Landmark Savings Bank
HMDA Loan Application Totals
and Mortgage Lending Details
for 2006
Landmark Savings Bank 2006 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Landmark Savings Bank 54 Monument Circle Indianapolis, IN 46204 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 421 |
| Total Mortgage Loan Application Amount | $67,366,000 |
| Average Mortgage Loan Application Amount | $158,000 |
| Highest Mortgage Loan Application Amount | $960,000 |
| Average Applicant Income | $89,500 |
| Highest Applicant Income | $760,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2006 with Landmark Savings Bank. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Landmark Savings Bank's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2006 breaks down Landmark Savings Bank's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Landmark Savings Bank serves its applicants.
Each category highlights the total number of mortgage applications processed by Landmark Savings Bank, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Landmark Savings Bank's mortgage activity for 2006.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Marion County Indiana | 173 | $ 21,967,000 | $ 126,000 | $ 76,000 |
| Johnson County Indiana | 83 | $ 16,397,000 | $ 197,000 | $ 119,000 |
| Hamilton County Indiana | 46 | $ 11,351,000 | $ 246,000 | $ 133,000 |
| Hendricks County Indiana | 17 | $ 2,174,000 | $ 127,000 | $ 75,000 |
| Hancock County Indiana | 10 | $ 1,739,000 | $ 173,000 | $ 133,000 |
| Boone County Indiana | 9 | $ 1,619,000 | $ 179,000 | $ 99,000 |
| Morgan County Indiana | 9 | $ 924,000 | $ 102,000 | $ 67,000 |
| Brown County Indiana | 5 | $ 748,000 | $ 149,000 | $ 62,000 |
| Madison County Indiana | 5 | $ 486,000 | $ 97,000 | $ 73,000 |
| Monroe County Indiana | 3 | $ 311,000 | $ 103,000 | $ 65,000 |
| Wayne County Indiana | 3 | $ 279,000 | $ 93,000 | $ 55,000 |
| Cook County Illinois | 2 | $ 415,000 | $ 207,000 | $ 136,000 |
| Allen County Indiana | 2 | $ 150,000 | $ 75,000 | $ 64,000 |
| Dubois County Indiana | 2 | $ 183,000 | $ 91,000 | $ 31,000 |
| Vigo County Indiana | 2 | $ 167,000 | $ 83,000 | $ 46,000 |
| Wayne County Michigan | 2 | $ 252,000 | $ 126,000 | $ 90,000 |
| Union County Ohio | 2 | $ 400,000 | $ 200,000 | $ 134,000 |
| Montgomery County Pennsylvania | 2 | $ 441,000 | $ 220,000 | $ 115,000 |
| Denver County Colorado | 1 | $ 300,000 | $ 300,000 | $ 60,000 |
| Hillsborough County Florida | 1 | $ 253,000 | $ 253,000 | $ 0 |
| Indian River County Florida | 1 | $ 417,000 | $ 417,000 | $ 148,000 |
| Palm Beach County Florida | 1 | $ 60,000 | $ 60,000 | $ 36,000 |
| Bartholomew County Indiana | 1 | $ 103,000 | $ 103,000 | $ 26,000 |
| Carroll County Indiana | 1 | $ 304,000 | $ 304,000 | $ 70,000 |
| Jennings County Indiana | 1 | $ 79,000 | $ 79,000 | $ 21,000 |
| Noble County Indiana | 1 | $ 124,000 | $ 124,000 | $ 0 |
| Shelby County Indiana | 1 | $ 447,000 | $ 447,000 | $ 148,000 |
| Harrison County Mississippi | 1 | $ 211,000 | $ 211,000 | $ 132,000 |
| Atlantic County New Jersey | 1 | $ 200,000 | $ 200,000 | $ 144,000 |
| Hamilton County Ohio | 1 | $ 170,000 | $ 170,000 | $ 72,000 |
| Clay County Tennessee | 1 | $ 70,000 | $ 70,000 | $ 106,000 |
| Travis County Texas | 1 | $ 184,000 | $ 184,000 | $ 0 |
Mortgage Loan Application Detail Totals for Landmark Savings Bank in 2006
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 334 | $53,800,000 | $161,000 | $960,000 | $92,000 | $760,000 |
| Refinancing | 87 | $13,566,000 | $155,000 | $447,000 | $87,000 | $296,000 |
| Home Improvement | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 383 | $61,441,000 | $160,000 | $960,000 | $93,000 | $760,000 |
| Black or African American | 27 | $3,684,000 | $136,000 | $456,000 | $58,000 | $129,000 |
| Hispanic | 5 | $815,000 | $163,000 | $400,000 | $77,000 | $232,000 |
| Asian | 5 | $1,166,000 | $233,000 | $487,000 | $123,000 | $275,000 |
| Native Hawaiian or Other Pacific Islander | 1 | $260,000 | $260,000 | $260,000 | $300,000 | $300,000 |
| Not applicable | 0 | $0 | $0 | $0 | $0 | $0 |
| Not Provided | 0 | $0 | $0 | $0 | $0 | $0 |
| American Indian or Alaskan Native | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 360 | $60,601,000 | $168,000 | $960,000 | $98,000 | $760,000 |
| FHA-insured (Federal Housing Administration) | 52 | $5,344,000 | $102,000 | $212,000 | $46,000 | $119,000 |
| VA-guaranteed (Veterans Administration) | 9 | $1,421,000 | $157,000 | $286,000 | $64,000 | $95,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 373 | $60,229,000 | $161,000 | $960,000 | $94,000 | $760,000 |
| Preapproval Approved but not Accepted | 17 | $2,469,000 | $145,000 | $400,000 | $68,000 | $127,000 |
| Preapproval Denied by Financial Institution | 13 | $1,972,000 | $151,000 | $669,000 | $60,000 | $173,000 |
| Application Withdrawn By Applicant | 12 | $1,969,000 | $164,000 | $477,000 | $90,000 | $230,000 |
| Application Denied By Financial Institution | 6 | $727,000 | $121,000 | $216,000 | $71,000 | $144,000 |
| Application Approved But Not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| File Closed For Incompleteness | 0 | $0 | $0 | $0 | $0 | $0 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Credit History | 13 | $1,545,000 | $118,000 | $212,000 | $61,000 | $119,000 |
| Debt-To-Income Ratio | 4 | $965,000 | $241,000 | $669,000 | $90,000 | $173,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 1 | $86,000 | $86,000 | $86,000 | $42,000 | $42,000 |
| Unverifiable Information | 1 | $103,000 | $103,000 | $103,000 | $15,000 | $15,000 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
| Other | 0 | $0 | $0 | $0 | $0 | $0 |
| Employment History | 0 | $0 | $0 | $0 | $0 | $0 |
| Collateral | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Landmark Savings Bank's 2006 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Landmark Savings Bank's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Indiana, download the full spreadsheet
with aggregated HMDA statistics today.