Landmark Credit Union Mortgage Lending & HMDA Data, 2021

In 2021, Landmark Credit Union of Brookfield, WI reported 16,530 mortgage applications totaling $2.5 billion, down 7% from 2020. The average application was for $150,413, and applicants reported an average income of $106,590. 69% of its applications resulted in an originated loan and 19% were denied. Its largest markets were Milwaukee-Waukesha-West Allis, WI (12,970), Racine, WI (1,173) and Lake County-Kenosha County, IL-WI (265) (applications in parentheses).

Mortgage Company & Address Landmark Credit Union
5445 S. Westridge Dr.
Brookfield, WI 53005
Tel #: available with data download
Federal Regulator * available with data download
Years 2025  2024  2023  2022  2021  2020  2019  2018  2017  2016  2015  2014  2013  2012  2011  2010  2009  2008  2007  2006  2005  2004  2003  
Total Number of Mortgage Applications 16,530
Total Mortgage Loan Application Amount $2,486,340,000
Average Mortgage Loan Application Amount $150,413
Highest Mortgage Loan Application Amount $7,905,000
Average Applicant Income $106,590
Highest Applicant Income $4,620,000

About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records Landmark Credit Union filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.

Mortgage Loan Application Totals for Landmark Credit Union by County in 2021

County Total Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loans Applications Average Mortgage Loan Application Amount Average Applicant Income
Milwaukee, Wisconsin 5,553 $ 716,145,000 $ 128,965 $ 94,000
Waukesha, Wisconsin 5,260 $ 885,860,000 $ 168,414 $ 121,000
Washington, Wisconsin 1,535 $ 238,885,000 $ 155,625 $ 112,000
Racine, Wisconsin 1,173 $ 169,715,000 $ 144,684 $ 96,000
Ozaukee, Wisconsin 622 $ 116,100,000 $ 186,655 $ 123,000
Dodge, Wisconsin 586 $ 77,710,000 $ 132,610 $ 87,000
Walworth, Wisconsin 319 $ 49,595,000 $ 155,470 $ 107,000
Jefferson, Wisconsin 315 $ 46,945,000 $ 149,031 $ 90,000
Kenosha, Wisconsin 252 $ 33,890,000 $ 134,484 $ 117,000
Fond du Lac, Wisconsin 101 $ 13,275,000 $ 131,435 $ 97,000
Sheboygan, Wisconsin 93 $ 9,645,000 $ 103,709 $ 83,000
Dane, Wisconsin 90 $ 23,270,000 $ 258,555 $ 121,000
Columbia, Wisconsin 64 $ 7,970,000 $ 124,531 $ 90,000
Rock, Wisconsin 48 $ 5,040,000 $ 105,000 $ 85,000
Oneida, Wisconsin 39 $ 6,415,000 $ 164,487 $ 109,000
Adams, Wisconsin 37 $ 5,075,000 $ 137,162 $ 177,000
Winnebago, Wisconsin 30 $ 4,550,000 $ 151,666 $ 91,000
Vilas, Wisconsin 26 $ 4,840,000 $ 186,153 $ 135,000
Brown, Wisconsin 25 $ 7,535,000 $ 301,400 $ 110,000
Door, Wisconsin 24 $ 5,630,000 $ 234,583 $ 160,000
