Kinecta
HMDA Loan Application Totals
and Mortgage Lending Details
for 2016

Kinecta 2016 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.

Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher, this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.

Mortgage Company & Address Kinecta
1440 Rosecrans Ave
Manhattan Beach, CA 90266
Tel #: available with data download
Federal Regulator * available with data download
Years 2023  2022  2021  2020  2019  2018  2017  2016  2015  2014  2013  2012  2011  2010  2009  2008  2007  2006  2005  2004  2003  
Total Number of Mortgage Applications 3,933
Total Mortgage Loan Application Amount $1,574,697,000
Average Mortgage Loan Application Amount $374,666
Highest Mortgage Loan Application Amount $4,900,000
Average Applicant Income $130,333
Highest Applicant Income $3,211,000

Explore comprehensive HMDA mortgage statistics and lending trends for 2016 with Kinecta. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Kinecta's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.

Our HMDA dataset for 2016 breaks down Kinecta's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Kinecta serves its applicants.

Each category highlights the total number of mortgage applications processed by Kinecta, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Kinecta's mortgage activity for 2016.

Mortgage Loan Application Totals for Kinecta by County in 2016

County Total Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loans Applications Average Mortgage Loan Application Amount Average Applicant Income
Los Angeles County California 1,633 $ 635,915,000 $ 389,000 $ 128,000
Orange County California 659 $ 292,256,000 $ 443,000 $ 150,000
Riverside County California 195 $ 65,486,000 $ 335,000 $ 120,000
San Bernardino County California 177 $ 51,809,000 $ 292,000 $ 110,000
Ventura County California 128 $ 49,326,000 $ 385,000 $ 134,000
San Diego County California 79 $ 40,440,000 $ 511,000 $ 152,000
Santa Barbara County California 65 $ 27,646,000 $ 425,000 $ 144,000
Alameda County California 63 $ 37,601,000 $ 596,000 $ 191,000
Santa Clara County California 53 $ 33,167,000 $ 625,000 $ 187,000
Sacramento County California 41 $ 12,830,000 $ 312,000 $ 148,000
Maricopa County Arizona 29 $ 7,709,000 $ 265,000 $ 149,000
King County Washington 29 $ 10,754,000 $ 370,000 $ 149,000
Contra Costa County California 28 $ 13,507,000 $ 482,000 $ 161,000
Clark County Nevada 25 $ 4,796,000 $ 191,000 $ 101,000
San Mateo County California 24 $ 13,015,000 $ 542,000 $ 163,000
Placer County California 22 $ 7,741,000 $ 351,000 $ 143,000
Nassau County New York 21 $ 7,311,000 $ 348,000 $ 137,000
Sonoma County California 18 $ 7,697,000 $ 427,000 $ 140,000
Kern County California 17 $ 4,934,000 $ 290,000 $ 164,000
Kings County New York 17 $ 9,284,000 $ 546,000 $ 201,000
San Joaquin County California 15 $ 6,645,000 $ 443,000 $ 141,000
Cook County Illinois 15 $ 4,421,000 $ 294,000 $ 133,000
Rockland County New York 15 $ 6,424,000 $ 428,000 $ 132,000
San Francisco County California 13 $ 8,478,000 $ 652,000 $ 226,000
Solano County California 13 $ 8,556,000 $ 658,000 $ 117,000
Monterey County California 12 $ 8,864,000 $ 738,000 $ 138,000
El Dorado County California 11 $ 4,366,000 $ 396,000 $ 193,000
Broward County Florida 11 $ 3,373,000 $ 306,000 $ 147,000
Pima County Arizona 10 $ 1,902,000 $ 190,000 $ 94,000
Marin County California 10 $ 5,247,000 $ 524,000 $ 159,000
Miami-Dade County Florida 10 $ 3,324,000 $ 332,000 $ 171,000
St. Johns County Florida 10 $ 2,065,000 $ 206,000 $ 106,000
San Luis Obispo County California 9 $ 3,308,000 $ 367,000 $ 145,000
Suffolk County New York 9 $ 3,516,000 $ 390,000 $ 168,000
Snohomish County Washington 9 $ 3,222,000 $ 358,000 $ 118,000
Mohave County Arizona 8 $ 1,364,000 $ 170,000 $ 113,000
