 | $ 30,582,000 | $ 50,000 | $ 46,000 |
| AKRON, OH | 599 | $ 37,770,000 | $ 63,000 | $ 51,000 |
| SPRINGFIELD, MA | 598 | $ 39,834,000 | $ 66,000 | $ 61,000 |
| NEW LONDON-NORWICH, CT-RI | 592 | $ 60,453,000 | $ 102,000 | $ 56,000 |
| LAWRENCE, MA-NH | 583 | $ 69,941,000 | $ 119,000 | $ 59,000 |
| SAN JOSE, CA | 582 | $ 116,015,000 | $ 199,000 | $ 88,000 |
| NASHUA, NH | 581 | $ 68,140,000 | $ 117,000 | $ 61,000 |
| RALEIGH-DURHAM-CHAPEL HILL, NC | 569 | $ 44,460,000 | $ 78,000 | $ 61,000 |
| WATERBURY, CT | 565 | $ 43,882,000 | $ 77,000 | $ 49,000 |
| KANSAS CITY, MO-KS | 553 | $ 24,065,000 | $ 43,000 | $ 56,000 |
| SAN FRANCISCO, CA | 551 | $ 122,940,000 | $ 223,000 | $ 89,000 |
| MANCHESTER, NH | 539 | $ 57,973,000 | $ 107,000 | $ 63,000 |
| GREENVILLE-SPARTANBURG-ANDERSON, SC | 526 | $ 32,839,000 | $ 62,000 | $ 46,000 |
| SCRANTON--WILKES-BARRE--HAZLETON, PA | 518 | $ 32,079,000 | $ 61,000 | $ 53,000 |
| FRESNO, CA | 509 | $ 38,909,000 | $ 76,000 | $ 58,000 |
| BAKERSFIELD, CA | 505 | $ 30,970,000 | $ 61,000 | $ 54,000 |
| HARRISBURG-LEBANON-CARLISLE, PA | 498 | $ 24,812,000 | $ 49,000 | $ 49,000 |
| COLUMBIA, SC | 484 | $ 30,330,000 | $ 62,000 | $ 49,000 |
| DANBURY, CT | 482 | $ 69,600,000 | $ 144,000 | $ 83,000 |
| PORTSMOUTH-ROCHESTER, NH-ME | 467 | $ 57,076,000 | $ 122,000 | $ 64,000 |
| BARNSTABLE-YARMOUTH, MA | 464 | $ 55,521,000 | $ 119,000 | $ 61,000 |
| SARASOTA-BRADENTON, FL | 461 | $ 31,405,000 | $ 68,000 | $ 58,000 |
| TACOMA, WA | 458 | $ 34,039,000 | $ 74,000 | $ 61,000 |
| FITCHBURG-LEOMINSTER, MA | 453 | $ 45,409,000 | $ 100,000 | $ 61,000 |
| COLORADO SPRINGS, CO | 446 | $ 28,980,000 | $ 64,000 | $ 56,000 |
| HOUSTON, TX | 441 | $ 10,021,000 | $ 22,000 | $ 58,000 |
| DALLAS, TX | 434 | $ 14,267,000 | $ 32,000 | $ 49,000 |
| MELBOURNE-TITUSVILLE-PALM BAY, FL | 427 | $ 28,474,000 | $ 66,000 | $ 57,000 |
| FORT MYERS-CAPE CORAL, FL | 417 | $ 29,621,000 | $ 71,000 | $ 54,000 |
| MODESTO, CA | 415 | $ 25,455,000 | $ 61,000 | $ 57,000 |
| FORT WORTH-ARLINGTON, TX | 411 | $ 7,268,000 | $ 17,000 | $ 61,000 |
| TUCSON, AZ | 411 | $ 15,142,000 | $ 36,000 | $ 62,000 |
| DAYTONA BEACH, FL | 410 | $ 26,443,000 | $ 64,000 | $ 50,000 |
| STAMFORD-NORWALK, CT | 406 | $ 79,235,000 | $ 195,000 | $ 94,000 |
| ANN ARBOR, MI | 402 | $ 18,694,000 | $ 46,000 | $ 70,000 |
| YOUNGSTOWN-WARREN, OH | 395 | $ 15,113,000 | $ 38,000 | $ 52,000 |
| SALEM, OR | 391 | $ 28,724,000 | $ 73,000 | $ 43,000 |
| CANTON-MASSILLON, OH | 371 | $ 19,248,000 | $ 51,000 | $ 46,000 |
