Ladera Lending, Inc.
HMDA Loan Application Totals
and Mortgage Lending Details
for 2018
Ladera Lending, Inc. 2018 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Ladera Lending, Inc. 555 Corporate Drive Suite 215 Sacramento, CA 92694 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2023 2022 2021 2020 2019 2018 2017 |
| Total Number of Mortgage Applications | 3,417 |
| Total Mortgage Loan Application Amount | $949,625,000 |
| Average Mortgage Loan Application Amount | $334,666 |
| Highest Mortgage Loan Application Amount | $4,475,000 |
| Average Applicant Income | $116,333 |
| Highest Applicant Income | $2,846,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2018 with Ladera Lending, Inc.. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Ladera Lending, Inc.'s lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2018 breaks down Ladera Lending, Inc.'s mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Ladera Lending, Inc. serves its applicants.
Each category highlights the total number of mortgage applications processed by Ladera Lending, Inc., total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Ladera Lending, Inc.'s mortgage activity for 2018.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Los Angeles County California | 286 | $ 100,970,000 | $ 353,000 | $ 94,000 |
| Riverside County California | 183 | $ 55,905,000 | $ 305,000 | $ 103,000 |
| Maricopa County Arizona | 179 | $ 37,085,000 | $ 207,000 | $ 70,000 |
| San Bernardino County California | 163 | $ 39,415,000 | $ 241,000 | $ 84,000 |
| Orange County California | 139 | $ 67,655,000 | $ 486,000 | $ 162,000 |
| San Diego County California | 119 | $ 41,265,000 | $ 346,000 | $ 107,000 |
| Sacramento County California | 76 | $ 20,140,000 | $ 265,000 | $ 93,000 |
| Clark County Nevada | 70 | $ 14,360,000 | $ 205,000 | $ 78,000 |
| Pierce County Washington | 46 | $ 11,390,000 | $ 247,000 | $ 80,000 |
| San Joaquin County California | 45 | $ 13,685,000 | $ 304,000 | $ 108,000 |
| Contra Costa County California | 43 | $ 17,385,000 | $ 404,000 | $ 126,000 |
| King County Washington | 39 | $ 12,295,000 | $ 315,000 | $ 94,000 |
| Miami-Dade County Florida | 37 | $ 7,755,000 | $ 209,000 | $ 87,000 |
| Pima County Arizona | 36 | $ 11,530,000 | $ 320,000 | $ 73,000 |
| Alameda County California | 36 | $ 13,280,000 | $ 368,000 | $ 128,000 |
| Kern County California | 36 | $ 6,220,000 | $ 172,000 | $ 86,000 |
| Santa Clara County California | 34 | $ 19,910,000 | $ 585,000 | $ 155,000 |
| Harris County Texas | 33 | $ 5,025,000 | $ 152,000 | $ 101,000 |
| Snohomish County Washington | 33 | $ 10,245,000 | $ 310,000 | $ 95,000 |
| Broward County Florida | 30 | $ 5,740,000 | $ 191,000 | $ 71,000 |
| Fresno County California | 27 | $ 5,355,000 | $ 198,000 | $ 85,000 |
| Tarrant County Texas | 27 | $ 5,135,000 | $ 190,000 | $ 71,000 |
| Pinal County Arizona | 26 | $ 4,550,000 | $ 175,000 | $ 80,000 |
| Clark County Washington | 26 | $ 6,260,000 | $ 240,000 | $ 88,000 |