Fresno County California 8 $ 1,455,000 $ 181,000 $ 79,000
Erie County New York 8 $ 1,466,000 $ 183,000 $ 95,000
Richmond County New York 8 $ 3,344,000 $ 418,000 $ 112,000
Douglas County Colorado 7 $ 3,153,000 $ 450,000 $ 243,000
Palm Beach County Florida 7 $ 2,282,000 $ 326,000 $ 118,000
Will County Illinois 7 $ 2,399,000 $ 342,000 $ 190,000
Westchester County New York 7 $ 3,858,000 $ 551,000 $ 258,000
Queens County New York 6 $ 2,924,000 $ 487,000 $ 130,000
Island County Washington 6 $ 2,138,000 $ 356,000 $ 116,000
Lake County Illinois 5 $ 1,591,000 $ 318,000 $ 110,000
Butte County California 4 $ 3,249,000 $ 812,000 $ 66,000
Adams County Colorado 4 $ 1,076,000 $ 269,000 $ 142,000
Arapahoe County Colorado 4 $ 1,132,000 $ 283,000 $ 105,000
Orange County Florida 4 $ 1,347,000 $ 336,000 $ 276,000
Montgomery County Maryland 4 $ 1,167,000 $ 291,000 $ 119,000
Hennepin County Minnesota 4 $ 1,183,000 $ 295,000 $ 204,000
Washoe County Nevada 4 $ 1,401,000 $ 350,000 $ 152,000
Pinal County Arizona 3 $ 523,000 $ 174,000 $ 96,000
Yavapai County Arizona 3 $ 1,028,000 $ 342,000 $ 246,000
Mono County California 3 $ 875,000 $ 291,000 $ 69,000
Nevada County California 3 $ 1,087,000 $ 362,000 $ 217,000
Stanislaus County California 3 $ 720,000 $ 240,000 $ 86,000
Hillsborough County Florida 3 $ 503,000 $ 167,000 $ 130,000
DuPage County Illinois 3 $ 881,000 $ 293,000 $ 102,000
Frederick County Maryland 3 $ 546,000 $ 182,000 $ 96,000
Worcester County Massachusetts 3 $ 1,087,000 $ 362,000 $ 160,000
Lake County Ohio 3 $ 186,000 $ 62,000 $ 39,000
Multnomah County Oregon 3 $ 1,029,000 $ 343,000 $ 117,000
Coconino County Arizona 2 $ 557,000 $ 278,000 $ 89,000
Calaveras County California 2 $ 437,000 $ 218,000 $ 198,000
Napa County California 2 $ 1,584,000 $ 792,000 $ 314,000
Shasta County California 2 $ 2,214,000 $ 1,107,000 $ 49,000
Tulare County California 2 $ 635,000 $ 317,000 $ 107,000
Yolo County California 2 $ 319,000 $ 159,000 $ 105,000
Boulder County Colorado 2 $ 932,000 $ 466,000 $ 351,000
Denver County Colorado 2 $ 857,000 $ 428,000 $ 109,000
Jefferson County Colorado 2 $ 360,000 $ 180,000 $ 78,000
La Plata County Colorado 2 $ 552,000 $ 276,000 $ 147,000
Pasco County Florida 2 $ 320,000 $ 160,000 $ 79,000
Polk County Florida 2 $ 543,000 $ 271,000 $ 414,000
Sarasota County Florida 2 $ 804,000 $ 402,000 $ 132,000
Kendall County Illinois 2 $ 688,000 $ 344,000 $ 246,000
Marion County Indiana 2 $ 336,000 $ 168,000 $ 85,000
Norfolk County Massachusetts 2 $ 662,000 $ 331,000 $ 83,000
Kent County Michigan 2 $ 410,000 $ 205,000 $ 139,000
Jackson County Missouri 2 $ 86,000 $ 43,000 $ 89,000
Douglas County Nevada 2 $ 438,000 $ 219,000 $ 102,000
Ocean County New Jersey 2 $ 419,000 $ 209,000 $ 57,000
Josephine County Oregon 2 $ 585,000 $ 292,000 $ 40,000
Lincoln County Oregon 2 $ 505,000 $ 252,000 $ 73,000
Marion County Oregon 2 $ 566,000 $ 283,000 $ 105,000
Washington County Oregon 2 $ 389,000 $ 194,000 $ 75,000
Philadelphia County Pennsylvania 2 $ 375,000 $ 187,000 $ 75,000
Salt Lake County Utah 2 $ 612,000 $ 306,000 $ 112,000
Pierce County Washington 2 $ 469,000 $ 234,000 $ 75,000
Cochise County Arizona 1 $ 216,000 $ 216,000 $ 109,000
Amador County California 1 $ 176,000 $ 176,000 $ 139,000
Colusa County California 1 $ 222,000 $ 222,000 $ 129,000
Imperial County California 1 $ 70,000 $ 70,000 $ 35,000
Lake County California 1 $ 2,170,000 $ 2,170,000 $ 0
Mendocino County California 1 $ 270,000 $ 270,000 $ 96,000
Merced County California 1 $ 201,000 $ 201,000 $ 107,000
Plumas County California 1 $ 417,000 $ 417,000 $ 240,000
Santa Cruz County California 1 $ 625,000 $ 625,000 $ 215,000
Sutter County California 1 $ 264,000 $ 264,000 $ 72,000
Tuolumne County California 1 $ 413,000 $ 413,000 $ 114,000
Yuba County California 1 $ 2,085,000 $ 2,085,000 $ 0