| MEMPHIS, TN-AR-MS | 366 | $ 8,234,000 | $ 22,000 | $ 60,000 |
| NEW BEDFORD, MA | 365 | $ 38,589,000 | $ 105,000 | $ 60,000 |
| READING, PA | 362 | $ 21,672,000 | $ 59,000 | $ 42,000 |
| FORT WAYNE, IN | 347 | $ 10,982,000 | $ 31,000 | $ 45,000 |
| KNOXVILLE, TN | 347 | $ 8,530,000 | $ 24,000 | $ 50,000 |
| VENTURA, CA | 346 | $ 42,655,000 | $ 123,000 | $ 92,000 |
| MILWAUKEE-WAUKESHA, WI | 343 | $ 4,788,000 | $ 13,000 | $ 59,000 |
| FLINT, MI | 342 | $ 6,790,000 | $ 19,000 | $ 54,000 |
| CHARLESTON-NORTH CHARLESTON, SC | 337 | $ 21,073,000 | $ 62,000 | $ 54,000 |
| YORK, PA | 330 | $ 18,166,000 | $ 55,000 | $ 48,000 |
| LOUISVILLE, KY-IN | 329 | $ 9,402,000 | $ 28,000 | $ 49,000 |
| OKLAHOMA CITY, OK | 326 | $ 16,765,000 | $ 51,000 | $ 55,000 |
| HAMILTON-MIDDLETOWN, OH | 325 | $ 15,834,000 | $ 48,000 | $ 53,000 |
| SAGINAW-BAY CITY-MIDLAND, MI | 314 | $ 6,608,000 | $ 21,000 | $ 48,000 |
| VINELAND-MILLVILLE-BRIDGETON, NJ | 304 | $ 17,849,000 | $ 58,000 | $ 43,000 |
| LANSING-EAST LANSING, MI | 298 | $ 8,878,000 | $ 29,000 | $ 57,000 |
| WICHITA, KS | 296 | $ 6,826,000 | $ 23,000 | $ 44,000 |
| GREELEY, CO | 293 | $ 27,979,000 | $ 95,000 | $ 54,000 |
| OMAHA, NE-IA | 277 | $ 4,381,000 | $ 15,000 | $ 47,000 |
| PENSACOLA, FL | 276 | $ 14,876,000 | $ 53,000 | $ 55,000 |
| FORT PIERCE-PORT ST. LUCIE, FL | 269 | $ 19,942,000 | $ 74,000 | $ 51,000 |
| KALAMAZOO-BATTLE CREEK, MI | 269 | $ 13,276,000 | $ 49,000 | $ 46,000 |
| AUSTIN-SAN MARCOS, TX | 265 | $ 14,359,000 | $ 54,000 | $ 45,000 |
| LAKELAND-WINTER HAVEN, FL | 264 | $ 14,710,000 | $ 55,000 | $ 50,000 |
| UTICA-ROME, NY | 260 | $ 12,525,000 | $ 48,000 | $ 48,000 |
| TULSA, OK | 256 | $ 21,806,000 | $ 85,000 | $ 63,000 |
| FORT COLLINS-LOVELAND, CO | 253 | $ 31,713,000 | $ 125,000 | $ 54,000 |
| LANCASTER, PA | 252 | $ 14,578,000 | $ 57,000 | $ 52,000 |
| BINGHAMTON, NY | 226 | $ 9,054,000 | $ 40,000 | $ 47,000 |
| FAYETTEVILLE, NC | 225 | $ 7,115,000 | $ 31,000 | $ 56,000 |
| SANTA ROSA, CA | 214 | $ 32,064,000 | $ 149,000 | $ 69,000 |
| VISALIA-TULARE-PORTERVILLE, CA | 214 | $ 11,081,000 | $ 51,000 | $ 55,000 |
| HICKORY-MORGANTON-LENOIR, NC | 208 | $ 11,687,000 | $ 56,000 | $ 47,000 |
| AUGUSTA-AIKEN, GA-SC | 207 | $ 2,153,000 | $ 10,000 | $ 50,000 |
| GARY, IN | 187 | $ 9,402,000 | $ 50,000 | $ 46,000 |
| GLENS FALLS, NY | 174 | $ 10,635,000 | $ 61,000 | $ 51,000 |
| NAPLES, FL | 171 | $ 14,068,000 | $ 82,000 | $ 73,000 |
| LEXINGTON, KY | 170 | $ 5,184,000 | $ 30,000 | $ 52,000 |
