Koshman Enterprises Inc
HMDA Loan Application Totals
and Mortgage Lending Details
for 2006
Koshman Enterprises Inc 2006 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Koshman Enterprises Inc 17523 Ventura Blvd Encino, CA 91316 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2007 2006 2005 2004 |
| Total Number of Mortgage Applications | 659 |
| Total Mortgage Loan Application Amount | $200,577,000 |
| Average Mortgage Loan Application Amount | $288,000 |
| Highest Mortgage Loan Application Amount | $1,495,000 |
| Average Applicant Income | $109,333 |
| Highest Applicant Income | $1,014,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2006 with Koshman Enterprises Inc. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Koshman Enterprises Inc's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2006 breaks down Koshman Enterprises Inc's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Koshman Enterprises Inc serves its applicants.
Each category highlights the total number of mortgage applications processed by Koshman Enterprises Inc, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Koshman Enterprises Inc's mortgage activity for 2006.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Los Angeles County California | 222 | $ 75,623,000 | $ 340,000 | $ 112,000 |
| Clark County Nevada | 81 | $ 13,847,000 | $ 170,000 | $ 96,000 |
| Riverside County California | 34 | $ 10,425,000 | $ 306,000 | $ 138,000 |
| San Bernardino County California | 25 | $ 6,687,000 | $ 267,000 | $ 89,000 |
| San Diego County California | 19 | $ 6,527,000 | $ 343,000 | $ 84,000 |
| Orange County California | 18 | $ 8,029,000 | $ 446,000 | $ 208,000 |
| San Joaquin County California | 18 | $ 6,197,000 | $ 344,000 | $ 81,000 |
| Alameda County California | 17 | $ 7,063,000 | $ 415,000 | $ 125,000 |
| Ventura County California | 14 | $ 4,442,000 | $ 317,000 | $ 109,000 |
| Fresno County California | 12 | $ 2,604,000 | $ 217,000 | $ 74,000 |
| Sacramento County California | 12 | $ 3,648,000 | $ 304,000 | $ 86,000 |
| Santa Clara County California | 12 | $ 4,677,000 | $ 389,000 | $ 128,000 |
| Kern County California | 11 | $ 2,800,000 | $ 254,000 | $ 52,000 |
| Tulare County California | 11 | $ 2,596,000 | $ 236,000 | $ 80,000 |
| Stanislaus County California | 8 | $ 3,740,000 | $ 467,000 | $ 196,000 |
| Contra Costa County California | 7 | $ 2,558,000 | $ 365,000 | $ 87,000 |
| Monterey County California | 7 | $ 2,162,000 | $ 308,000 | $ 95,000 |
| Solano County California | 7 | $ 2,187,000 | $ 312,000 | $ 134,000 |
| Palm Beach County Florida | 7 | $ 1,488,000 | $ 212,000 | $ 47,000 |
| Loudoun County Virginia | 7 | $ 2,162,000 | $ 308,000 | $ 116,000 |
| Shasta County California | 6 | $ 1,672,000 | $ 278,000 | $ 84,000 |
| Miami-Dade County Florida | 6 | $ 1,815,000 | $ 302,000 | $ 75,000 |
| Butte County California | 5 | $ 1,404,000 | $ 280,000 | $ 71,000 |
| Santa Cruz County California | 5 | $ 2,803,000 | $ 560,000 | $ 119,000 |
| Sonoma County California | 5 | $ 1,242,000 | $ 248,000 | $ 54,000 |
| Madera County California | 4 | $ 1,124,000 | $ 281,000 | $ 12,000 |