| Merced County California | 24 | $ 6,510,000 | $ 271,000 | $ 99,000 |
| Placer County California | 23 | $ 7,965,000 | $ 346,000 | $ 131,000 |
| Stanislaus County California | 22 | $ 5,360,000 | $ 243,000 | $ 82,000 |
| Collin County Texas | 21 | $ 4,875,000 | $ 232,000 | $ 149,000 |
| Tulare County California | 20 | $ 3,660,000 | $ 183,000 | $ 93,000 |
| Palm Beach County Florida | 20 | $ 5,150,000 | $ 257,000 | $ 119,000 |
| Bexar County Texas | 19 | $ 2,665,000 | $ 140,000 | $ 86,000 |
| San Mateo County California | 18 | $ 9,800,000 | $ 544,000 | $ 89,000 |
| Ventura County California | 17 | $ 5,985,000 | $ 352,000 | $ 76,000 |
| Adams County Colorado | 17 | $ 1,955,000 | $ 115,000 | $ 69,000 |
| Kitsap County Washington | 17 | $ 2,945,000 | $ 173,000 | $ 81,000 |
| Yavapai County Arizona | 16 | $ 2,390,000 | $ 149,000 | $ 48,000 |
| Sonoma County California | 16 | $ 6,750,000 | $ 421,000 | $ 125,000 |
| Washington County Oregon | 16 | $ 2,880,000 | $ 180,000 | $ 122,000 |
| El Paso County Colorado | 15 | $ 2,625,000 | $ 175,000 | $ 96,000 |
| Orange County Florida | 15 | $ 2,295,000 | $ 153,000 | $ 71,000 |
| Solano County California | 14 | $ 4,050,000 | $ 289,000 | $ 81,000 |
| Clackamas County Oregon | 14 | $ 2,510,000 | $ 179,000 | $ 79,000 |
| Benton County Washington | 14 | $ 3,000,000 | $ 214,000 | $ 79,000 |
| Spokane County Washington | 14 | $ 2,440,000 | $ 174,000 | $ 75,000 |
| St. Lucie County Florida | 13 | $ 1,815,000 | $ 139,000 | $ 60,000 |
| Dallas County Texas | 12 | $ 1,820,000 | $ 151,000 | $ 51,000 |
| Fort Bend County Texas | 12 | $ 1,850,000 | $ 154,000 | $ 89,000 |
| Shasta County California | 11 | $ 2,355,000 | $ 214,000 | $ 69,000 |
| Yolo County California | 11 | $ 3,995,000 | $ 363,000 | $ 72,000 |
| Arapahoe County Colorado | 11 | $ 2,625,000 | $ 238,000 | $ 74,000 |
| Mohave County Arizona | 10 | $ 3,130,000 | $ 313,000 | $ 48,000 |
| Butte County California | 10 | $ 2,350,000 | $ 235,000 | $ 96,000 |
| Imperial County California | 10 | $ 1,840,000 | $ 184,000 | $ 70,000 |
| Madera County California | 10 | $ 2,160,000 | $ 216,000 | $ 77,000 |
| Brevard County Florida | 10 | $ 1,500,000 | $ 150,000 | $ 68,000 |
| Lee County Florida | 10 | $ 1,610,000 | $ 161,000 | $ 83,000 |
| Pinellas County Florida | 10 | $ 2,360,000 | $ 236,000 | $ 83,000 |
| Denton County Texas | 10 | $ 2,080,000 | $ 208,000 | $ 111,000 |
| Travis County Texas | 10 | $ 1,380,000 | $ 138,000 | $ 90,000 |
| Santa Barbara County California | 9 | $ 2,595,000 | $ 288,000 | $ 81,000 |
| Boulder County Colorado | 9 | $ 2,025,000 | $ 225,000 | $ 89,000 |
| Jefferson County Colorado | 9 | $ 2,105,000 | $ 233,000 | $ 64,000 |
| Duval County Florida | 9 | $ 1,285,000 | $ 142,000 | $ 53,000 |
| Pasco County Florida | 9 | $ 1,715,000 | $ 190,000 | $ 86,000 |
| Lane County Oregon | 9 | $ 1,485,000 | $ 165,000 | $ 77,000 |
| Thurston County Washington | 9 | $ 1,875,000 | $ 208,000 | $ 82,000 |
| El Dorado County California | 8 | $ 2,730,000 | $ 341,000 | $ 103,000 |
