Lake Michigan Credit Union
Mortgage Loan Application
Totals and Details
for 2019
Find mortgage loan statistics, lending data, and loan application totals for Michigan.
The mortgage statistics and data below are specific to mortgage loan applications for Lake Michigan Credit Union.
Search for mortgage lenders by state, county, or metropolitan area
and explore the loan application details and stats broken down by several loan categories from 2003-2021.
| Mortgage Company & Address | Lake Michigan Credit Union Po Box 2848 Grand Rapids, MI 49501 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 23,122 |
| Total Mortgage Loan Application Amount | $4,465,630,000 |
| Average Mortgage Loan Application Amount | $147,666 |
| Highest Mortgage Loan Application Amount | $33,535,000 |
| Average Applicant Income | $108,500 |
| Highest Applicant Income | $6,765,000 |
Overall mortgage application loan totals and averages for this lender are provided for each year by county, metro area, and the entire US.
The loan data is broken down by loan purpose, loan type, applicant race, application outcome, and denial reason. With this information, you can get a detailed view of locations
where the mortgage lender is actively processing applications as well as the types and outcomes of loans from these applications.
As you search for mortgage loan stats and lending data in MI, the totals and averages will help you understand where the lender does business as well as the volume of business they do.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Kent County Michigan | 7,262 | $ 1,153,080,000 | $ 158,000 | $ 103,000 |
| Ottawa County Michigan | 3,335 | $ 564,205,000 | $ 169,000 | $ 101,000 |
| Oakland County Michigan | 1,789 | $ 498,905,000 | $ 278,000 | $ 150,000 |
| Kalamazoo County Michigan | 1,141 | $ 188,985,000 | $ 165,000 | $ 105,000 |
| Muskegon County Michigan | 1,041 | $ 147,915,000 | $ 142,000 | $ 80,000 |
| Wayne County Michigan | 1,030 | $ 210,040,000 | $ 203,000 | $ 118,000 |
| Allegan County Michigan | 747 | $ 123,805,000 | $ 165,000 | $ 97,000 |
| Lee County Florida | 623 | $ 220,845,000 | $ 354,000 | $ 208,000 |
| Macomb County Michigan | 602 | $ 128,760,000 | $ 213,000 | $ 108,000 |
| Grand Traverse County Michigan | 523 | $ 111,445,000 | $ 213,000 | $ 121,000 |
| Collier County Florida | 490 | $ 187,070,000 | $ 381,000 | $ 223,000 |
| Livingston County Michigan | 418 | $ 112,580,000 | $ 269,000 | $ 129,000 |
| Barry County Michigan | 363 | $ 56,135,000 | $ 154,000 | $ 96,000 |
| Washtenaw County Michigan | 355 | $ 101,615,000 | $ 286,000 | $ 148,000 |
| Saginaw County Michigan | 227 | $ 31,045,000 | $ 136,000 | $ 81,000 |
| Genesee County Michigan | 226 | $ 46,000,000 | $ 203,000 | $ 116,000 |
| Van Buren County Michigan | 217 | $ 42,935,000 | $ 197,000 | $ 127,000 |
| Newaygo County Michigan | 172 | $ 24,980,000 | $ 145,000 | $ 89,000 |
| Ingham County Michigan | 167 | $ 25,075,000 | $ 150,000 | $ 93,000 |
| Leelanau County Michigan | 167 | $ 52,485,000 | $ 314,000 | $ 173,000 |
| Montcalm County Michigan | 166 | $ 21,270,000 | $ 128,000 | $ 78,000 |
| Ionia County Michigan | 159 | $ 21,635,000 | $ 136,000 | $ 81,000 |
