Latino Community Credit Union
HMDA Loan Application Totals
and Mortgage Lending Details
for 2022
Latino Community Credit Union 2022 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Latino Community Credit Union P.O. Drawer 25279 Durham, NC 27611 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 |
| Total Number of Mortgage Applications | 871 |
| Total Mortgage Loan Application Amount | $165,225,000 |
| Average Mortgage Loan Application Amount | $175,250 |
| Highest Mortgage Loan Application Amount | $505,000 |
| Average Applicant Income | $80,750 |
| Highest Applicant Income | $903,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2022 with Latino Community Credit Union. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Latino Community Credit Union's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2022 breaks down Latino Community Credit Union's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Latino Community Credit Union serves its applicants.
Each category highlights the total number of mortgage applications processed by Latino Community Credit Union, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Latino Community Credit Union's mortgage activity for 2022.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Guilford County North Carolina | 88 | $ 14,060,000 | $ 159,000 | $ 63,000 |
| Mecklenburg County North Carolina | 78 | $ 17,760,000 | $ 227,000 | $ 64,000 |
| Wake County North Carolina | 73 | $ 16,165,000 | $ 221,000 | $ 65,000 |
| Johnston County North Carolina | 62 | $ 13,170,000 | $ 212,000 | $ 68,000 |
| Durham County North Carolina | 56 | $ 11,730,000 | $ 209,000 | $ 86,000 |
| Forsyth County North Carolina | 53 | $ 8,235,000 | $ 155,000 | $ 63,000 |
| Alamance County North Carolina | 43 | $ 8,195,000 | $ 190,000 | $ 69,000 |
| Davidson County North Carolina | 31 | $ 5,545,000 | $ 178,000 | $ 58,000 |
| Harnett County North Carolina | 30 | $ 6,260,000 | $ 208,000 | $ 69,000 |
| Union County North Carolina | 28 | $ 6,270,000 | $ 223,000 | $ 63,000 |
| Cabarrus County North Carolina | 26 | $ 4,770,000 | $ 183,000 | $ 60,000 |
| Gaston County North Carolina | 22 | $ 4,170,000 | $ 189,000 | $ 54,000 |
| Franklin County North Carolina | 21 | $ 4,505,000 | $ 214,000 | $ 75,000 |
| Randolph County North Carolina | 21 | $ 2,965,000 | $ 141,000 | $ 53,000 |
| Orange County North Carolina | 18 | $ 3,950,000 | $ 219,000 | $ 134,000 |
| Cumberland County North Carolina | 16 | $ 1,870,000 | $ 116,000 | $ 38,000 |
| Rowan County North Carolina | 16 | $ 2,890,000 | $ 180,000 | $ 50,000 |
| Granville County North Carolina | 13 | $ 2,595,000 | $ 199,000 | $ 67,000 |
| Lee County North Carolina | 13 | $ 2,005,000 | $ 154,000 | $ 56,000 |
| Catawba County North Carolina | 12 | $ 1,940,000 | $ 161,000 | $ 53,000 |
| Iredell County North Carolina | 11 | $ 2,255,000 | $ 205,000 | $ 67,000 |
| Wilson County North Carolina | 11 | $ 1,995,000 | $ 181,000 | $ 62,000 |
| Chatham County North Carolina | 7 | $ 1,125,000 | $ 160,000 | $ 73,000 |
| Cleveland County North Carolina | 7 | $ 1,115,000 | $ 159,000 | $ 53,000 |
| Lincoln County North Carolina | 7 | $ 1,305,000 | $ 186,000 | $ 68,000 |
| Nash County North Carolina | 7 | $ 1,245,000 | $ 177,000 | $ 53,000 |
| Stanly County North Carolina | 7 | $ 1,005,000 | $ 143,000 | $ 75,000 |
| Wayne County North Carolina | 7 | $ 1,425,000 | $ 203,000 | $ 73,000 |
| Person County North Carolina | 6 | $ 1,280,000 | $ 213,000 | $ 83,000 |
| Duplin County North Carolina | 5 | $ 555,000 | $ 111,000 | $ 37,000 |
| Vance County North Carolina | 5 | $ 845,000 | $ 169,000 | $ 46,000 |
| Brunswick County North Carolina | 4 | $ 780,000 | $ 195,000 | $ 60,000 |
| Edgecombe County North Carolina | 4 | $ 470,000 | $ 117,000 | $ 45,000 |
| Rockingham County North Carolina | 4 | $ 610,000 | $ 152,000 | $ 47,000 |
| Sampson County North Carolina | 4 | $ 580,000 | $ 145,000 | $ 43,000 |
| Buncombe County North Carolina | 3 | $ 625,000 | $ 208,000 | $ 79,000 |
| Burke County North Carolina | 3 | $ 475,000 | $ 158,000 | $ 86,000 |
| Halifax County North Carolina | 3 | $ 175,000 | $ 58,000 | $ 32,000 |
| Onslow County North Carolina | 3 | $ 555,000 | $ 185,000 | $ 49,000 |
| Pender County North Carolina | 3 | $ 545,000 | $ 181,000 | $ 49,000 |
| Surry County North Carolina | 3 | $ 265,000 | $ 88,000 | $ 55,000 |
| Horry County South Carolina | 3 | $ 695,000 | $ 231,000 | $ 91,000 |
| Lenoir County North Carolina | 2 | $ 240,000 | $ 120,000 | $ 39,000 |
| New Hanover County North Carolina | 2 | $ 360,000 | $ 180,000 | $ 56,000 |
| Pitt County North Carolina | 2 | $ 610,000 | $ 305,000 | $ 88,000 |
