Leader Bank, National Association
HMDA Loan Application Totals
and Mortgage Lending Details
for 2016
Leader Bank, National Association 2016 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Leader Bank, National Association 141 Massachusetts Avenue Arlington, MA 02474 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 8,549 |
| Total Mortgage Loan Application Amount | $3,333,845,000 |
| Average Mortgage Loan Application Amount | $388,333 |
| Highest Mortgage Loan Application Amount | $6,200,000 |
| Average Applicant Income | $167,000 |
| Highest Applicant Income | $7,366,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2016 with Leader Bank, National Association. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Leader Bank, National Association's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2016 breaks down Leader Bank, National Association's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Leader Bank, National Association serves its applicants.
Each category highlights the total number of mortgage applications processed by Leader Bank, National Association, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Leader Bank, National Association's mortgage activity for 2016.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Middlesex County Massachusetts | 3,527 | $ 1,441,454,000 | $ 408,000 | $ 163,000 |
| Norfolk County Massachusetts | 1,319 | $ 540,105,000 | $ 409,000 | $ 175,000 |
| Suffolk County Massachusetts | 1,052 | $ 443,299,000 | $ 421,000 | $ 166,000 |
| Essex County Massachusetts | 751 | $ 262,716,000 | $ 349,000 | $ 145,000 |
| Plymouth County Massachusetts | 555 | $ 205,698,000 | $ 370,000 | $ 162,000 |
| Worcester County Massachusetts | 381 | $ 124,696,000 | $ 327,000 | $ 137,000 |
| Bristol County Massachusetts | 211 | $ 63,668,000 | $ 301,000 | $ 135,000 |
| Barnstable County Massachusetts | 131 | $ 49,588,000 | $ 378,000 | $ 250,000 |
| Hartford County Connecticut | 120 | $ 34,079,000 | $ 283,000 | $ 159,000 |
| Hillsborough County New Hampshire | 73 | $ 20,074,000 | $ 274,000 | $ 140,000 |
| Rockingham County New Hampshire | 69 | $ 18,179,000 | $ 263,000 | $ 137,000 |
| Providence County Rhode Island | 33 | $ 9,777,000 | $ 296,000 | $ 156,000 |
| Washington County Rhode Island | 16 | $ 8,390,000 | $ 524,000 | $ 217,000 |
| Fairfield County Connecticut | 15 | $ 6,140,000 | $ 409,000 | $ 172,000 |
| Grafton County New Hampshire | 15 | $ 4,126,000 | $ 275,000 | $ 277,000 |
| York County Maine | 14 | $ 4,913,000 | $ 350,000 | $ 214,000 |
| Cumberland County Maine | 12 | $ 4,006,000 | $ 333,000 | $ 168,000 |
| Nantucket County Massachusetts | 12 | $ 14,688,000 | $ 1,224,000 | $ 573,000 |
| Carroll County New Hampshire | 11 | $ 2,544,000 | $ 231,000 | $ 221,000 |
| District of Columbia County District Of Columbia | 10 | $ 4,105,000 | $ 410,000 | $ 229,000 |
| Kent County Rhode Island | 10 | $ 3,678,000 | $ 367,000 | $ 178,000 |
| Newport County Rhode Island | 10 | $ 3,675,000 | $ 367,000 | $ 238,000 |
| New Haven County Connecticut | 9 | $ 2,401,000 | $ 266,000 | $ 121,000 |
| Dukes County Massachusetts | 9 | $ 4,454,000 | $ 494,000 | $ 236,000 |
| Hampden County Massachusetts | 8 | $ 1,488,000 | $ 186,000 | $ 85,000 |
| Belknap County New Hampshire | 8 | $ 2,075,000 | $ 259,000 | $ 228,000 |
| New London County Connecticut | 7 | $ 2,037,000 | $ 291,000 | $ 104,000 |
| Hampshire County Massachusetts | 7 | $ 2,053,000 | $ 293,000 | $ 158,000 |
| Bristol County Rhode Island | 7 | $ 3,331,000 | $ 475,000 | $ 279,000 |
| Windsor County Vermont | 7 | $ 1,306,000 | $ 186,000 | $ 273,000 |