| Monterey County California | 8 | $ 3,510,000 | $ 438,000 | $ 116,000 |
| Santa Cruz County California | 8 | $ 2,630,000 | $ 328,000 | $ 95,000 |
| Hillsborough County Florida | 8 | $ 1,380,000 | $ 172,000 | $ 91,000 |
| Osceola County Florida | 8 | $ 910,000 | $ 113,000 | $ 75,000 |
| Montgomery County Maryland | 8 | $ 2,330,000 | $ 291,000 | $ 105,000 |
| Prince George's County Maryland | 8 | $ 1,380,000 | $ 172,000 | $ 80,000 |
| Washoe County Nevada | 8 | $ 1,850,000 | $ 231,000 | $ 87,000 |
| Jackson County Oregon | 8 | $ 1,200,000 | $ 150,000 | $ 59,000 |
| Multnomah County Oregon | 8 | $ 1,700,000 | $ 212,000 | $ 167,000 |
| Yakima County Washington | 8 | $ 1,170,000 | $ 146,000 | $ 57,000 |
| Kings County California | 7 | $ 1,085,000 | $ 155,000 | $ 64,000 |
| Hernando County Florida | 7 | $ 835,000 | $ 119,000 | $ 42,000 |
| Polk County Florida | 7 | $ 735,000 | $ 105,000 | $ 55,000 |
| Seminole County Florida | 7 | $ 1,425,000 | $ 203,000 | $ 120,000 |
| Baltimore County Maryland | 7 | $ 1,255,000 | $ 179,000 | $ 79,000 |
| Marion County Oregon | 7 | $ 415,000 | $ 59,000 | $ 54,000 |
| Montgomery County Texas | 7 | $ 1,595,000 | $ 227,000 | $ 59,000 |
| Marin County California | 6 | $ 1,530,000 | $ 255,000 | $ 69,000 |
| Sutter County California | 6 | $ 1,770,000 | $ 295,000 | $ 110,000 |
| Yuba County California | 6 | $ 1,220,000 | $ 203,000 | $ 84,000 |
| Baltimore City County Maryland | 6 | $ 850,000 | $ 141,000 | $ 98,000 |
| Nueces County Texas | 6 | $ 990,000 | $ 165,000 | $ 92,000 |
| Williamson County Texas | 6 | $ 1,230,000 | $ 205,000 | $ 101,000 |
| Cochise County Arizona | 5 | $ 665,000 | $ 133,000 | $ 69,000 |
| Humboldt County California | 5 | $ 735,000 | $ 147,000 | $ 64,000 |
| Napa County California | 5 | $ 1,785,000 | $ 357,000 | $ 77,000 |
| San Francisco County California | 5 | $ 1,745,000 | $ 349,000 | $ 161,000 |
| Lake County Florida | 5 | $ 555,000 | $ 111,000 | $ 58,000 |
| Marion County Florida | 5 | $ 605,000 | $ 121,000 | $ 72,000 |
| Sarasota County Florida | 5 | $ 425,000 | $ 85,000 | $ 47,000 |
| Volusia County Florida | 5 | $ 745,000 | $ 149,000 | $ 83,000 |
| Linn County Oregon | 5 | $ 1,005,000 | $ 201,000 | $ 81,000 |
| Brazoria County Texas | 5 | $ 605,000 | $ 121,000 | $ 128,000 |
| Galveston County Texas | 5 | $ 945,000 | $ 189,000 | $ 114,000 |
| Hidalgo County Texas | 5 | $ 975,000 | $ 195,000 | $ 65,000 |
| Coconino County Arizona | 4 | $ 820,000 | $ 205,000 | $ 145,000 |
| Nevada County California | 4 | $ 1,120,000 | $ 280,000 | $ 78,000 |
| Charlotte County Florida | 4 | $ 600,000 | $ 150,000 | $ 83,000 |
| Anne Arundel County Maryland | 4 | $ 730,000 | $ 182,000 | $ 65,000 |
| Carroll County Maryland | 4 | $ 670,000 | $ 167,000 | $ 48,000 |
| Frederick County Maryland | 4 | $ 660,000 | $ 165,000 | $ 96,000 |
| Deschutes County Oregon | 4 | $ 990,000 | $ 247,000 | $ 81,000 |
| Josephine County Oregon | 4 | $ 2,170,000 | $ 542,000 | $ 47,000 |
| Yamhill County Oregon | 4 | $ 640,000 | $ 160,000 | $ 122,000 |