| BOULDER-LONGMONT, CO | 167 | $ 19,293,000 | $ 115,000 | $ 85,000 |
| DOVER, DE | 166 | $ 11,750,000 | $ 70,000 | $ 62,000 |
| PEORIA-PEKIN, IL | 164 | $ 2,171,000 | $ 13,000 | $ 54,000 |
| ERIE, PA | 162 | $ 9,028,000 | $ 55,000 | $ 49,000 |
| TALLAHASSEE, FL | 161 | $ 11,431,000 | $ 71,000 | $ 88,000 |
| CHICO-PARADISE, CA | 160 | $ 7,195,000 | $ 44,000 | $ 48,000 |
| MYRTLE BEACH, SC | 160 | $ 12,697,000 | $ 79,000 | $ 46,000 |
| ROANOKE, VA | 152 | $ 8,184,000 | $ 53,000 | $ 49,000 |
| BOISE CITY, ID | 149 | $ 4,492,000 | $ 30,000 | $ 49,000 |
| PROVO-OREM, UT | 148 | $ 7,312,000 | $ 49,000 | $ 49,000 |
| DES MOINES, IA | 144 | $ 3,412,000 | $ 23,000 | $ 52,000 |
| OCALA, FL | 143 | $ 8,615,000 | $ 60,000 | $ 50,000 |
| ASHEVILLE, NC | 137 | $ 11,042,000 | $ 80,000 | $ 47,000 |
| LYNCHBURG, VA | 137 | $ 8,413,000 | $ 61,000 | $ 57,000 |
| MERCED, CA | 135 | $ 11,066,000 | $ 81,000 | $ 51,000 |
| REDDING, CA | 135 | $ 7,872,000 | $ 58,000 | $ 58,000 |
| BREMERTON, WA | 134 | $ 9,545,000 | $ 71,000 | $ 55,000 |
| JAMESTOWN, NY | 133 | $ 6,739,000 | $ 50,000 | $ 44,000 |
| YUBA CITY, CA | 133 | $ 7,220,000 | $ 54,000 | $ 56,000 |
| SHARON, PA | 131 | $ 7,379,000 | $ 56,000 | $ 38,000 |
| CHATTANOOGA, TN-GA | 130 | $ 2,585,000 | $ 19,000 | $ 53,000 |
| PANAMA CITY, FL | 130 | $ 6,042,000 | $ 46,000 | $ 50,000 |
| JACKSON, MI | 128 | $ 4,155,000 | $ 32,000 | $ 47,000 |
| PORTLAND, ME | 128 | $ 8,492,000 | $ 66,000 | $ 57,000 |
| SOUTH BEND, IN | 128 | $ 3,283,000 | $ 25,000 | $ 52,000 |
| JOHNSTOWN, PA | 127 | $ 5,179,000 | $ 40,000 | $ 42,000 |
| WILLIAMSPORT, PA | 127 | $ 5,741,000 | $ 45,000 | $ 41,000 |
| EUGENE-SPRINGFIELD, OR | 122 | $ 7,331,000 | $ 60,000 | $ 53,000 |
| FORT WALTON BEACH, FL | 120 | $ 6,171,000 | $ 51,000 | $ 55,000 |
| BIRMINGHAM, AL | 118 | $ 1,427,000 | $ 12,000 | $ 56,000 |
| ALTOONA, PA | 114 | $ 4,291,000 | $ 37,000 | $ 43,000 |
| MANSFIELD, OH | 113 | $ 3,143,000 | $ 27,000 | $ 38,000 |
| OLYMPIA, WA | 113 | $ 6,810,000 | $ 60,000 | $ 55,000 |
| GAINESVILLE, FL | 112 | $ 9,382,000 | $ 83,000 | $ 42,000 |
| SAN ANTONIO, TX | 111 | $ 3,275,000 | $ 29,000 | $ 36,000 |
| JOHNSON CITY-KINGSPORT-BRISTOL, TN-VA | 110 | $ 3,222,000 | $ 29,000 | $ 44,000 |
| SALINAS, CA | 110 | $ 15,311,000 | $ 139,000 | $ 77,000 |
| ST. JOSEPH, MO | 110 | $ 7,056,000 | $ 64,000 | $ 61,000 |
| PUNTA GORDA, FL | 109 | $ 6,060,000 | $ 55,000 | $ 47,000 |
| TERRE HAUTE, IN | 108 | $ 7,322,000 | $ 67,000 | $ 44,000 |
