L & N Federal Credit Union
Mortgage Loan Application
Totals and Details
for 2019

Find mortgage loan statistics, lending data, and loan application totals for Kentucky.
The mortgage statistics and data below are specific to mortgage loan applications for L & N Federal Credit Union.
Search for mortgage lenders by state, county, or metropolitan area
and explore the loan application details and stats broken down by several loan categories from 2003-2022.

Mortgage Company & Address L & N Federal Credit Union
9265 Smyrna Parkway
Louisville, KY 40229
Tel #: available with data download
Federal Regulator * available with data download
Years 2022  2021  2020  2019  2018  2017  2016  2015  2014  2013  2012  2011  2010  2009  2008  2007  2006  2005  2004  2003  
Total Number of Mortgage Applications 1,425
Total Mortgage Loan Application Amount $229,845,000
Average Mortgage Loan Application Amount $215,000
Highest Mortgage Loan Application Amount $2,055,000
Average Applicant Income $113,200
Highest Applicant Income $1,660,000

Overall mortgage application loan totals and averages for this lender are provided for each year by county, metro area, and the entire US.
The loan data is broken down by loan purpose, loan type, applicant race, application outcome, and denial reason. With this information, you can get a detailed view of locations where the mortgage lender is actively processing applications as well as the types and outcomes of loans from these applications.
As you search for mortgage loan stats and lending data in KY, the totals and averages will help you understand where the lender does business as well as the volume of business they do.

Mortgage Loan Application Totals for L & N Federal Credit Union by County in 2019