| Skagit County Washington | 4 | $ 840,000 | $ 210,000 | $ 71,000 |
| Whatcom County Washington | 4 | $ 1,180,000 | $ 295,000 | $ 54,000 |
| Navajo County Arizona | 3 | $ 375,000 | $ 125,000 | $ 65,000 |
| Yuma County Arizona | 3 | $ 465,000 | $ 155,000 | $ 88,000 |
| San Benito County California | 3 | $ 945,000 | $ 315,000 | $ 179,000 |
| Trinity County California | 3 | $ 675,000 | $ 225,000 | $ 61,000 |
| Tuolumne County California | 3 | $ 1,005,000 | $ 335,000 | $ 156,000 |
| Douglas County Colorado | 3 | $ 715,000 | $ 238,000 | $ 87,000 |
| Eagle County Colorado | 3 | $ 1,155,000 | $ 385,000 | $ 31,000 |
| Weld County Colorado | 3 | $ 315,000 | $ 105,000 | $ 65,000 |
| Citrus County Florida | 3 | $ 865,000 | $ 288,000 | $ 82,000 |
| Clay County Florida | 3 | $ 475,000 | $ 158,000 | $ 48,000 |
| Collier County Florida | 3 | $ 575,000 | $ 191,000 | $ 174,000 |
| Escambia County Florida | 3 | $ 695,000 | $ 231,000 | $ 106,000 |
| Santa Rosa County Florida | 3 | $ 575,000 | $ 191,000 | $ 37,000 |
| Douglas County Oregon | 3 | $ 545,000 | $ 181,000 | $ 98,000 |
| Umatilla County Oregon | 3 | $ 735,000 | $ 245,000 | $ 57,000 |
| Bell County Texas | 3 | $ 485,000 | $ 161,000 | $ 48,000 |
| Hays County Texas | 3 | $ 395,000 | $ 131,000 | $ 89,000 |
| Johnson County Texas | 3 | $ 305,000 | $ 101,000 | $ 58,000 |
| Grays Harbor County Washington | 3 | $ 435,000 | $ 145,000 | $ 65,000 |
| Stevens County Washington | 3 | $ 365,000 | $ 121,000 | $ 46,000 |
| Calaveras County California | 2 | $ 240,000 | $ 120,000 | $ 47,000 |
| Glenn County California | 2 | $ 400,000 | $ 200,000 | $ 61,000 |
| Lake County California | 2 | $ 380,000 | $ 190,000 | $ 248,000 |
| Mariposa County California | 2 | $ 430,000 | $ 215,000 | $ 66,000 |
| Mono County California | 2 | $ 300,000 | $ 150,000 | $ 80,000 |
| San Luis Obispo County California | 2 | $ 260,000 | $ 130,000 | $ 60,000 |
| Tehama County California | 2 | $ 280,000 | $ 140,000 | $ 194,000 |
| Denver County Colorado | 2 | $ 1,000,000 | $ 500,000 | $ 107,000 |
| Garfield County Colorado | 2 | $ 330,000 | $ 165,000 | $ 43,000 |
| La Plata County Colorado | 2 | $ 200,000 | $ 100,000 | $ 72,000 |
| Flagler County Florida | 2 | $ 360,000 | $ 180,000 | $ 135,000 |
| Manatee County Florida | 2 | $ 160,000 | $ 80,000 | $ 78,000 |
| Martin County Florida | 2 | $ 190,000 | $ 95,000 | $ 36,000 |
| Okaloosa County Florida | 2 | $ 170,000 | $ 85,000 | $ 58,000 |
| Walton County Florida | 2 | $ 250,000 | $ 125,000 | $ 71,000 |
| Calvert County Maryland | 2 | $ 710,000 | $ 355,000 | $ 130,000 |
| St. Mary's County Maryland | 2 | $ 490,000 | $ 245,000 | $ 90,000 |
| Wicomico County Maryland | 2 | $ 180,000 | $ 90,000 | $ 55,000 |
| Douglas County Nevada | 2 | $ 400,000 | $ 200,000 | $ 95,000 |
| Elko County Nevada | 2 | $ 300,000 | $ 150,000 | $ 60,000 |
| Lyon County Nevada | 2 | $ 450,000 | $ 225,000 | $ 104,000 |
| White Pine County Nevada | 2 | $ 450,000 | $ 225,000 | $ 99,000 |