| ST. CLOUD, MN | 104 | $ 10,351,000 | $ 99,000 | $ 50,000 |
| SPRINGFIELD, IL | 103 | $ 3,578,000 | $ 34,000 | $ 56,000 |
| ELKHART-GOSHEN, IN | 97 | $ 2,827,000 | $ 29,000 | $ 41,000 |
| ALBUQUERQUE, NM | 96 | $ 3,757,000 | $ 39,000 | $ 58,000 |
| HAGERSTOWN, MD | 96 | $ 7,221,000 | $ 75,000 | $ 51,000 |
| CHARLOTTESVILLE, VA | 94 | $ 8,934,000 | $ 95,000 | $ 51,000 |
| LIMA, OH | 94 | $ 2,621,000 | $ 27,000 | $ 43,000 |
| SANTA BARBARA-SANTA MARIA-LOMPOC, CA | 94 | $ 17,201,000 | $ 182,000 | $ 67,000 |
| SPRINGFIELD, MO | 92 | $ 3,499,000 | $ 38,000 | $ 43,000 |
| EVANSVILLE-HENDERSON, IN-KY | 91 | $ 2,917,000 | $ 32,000 | $ 50,000 |
| RICHLAND-KENNEWICK-PASCO, WA | 89 | $ 4,058,000 | $ 45,000 | $ 51,000 |
| BENTON HARBOR, MI | 88 | $ 4,071,000 | $ 46,000 | $ 45,000 |
| CLARKSVILLE-HOPKINSVILLE, TN-KY | 88 | $ 1,674,000 | $ 19,000 | $ 52,000 |
| SAN LUIS OBISPO-ATASCADERO-PASO ROBLES, CA | 88 | $ 10,374,000 | $ 117,000 | $ 59,000 |
| SHREVEPORT-BOSSIER CITY, LA | 88 | $ 1,116,000 | $ 12,000 | $ 39,000 |
| BURLINGTON, VT | 86 | $ 9,629,000 | $ 111,000 | $ 62,000 |
| DULUTH-SUPERIOR, MN-WI | 83 | $ 10,223,000 | $ 123,000 | $ 63,000 |
| RACINE, WI | 81 | $ 1,597,000 | $ 19,000 | $ 49,000 |
| MEDFORD-ASHLAND, OR | 80 | $ 6,483,000 | $ 81,000 | $ 58,000 |
| RENO, NV | 80 | $ 2,637,000 | $ 32,000 | $ 74,000 |
| YOLO, CA | 76 | $ 6,405,000 | $ 84,000 | $ 66,000 |
| SANTA CRUZ-WATSONVILLE, CA | 73 | $ 14,878,000 | $ 203,000 | $ 101,000 |
| LITTLE ROCK-NORTH LITTLE ROCK, AR | 72 | $ 2,839,000 | $ 39,000 | $ 48,000 |
| PUEBLO, CO | 71 | $ 3,596,000 | $ 50,000 | $ 46,000 |
| YAKIMA, WA | 70 | $ 2,105,000 | $ 30,000 | $ 43,000 |
| PITTSFIELD, MA | 69 | $ 5,235,000 | $ 75,000 | $ 62,000 |
| CUMBERLAND, MD-WV | 67 | $ 3,753,000 | $ 56,000 | $ 35,000 |
| KILLEEN-TEMPLE, TX | 67 | $ 857,000 | $ 12,000 | $ 53,000 |
| DECATUR, IL | 66 | $ 983,000 | $ 14,000 | $ 50,000 |
| ELMIRA, NY | 66 | $ 3,630,000 | $ 55,000 | $ 50,000 |
| MADISON, WI | 65 | $ 2,036,000 | $ 31,000 | $ 57,000 |
| CHEYENNE, WY | 63 | $ 1,436,000 | $ 22,000 | $ 54,000 |
| JACKSON, TN | 63 | $ 2,228,000 | $ 35,000 | $ 46,000 |
| KENOSHA, WI | 62 | $ 1,526,000 | $ 24,000 | $ 57,000 |
| SPOKANE, WA | 62 | $ 3,672,000 | $ 59,000 | $ 43,000 |
| SUMTER, SC | 62 | $ 2,831,000 | $ 45,000 | $ 40,000 |
| WILMINGTON, NC | 61 | $ 4,540,000 | $ 74,000 | $ 58,000 |
| MACON, GA | 59 | $ 2,916,000 | $ 49,000 | $ 48,000 |
| STATE COLLEGE, PA | 59 | $ 3,202,000 | $ 54,000 | $ 66,000 |