County Total Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loans Applications Average Mortgage Loan Application Amount Average Applicant Income
Jefferson County Kentucky 524 $ 87,840,000 $ 167,000 $ 90,000
Laurel County Kentucky 178 $ 24,760,000 $ 139,000 $ 82,000
Whitley County Kentucky 106 $ 12,480,000 $ 117,000 $ 70,000
Bullitt County Kentucky 96 $ 18,030,000 $ 187,000 $ 93,000
Pulaski County Kentucky 61 $ 8,295,000 $ 135,000 $ 70,000
Clark County Indiana 55 $ 8,155,000 $ 148,000 $ 74,000
Oldham County Kentucky 51 $ 14,705,000 $ 288,000 $ 151,000
Kenton County Kentucky 39 $ 4,205,000 $ 107,000 $ 67,000
Floyd County Indiana 37 $ 5,975,000 $ 161,000 $ 92,000
Knox County Kentucky 35 $ 4,105,000 $ 117,000 $ 66,000
Boone County Kentucky 27 $ 4,735,000 $ 175,000 $ 103,000
Nelson County Kentucky 19 $ 2,825,000 $ 148,000 $ 75,000
Spencer County Kentucky 18 $ 3,930,000 $ 218,000 $ 104,000
Shelby County Kentucky 14 $ 4,300,000 $ 307,000 $ 120,000
Meade County Kentucky 12 $ 1,730,000 $ 144,000 $ 78,000
Grant County Kentucky 10 $ 1,360,000 $ 136,000 $ 92,000
Jackson County Kentucky 9 $ 885,000 $ 98,000 $ 68,000
McCreary County Kentucky 9 $ 925,000 $ 102,000 $ 69,000
Campbell County Kentucky 8 $ 970,000 $ 121,000 $ 79,000
Clay County Kentucky 8 $ 930,000 $ 116,000 $ 71,000
Fayette County Kentucky 8 $ 2,040,000 $ 255,000 $ 119,000
Henry County Kentucky 7 $ 1,135,000 $ 162,000 $ 96,000
Washington County Indiana 5 $ 995,000 $ 199,000 $ 127,000
Harrison County Indiana 4 $ 600,000 $ 150,000 $ 112,000
Lincoln County Kentucky 4 $ 380,000 $ 95,000 $ 67,000
Madison County Kentucky 4 $ 810,000 $ 202,000 $ 81,000
Scott County Indiana 3 $ 495,000 $ 165,000 $ 87,000
Anderson County Kentucky 3 $ 505,000 $ 168,000 $ 67,000
Breckinridge County Kentucky 3 $ 425,000 $ 141,000 $ 118,000
Grayson County Kentucky 3 $ 345,000 $ 115,000 $ 111,000
Hardin County Kentucky 3 $ 445,000 $ 148,000 $ 75,000
Russell County Kentucky 3 $ 295,000 $ 98,000 $ 84,000
Wayne County Kentucky 3 $ 245,000 $ 81,000 $ 86,000
Claiborne County Tennessee 3 $ 485,000 $ 161,000 $ 68,000
Jefferson County Indiana 2 $ 110,000 $ 55,000 $ 16,000
Bell County Kentucky 2 $ 260,000 $ 130,000 $ 44,000
Edmonson County Kentucky 2 $ 590,000 $ 295,000 $ 412,000
Franklin County Kentucky 2 $ 300,000 $ 150,000 $ 129,000
Harlan County Kentucky 2 $ 150,000 $ 75,000 $ 73,000
Pendleton County Kentucky 2 $ 440,000 $ 220,000 $ 305,000
Rockcastle County Kentucky 2 $ 180,000 $ 90,000 $ 74,000
Trimble County Kentucky 2 $ 140,000 $ 70,000 $ 45,000
Butler County Ohio 2 $ 370,000 $ 185,000 $ 93,000
Okaloosa County Florida 1 $ 365,000 $ 365,000 $ 200,000
Crawford County Indiana 1 $ 145,000 $ 145,000 $ 142,000
Dearborn County Indiana 1 $ 165,000 $ 165,000 $ 54,000
Hamilton County Indiana 1 $ 1,525,000 $ 1,525,000 $ 1,660,000
Monroe County Indiana 1 $ 125,000 $ 125,000 $ 74,000
Ohio County Indiana 1 $ 55,000 $ 55,000 $ 72,000
Vanderburgh County Indiana 1 $ 175,000 $ 175,000 $ 46,000
Bourbon County Kentucky 1 $ 405,000 $ 405,000 $ 180,000
Boyle County Kentucky 1 $ 145,000 $ 145,000 $ 48,000
Bracken County Kentucky 1 $ 115,000 $ 115,000 $ 75,000
Carroll County Kentucky 1 $ 45,000 $ 45,000 $ 67,000
Clark County Kentucky 1 $ 75,000 $ 75,000 $ 37,000
Cumberland County Kentucky 1 $ 135,000 $ 135,000 $ 203,000
Gallatin County Kentucky 1 $ 85,000 $ 85,000 $ 81,000
Harrison County Kentucky 1 $ 115,000 $ 115,000 $ 81,000
Hart County Kentucky 1 $ 105,000 $ 105,000 $ 177,000
Hopkins County Kentucky 1 $ 415,000 $ 415,000 $ 245,000
Lee County Kentucky 1 $ 35,000 $ 35,000 $ 31,000
Leslie County Kentucky 1 $ 65,000 $ 65,000 $ 114,000
Letcher County Kentucky 1 $ 105,000 $ 105,000 $ 85,000
Marion County Kentucky 1 $ 315,000 $ 315,000 $ 136,000
Mercer County Kentucky 1 $ 155,000 $ 155,000 $ 115,000
Montgomery County Kentucky 1 $ 145,000 $ 145,000 $ 73,000
Owen County Kentucky 1 $ 115,000 $ 115,000 $ 55,000
Owsley County Kentucky 1 $ 125,000 $ 125,000 $ 184,000
Pike County Kentucky 1 $ 185,000 $ 185,000 $ 69,000
Taylor County Kentucky 1 $ 105,000 $ 105,000 $ 107,000
Clermont County Ohio 1 $ 315,000 $ 315,000 $ 101,000
Cuyahoga County Ohio 1 $ 35,000 $ 35,000 $ 160,000
Franklin County Ohio 1 $ 175,000 $ 175,000 $ 101,000
Hamilton County Ohio 1 $ 35,000 $ 35,000 $ 44,000
Campbell County Tennessee 1 $ 185,000 $ 185,000 $ 101,000
Sevier County Tennessee 1 $ 195,000 $ 195,000 $ 154,000
Sumner County Tennessee 1 $ 265,000 $ 265,000 $ 85,000
Wilson County Tennessee 1 $ 215,000 $ 215,000 $ 48,000

The mortgage data stats below are displayed in sortable categories such as loan purpose, race of mortgage applicant, loan type, the outcome of the application, and reason for denial.
Each category breaks down the total number of mortgage applications, the total dollar amount for those applications, the average mortgage amount, the highest mortgage loan applied for within that category, the average income of the mortgage applicants, and the highest income of the mortgage applicants.
You can also download the entire list of mortgage lenders along with their aggregated lending data for the state of Kentucky, and search the same numbers and information back through 2003.