| Charlotte County Florida | 106 | $ 26,760,000 | $ 252,000 | $ 129,000 |
| Charlevoix County Michigan | 82 | $ 19,690,000 | $ 240,000 | $ 183,000 |
| Monroe County Michigan | 79 | $ 18,855,000 | $ 238,000 | $ 104,000 |
| Eaton County Michigan | 77 | $ 14,655,000 | $ 190,000 | $ 101,000 |
| Calhoun County Michigan | 72 | $ 10,730,000 | $ 149,000 | $ 85,000 |
| Clinton County Michigan | 72 | $ 14,870,000 | $ 206,000 | $ 110,000 |
| Oceana County Michigan | 72 | $ 11,160,000 | $ 155,000 | $ 108,000 |
| Benzie County Michigan | 71 | $ 15,835,000 | $ 223,000 | $ 110,000 |
| Antrim County Michigan | 66 | $ 14,010,000 | $ 212,000 | $ 165,000 |
| Berrien County Michigan | 66 | $ 12,590,000 | $ 190,000 | $ 138,000 |
| St. Clair County Michigan | 66 | $ 15,080,000 | $ 228,000 | $ 121,000 |
| Lapeer County Michigan | 64 | $ 15,020,000 | $ 234,000 | $ 115,000 |
| Lake County Florida | 52 | $ 16,280,000 | $ 313,000 | $ 193,000 |
| Mecosta County Michigan | 52 | $ 6,740,000 | $ 129,000 | $ 94,000 |
| Emmet County Michigan | 43 | $ 9,545,000 | $ 221,000 | $ 164,000 |
| Bay County Michigan | 42 | $ 6,730,000 | $ 160,000 | $ 81,000 |
| Lake County Michigan | 38 | $ 4,070,000 | $ 107,000 | $ 123,000 |
| Sarasota County Florida | 36 | $ 9,980,000 | $ 277,000 | $ 165,000 |
| Kalkaska County Michigan | 35 | $ 5,185,000 | $ 148,000 | $ 120,000 |
| Cass County Michigan | 32 | $ 6,570,000 | $ 205,000 | $ 126,000 |
| Jackson County Michigan | 31 | $ 6,525,000 | $ 210,000 | $ 118,000 |
| Manistee County Michigan | 31 | $ 5,135,000 | $ 165,000 | $ 98,000 |
| St. Joseph County Michigan | 30 | $ 4,620,000 | $ 154,000 | $ 98,000 |
| Hillsborough County Florida | 29 | $ 8,075,000 | $ 278,000 | $ 154,000 |
| Wexford County Michigan | 29 | $ 3,495,000 | $ 120,000 | $ 94,000 |
| Midland County Michigan | 28 | $ 5,230,000 | $ 186,000 | $ 115,000 |
| Mason County Michigan | 23 | $ 4,765,000 | $ 207,000 | $ 147,000 |
| Pinellas County Florida | 20 | $ 6,120,000 | $ 306,000 | $ 205,000 |
| Missaukee County Michigan | 19 | $ 3,305,000 | $ 173,000 | $ 122,000 |
| Orange County Florida | 17 | $ 6,875,000 | $ 404,000 | $ 297,000 |
| Shiawassee County Michigan | 17 | $ 2,325,000 | $ 136,000 | $ 70,000 |
| Lenawee County Michigan | 16 | $ 3,130,000 | $ 195,000 | $ 170,000 |
| Manatee County Florida | 14 | $ 3,780,000 | $ 270,000 | $ 145,000 |
| Palm Beach County Florida | 12 | $ 3,250,000 | $ 270,000 | $ 137,000 |
| Cheboygan County Michigan | 12 | $ 1,630,000 | $ 135,000 | $ 124,000 |
| Gladwin County Michigan | 12 | $ 2,180,000 | $ 181,000 | $ 195,000 |
| Otsego County Michigan | 12 | $ 2,940,000 | $ 245,000 | $ 143,000 |
| Roscommon County Michigan | 12 | $ 1,720,000 | $ 143,000 | $ 109,000 |
| Volusia County Florida | 11 | $ 2,475,000 | $ 225,000 | $ 134,000 |
| Isabella County Michigan | 11 | $ 1,995,000 | $ 181,000 | $ 79,000 |
| Osceola County Michigan | 11 | $ 1,265,000 | $ 115,000 | $ 117,000 |
| Seminole County Florida | 10 | $ 3,560,000 | $ 356,000 | $ 139,000 |
| Clare County Michigan | 10 | $ 1,120,000 | $ 112,000 | $ 92,000 |
| Huron County Michigan | 10 | $ 1,560,000 | $ 156,000 | $ 162,000 |
| Iosco County Michigan | 10 | $ 1,570,000 | $ 157,000 | $ 83,000 |
