Klamath First Federal S & L
Mortgage Loan Application
Totals and Details
for 2003
Find mortgage loan statistics, lending data, and loan application totals for Oregon.
The mortgage statistics and data below are specific to mortgage loan applications for Klamath First Federal S & L.
Search for mortgage lenders by state, county, or metropolitan area
and explore the loan application details and stats broken down by several loan categories from 2003-2021.
| Mortgage Company & Address | Klamath First Federal S & L 540 Main Street Klamath Falls, OR 97601 |
| Federal Regulator | * available with data download |
| Years | 2003 |
| Total Number of Mortgage Applications | 1,845 |
| Total Mortgage Loan Application Amount | $198,476,000 |
| Average Mortgage Loan Application Amount | $109,000 |
| Highest Mortgage Loan Application Amount | $1,400,000 |
| Average Applicant Income | $41,769 |
| Highest Applicant Income | $872,000 |
Overall mortgage application loan totals and averages for this lender are provided for each year by county, metro area, and the entire US.
The loan data is broken down by loan purpose, loan type, applicant race, application outcome, and denial reason. With this information, you can get a detailed view of locations
where the mortgage lender is actively processing applications as well as the types and outcomes of loans from these applications.
As you search for mortgage loan stats and lending data in OR, the totals and averages will help you understand where the lender does business as well as the volume of business they do.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Klamath County Oregon | 421 | $ 42,525,000 | $ 101,000 | $ 61,000 |
| Jackson County Oregon | 320 | $ 45,245,000 | $ 141,000 | $ 71,000 |
| Coos County Oregon | 181 | $ 17,265,000 | $ 95,000 | $ 45,000 |
| Tillamook County Oregon | 84 | $ 8,275,000 | $ 98,000 | $ 51,000 |
| Deschutes County Oregon | 81 | $ 11,530,000 | $ 142,000 | $ 82,000 |
| Benton County Washington | 73 | $ 8,071,000 | $ 110,000 | $ 69,000 |
| Lane County Oregon | 57 | $ 5,959,000 | $ 104,000 | $ 40,000 |
| Union County Oregon | 54 | $ 4,932,000 | $ 91,000 | $ 40,000 |
| Douglas County Oregon | 48 | $ 3,942,000 | $ 82,000 | $ 43,000 |
| Umatilla County Oregon | 47 | $ 3,862,000 | $ 82,000 | $ 41,000 |
| Curry County Oregon | 43 | $ 4,813,000 | $ 111,000 | $ 54,000 |
| Harney County Oregon | 38 | $ 2,760,000 | $ 72,000 | $ 42,000 |
| Clatsop County Oregon | 33 | $ 5,451,000 | $ 165,000 | $ 137,000 |
| Baker County Oregon | 32 | $ 2,510,000 | $ 78,000 | $ 33,000 |
| Lake County Oregon | 30 | $ 2,301,000 | $ 76,000 | $ 60,000 |
| Josephine County Oregon | 29 | $ 2,872,000 | $ 99,000 | $ 53,000 |
| Malheur County Oregon | 28 | $ 1,593,000 | $ 56,000 | $ 30,000 |
| Grant County Oregon | 27 | $ 2,317,000 | $ 85,000 | $ 56,000 |
| Columbia County Oregon | 24 | $ 2,625,000 | $ 109,000 | $ 66,000 |
| Wallowa County Oregon | 18 | $ 1,564,000 | $ 86,000 | $ 51,000 |
| Gilliam County Oregon | 16 | $ 1,078,000 | $ 67,000 | $ 43,000 |
| Morrow County Oregon | 16 | $ 1,204,000 | $ 75,000 | $ 37,000 |
| Wheeler County Oregon | 16 | $ 1,112,000 | $ 69,000 | $ 44,000 |
| Franklin County Washington | 16 | $ 1,499,000 | $ 93,000 | $ 43,000 |
| Benton County Oregon | 12 | $ 1,155,000 | $ 96,000 | $ 71,000 |
| Yamhill County Oregon | 12 | $ 1,688,000 | $ 140,000 | $ 59,000 |
| Siskiyou County California | 9 | $ 600,000 | $ 66,000 | $ 30,000 |
| Marion County Oregon | 8 | $ 675,000 | $ 84,000 | $ 45,000 |
| Crook County Oregon | 7 | $ 967,000 | $ 138,000 | $ 42,000 |
| Jefferson County Oregon | 6 | $ 484,000 | $ 80,000 | $ 37,000 |
| Linn County Oregon | 6 | $ 438,000 | $ 73,000 | $ 45,000 |
| Payette County Idaho | 4 | $ 191,000 | $ 47,000 | $ 37,000 |
| Clackamas County Oregon | 4 | $ 665,000 | $ 166,000 | $ 70,000 |
| Lincoln County Oregon | 4 | $ 808,000 | $ 202,000 | $ 72,000 |
| Washington County Oregon | 4 | $ 685,000 | $ 171,000 | $ 79,000 |
| Orange County California | 3 | $ 969,000 | $ 323,000 | $ 78,000 |
| Riverside County California | 3 | $ 948,000 | $ 316,000 | $ 84,000 |
| Multnomah County Oregon | 3 | $ 391,000 | $ 130,000 | $ 193,000 |
| Sherman County Oregon | 3 | $ 176,000 | $ 58,000 | $ 58,000 |
| Wasco County Oregon | 3 | $ 278,000 | $ 92,000 | $ 38,000 |
| Washington County Idaho | 2 | $ 88,000 | $ 44,000 | $ 42,000 |
| Grant County Washington | 2 | $ 102,000 | $ 51,000 | $ 31,000 |
| King County Washington | 2 | $ 350,000 | $ 175,000 | $ 126,000 |
| Pacific County Washington | 2 | $ 406,000 | $ 203,000 | $ 95,000 |
| Walla Walla County Washington | 2 | $ 55,000 | $ 27,000 | $ 20,000 |
| Yakima County Washington | 2 | $ 224,000 | $ 112,000 | $ 65,000 |
| Humboldt County California | 1 | $ 136,000 | $ 136,000 | $ 0 |
| Modoc County California | 1 | $ 50,000 | $ 50,000 | $ 31,000 |
| Shasta County California | 1 | $ 85,000 | $ 85,000 | $ 72,000 |
| Ada County Idaho | 1 | $ 110,000 | $ 110,000 | $ 66,000 |
| Adams County Idaho | 1 | $ 118,000 | $ 118,000 | $ 39,000 |
| Twin Falls County Idaho | 1 | $ 20,000 | $ 20,000 | $ 44,000 |
| Polk County Oregon | 1 | $ 98,000 | $ 98,000 | $ 45,000 |
| Adams County Washington | 1 | $ 86,000 | $ 86,000 | $ 78,000 |
| Clallam County Washington | 1 | $ 82,000 | $ 82,000 | $ 121,000 |
| Spokane County Washington | 1 | $ 43,000 | $ 43,000 | $ 73,000 |
The mortgage data stats below are displayed in sortable categories such as loan purpose, race of mortgage applicant, loan type, the outcome of the application, and reason for denial.