Marinette, Wisconsin 21 $ 2,355,000 $ 112,142 $ 86,000
Green Lake, Wisconsin 16 $ 1,760,000 $ 110,000 $ 156,000
Manitowoc, Wisconsin 16 $ 2,080,000 $ 130,000 $ 80,000
Oconto, Wisconsin 16 $ 2,950,000 $ 184,375 $ 103,000
McHenry, Illinois 15 $ 3,245,000 $ 216,333 $ 156,000
Marathon, Wisconsin 15 $ 7,195,000 $ 479,666 $ 131,000
Marquette, Wisconsin 15 $ 1,905,000 $ 127,000 $ 95,000
Outagamie, Wisconsin 15 $ 2,375,000 $ 158,333 $ 93,000
Juneau, Wisconsin 14 $ 1,410,000 $ 100,714 $ 117,000
Waushara, Wisconsin 14 $ 1,680,000 $ 120,000 $ 88,000
Lake, Illinois 13 $ 2,775,000 $ 213,461 $ 193,000
Waupaca, Wisconsin 11 $ 1,875,000 $ 170,454 $ 102,000
Sauk, Wisconsin 10 $ 1,410,000 $ 141,000 $ 78,000
Wood, Wisconsin 10 $ 3,340,000 $ 334,000 $ 62,000
Calumet, Wisconsin 9 $ 1,365,000 $ 151,666 $ 102,000
Forest, Wisconsin 9 $ 1,315,000 $ 146,111 $ 177,000
Iron, Wisconsin 9 $ 1,395,000 $ 155,000 $ 79,000
Langlade, Wisconsin 8 $ 1,990,000 $ 248,750 $ 119,000
Shawano, Wisconsin 8 $ 1,290,000 $ 161,250 $ 156,000
Lincoln, Wisconsin 7 $ 1,245,000 $ 177,857 $ 134,000
Green, Wisconsin 6 $ 860,000 $ 143,333 $ 126,000
Portage, Wisconsin 6 $ 3,260,000 $ 543,333 $ 82,000
Kewaunee, Wisconsin 5 $ 485,000 $ 97,000 $ 46,000
Price, Wisconsin 5 $ 855,000 $ 171,000 $ 65,000
Iowa, Wisconsin 4 $ 150,000 $ 37,500 $ 111,000
Menominee, Wisconsin 4 $ 590,000 $ 147,500 $ 111,000
Cook, Illinois 3 $ 825,000 $ 275,000 $ 278,000
La Crosse, Wisconsin 3 $ 645,000 $ 215,000 $ 105,000
Sawyer, Wisconsin 3 $ 315,000 $ 105,000 $ 62,000
Taylor, Wisconsin 3 $ 445,000 $ 148,333 $ 116,000
Bayfield, Wisconsin 2 $ 310,000 $ 155,000 $ 73,000
Chippewa, Wisconsin 2 $ 420,000 $ 210,000 $ 83,000
Crawford, Wisconsin 2 $ 350,000 $ 175,000 $ 76,000
Grant, Wisconsin 2 $ 270,000 $ 135,000 $ 99,000
Trempealeau, Wisconsin 2 $ 140,000 $ 70,000 $ 89,000
Washburn, Wisconsin 2 $ 380,000 $ 190,000 $ 91,000
Los Angeles, California 1 $ 185,000 $ 185,000 $ 109,000
DeKalb, Illinois 1 $ 155,000 $ 155,000 $ 55,000
DuPage, Illinois 1 $ 75,000 $ 75,000 $ 100,000
Jackson, Illinois 1 $ 45,000 $ 45,000 $ 53,000
Will, Illinois 1 $ 225,000 $ 225,000 $ 105,000
Clark, Washington 1 $ 15,000 $ 15,000 $ 480,000
Barron, Wisconsin 1 $ 55,000 $ 55,000 $ 72,000
Douglas, Wisconsin 1 $ 155,000 $ 155,000 $ 115,000
Dunn, Wisconsin 1 $ 5,000 $ 5,000 $ 0
Eau Claire, Wisconsin 1 $ 375,000 $ 375,000 $ 80,000
Jackson, Wisconsin 1 $ 105,000 $ 105,000 $ 80,000
Lafayette, Wisconsin 1 $ 105,000 $ 105,000 $ 39,000
Monroe, Wisconsin 1 $ 315,000 $ 315,000 $ 96,000
Rusk, Wisconsin 1 $ 245,000 $ 245,000 $ 62,000
Vernon, Wisconsin 1 $ 295,000 $ 295,000 $ 146,000