| Cook County Illinois | 9 | $ 2,715,000 | $ 301,000 | $ 153,000 |
| Marion County Florida | 8 | $ 1,390,000 | $ 173,000 | $ 106,000 |
| Monroe County Florida | 7 | $ 2,655,000 | $ 379,000 | $ 625,000 |
| Branch County Michigan | 7 | $ 2,045,000 | $ 292,000 | $ 317,000 |
| Presque Isle County Michigan | 7 | $ 1,345,000 | $ 192,000 | $ 148,000 |
| Franklin County Ohio | 7 | $ 1,255,000 | $ 179,000 | $ 105,000 |
| Sumter County Florida | 6 | $ 1,130,000 | $ 188,000 | $ 182,000 |
| Alpena County Michigan | 6 | $ 1,680,000 | $ 280,000 | $ 340,000 |
| Gratiot County Michigan | 6 | $ 670,000 | $ 111,000 | $ 69,000 |
| Marquette County Michigan | 6 | $ 800,000 | $ 133,000 | $ 119,000 |
| Tuscola County Michigan | 6 | $ 770,000 | $ 128,000 | $ 101,000 |
| Osceola County Florida | 5 | $ 975,000 | $ 195,000 | $ 130,000 |
| Polk County Florida | 5 | $ 665,000 | $ 133,000 | $ 70,000 |
| DuPage County Illinois | 5 | $ 1,115,000 | $ 223,000 | $ 145,000 |
| Lake County Illinois | 5 | $ 1,955,000 | $ 391,000 | $ 188,000 |
| Marion County Indiana | 5 | $ 955,000 | $ 191,000 | $ 143,000 |
| Delta County Michigan | 5 | $ 265,000 | $ 53,000 | $ 134,000 |
| Hillsdale County Michigan | 5 | $ 1,615,000 | $ 323,000 | $ 133,000 |
| Ogemaw County Michigan | 5 | $ 915,000 | $ 183,000 | $ 104,000 |
| Brevard County Florida | 4 | $ 930,000 | $ 232,000 | $ 67,000 |
| DeSoto County Florida | 4 | $ 760,000 | $ 190,000 | $ 65,000 |
| Duval County Florida | 4 | $ 860,000 | $ 215,000 | $ 110,000 |
| Flagler County Florida | 4 | $ 720,000 | $ 180,000 | $ 110,000 |
| St. Johns County Florida | 4 | $ 1,140,000 | $ 285,000 | $ 154,000 |
| Allen County Indiana | 4 | $ 2,200,000 | $ 550,000 | $ 585,000 |
| Crawford County Michigan | 4 | $ 500,000 | $ 125,000 | $ 69,000 |
| Cuyahoga County Ohio | 4 | $ 520,000 | $ 130,000 | $ 96,000 |
| Waukesha County Wisconsin | 4 | $ 1,040,000 | $ 260,000 | $ 154,000 |
| Citrus County Florida | 3 | $ 455,000 | $ 151,000 | $ 109,000 |
| Martin County Florida | 3 | $ 2,395,000 | $ 798,000 | $ 378,000 |
| Hamilton County Indiana | 3 | $ 515,000 | $ 171,000 | $ 55,000 |
| Alcona County Michigan | 3 | $ 375,000 | $ 125,000 | $ 76,000 |
| Arenac County Michigan | 3 | $ 415,000 | $ 138,000 | $ 130,000 |
| Mackinac County Michigan | 3 | $ 845,000 | $ 281,000 | $ 95,000 |
| Oscoda County Michigan | 3 | $ 315,000 | $ 105,000 | $ 136,000 |
| Sanilac County Michigan | 3 | $ 185,000 | $ 61,000 | $ 74,000 |
| Schoolcraft County Michigan | 3 | $ 365,000 | $ 121,000 | $ 111,000 |
| Milwaukee County Wisconsin | 3 | $ 525,000 | $ 175,000 | $ 95,000 |
| Hendry County Florida | 2 | $ 100,000 | $ 50,000 | $ 55,000 |
| Walton County Florida | 2 | $ 780,000 | $ 390,000 | $ 584,000 |
| Elkhart County Indiana | 2 | $ 300,000 | $ 150,000 | $ 49,000 |
| Hendricks County Indiana | 2 | $ 160,000 | $ 80,000 | $ 52,000 |
| Chippewa County Michigan | 2 | $ 230,000 | $ 115,000 | $ 46,000 |
| Dickinson County Michigan | 2 | $ 20,000 | $ 10,000 | $ 36,000 |
| Houghton County Michigan | 2 | $ 350,000 | $ 175,000 | $ 163,000 |
| Montmorency County Michigan | 2 | $ 230,000 | $ 115,000 | $ 83,000 |
| Delaware County Ohio | 2 | $ 830,000 | $ 415,000 | $ 212,000 |