Mortgage Loan Application Detail Totals for L & N Federal Credit Union in 2019

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Home Purchase 584 $96,600,000 $165,000 $2,055,000 $87,000 $1,660,000
Cash-out Refinancing 554 $84,560,000 $152,000 $805,000 $85,000 $557,000
Refinancing 262 $40,260,000 $153,000 $2,005,000 $98,000 $900,000
Other Purpose 24 $8,160,000 $340,000 $585,000 $161,000 $525,000
Home Improvement 1 $265,000 $265,000 $265,000 $135,000 $135,000
Not Applicable 0 $0 $0 $0 $0 $0

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 1,255 $197,145,000 $157,000 $1,525,000 $86,000 $1,660,000
Black or African American 85 $11,745,000 $138,000 $485,000 $75,000 $212,000
Not Provided 60 $16,970,000 $282,000 $2,055,000 $189,000 $900,000
Hispanic 13 $1,935,000 $148,000 $365,000 $81,000 $188,000
American Indian or Alaskan Native 5 $615,000 $123,000 $165,000 $71,000 $125,000
Asian 5 $1,045,000 $209,000 $425,000 $93,000 $159,000
Native Hawaiian or Other Pacific Islander 1 $165,000 $165,000 $165,000 $63,000 $63,000
Not applicable 0 $0 $0 $0 $0 $0

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 1,425 $229,845,000 $161,000 $2,055,000 $90,000 $1,660,000
FHA-insured (Federal Housing Administration) 0 $0 $0 $0 $0 $0
FSA/RHS (Farm Service Agency or Rural Housing Service) 0 $0 $0 $0 $0 $0
VA-guaranteed (Veterans Administration) 0 $0 $0 $0 $0 $0

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 1,208 $197,880,000 $163,000 $2,055,000 $93,000 $1,660,000
Application Withdrawn By Applicant 141 $22,325,000 $158,000 $485,000 $82,000 $283,000
Application Denied By Financial Institution 76 $9,640,000 $126,000 $485,000 $56,000 $249,000
Application Approved But Not Accepted 0 $0 $0 $0 $0 $0
File Closed For Incompleteness 0 $0 $0 $0 $0 $0
Loan Purchased By The Institution 0 $0 $0 $0 $0 $0
Preapproval Approved but not Accepted 0 $0 $0 $0 $0 $0
Preapproval Denied by Financial Institution 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Not applicable 1,349 $220,205,000 $163,000 $2,055,000 $91,000 $1,660,000
Debt-To-Income Ratio 34 $5,340,000 $157,000 $485,000 $50,000 $249,000
Credit History 30 $3,440,000 $114,000 $285,000 $63,000 $193,000
Collateral 8 $600,000 $75,000 $125,000 $65,000 $146,000
Insufficient Cash (Downpayment, Closing Cost) 2 $190,000 $95,000 $145,000 $49,000 $51,000
Other 1 $15,000 $15,000 $15,000 $26,000 $26,000
Employment History 1 $55,000 $55,000 $55,000 $26,000 $26,000
Credit Application Incomplete 0 $0 $0 $0 $0 $0
Unverifiable Information 0 $0 $0 $0 $0 $0
Mortgage Insurance Denied 0 $0 $0 $0 $0 $0

These totals and details for mortgage applications will give you a better idea of what to expect when researching mortgage lenders. Whether you are looking for a home loan, for home refinancing, or for home improvement loan statistics, we have the information you need. This mortgage loan data gives you everything you need to know as you start your search for the best lenders in KY, and gives you an idea of what the best mortgage lenders really are.

If you prefer, you can download a copy of the entire list of mortgage lenders in Kentucky, and search similar information at your convenience.

Download the Kentucky Lender List