| ROCKFORD, IL | 58 | $ 1,331,000 | $ 22,000 | $ 48,000 |
| BLOOMINGTON-NORMAL, IL | 55 | $ 986,000 | $ 17,000 | $ 70,000 |
| FLORENCE, SC | 55 | $ 3,786,000 | $ 68,000 | $ 44,000 |
| ROCKY MOUNT, NC | 54 | $ 2,895,000 | $ 53,000 | $ 42,000 |
| LEWISTON-AUBURN, ME | 53 | $ 1,523,000 | $ 28,000 | $ 46,000 |
| CHAMPAIGN-URBANA, IL | 52 | $ 1,202,000 | $ 23,000 | $ 50,000 |
| LONGVIEW-MARSHALL, TX | 52 | $ 520,000 | $ 10,000 | $ 45,000 |
| GRAND JUNCTION, CO | 50 | $ 3,724,000 | $ 74,000 | $ 46,000 |
| KOKOMO, IN | 50 | $ 2,194,000 | $ 43,000 | $ 45,000 |
| BELLINGHAM, WA | 49 | $ 2,060,000 | $ 42,000 | $ 72,000 |
| BATON ROUGE, LA | 48 | $ 1,033,000 | $ 21,000 | $ 74,000 |
| BILLINGS, MT | 47 | $ 860,000 | $ 18,000 | $ 80,000 |
| FLAGSTAFF, AZ-UT | 47 | $ 1,819,000 | $ 38,000 | $ 55,000 |
| TOPEKA, KS | 47 | $ 1,303,000 | $ 27,000 | $ 45,000 |
| APPLETON-OSHKOSH-NEENAH, WI | 45 | $ 855,000 | $ 19,000 | $ 48,000 |
| COLUMBUS, GA-AL | 45 | $ 2,306,000 | $ 51,000 | $ 51,000 |
| CORVALLIS, OR | 44 | $ 3,651,000 | $ 82,000 | $ 52,000 |
| JOPLIN, MO | 43 | $ 1,639,000 | $ 38,000 | $ 44,000 |
| LAFAYETTE, IN | 42 | $ 2,710,000 | $ 64,000 | $ 53,000 |
| YUMA, AZ | 42 | $ 1,485,000 | $ 35,000 | $ 47,000 |
| DAVENPORT-MOLINE-ROCK ISLAND, IA-IL | 41 | $ 1,225,000 | $ 29,000 | $ 53,000 |
| GALVESTON-TEXAS CITY, TX | 41 | $ 607,000 | $ 14,000 | $ 42,000 |
| JACKSONVILLE, NC | 41 | $ 1,680,000 | $ 40,000 | $ 55,000 |
| KANKAKEE, IL | 41 | $ 2,969,000 | $ 72,000 | $ 51,000 |
| LINCOLN, NE | 40 | $ 694,000 | $ 17,000 | $ 70,000 |
| GREENVILLE, NC | 39 | $ 1,347,000 | $ 34,000 | $ 48,000 |
| SIOUX FALLS, SD | 38 | $ 1,257,000 | $ 33,000 | $ 71,000 |
| MUNCIE, IN | 37 | $ 1,458,000 | $ 39,000 | $ 52,000 |
| DANVILLE, VA | 36 | $ 2,143,000 | $ 59,000 | $ 47,000 |
| BANGOR, ME | 35 | $ 1,834,000 | $ 52,000 | $ 41,000 |
| FAYETTEVILLE-SPRINGDALE-ROGERS, AR | 35 | $ 2,185,000 | $ 62,000 | $ 55,000 |
| OWENSBORO, KY | 35 | $ 930,000 | $ 26,000 | $ 43,000 |
| ROCHESTER, MN | 35 | $ 1,484,000 | $ 42,000 | $ 59,000 |
| JANESVILLE-BELOIT, WI | 34 | $ 421,000 | $ 12,000 | $ 43,000 |
| POCATELLO, ID | 33 | $ 559,000 | $ 16,000 | $ 50,000 |
| CEDAR RAPIDS, IA | 32 | $ 723,000 | $ 22,000 | $ 42,000 |
| JACKSON, MS | 32 | $ 2,098,000 | $ 65,000 | $ 39,000 |
| BRAZORIA, TX | 30 | $ 608,000 | $ 20,000 | $ 48,000 |
| CASPER, WY | 30 | $ 859,000 | $ 28,000 | $ 50,000 |
| FORT SMITH, AR-OK | 29 | $ 2,024,000 | $ 69,000 | $ 46,000 |
| GOLDSBORO, NC | 29 | $ 1,271,000 | $ 43,000 | $ 42,000 |