| Lake County Ohio | 2 | $ 280,000 | $ 140,000 | $ 85,000 |
| Stark County Ohio | 2 | $ 380,000 | $ 190,000 | $ 102,000 |
| Summit County Ohio | 2 | $ 460,000 | $ 230,000 | $ 175,000 |
| Warren County Ohio | 2 | $ 440,000 | $ 220,000 | $ 105,000 |
| Marathon County Wisconsin | 2 | $ 330,000 | $ 165,000 | $ 72,000 |
| Alachua County Florida | 1 | $ 475,000 | $ 475,000 | $ 510,000 |
| Broward County Florida | 1 | $ 55,000 | $ 55,000 | $ 95,000 |
| Escambia County Florida | 1 | $ 165,000 | $ 165,000 | $ 83,000 |
| Glades County Florida | 1 | $ 375,000 | $ 375,000 | $ 105,000 |
| Indian River County Florida | 1 | $ 165,000 | $ 165,000 | $ 68,000 |
| Levy County Florida | 1 | $ 175,000 | $ 175,000 | $ 61,000 |
| Pasco County Florida | 1 | $ 125,000 | $ 125,000 | $ 60,000 |
| St. Lucie County Florida | 1 | $ 155,000 | $ 155,000 | $ 60,000 |
| Jackson County Illinois | 1 | $ 115,000 | $ 115,000 | $ 84,000 |
| Kane County Illinois | 1 | $ 235,000 | $ 235,000 | $ 198,000 |
| Kendall County Illinois | 1 | $ 305,000 | $ 305,000 | $ 235,000 |
| McLean County Illinois | 1 | $ 145,000 | $ 145,000 | $ 82,000 |
| Ogle County Illinois | 1 | $ 155,000 | $ 155,000 | $ 54,000 |
| Boone County Indiana | 1 | $ 385,000 | $ 385,000 | $ 155,000 |
| Jasper County Indiana | 1 | $ 105,000 | $ 105,000 | $ 46,000 |
| Lake County Indiana | 1 | $ 65,000 | $ 65,000 | $ 22,000 |
| St. Joseph County Indiana | 1 | $ 675,000 | $ 675,000 | $ 500,000 |
| Tippecanoe County Indiana | 1 | $ 185,000 | $ 185,000 | $ 131,000 |
| Kennebec County Maine | 1 | $ 335,000 | $ 335,000 | $ 643,000 |
| Alger County Michigan | 1 | $ 165,000 | $ 165,000 | $ 73,000 |
| Ashtabula County Ohio | 1 | $ 125,000 | $ 125,000 | $ 0 |
| Erie County Ohio | 1 | $ 185,000 | $ 185,000 | $ 80,000 |
| Lorain County Ohio | 1 | $ 125,000 | $ 125,000 | $ 78,000 |
| Medina County Ohio | 1 | $ 175,000 | $ 175,000 | $ 79,000 |
| Portage County Ohio | 1 | $ 115,000 | $ 115,000 | $ 182,000 |
| Washington County Ohio | 1 | $ 145,000 | $ 145,000 | $ 97,000 |
| Wayne County Ohio | 1 | $ 105,000 | $ 105,000 | $ 83,000 |
| Wood County Ohio | 1 | $ 185,000 | $ 185,000 | $ 65,000 |
| Beaufort County South Carolina | 1 | $ 295,000 | $ 295,000 | $ 256,000 |
| Newport News County Virginia | 1 | $ 105,000 | $ 105,000 | $ 0 |
| Virginia Beach County Virginia | 1 | $ 605,000 | $ 605,000 | $ 195,000 |
| Outagamie County Wisconsin | 1 | $ 125,000 | $ 125,000 | $ 201,000 |
| Washington County Wisconsin | 1 | $ 105,000 | $ 105,000 | $ 68,000 |
The mortgage data stats below are displayed in sortable categories such as loan purpose, race of mortgage applicant, loan type, the outcome of the application, and reason for denial.
Each category breaks down the total number of mortgage applications, the total dollar amount for those applications, the average mortgage amount, the highest mortgage loan applied for within that category,
the average income of the mortgage applicants, and the highest income of the mortgage applicants.
You can also download the entire list of mortgage lenders along with their aggregated lending data for the state of Michigan,
and search the same numbers and information back through 2003.
