Lacaza Capital, Inc
Mortgage Loan Application
Totals and Details
for 2004

Find mortgage loan statistics, lending data, and loan application totals for California.
The mortgage statistics and data below are specific to mortgage loan applications for Lacaza Capital, Inc.
Search for mortgage lenders by state, county, or metropolitan area
and explore the loan application details and stats broken down by several loan categories from 2003-2021.

Mortgage Company & Address Lacaza Capital, Inc
15635 Alton Parkway Suite # 450
Irvine, CA 92618
Tel #: available with data download
Federal Regulator * available with data download
Years 2004  2003  
Total Number of Mortgage Applications 858
Total Mortgage Loan Application Amount $176,720,000
Average Mortgage Loan Application Amount $206,800
Highest Mortgage Loan Application Amount $10,000,000
Average Applicant Income $58,400
Highest Applicant Income $510,000

Overall mortgage application loan totals and averages for this lender are provided for each year by county, metro area, and the entire US.
The loan data is broken down by loan purpose, loan type, applicant race, application outcome, and denial reason. With this information, you can get a detailed view of locations where the mortgage lender is actively processing applications as well as the types and outcomes of loans from these applications.
As you search for mortgage loan stats and lending data in CA, the totals and averages will help you understand where the lender does business as well as the volume of business they do.

Mortgage Loan Application Totals for Lacaza Capital, Inc by Metropolitan Area in 2004