Elbert County Colorado 1 $ 409,000 $ 409,000 $ 133,000
Larimer County Colorado 1 $ 292,000 $ 292,000 $ 125,000
Summit County Colorado 1 $ 349,000 $ 349,000 $ 155,000
Weld County Colorado 1 $ 377,000 $ 377,000 $ 112,000
Fairfield County Connecticut 1 $ 601,000 $ 601,000 $ 242,000
Litchfield County Connecticut 1 $ 940,000 $ 940,000 $ 298,000
New Haven County Connecticut 1 $ 417,000 $ 417,000 $ 162,000
Duval County Florida 1 $ 286,000 $ 286,000 $ 180,000
Flagler County Florida 1 $ 79,000 $ 79,000 $ 158,000
Gulf County Florida 1 $ 204,000 $ 204,000 $ 86,000
Lee County Florida 1 $ 150,000 $ 150,000 $ 186,000
Pinellas County Florida 1 $ 185,000 $ 185,000 $ 59,000
St. Lucie County Florida 1 $ 195,000 $ 195,000 $ 207,000
Ada County Idaho 1 $ 1,313,000 $ 1,313,000 $ 706,000
Champaign County Illinois 1 $ 133,000 $ 133,000 $ 94,000
Kane County Illinois 1 $ 416,000 $ 416,000 $ 114,000
St. Joseph County Indiana 1 $ 140,000 $ 140,000 $ 323,000
Johnson County Kansas 1 $ 417,000 $ 417,000 $ 259,000
Anne Arundel County Maryland 1 $ 437,000 $ 437,000 $ 84,000
Howard County Maryland 1 $ 417,000 $ 417,000 $ 518,000
Prince George's County Maryland 1 $ 160,000 $ 160,000 $ 119,000
Essex County Massachusetts 1 $ 172,000 $ 172,000 $ 64,000
Middlesex County Massachusetts 1 $ 253,000 $ 253,000 $ 49,000
Suffolk County Massachusetts 1 $ 522,000 $ 522,000 $ 142,000
Barry County Michigan 1 $ 120,000 $ 120,000 $ 124,000
Cass County Michigan 1 $ 33,000 $ 33,000 $ 54,000
Oakland County Michigan 1 $ 146,000 $ 146,000 $ 452,000
Anoka County Minnesota 1 $ 153,000 $ 153,000 $ 42,000
Carver County Minnesota 1 $ 296,000 $ 296,000 $ 124,000
Chisago County Minnesota 1 $ 385,000 $ 385,000 $ 105,000
Dakota County Minnesota 1 $ 213,000 $ 213,000 $ 111,000
Pine County Minnesota 1 $ 176,000 $ 176,000 $ 45,000
Ramsey County Minnesota 1 $ 280,000 $ 280,000 $ 159,000
Wright County Minnesota 1 $ 144,000 $ 144,000 $ 139,000
Boone County Missouri 1 $ 77,000 $ 77,000 $ 42,000
St. Louis County Missouri 1 $ 47,000 $ 47,000 $ 290,000
St. Louis City County Missouri 1 $ 77,000 $ 77,000 $ 98,000
Carson City County Nevada 1 $ 270,000 $ 270,000 $ 68,000
Essex County New Jersey 1 $ 417,000 $ 417,000 $ 300,000
Albany County New York 1 $ 417,000 $ 417,000 $ 400,000
Broome County New York 1 $ 128,000 $ 128,000 $ 77,000
New York County New York 1 $ 625,000 $ 625,000 $ 296,000
Niagara County New York 1 $ 83,000 $ 83,000 $ 140,000
Orange County New York 1 $ 202,000 $ 202,000 $ 50,000
Saratoga County New York 1 $ 346,000 $ 346,000 $ 103,000
Delaware County Ohio 1 $ 277,000 $ 277,000 $ 93,000
Franklin County Ohio 1 $ 50,000 $ 50,000 $ 82,000
Lucas County Ohio 1 $ 41,000 $ 41,000 $ 121,000
Mahoning County Ohio 1 $ 60,000 $ 60,000 $ 27,000
Montgomery County Ohio 1 $ 65,000 $ 65,000 $ 105,000
Clackamas County Oregon 1 $ 288,000 $ 288,000 $ 80,000
Jackson County Oregon 1 $ 417,000 $ 417,000 $ 339,000
Lane County Oregon 1 $ 158,000 $ 158,000 $ 119,000
Yamhill County Oregon 1 $ 224,000 $ 224,000 $ 177,000
Lancaster County Pennsylvania 1 $ 250,000 $ 250,000 $ 59,000
Montgomery County Pennsylvania 1 $ 346,000 $ 346,000 $ 133,000
Summit County Utah 1 $ 417,000 $ 417,000 $ 182,000
Utah County Utah 1 $ 417,000 $ 417,000 $ 122,000
Washington County Utah 1 $ 150,000 $ 150,000 $ 68,000
Weber County Utah 1 $ 275,000 $ 275,000 $ 66,000
Prince William County Virginia 1 $ 64,000 $ 64,000 $ 200,000
Chelan County Washington 1 $ 298,000 $ 298,000 $ 85,000
Clallam County Washington 1 $ 349,000 $ 349,000 $ 235,000
Clark County Washington 1 $ 238,000 $ 238,000 $ 206,000
Kitsap County Washington 1 $ 180,000 $ 180,000 $ 105,000
Mason County Washington 1 $ 185,000 $ 185,000 $ 223,000
Spokane County Washington 1 $ 280,000 $ 280,000 $ 172,000
Thurston County Washington 1 $ 81,000 $ 81,000 $ 111,000
Kenosha County Wisconsin 1 $ 113,000 $ 113,000 $ 72,000