| ATHENS, GA | 28 | $ 1,544,000 | $ 55,000 | $ 128,000 |
| SIOUX CITY, IA-NE | 28 | $ 922,000 | $ 32,000 | $ 47,000 |
| BILOXI-GULFPORT-PASCAGOULA, MS | 27 | $ 1,914,000 | $ 70,000 | $ 54,000 |
| GREAT FALLS, MT | 27 | $ 264,000 | $ 9,000 | $ 42,000 |
| LAS CRUCES, NM | 26 | $ 1,222,000 | $ 47,000 | $ 50,000 |
| TYLER, TX | 26 | $ 376,000 | $ 14,000 | $ 39,000 |
| EAU CLAIRE, WI | 24 | $ 358,000 | $ 14,000 | $ 37,000 |
| ENID, OK | 23 | $ 799,000 | $ 34,000 | $ 43,000 |
| SHERMAN-DENISON, TX | 21 | $ 224,000 | $ 10,000 | $ 49,000 |
| STEUBENVILLE-WEIRTON, OH-WV | 21 | $ 955,000 | $ 45,000 | $ 48,000 |
| SAVANNAH, GA | 20 | $ 1,288,000 | $ 64,000 | $ 52,000 |
| CHARLESTON, WV | 19 | $ 1,686,000 | $ 88,000 | $ 42,000 |
| BLOOMINGTON, IN | 18 | $ 1,566,000 | $ 87,000 | $ 43,000 |
| HUNTINGTON-ASHLAND, WV-KY-OH | 17 | $ 1,319,000 | $ 77,000 | $ 45,000 |
| HUNTSVILLE, AL | 17 | $ 155,000 | $ 9,000 | $ 41,000 |
| LAWRENCE, KS | 17 | $ 928,000 | $ 54,000 | $ 81,000 |
| SANTA FE, NM | 17 | $ 1,529,000 | $ 89,000 | $ 62,000 |
| ALEXANDRIA, LA | 15 | $ 491,000 | $ 32,000 | $ 32,000 |
| NEW ORLEANS, LA | 14 | $ 532,000 | $ 38,000 | $ 41,000 |
| IOWA CITY, IA | 13 | $ 215,000 | $ 16,000 | $ 59,000 |
| LAFAYETTE, LA | 13 | $ 263,000 | $ 20,000 | $ 45,000 |
| WICHITA FALLS, TX | 13 | $ 181,000 | $ 13,000 | $ 31,000 |
| ALBANY, GA | 12 | $ 463,000 | $ 38,000 | $ 59,000 |
| COLUMBIA, MO | 12 | $ 589,000 | $ 49,000 | $ 74,000 |
| RAPID CITY, SD | 12 | $ 158,000 | $ 13,000 | $ 61,000 |
| SHEBOYGAN, WI | 12 | $ 148,000 | $ 12,000 | $ 45,000 |
| JONESBORO, AR | 11 | $ 569,000 | $ 51,000 | $ 46,000 |
| WAUSAU, WI | 10 | $ 334,000 | $ 33,000 | $ 66,000 |
| BISMARCK, ND | 9 | $ 231,000 | $ 25,000 | $ 48,000 |
| EL PASO, TX | 9 | $ 317,000 | $ 35,000 | $ 37,000 |
| LAREDO, TX | 9 | $ 111,000 | $ 12,000 | $ 56,000 |
| WACO, TX | 9 | $ 97,000 | $ 10,000 | $ 44,000 |
| WASHINGTON, DC-MD-VA-WV | 9 | $ 813,000 | $ 90,000 | $ 48,000 |
| AMARILLO, TX | 8 | $ 177,000 | $ 22,000 | $ 44,000 |
| ANCHORAGE, AK | 8 | $ 1,176,000 | $ 147,000 | $ 50,000 |
| BRYAN-COLLEGE STATION, TX | 8 | $ 234,000 | $ 29,000 | $ 25,000 |
| DUBUQUE, IA | 8 | $ 178,000 | $ 22,000 | $ 40,000 |
| LAWTON, OK | 8 | $ 222,000 | $ 27,000 | $ 44,000 |
| PINE BLUFF, AR | 8 | $ 81,000 | $ 10,000 | $ 45,000 |
| WHEELING, WV-OH | 8 | $ 722,000 | $ 90,000 | $ 71,000 |
| LA CROSSE, WI-MN | 7 | $ 221,000 | $ 31,000 | $ 51,000 |
| PARKERSBURG-MARIETTA, WV-OH | 7 | $ 244,000 | $ 34,000 | $ 43,000 |