Metro Area Total Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Application Amount Average Applicant Income
LOS ANGELES-LONG BEACH-GLENDALE, CA 95 $ 33,655,000 $ 354,000 $ 74,000
RIVERSIDE-SAN BERNARDINO-ONTARIO, CA 66 $ 13,057,000 $ 197,000 $ 68,000
DENVER-AURORA, CO 41 $ 9,124,000 $ 222,000 $ 74,000
SALT LAKE CITY, UT 38 $ 5,416,000 $ 142,000 $ 47,000
SANTA ANA-ANAHEIM-IRVINE, CA 29 $ 7,704,000 $ 265,000 $ 101,000
SACRAMENTO--ARDEN-ARCADE--ROSEVILLE, CA 24 $ 5,067,000 $ 211,000 $ 71,000
OAKLAND-FREMONT-HAYWARD, CA 22 $ 6,233,000 $ 283,000 $ 83,000
BAKERSFIELD, CA 20 $ 2,755,000 $ 137,000 $ 94,000
SAN DIEGO-CARLSBAD-SAN MARCOS, CA 20 $ 6,668,000 $ 333,000 $ 83,000
OGDEN-CLEARFIELD, UT 19 $ 2,904,000 $ 152,000 $ 52,000
STOCKTON, CA 16 $ 3,691,000 $ 230,000 $ 59,000
KANSAS CITY, MO-KS 15 $ 1,880,000 $ 125,000 $ 70,000
MODESTO, CA 14 $ 2,556,000 $ 182,000 $ 43,000
PROVO-OREM, UT 14 $ 2,727,000 $ 194,000 $ 61,000
COLORADO SPRINGS, CO 12 $ 2,217,000 $ 184,000 $ 74,000
FRESNO, CA 12 $ 1,711,000 $ 142,000 $ 59,000
FORT COLLINS-LOVELAND, CO 11 $ 2,107,000 $ 191,000 $ 77,000
ST. LOUIS, MO-IL 11 $ 1,600,000 $ 145,000 $ 75,000
VALLEJO-FAIRFIELD, CA 11 $ 3,035,000 $ 275,000 $ 70,000
BOISE CITY-NAMPA, ID 10 $ 1,298,000 $ 129,000 $ 87,000
GREELEY, CO 10 $ 1,375,000 $ 137,000 $ 70,000
OXNARD-THOUSAND OAKS-VENTURA, CA 9 $ 2,441,000 $ 271,000 $ 69,000
PUEBLO, CO 9 $ 823,000 $ 91,000 $ 44,000
TAMPA-ST. PETERSBURG-CLEARWATER, FL 8 $ 816,000 $ 102,000 $ 50,000
COEUR D'ALENE, ID 6 $ 563,000 $ 93,000 $ 61,000
ORLANDO, FL 6 $ 1,371,000 $ 228,000 $ 75,000
FORT LAUDERDALE-POMPANO BEACH-DEERFIELD BEACH, FL 5 $ 752,000 $ 150,000 $ 69,000
IDAHO FALLS, ID 5 $ 852,000 $ 170,000 $ 63,000
LOGAN, UT-ID 5 $ 732,000 $ 146,000 $ 35,000
MERCED, CA 5 $ 1,035,000 $ 207,000 $ 68,000
SAN JOSE-SUNNYVALE-SANTA CLARA, CA 5 $ 2,237,000 $ 447,000 $ 72,000
SANTA CRUZ-WATSONVILLE, CA 5 $ 2,134,000 $ 426,000 $ 79,000
ST. GEORGE, UT 5 $ 624,000 $ 124,000 $ 41,000
HANFORD-CORCORAN, CA 4 $ 546,000 $ 136,000 $ 48,000
MIAMI-MIAMI BEACH-KENDALL, FL 4 $ 544,000 $ 136,000 $ 92,000
SALINAS, CA 4 $ 777,000 $ 194,000 $ 57,000
SANTA ROSA-PETALUMA, CA 4 $ 1,097,000 $ 274,000 $ 72,000
VISALIA-PORTERVILLE, CA 4 $ 631,000 $ 157,000 $ 67,000
YUBA CITY, CA 4 $ 691,000 $ 172,000 $ 57,000
CHICO, CA 3 $ 491,000 $ 163,000 $ 35,000
COLUMBIA, MO 3 $ 296,000 $ 98,000 $ 45,000
EL CENTRO, CA 3 $ 475,000 $ 158,000 $ 55,000
JEFFERSON CITY, MO 3 $ 277,000 $ 92,000 $ 49,000
PANAMA CITY-LYNN HAVEN, FL 3 $ 409,000 $ 136,000 $ 62,000
REDDING, CA 3 $ 436,000 $ 145,000 $ 41,000
SANTA BARBARA-SANTA MARIA-GOLETA, CA 3 $ 1,540,000 $ 513,000 $ 126,000
BILLINGS, MT 2 $ 261,000 $ 130,000 $ 49,000
BOULDER, CO 2 $ 395,000 $ 197,000 $ 63,000
CAPE CORAL-FORT MYERS, FL 2 $ 242,000 $ 121,000 $ 55,000
DELTONA-DAYTONA BEACH-ORMOND BEACH, FL 2 $ 191,000 $ 95,000 $ 32,000
GRAND JUNCTION, CO 2 $ 330,000 $ 165,000 $ 32,000
JACKSONVILLE, FL 2 $ 276,000 $ 138,000 $ 44,000
LAKELAND, FL 2 $ 239,000 $ 119,000 $ 37,000
MADERA, CA 2 $ 302,000 $ 151,000 $ 34,000
POCATELLO, ID 2 $ 237,000 $ 118,000 $ 67,000
SAN FRANCISCO-SAN MATEO-REDWOOD CITY, CA 2 $ 569,000 $ 284,000 $ 83,000
SARASOTA-BRADENTON-VENICE, FL 2 $ 313,000 $ 156,000 $ 90,000
SPRINGFIELD, MO 2 $ 361,000 $ 180,000 $ 41,000
ST. JOSEPH, MO-KS 2 $ 186,000 $ 93,000 $ 42,000
BELLINGHAM, WA 1 $ 125,000 $ 125,000 $ 48,000
HARTFORD-WEST HARTFORD-EAST HARTFORD, CT 1 $ 230,000 $ 230,000 $ 81,000
JOPLIN, MO 1 $ 87,000 $ 87,000 $ 31,000
LEWISTON, ID-WA 1 $ 118,000 $ 118,000 $ 78,000
NAPA, CA 1 $ 160,000 $ 160,000 $ 34,000
OCALA, FL 1 $ 98,000 $ 98,000 $ 20,000
OMAHA-COUNCIL BLUFFS, NE-IA 1 $ 350,000 $ 350,000 $ 80,000
PENSACOLA-FERRY PASS-BRENT, FL 1 $ 90,000 $ 90,000 $ 46,000
PHOENIX-MESA-SCOTTSDALE, AZ 1 $ 210,000 $ 210,000 $ 68,000
PUNTA GORDA, FL 1 $ 132,000 $ 132,000 $ 36,000
TALLAHASSEE, FL 1 $ 92,000 $ 92,000 $ 35,000
WEST PALM BEACH-BOCA RATON-BOYNTON BEACH, FL 1 $ 121,000 $ 121,000 $ 93,000
WILMINGTON, DE-MD-NJ 1 $ 135,000 $ 135,000 $ 24,000