| Merced County California | 4 | $ 1,362,000 | $ 340,000 | $ 57,000 |
| Fairfax County Virginia | 4 | $ 1,395,000 | $ 348,000 | $ 119,000 |
| Calaveras County California | 3 | $ 1,027,000 | $ 342,000 | $ 83,000 |
| San Benito County California | 3 | $ 1,163,000 | $ 387,000 | $ 102,000 |
| Flagler County Florida | 3 | $ 303,000 | $ 101,000 | $ 67,000 |
| Hillsborough County Florida | 3 | $ 378,000 | $ 126,000 | $ 37,000 |
| Hampton County Virginia | 3 | $ 456,000 | $ 152,000 | $ 78,000 |
| Prince William County Virginia | 3 | $ 1,502,000 | $ 500,000 | $ 125,000 |
| Imperial County California | 2 | $ 297,000 | $ 148,000 | $ 116,000 |
| Mendocino County California | 2 | $ 500,000 | $ 250,000 | $ 54,000 |
| Placer County California | 2 | $ 634,000 | $ 317,000 | $ 209,000 |
| San Francisco County California | 2 | $ 588,000 | $ 294,000 | $ 62,000 |
| San Mateo County California | 2 | $ 695,000 | $ 347,000 | $ 139,000 |
| Manatee County Florida | 2 | $ 413,000 | $ 206,000 | $ 36,000 |
| Orange County Florida | 2 | $ 490,000 | $ 245,000 | $ 144,000 |
| Seminole County Florida | 2 | $ 1,202,000 | $ 601,000 | $ 144,000 |
| Washoe County Nevada | 2 | $ 456,000 | $ 228,000 | $ 73,000 |
| Chesapeake County Virginia | 2 | $ 316,000 | $ 158,000 | $ 45,000 |
| Chesterfield County Virginia | 2 | $ 356,000 | $ 178,000 | $ 32,000 |
| Henrico County Virginia | 2 | $ 406,000 | $ 203,000 | $ 111,000 |
| Maricopa County Arizona | 1 | $ 450,000 | $ 450,000 | $ 118,000 |
| Humboldt County California | 1 | $ 265,000 | $ 265,000 | $ 0 |
| Kings County California | 1 | $ 168,000 | $ 168,000 | $ 110,000 |
| Lake County California | 1 | $ 160,000 | $ 160,000 | $ 0 |
| Mariposa County California | 1 | $ 420,000 | $ 420,000 | $ 132,000 |
| Nevada County California | 1 | $ 263,000 | $ 263,000 | $ 0 |
| San Luis Obispo County California | 1 | $ 399,000 | $ 399,000 | $ 72,000 |
| Siskiyou County California | 1 | $ 125,000 | $ 125,000 | $ 60,000 |
| Yolo County California | 1 | $ 248,000 | $ 248,000 | $ 55,000 |
| District of Columbia County District Of Columbia | 1 | $ 106,000 | $ 106,000 | $ 150,000 |
| Broward County Florida | 1 | $ 91,000 | $ 91,000 | $ 71,000 |
| Charlotte County Florida | 1 | $ 184,000 | $ 184,000 | $ 36,000 |
| Citrus County Florida | 1 | $ 255,000 | $ 255,000 | $ 122,000 |
| Lake County Florida | 1 | $ 223,000 | $ 223,000 | $ 53,000 |
| Pasco County Florida | 1 | $ 130,000 | $ 130,000 | $ 34,000 |
| Volusia County Florida | 1 | $ 160,000 | $ 160,000 | $ 0 |
| Baltimore City County Maryland | 1 | $ 338,000 | $ 338,000 | $ 74,000 |
| Montgomery County Maryland | 1 | $ 284,000 | $ 284,000 | $ 103,000 |
| Prince George's County Maryland | 1 | $ 361,000 | $ 361,000 | $ 77,000 |
| Multnomah County Oregon | 1 | $ 150,000 | $ 150,000 | $ 0 |
| Accomack County Virginia | 1 | $ 172,000 | $ 172,000 | $ 78,000 |
| Alexandria County Virginia | 1 | $ 914,000 | $ 914,000 | $ 252,000 |
| Arlington County Virginia | 1 | $ 446,000 | $ 446,000 | $ 90,000 |
| Augusta County Virginia | 1 | $ 106,000 | $ 106,000 | $ 36,000 |
| Fauquier County Virginia | 1 | $ 225,000 | $ 225,000 | $ 0 |
| Goochland County Virginia | 1 | $ 124,000 | $ 124,000 | $ 0 |