Mortgage Loan Application Detail Totals for Landmark Credit Union in 2021

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Refinancing 5,975 $970,745,000 $162,000 $3,705,000 $103,000 $4,620,000
Home Improvement 3,669 $234,025,000 $63,000 $505,000 $117,000 $2,400,000
Cash-out Refinancing 3,625 $602,435,000 $166,000 $5,775,000 $107,000 $2,244,000
Home Purchase 2,873 $653,905,000 $227,000 $7,905,000 $101,000 $3,600,000
Other Purpose 388 $25,230,000 $65,000 $505,000 $101,000 $707,000
Not Applicable 0 $0 $0 $0 $0 $0

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 13,021 $1,863,315,000 $143,000 $2,005,000 $109,000 $4,620,000
Not Provided 1,185 $203,025,000 $171,000 $945,000 $115,000 $3,012,000
Hispanic 1,163 $127,615,000 $109,000 $545,000 $80,000 $1,456,000
Black or African American 480 $44,710,000 $93,000 $645,000 $85,000 $1,408,000
Asian 331 $49,795,000 $150,000 $655,000 $109,000 $1,800,000
Not applicable 187 $174,115,000 $931,000 $7,905,000 $0 $0
American Indian or Alaskan Native 90 $12,040,000 $133,000 $515,000 $110,000 $2,015,000
Native Hawaiian or Other Pacific Islander 8 $1,030,000 $128,000 $385,000 $77,000 $172,000

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 16,530 $2,486,340,000 $150,000 $7,905,000 $107,000 $4,620,000
FHA-insured (Federal Housing Administration) 0 $0 $0 $0 $0 $0
FSA/RHS (Farm Service Agency or Rural Housing Service) 0 $0 $0 $0 $0 $0
VA-guaranteed (Veterans Administration) 0 $0 $0 $0 $0 $0

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 11,459 $1,812,875,000 $158,000 $7,905,000 $107,000 $2,964,000
Application Denied By Financial Institution 3,079 $354,965,000 $115,000 $1,245,000 $87,000 $2,015,000
Application Withdrawn By Applicant 1,455 $264,665,000 $181,000 $2,005,000 $140,000 $4,620,000
File Closed For Incompleteness 329 $29,095,000 $88,000 $505,000 $118,000 $1,560,000
Application Approved But Not Accepted 208 $24,740,000 $118,000 $1,845,000 $104,000 $725,000
Loan Purchased By The Institution 0 $0 $0 $0 $0 $0
Preapproval Approved but not Accepted 0 $0 $0 $0 $0 $0
Preapproval Denied by Financial Institution 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Not applicable 13,451 $2,131,375,000 $158,000 $7,905,000 $111,000 $4,620,000
Credit Application Incomplete 1,128 $156,440,000 $138,000 $965,000 $105,000 $1,200,000
Debt-To-Income Ratio 688 $75,920,000 $110,000 $1,245,000 $53,000 $275,000
Credit History 577 $63,705,000 $110,000 $755,000 $84,000 $2,015,000
Collateral 491 $35,945,000 $73,000 $625,000 $99,000 $888,000
Other 111 $9,845,000 $88,000 $805,000 $85,000 $706,000
Insufficient Cash (Downpayment, Closing Cost) 30 $5,580,000 $186,000 $635,000 $96,000 $672,000
Unverifiable Information 27 $3,585,000 $132,000 $305,000 $114,000 $537,000
Employment History 27 $3,945,000 $146,000 $525,000 $52,000 $220,000
Mortgage Insurance Denied 0 $0 $0 $0 $0 $0

Our comprehensive HMDA mortgage statistics provide invaluable insights into Landmark Credit Union's 2021 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.

This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics, and assess Landmark Credit Union's mortgage approval patterns. Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Wisconsin, download the full spreadsheet with aggregated HMDA statistics today.

Download the Wisconsin Lender List