| Coos County Oregon | 2 | $ 240,000 | $ 120,000 | $ 66,000 |
| Polk County Oregon | 2 | $ 440,000 | $ 220,000 | $ 52,000 |
| El Paso County Texas | 2 | $ 340,000 | $ 170,000 | $ 71,000 |
| Guadalupe County Texas | 2 | $ 200,000 | $ 100,000 | $ 76,000 |
| Jim Wells County Texas | 2 | $ 200,000 | $ 100,000 | $ 62,000 |
| Lubbock County Texas | 2 | $ 310,000 | $ 155,000 | $ 99,000 |
| Rockwall County Texas | 2 | $ 180,000 | $ 90,000 | $ 55,000 |
| Scurry County Texas | 2 | $ 90,000 | $ 45,000 | $ 300,000 |
| Victoria County Texas | 2 | $ 430,000 | $ 215,000 | $ 133,000 |
| Webb County Texas | 2 | $ 210,000 | $ 105,000 | $ 90,000 |
| Douglas County Washington | 2 | $ 450,000 | $ 225,000 | $ 15,000 |
| Island County Washington | 2 | $ 480,000 | $ 240,000 | $ 40,000 |
| Mason County Washington | 2 | $ 400,000 | $ 200,000 | $ 106,000 |
| Walla Walla County Washington | 2 | $ 440,000 | $ 220,000 | $ 66,000 |
| Apache County Arizona | 1 | $ 115,000 | $ 115,000 | $ 27,000 |
| Gila County Arizona | 1 | $ 265,000 | $ 265,000 | $ 360,000 |
| Greenlee County Arizona | 1 | $ 105,000 | $ 105,000 | $ 77,000 |
| Santa Cruz County Arizona | 1 | $ 185,000 | $ 185,000 | $ 102,000 |
| Colusa County California | 1 | $ 85,000 | $ 85,000 | $ 146,000 |
| Del Norte County California | 1 | $ 185,000 | $ 185,000 | $ 0 |
| Lassen County California | 1 | $ 105,000 | $ 105,000 | $ 0 |
| Mendocino County California | 1 | $ 275,000 | $ 275,000 | $ 0 |
| Plumas County California | 1 | $ 165,000 | $ 165,000 | $ 79,000 |
| Siskiyou County California | 1 | $ 155,000 | $ 155,000 | $ 34,000 |
| Alamosa County Colorado | 1 | $ 295,000 | $ 295,000 | $ 114,000 |
| Crowley County Colorado | 1 | $ 15,000 | $ 15,000 | $ 40,000 |
| Elbert County Colorado | 1 | $ 165,000 | $ 165,000 | $ 62,000 |
| Fremont County Colorado | 1 | $ 155,000 | $ 155,000 | $ 34,000 |
| Larimer County Colorado | 1 | $ 195,000 | $ 195,000 | $ 26,000 |
| Mesa County Colorado | 1 | $ 225,000 | $ 225,000 | $ 150,000 |
| Montrose County Colorado | 1 | $ 105,000 | $ 105,000 | $ 50,000 |
| Park County Colorado | 1 | $ 235,000 | $ 235,000 | $ 41,000 |
| Teller County Colorado | 1 | $ 415,000 | $ 415,000 | $ 92,000 |
| Alachua County Florida | 1 | $ 205,000 | $ 205,000 | $ 86,000 |
| Hardee County Florida | 1 | $ 295,000 | $ 295,000 | $ 0 |
| Highlands County Florida | 1 | $ 135,000 | $ 135,000 | $ 68,000 |
| Indian River County Florida | 1 | $ 175,000 | $ 175,000 | $ 65,000 |
| Leon County Florida | 1 | $ 25,000 | $ 25,000 | $ 0 |
| Nassau County Florida | 1 | $ 465,000 | $ 465,000 | $ 150,000 |
| St. Johns County Florida | 1 | $ 55,000 | $ 55,000 | $ 106,000 |
| Caroline County Maryland | 1 | $ 265,000 | $ 265,000 | $ 70,000 |
| Cecil County Maryland | 1 | $ 135,000 | $ 135,000 | $ 25,000 |
| Charles County Maryland | 1 | $ 35,000 | $ 35,000 | $ 122,000 |
| Harford County Maryland | 1 | $ 305,000 | $ 305,000 | $ 150,000 |
| Howard County Maryland | 1 | $ 55,000 | $ 55,000 | $ 112,000 |
| Queen Anne's County Maryland | 1 | $ 45,000 | $ 45,000 | $ 104,000 |