| WATERLOO-CEDAR FALLS, IA | 7 | $ 75,000 | $ 10,000 | $ 36,000 |
| GREEN BAY, WI | 6 | $ 413,000 | $ 68,000 | $ 35,000 |
| MISSOULA, MT | 6 | $ 434,000 | $ 72,000 | $ 76,000 |
| TUSCALOOSA, AL | 6 | $ 74,000 | $ 12,000 | $ 76,000 |
| ANNISTON, AL | 5 | $ 45,000 | $ 9,000 | $ 46,000 |
| GRAND FORKS, ND-MN | 5 | $ 261,000 | $ 52,000 | $ 79,000 |
| MCALLEN-EDINBURG-MISSION, TX | 5 | $ 125,000 | $ 25,000 | $ 28,000 |
| MONTGOMERY, AL | 5 | $ 65,000 | $ 13,000 | $ 36,000 |
| AUBURN-OPELIKA, AL | 4 | $ 390,000 | $ 97,000 | $ 53,000 |
| FARGO-MOORHEAD, ND-MN | 4 | $ 111,000 | $ 27,000 | $ 49,000 |
| HATTIESBURG, MS | 4 | $ 135,000 | $ 33,000 | $ 66,000 |
| LUBBOCK, TX | 4 | $ 27,000 | $ 6,000 | $ 31,000 |
| MOBILE, AL | 4 | $ 180,000 | $ 45,000 | $ 55,000 |
| BROWNSVILLE-HARLINGEN-SAN BENITO, TX | 3 | $ 99,000 | $ 33,000 | $ 0 |
| DECATUR, AL | 3 | $ 34,000 | $ 11,000 | $ 46,000 |
| HOUMA, LA | 3 | $ 34,000 | $ 11,000 | $ 82,000 |
| LAKE CHARLES, LA | 3 | $ 207,000 | $ 69,000 | $ 43,000 |
| SAN ANGELO, TX | 3 | $ 265,000 | $ 88,000 | $ 18,000 |
| VICTORIA, TX | 3 | $ 186,000 | $ 62,000 | $ 57,000 |
| ABILENE, TX | 1 | $ 15,000 | $ 15,000 | $ 0 |
| CORPUS CHRISTI, TX | 1 | $ 18,000 | $ 18,000 | $ 54,000 |
| GADSDEN, AL | 1 | $ 13,000 | $ 13,000 | $ 45,000 |
| MONROE, LA | 1 | $ 7,000 | $ 7,000 | $ 19,000 |
| ODESSA-MIDLAND, TX | 1 | $ 12,000 | $ 12,000 | $ 52,000 |
Mortgage Loan Application Detail Totals for Keybank Usa, N.A. in 2003
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Refinancing (home purchase or home improvement, one-to-four family) | 101,419 | $14,836,648,000 | $120,100 | $3,242,000 | $54,880 | $1,950,000 |
| Home Improvement (one-to-four family) | 93,806 | $1,831,508,000 | $15,803 | $5,300,000 | $54,098 | $4,694,000 |
| Home Purchase (one-to-four family) | 4,683 | $567,296,000 | $110,458 | $1,500,000 | $55,750 | $1,000,000 |
| Multifamily dwelling (home purchase, home improvement, and refinancings) | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 106,702 | $7,799,373,000 | $52,549 | $5,300,000 | $55,882 | $3,600,000 |
| Information not provided by applicant in mail or telephone application | 56,584 | $6,886,302,000 | $103,060 | $2,800,000 | $53,700 | $1,950,000 |
| Black | 18,519 | $1,089,737,000 | $46,195 | $1,120,000 | $52,804 | $1,088,000 |
| Hispanic | 10,415 | $756,146,000 | $52,021 | $3,235,000 | $55,956 | $4,694,000 |
| Asian or Pacific Islander | 2,491 | $281,840,000 | $72,809 | $1,080,000 | $66,571 | $1,000,000 |