| Wilkes County North Carolina | 2 | $ 240,000 | $ 120,000 | $ 31,000 |
| Chesterfield County South Carolina | 2 | $ 180,000 | $ 90,000 | $ 63,000 |
| Darlington County South Carolina | 2 | $ 240,000 | $ 120,000 | $ 47,000 |
| York County South Carolina | 2 | $ 560,000 | $ 280,000 | $ 73,000 |
| Chatham County Georgia | 1 | $ 225,000 | $ 225,000 | $ 78,000 |
| Columbia County Georgia | 1 | $ 285,000 | $ 285,000 | $ 73,000 |
| Columbus County North Carolina | 1 | $ 145,000 | $ 145,000 | $ 68,000 |
| Craven County North Carolina | 1 | $ 135,000 | $ 135,000 | $ 94,000 |
| Davie County North Carolina | 1 | $ 215,000 | $ 215,000 | $ 88,000 |
| Hoke County North Carolina | 1 | $ 105,000 | $ 105,000 | $ 85,000 |
| Richmond County North Carolina | 1 | $ 265,000 | $ 265,000 | $ 93,000 |
| Robeson County North Carolina | 1 | $ 165,000 | $ 165,000 | $ 96,000 |
| Rutherford County North Carolina | 1 | $ 125,000 | $ 125,000 | $ 34,000 |
| Stokes County North Carolina | 1 | $ 95,000 | $ 95,000 | $ 33,000 |
| Warren County North Carolina | 1 | $ 95,000 | $ 95,000 | $ 71,000 |
| Yadkin County North Carolina | 1 | $ 245,000 | $ 245,000 | $ 60,000 |
| Berkeley County South Carolina | 1 | $ 245,000 | $ 245,000 | $ 63,000 |
| Charleston County South Carolina | 1 | $ 215,000 | $ 215,000 | $ 64,000 |
| Kershaw County South Carolina | 1 | $ 125,000 | $ 125,000 | $ 99,000 |
| Lancaster County South Carolina | 1 | $ 495,000 | $ 495,000 | $ 178,000 |
| Spartanburg County South Carolina | 1 | $ 265,000 | $ 265,000 | $ 81,000 |
| Campbell County Virginia | 1 | $ 225,000 | $ 225,000 | $ 52,000 |
| Pittsylvania County Virginia | 1 | $ 65,000 | $ 65,000 | $ 92,000 |
| Suffolk County Virginia | 1 | $ 85,000 | $ 85,000 | $ 109,000 |
Mortgage Loan Application Detail Totals for Latino Community Credit Union in 2022
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 803 | $155,245,000 | $193,000 | $505,000 | $64,000 | $643,000 |
| Refinancing | 56 | $7,740,000 | $138,000 | $455,000 | $83,000 | $903,000 |
| Home Improvement | 7 | $1,355,000 | $193,000 | $325,000 | $72,000 | $134,000 |
| Other Purpose | 5 | $885,000 | $177,000 | $255,000 | $104,000 | $231,000 |
| Cash-out Refinancing | 0 | $0 | $0 | $0 | $0 | $0 |
| Not Applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Hispanic | 846 | $160,730,000 | $189,000 | $505,000 | $65,000 | $903,000 |
| White | 20 | $3,200,000 | $160,000 | $255,000 | $55,000 | $103,000 |
| Asian | 3 | $815,000 | $271,000 | $305,000 | $255,000 | $303,000 |
| Not Provided | 1 | $205,000 | $205,000 | $205,000 | $65,000 | $65,000 |
| American Indian or Alaskan Native | 0 | $0 | $0 | $0 | $0 | $0 |
| Black or African American | 0 | $0 | $0 | $0 | $0 | $0 |
| Native Hawaiian or Other Pacific Islander | 0 | $0 | $0 | $0 | $0 | $0 |
| Not applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 871 | $165,225,000 | $189,000 | $505,000 | $66,000 | $903,000 |
| FHA-insured (Federal Housing Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
| VA-guaranteed (Veterans Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 737 | $142,725,000 | $193,000 | $505,000 | $64,000 | $717,000 |
| Application Withdrawn By Applicant | 83 | $13,865,000 | $167,000 | $365,000 | $72,000 | $903,000 |
| Application Denied By Financial Institution | 32 | $5,960,000 | $186,000 | $495,000 | $76,000 | $303,000 |
| File Closed For Incompleteness | 12 | $1,620,000 | $135,000 | $345,000 | $58,000 | $116,000 |
| Application Approved But Not Accepted | 7 | $1,055,000 | $150,000 | $305,000 | $128,000 | $643,000 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not applicable | 839 | $159,265,000 | $189,000 | $505,000 | $65,000 | $903,000 |
| Debt-To-Income Ratio | 14 | $2,850,000 | $203,000 | $495,000 | $39,000 | $66,000 |
| Collateral | 10 | $1,420,000 | $142,000 | $215,000 | $91,000 | $240,000 |
| Other | 3 | $585,000 | $195,000 | $275,000 | $245,000 | $303,000 |
| Credit Application Incomplete | 2 | $270,000 | $135,000 | $185,000 | $19,000 | $21,000 |
| Credit History | 1 | $455,000 | $455,000 | $455,000 | $114,000 | $114,000 |
| Unverifiable Information | 1 | $175,000 | $175,000 | $175,000 | $35,000 | $35,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 1 | $205,000 | $205,000 | $205,000 | $65,000 | $65,000 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
| Employment History | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Latino Community Credit Union's 2022 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Latino Community Credit Union's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in North Carolina, download the full spreadsheet
with aggregated HMDA statistics today.