The mortgage data stats below are displayed in sortable categories such as loan purpose, race of mortgage applicant, loan type, the outcome of the application, and reason for denial.
Each category breaks down the total number of mortgage applications, the total dollar amount for those applications, the average mortgage amount, the highest mortgage loan applied for within that category, the average income of the mortgage applicants, and the highest income of the mortgage applicants.
You can also download the entire list of mortgage lenders along with their aggregated lending data for the state of California, and search the same numbers and information back through 2003.

Mortgage Loan Application Detail Totals for Lacaza Capital, Inc in 2004

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Refinancing 804 $154,028,000 $162,500 $1,000,000 $57,083 $510,000
Home Purchase 45 $19,647,000 $255,333 $10,000,000 $51,500 $250,000
Home Improvement 9 $3,045,000 $327,000 $1,070,000 $87,000 $219,000

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Not Provided 855 $175,641,000 $178,923 $10,000,000 $58,923 $510,000
American Indian or Alaskan Native 2 $579,000 $289,500 $424,000 $52,500 $55,000
Hispanic 1 $500,000 $500,000 $500,000 $95,000 $95,000
Native Hawaiian or Other Pacific Islander 0 $0 $0 $0 $0 $0
Not applicable 0 $0 $0 $0 $0 $0
Asian 0 $0 $0 $0 $0 $0
Black or African American 0 $0 $0 $0 $0 $0
White 0 $0 $0 $0 $0 $0

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 847 $174,844,000 $179,076 $10,000,000 $59,076 $510,000
VA-guaranteed (Veterans Administration) 10 $1,776,000 $151,600 $335,000 $46,400 $65,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 1 $100,000 $100,000 $100,000 $43,000 $43,000
FHA-insured (Federal Housing Administration) 0 $0 $0 $0 $0 $0

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Application Withdrawn By Applicant 584 $127,270,000 $187,750 $10,000,000 $59,333 $510,000
Application Denied By Financial Institution 172 $30,272,000 $148,500 $697,000 $60,000 $330,000
Loan Originated 100 $18,896,000 $137,285 $800,000 $60,428 $352,000
File Closed For Incompleteness 2 $282,000 $141,000 $145,000 $57,000 $70,000
Application Approved But Not Accepted 0 $0 $0 $0 $0 $0
Loan Purchased By The Institution 0 $0 $0 $0 $0 $0
Preapproval Approved but not Accepted 0 $0 $0 $0 $0 $0
Preapproval Denied by Financial Institution 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Other 144 $25,189,000 $150,875 $697,000 $59,750 $330,000
Credit History 13 $2,258,000 $145,800 $660,000 $51,600 $150,000
Insufficient Cash (Downpayment, Closing Cost) 3 $755,000 $204,500 $346,000 $60,000 $96,000
Collateral 2 $260,000 $130,000 $164,000 $101,000 $142,000
Credit Application Incomplete 2 $320,000 $160,000 $250,000 $56,000 $75,000
Employment History 2 $336,000 $168,000 $240,000 $85,000 $100,000
Unverifiable Information 1 $280,000 $280,000 $280,000 $50,000 $50,000
Mortgage Insurance Denied 0 $0 $0 $0 $0 $0
Debt-To-Income Ratio 0 $0 $0 $0 $0 $0

These totals and details for mortgage applications will give you a better idea of what to expect when researching mortgage lenders. Whether you are looking for a home loan, for home refinancing, or for home improvement loan statistics, we have the information you need. This mortgage loan data gives you everything you need to know as you start your search for the best lenders in CA, and gives you an idea of what the best mortgage lenders really are.

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