| Hopewell County Virginia | 1 | $ 105,000 | $ 105,000 | $ 42,000 |
| Prince George County Virginia | 1 | $ 189,000 | $ 189,000 | $ 141,000 |
| Jefferson County West Virginia | 1 | $ 55,000 | $ 55,000 | $ 61,000 |
Mortgage Loan Application Detail Totals for Koshman Enterprises Inc in 2006
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Refinancing | 513 | $162,136,000 | $316,000 | $1,495,000 | $94,000 | $1,014,000 |
| Home Purchase | 120 | $30,825,000 | $256,000 | $1,100,000 | $151,000 | $672,000 |
| Home Improvement | 26 | $7,616,000 | $292,000 | $750,000 | $83,000 | $348,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 237 | $74,327,000 | $313,000 | $1,495,000 | $115,000 | $960,000 |
| Hispanic | 205 | $56,728,000 | $276,000 | $840,000 | $81,000 | $1,014,000 |
| Not Provided | 138 | $43,198,000 | $313,000 | $1,000,000 | $114,000 | $672,000 |
| Black or African American | 54 | $16,429,000 | $304,000 | $648,000 | $93,000 | $315,000 |
| Asian | 18 | $8,063,000 | $447,000 | $850,000 | $166,000 | $348,000 |
| Native Hawaiian or Other Pacific Islander | 5 | $1,145,000 | $229,000 | $400,000 | $126,000 | $216,000 |
| American Indian or Alaskan Native | 2 | $687,000 | $343,000 | $519,000 | $55,000 | $110,000 |
| Not applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 657 | $200,058,000 | $304,000 | $1,495,000 | $104,000 | $1,014,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 1 | $248,000 | $248,000 | $248,000 | $55,000 | $55,000 |
| VA-guaranteed (Veterans Administration) | 1 | $271,000 | $271,000 | $271,000 | $66,000 | $66,000 |
| FHA-insured (Federal Housing Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 423 | $122,935,000 | $290,000 | $1,495,000 | $93,000 | $563,000 |
| Application Withdrawn By Applicant | 166 | $56,110,000 | $338,000 | $1,000,000 | $131,000 | $1,014,000 |
| Application Denied By Financial Institution | 38 | $11,534,000 | $303,000 | $800,000 | $92,000 | $352,000 |
| File Closed For Incompleteness | 22 | $7,144,000 | $324,000 | $840,000 | $118,000 | $288,000 |
| Application Approved But Not Accepted | 5 | $1,557,000 | $311,000 | $564,000 | $201,000 | $384,000 |
| Loan Purchased By The Institution | 5 | $1,297,000 | $259,000 | $500,000 | $58,000 | $113,000 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Collateral | 12 | $2,860,000 | $238,000 | $485,000 | $77,000 | $208,000 |
| Credit History | 8 | $2,536,000 | $317,000 | $400,000 | $66,000 | $186,000 |
| Debt-To-Income Ratio | 8 | $3,063,000 | $382,000 | $800,000 | $135,000 | $352,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 3 | $639,000 | $213,000 | $364,000 | $121,000 | $126,000 |
| Unverifiable Information | 3 | $895,000 | $298,000 | $544,000 | $84,000 | $96,000 |
| Other | 1 | $210,000 | $210,000 | $210,000 | $0 | $0 |
| Employment History | 1 | $381,000 | $381,000 | $381,000 | $71,000 | $71,000 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Koshman Enterprises Inc's 2006 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Koshman Enterprises Inc's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in California, download the full spreadsheet
with aggregated HMDA statistics today.