Each category breaks down the total number of mortgage applications, the total dollar amount for those applications, the average mortgage amount, the highest mortgage loan applied for within that category,
the average income of the mortgage applicants, and the highest income of the mortgage applicants.
You can also download the entire list of mortgage lenders along with their aggregated lending data for the state of Oregon,
and search the same numbers and information back through 2003.
Mortgage Loan Application Detail Totals for Klamath First Federal S & L in 2003
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Refinancing (home purchase or home improvement, one-to-four family) | 1,374 | $153,460,000 | $121,000 | $1,400,000 | $60,000 | $872,000 |
| Home Purchase (one-to-four family) | 354 | $37,418,000 | $91,500 | $650,000 | $47,750 | $377,000 |
| Home Improvement (one-to-four family) | 102 | $3,501,000 | $27,666 | $190,000 | $37,333 | $692,000 |
| Multifamily dwelling (home purchase, home improvement, and refinancings) | 15 | $4,097,000 | $242,000 | $846,000 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 1,704 | $184,979,000 | $109,500 | $1,400,000 | $56,000 | $872,000 |
| Hispanic | 72 | $5,329,000 | $65,000 | $233,000 | $37,250 | $160,000 |
| American Indian or Alaskan Native | 24 | $2,247,000 | $93,000 | $170,000 | $57,000 | $198,000 |
| Other | 12 | $1,394,000 | $116,000 | $228,000 | $41,000 | $109,000 |
| Not applicable | 11 | $1,313,000 | $158,500 | $250,000 | $20,000 | $103,000 |
| Asian or Pacific Islander | 11 | $2,025,000 | $198,500 | $340,000 | $105,500 | $158,000 |
| Information not provided by applicant in mail or telephone application | 7 | $989,000 | $145,000 | $165,000 | $45,000 | $79,000 |
| Black | 4 | $200,000 | $50,000 | $83,000 | $29,000 | $58,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 1,815 | $196,218,000 | $106,500 | $1,400,000 | $52,750 | $872,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 30 | $2,258,000 | $75,000 | $195,000 | $29,000 | $50,000 |
| VA-guaranteed (Veterans Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
| FHA-insured (Federal Housing Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 1,425 | $151,701,000 | $112,500 | $1,032,000 | $53,500 | $858,000 |
| Application Denied By Financial Institution | 341 | $38,754,000 | $118,000 | $1,400,000 | $51,000 | $872,000 |
| Application Approved But Not Accepted | 61 | $5,960,000 | $57,000 | $650,000 | $42,500 | $377,000 |
| Application Withdrawn By Applicant | 18 | $2,061,000 | $108,333 | $341,000 | $73,000 | $259,000 |
| File Closed For Incompleteness | 0 | $0 | $0 | $0 | $0 | $0 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Credit History | 178 | $17,038,000 | $74,333 | $400,000 | $53,000 | $294,000 |
| Debt-To-Income Ratio | 111 | $13,950,000 | $135,500 | $660,000 | $44,000 | $203,000 |
| Collateral | 26 | $2,991,000 | $112,333 | $450,000 | $40,666 | $251,000 |
| Other | 11 | $2,621,000 | $238,000 | $1,400,000 | $161,000 | $872,000 |
| Unverifiable Information | 7 | $963,000 | $88,500 | $400,000 | $46,000 | $199,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 6 | $754,000 | $125,000 | $224,000 | $58,000 | $121,000 |
| Credit Application Incomplete | 2 | $437,000 | $218,000 | $323,000 | $147,000 | $294,000 |
| Employment History | 0 | $0 | $0 | $0 | $0 | $0 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
These totals and details for mortgage applications will give you a better idea of what to expect when researching mortgage lenders. Whether you are looking for a home loan, for home refinancing, or for home improvement loan statistics, we have the information you need. This mortgage loan data gives you everything you need to know as you start your search for the best lenders in OR, and gives you an idea of what the best mortgage lenders really are.
If you prefer, you can download a copy of the entire list of mortgage lenders in Oregon, and search similar information at your convenience.