Mortgage Loan Application Detail Totals for Lake Michigan Credit Union in 2019
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 11,592 | $2,783,190,000 | $240,000 | $33,535,000 | $118,000 | $6,765,000 |
| Refinancing | 4,484 | $955,330,000 | $213,000 | $4,005,000 | $127,000 | $3,060,000 |
| Home Improvement | 3,169 | $152,175,000 | $48,000 | $715,000 | $103,000 | $3,153,000 |
| Cash-out Refinancing | 2,120 | $448,460,000 | $211,000 | $2,005,000 | $107,000 | $1,297,000 |
| Other Purpose | 1,729 | $123,565,000 | $71,000 | $1,645,000 | $101,000 | $2,532,000 |
| Not Applicable | 28 | $2,910,000 | $103,000 | $335,000 | $95,000 | $95,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 16,539 | $3,178,515,000 | $192,000 | $4,905,000 | $114,000 | $3,153,000 |
| Not Provided | 5,111 | $981,705,000 | $192,000 | $3,445,000 | $127,000 | $6,765,000 |
| Hispanic | 527 | $82,655,000 | $156,000 | $1,595,000 | $83,000 | $590,000 |
| Black or African American | 484 | $72,300,000 | $149,000 | $705,000 | $83,000 | $763,000 |
| Asian | 334 | $74,560,000 | $223,000 | $1,475,000 | $116,000 | $636,000 |
| American Indian or Alaskan Native | 55 | $10,605,000 | $192,000 | $1,215,000 | $101,000 | $613,000 |
| Not applicable | 52 | $61,250,000 | $1,177,000 | $33,535,000 | $0 | $0 |
| Native Hawaiian or Other Pacific Islander | 9 | $1,405,000 | $156,000 | $415,000 | $91,000 | $227,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 21,629 | $4,199,475,000 | $194,000 | $33,535,000 | $119,000 | $6,765,000 |
| FHA-insured (Federal Housing Administration) | 1,102 | $178,550,000 | $162,000 | $365,000 | $61,000 | $285,000 |
| VA-guaranteed (Veterans Administration) | 277 | $69,825,000 | $252,000 | $995,000 | $89,000 | $300,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 114 | $17,780,000 | $155,000 | $285,000 | $55,000 | $89,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 17,393 | $3,403,605,000 | $195,000 | $33,535,000 | $117,000 | $6,765,000 |
| Application Withdrawn By Applicant | 2,346 | $516,090,000 | $219,000 | $3,085,000 | $122,000 | $2,110,000 |
| Application Denied By Financial Institution | 1,824 | $249,520,000 | $136,000 | $4,905,000 | $90,000 | $3,060,000 |
| Application Approved But Not Accepted | 1,038 | $200,250,000 | $192,000 | $2,105,000 | $116,000 | $1,108,000 |
| File Closed For Incompleteness | 493 | $93,085,000 | $188,000 | $2,255,000 | $123,000 | $1,332,000 |
| Loan Purchased By The Institution | 28 | $3,080,000 | $110,000 | $335,000 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not applicable | 21,298 | $4,216,110,000 | $197,000 | $33,535,000 | $117,000 | $6,765,000 |
| Debt-To-Income Ratio | 816 | $92,260,000 | $113,000 | $4,005,000 | $60,000 | $428,000 |
| Collateral | 468 | $82,110,000 | $175,000 | $4,905,000 | $139,000 | $3,060,000 |
| Credit History | 352 | $44,510,000 | $126,000 | $1,405,000 | $89,000 | $622,000 |
| Other | 99 | $16,495,000 | $166,000 | $1,405,000 | $114,000 | $699,000 |
| Employment History | 45 | $6,115,000 | $135,000 | $435,000 | $57,000 | $186,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 32 | $6,530,000 | $204,000 | $645,000 | $99,000 | $293,000 |
| Unverifiable Information | 7 | $685,000 | $97,000 | $165,000 | $66,000 | $153,000 |
| Credit Application Incomplete | 5 | $815,000 | $163,000 | $355,000 | $66,000 | $157,000 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
These totals and details for mortgage applications will give you a better idea of what to expect when researching mortgage lenders. Whether you are looking for a home loan, for home refinancing, or for home improvement loan statistics, we have the information you need. This mortgage loan data gives you everything you need to know as you start your search for the best lenders in MI, and gives you an idea of what the best mortgage lenders really are.
If you prefer, you can download a copy of the entire list of mortgage lenders in Michigan, and search similar information at your convenience.