| Other | 2,291 | $237,911,000 | $63,720 | $920,000 | $55,953 | $960,000 |
| Not applicable | 2,005 | $108,676,000 | $76,052 | $750,000 | $23,078 | $300,000 |
| American Indian or Alaskan Native | 901 | $75,467,000 | $57,840 | $650,000 | $60,727 | $366,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 199,847 | $17,233,967,000 | $60,098 | $5,300,000 | $54,215 | $4,694,000 |
| VA-guaranteed (Veterans Administration) | 37 | $837,000 | $19,444 | $115,000 | $64,277 | $176,000 |
| FHA-insured (Federal Housing Administration) | 18 | $525,000 | $32,750 | $165,000 | $69,500 | $135,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 6 | $123,000 | $22,000 | $32,000 | $56,400 | $113,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Application Denied By Financial Institution | 63,701 | $4,195,597,000 | $51,215 | $5,300,000 | $48,607 | $4,694,000 |
| Application Approved But Not Accepted | 51,848 | $4,862,736,000 | $61,200 | $3,242,000 | $61,340 | $1,498,000 |
| Loan Originated | 45,289 | $3,103,552,000 | $50,840 | $1,277,000 | $60,700 | $2,937,000 |
| Application Withdrawn By Applicant | 36,927 | $4,955,803,000 | $104,140 | $2,130,000 | $59,740 | $1,950,000 |
| Loan Purchased By The Institution | 2,112 | $114,374,000 | $62,085 | $750,000 | $19,285 | $427,000 |
| File Closed For Incompleteness | 31 | $3,390,000 | $123,722 | $429,000 | $67,166 | $191,000 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Credit History | 28,926 | $1,144,198,000 | $34,265 | $2,125,000 | $51,326 | $4,694,000 |
| Debt-To-Income Ratio | 19,924 | $1,587,774,000 | $52,500 | $5,300,000 | $38,800 | $1,271,000 |
| Collateral | 7,538 | $697,490,000 | $68,708 | $1,135,000 | $51,979 | $3,600,000 |
| Other | 6,126 | $617,405,000 | $78,591 | $2,800,000 | $56,795 | $845,000 |
| Unverifiable Information | 798 | $101,996,000 | $108,294 | $1,500,000 | $46,911 | $1,000,000 |
| Employment History | 234 | $24,228,000 | $95,513 | $1,750,000 | $53,189 | $565,000 |
| Credit Application Incomplete | 152 | $22,483,000 | $146,538 | $520,000 | $82,538 | $720,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 2 | $17,000 | $8,500 | $13,000 | $26,500 | $36,000 |
| Mortgage Insurance Denied | 1 | $6,000 | $6,000 | $6,000 | $5,000 | $5,000 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Keybank Usa, N.A.'s 2003 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Keybank Usa, N.A.'s mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Ohio, download the full spreadsheet
with aggregated HMDA statistics today.