| Washington County Maryland | 1 | $ 55,000 | $ 55,000 | $ 70,000 |
| Carson City County Nevada | 1 | $ 55,000 | $ 55,000 | $ 0 |
| Churchill County Nevada | 1 | $ 155,000 | $ 155,000 | $ 34,000 |
| Eureka County Nevada | 1 | $ 85,000 | $ 85,000 | $ 240,000 |
| Nye County Nevada | 1 | $ 55,000 | $ 55,000 | $ 72,000 |
| Benton County Oregon | 1 | $ 245,000 | $ 245,000 | $ 75,000 |
| Columbia County Oregon | 1 | $ 125,000 | $ 125,000 | $ 72,000 |
| Curry County Oregon | 1 | $ 35,000 | $ 35,000 | $ 74,000 |
| Angelina County Texas | 1 | $ 135,000 | $ 135,000 | $ 90,000 |
| Armstrong County Texas | 1 | $ 255,000 | $ 255,000 | $ 204,000 |
| Atascosa County Texas | 1 | $ 125,000 | $ 125,000 | $ 49,000 |
| Bandera County Texas | 1 | $ 305,000 | $ 305,000 | $ 0 |
| Bastrop County Texas | 1 | $ 25,000 | $ 25,000 | $ 0 |
| Blanco County Texas | 1 | $ 235,000 | $ 235,000 | $ 58,000 |
| Bowie County Texas | 1 | $ 215,000 | $ 215,000 | $ 90,000 |
| Burnet County Texas | 1 | $ 205,000 | $ 205,000 | $ 75,000 |
| Caldwell County Texas | 1 | $ 215,000 | $ 215,000 | $ 84,000 |
| Cameron County Texas | 1 | $ 325,000 | $ 325,000 | $ 0 |
| Dickens County Texas | 1 | $ 55,000 | $ 55,000 | $ 95,000 |
| Ellis County Texas | 1 | $ 215,000 | $ 215,000 | $ 92,000 |
| Fannin County Texas | 1 | $ 185,000 | $ 185,000 | $ 111,000 |
| Hood County Texas | 1 | $ 155,000 | $ 155,000 | $ 91,000 |
| Hopkins County Texas | 1 | $ 235,000 | $ 235,000 | $ 70,000 |
| Maverick County Texas | 1 | $ 185,000 | $ 185,000 | $ 115,000 |
| Parker County Texas | 1 | $ 35,000 | $ 35,000 | $ 186,000 |
| Pecos County Texas | 1 | $ 85,000 | $ 85,000 | $ 0 |
| Potter County Texas | 1 | $ 275,000 | $ 275,000 | $ 72,000 |
| Randall County Texas | 1 | $ 145,000 | $ 145,000 | $ 32,000 |
| Refugio County Texas | 1 | $ 165,000 | $ 165,000 | $ 89,000 |
| San Patricio County Texas | 1 | $ 55,000 | $ 55,000 | $ 0 |
| Sterling County Texas | 1 | $ 3,005,000 | $ 3,005,000 | $ 154,000 |
| Tom Green County Texas | 1 | $ 265,000 | $ 265,000 | $ 141,000 |
| Wilson County Texas | 1 | $ 55,000 | $ 55,000 | $ 75,000 |
| Wise County Texas | 1 | $ 105,000 | $ 105,000 | $ 28,000 |
| Wood County Texas | 1 | $ 85,000 | $ 85,000 | $ 20,000 |
| Zapata County Texas | 1 | $ 185,000 | $ 185,000 | $ 126,000 |
| Adams County Washington | 1 | $ 125,000 | $ 125,000 | $ 22,000 |
| Chelan County Washington | 1 | $ 155,000 | $ 155,000 | $ 72,000 |
| Clallam County Washington | 1 | $ 265,000 | $ 265,000 | $ 92,000 |
| Grant County Washington | 1 | $ 85,000 | $ 85,000 | $ 24,000 |
| Kittitas County Washington | 1 | $ 25,000 | $ 25,000 | $ 47,000 |
| Whitman County Washington | 1 | $ 305,000 | $ 305,000 | $ 77,000 |
Mortgage Loan Application Detail Totals for Ladera Lending, Inc. in 2018
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Cash-out Refinancing | 2,609 | $658,425,000 | $252,000 | $4,475,000 | $90,000 | $2,846,000 |
| Refinancing | 544 | $179,460,000 | $329,000 | $3,005,000 | $111,000 | $1,620,000 |