Mortgage Loan Application Detail Totals for Kinecta in 2016

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Refinancing 2,603 $991,846,000 $381,000 $4,900,000 $129,000 $3,211,000
Home Purchase 1,314 $577,978,000 $439,000 $4,875,000 $151,000 $1,174,000
Home Improvement 16 $4,873,000 $304,000 $417,000 $111,000 $219,000

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 1,458 $613,632,000 $420,000 $2,100,000 $156,000 $3,211,000
Not Provided 1,432 $524,121,000 $366,000 $1,872,000 $129,000 $1,102,000
Hispanic 482 $154,280,000 $320,000 $1,547,000 $103,000 $536,000
Asian 392 $181,804,000 $463,000 $4,875,000 $153,000 $1,095,000
Black or African American 127 $41,437,000 $326,000 $985,000 $106,000 $735,000
Not applicable 26 $53,416,000 $2,054,000 $4,900,000 $0 $0
Native Hawaiin or Other Pacific Islander 11 $4,007,000 $364,000 $635,000 $122,000 $202,000
American Indian or Alaskan Native 5 $2,000,000 $400,000 $515,000 $121,000 $138,000

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 3,815 $1,530,808,000 $401,000 $4,900,000 $138,000 $3,211,000
FHA-insured (Federal Housing Administration) 118 $43,889,000 $371,000 $696,000 $93,000 $331,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 0 $0 $0 $0 $0 $0
VA-guaranteed (Veterans Administration) 0 $0 $0 $0 $0 $0

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 2,801 $1,088,870,000 $388,000 $4,900,000 $137,000 $3,211,000
Application Denied By Financial Institution 725 $306,565,000 $422,000 $1,950,000 $136,000 $783,000
Application Withdrawn By Applicant 175 $72,962,000 $416,000 $1,860,000 $139,000 $780,000
Preapproval Denied by Financial Institution 164 $79,903,000 $487,000 $4,875,000 $136,000 $1,095,000
Application Approved But Not Accepted 36 $13,266,000 $368,000 $670,000 $133,000 $410,000
File Closed For Incompleteness 31 $12,771,000 $411,000 $1,313,000 $120,000 $706,000
Preapproval Approved but not Accepted 1 $360,000 $360,000 $360,000 $81,000 $81,000
Loan Purchased By The Institution 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Unverifiable Information 468 $200,243,000 $427,000 $1,950,000 $146,000 $783,000
Debt-To-Income Ratio 181 $82,722,000 $457,000 $1,725,000 $95,000 $510,000
Collateral 82 $32,839,000 $400,000 $1,088,000 $141,000 $610,000
Credit History 79 $36,502,000 $462,000 $4,875,000 $152,000 $1,095,000
Other 35 $16,046,000 $458,000 $1,820,000 $156,000 $555,000
Insufficient Cash (Downpayment, Closing Cost) 16 $7,843,000 $490,000 $1,280,000 $134,000 $262,000
Credit Application Incomplete 16 $6,015,000 $375,000 $625,000 $165,000 $536,000
Employment History 12 $4,258,000 $354,000 $1,268,000 $123,000 $508,000
Mortgage Insurance Denied 0 $0 $0 $0 $0 $0

Our comprehensive HMDA mortgage statistics provide invaluable insights into Kinecta's 2016 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.

This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics, and assess Kinecta's mortgage approval patterns. Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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