| Home Purchase | 264 | $111,740,000 | $423,000 | $4,005,000 | $148,000 | $875,000 |
| Not Applicable | 0 | $0 | $0 | $0 | $0 | $0 |
| Other Purpose | 0 | $0 | $0 | $0 | $0 | $0 |
| Home Improvement | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 1,910 | $545,380,000 | $285,000 | $4,475,000 | $105,000 | $2,846,000 |
| Hispanic | 555 | $140,625,000 | $253,000 | $4,005,000 | $90,000 | $663,000 |
| Not Provided | 501 | $126,195,000 | $251,000 | $3,805,000 | $73,000 | $1,440,000 |
| Black or African American | 252 | $67,700,000 | $268,000 | $1,255,000 | $86,000 | $588,000 |
| Asian | 167 | $61,415,000 | $367,000 | $1,465,000 | $132,000 | $1,620,000 |
| Native Hawaiian or Other Pacific Islander | 16 | $4,540,000 | $283,000 | $675,000 | $78,000 | $144,000 |
| American Indian or Alaskan Native | 14 | $3,270,000 | $233,000 | $605,000 | $98,000 | $196,000 |
| Not applicable | 2 | $500,000 | $250,000 | $445,000 | $130,000 | $159,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 1,932 | $583,460,000 | $301,000 | $4,475,000 | $115,000 | $2,846,000 |
| FHA-insured (Federal Housing Administration) | 1,008 | $236,000,000 | $234,000 | $4,005,000 | $77,000 | $402,000 |
| VA-guaranteed (Veterans Administration) | 477 | $130,165,000 | $272,000 | $4,005,000 | $73,000 | $423,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Application Withdrawn By Applicant | 1,526 | $351,780,000 | $230,000 | $3,005,000 | $92,000 | $1,500,000 |
| Loan Originated | 1,172 | $362,260,000 | $309,000 | $3,805,000 | $107,000 | $2,846,000 |
| File Closed For Incompleteness | 455 | $153,165,000 | $336,000 | $4,375,000 | $96,000 | $1,200,000 |
| Application Denied By Financial Institution | 256 | $80,460,000 | $314,000 | $4,475,000 | $92,000 | $663,000 |
| Application Approved But Not Accepted | 8 | $1,960,000 | $245,000 | $525,000 | $72,000 | $131,000 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not applicable | 3,161 | $869,165,000 | $274,000 | $4,375,000 | $98,000 | $2,846,000 |
| Debt-To-Income Ratio | 81 | $27,645,000 | $341,000 | $2,805,000 | $96,000 | $663,000 |
| Collateral | 64 | $21,020,000 | $328,000 | $4,475,000 | $98,000 | $563,000 |
| Credit History | 52 | $14,740,000 | $283,000 | $835,000 | $81,000 | $360,000 |
| Other | 34 | $8,790,000 | $258,000 | $745,000 | $98,000 | $215,000 |
| Unverifiable Information | 13 | $4,605,000 | $354,000 | $985,000 | $77,000 | $158,000 |
| Employment History | 8 | $2,080,000 | $260,000 | $515,000 | $88,000 | $195,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 2 | $1,220,000 | $610,000 | $905,000 | $48,000 | $73,000 |
| Credit Application Incomplete | 2 | $360,000 | $180,000 | $245,000 | $80,000 | $108,000 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Ladera Lending, Inc.'s 2018 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Ladera Lending, Inc.'s mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in California, download the full spreadsheet
with aggregated HMDA statistics today.