| Collier County Florida | 6 | $ 1,395,000 | $ 232,000 | $ 172,000 |
| Palm Beach County Florida | 6 | $ 2,047,000 | $ 341,000 | $ 194,000 |
| Middlesex County Connecticut | 5 | $ 1,881,000 | $ 376,000 | $ 294,000 |
| Tolland County Connecticut | 5 | $ 1,368,000 | $ 273,000 | $ 141,000 |
| Merrimack County New Hampshire | 5 | $ 1,127,000 | $ 225,000 | $ 91,000 |
| Strafford County New Hampshire | 5 | $ 1,564,000 | $ 312,000 | $ 135,000 |
| Sullivan County New Hampshire | 5 | $ 1,427,000 | $ 285,000 | $ 213,000 |
| Broward County Florida | 4 | $ 787,000 | $ 196,000 | $ 138,000 |
| Hancock County Maine | 4 | $ 1,242,000 | $ 310,000 | $ 122,000 |
| Orange County Florida | 3 | $ 929,000 | $ 309,000 | $ 138,000 |
| Pinellas County Florida | 3 | $ 1,420,000 | $ 473,000 | $ 268,000 |
| Montgomery County Maryland | 3 | $ 1,756,000 | $ 585,000 | $ 281,000 |
| Hudson County New Jersey | 3 | $ 611,000 | $ 203,000 | $ 220,000 |
| Fairfax County Virginia | 3 | $ 697,000 | $ 232,000 | $ 108,000 |
| Litchfield County Connecticut | 2 | $ 622,000 | $ 311,000 | $ 141,000 |
| Windham County Connecticut | 2 | $ 441,000 | $ 220,000 | $ 97,000 |
| Lee County Florida | 2 | $ 645,000 | $ 322,000 | $ 409,000 |
| Martin County Florida | 2 | $ 574,000 | $ 287,000 | $ 197,000 |
| Miami-Dade County Florida | 2 | $ 664,000 | $ 332,000 | $ 214,000 |
| Sarasota County Florida | 2 | $ 447,000 | $ 223,000 | $ 228,000 |
| Fulton County Georgia | 2 | $ 1,210,000 | $ 605,000 | $ 289,000 |
| Kennebec County Maine | 2 | $ 476,000 | $ 238,000 | $ 51,000 |
| Oxford County Maine | 2 | $ 329,000 | $ 164,000 | $ 249,000 |
| Howard County Maryland | 2 | $ 702,000 | $ 351,000 | $ 118,000 |
| Berkshire County Massachusetts | 2 | $ 866,000 | $ 433,000 | $ 1,123,000 |
| Middlesex County New Jersey | 2 | $ 456,000 | $ 228,000 | $ 150,000 |
| Monmouth County New Jersey | 2 | $ 1,252,000 | $ 626,000 | $ 172,000 |
| Monroe County New York | 2 | $ 288,000 | $ 144,000 | $ 97,000 |
| Westchester County New York | 2 | $ 1,194,000 | $ 597,000 | $ 314,000 |
| Chester County Pennsylvania | 2 | $ 563,000 | $ 281,000 | $ 87,000 |
| Charleston County South Carolina | 2 | $ 873,000 | $ 436,000 | $ 316,000 |
| Caledonia County Vermont | 2 | $ 490,000 | $ 245,000 | $ 142,000 |
| Rutland County Vermont | 2 | $ 352,000 | $ 176,000 | $ 45,000 |
| Washington County Vermont | 2 | $ 458,000 | $ 229,000 | $ 229,000 |
| Windham County Vermont | 2 | $ 290,000 | $ 145,000 | $ 236,000 |
| Virginia Beach County Virginia | 2 | $ 709,000 | $ 354,000 | $ 48,000 |
| Charlotte County Florida | 1 | $ 203,000 | $ 203,000 | $ 240,000 |
| Hillsborough County Florida | 1 | $ 82,000 | $ 82,000 | $ 200,000 |
| Indian River County Florida | 1 | $ 324,000 | $ 324,000 | $ 175,000 |
| Polk County Florida | 1 | $ 152,000 | $ 152,000 | $ 50,000 |
| Sumter County Florida | 1 | $ 180,000 | $ 180,000 | $ 97,000 |
| Androscoggin County Maine | 1 | $ 268,000 | $ 268,000 | $ 52,000 |
| Washington County Maine | 1 | $ 105,000 | $ 105,000 | $ 17,000 |
| Baltimore County Maryland | 1 | $ 390,000 | $ 390,000 | $ 143,000 |
| Franklin County Massachusetts | 1 | $ 225,000 | $ 225,000 | $ 100,000 |
| Cheshire County New Hampshire | 1 | $ 295,000 | $ 295,000 | $ 203,000 |
| Coos County New Hampshire | 1 | $ 484,000 | $ 484,000 | $ 0 |
| Bergen County New Jersey | 1 | $ 400,000 | $ 400,000 | $ 136,000 |
| Essex County New Jersey | 1 | $ 417,000 | $ 417,000 | $ 185,000 |
| Morris County New Jersey | 1 | $ 744,000 | $ 744,000 | $ 413,000 |
| Somerset County New Jersey | 1 | $ 380,000 | $ 380,000 | $ 174,000 |
| Union County New Jersey | 1 | $ 584,000 | $ 584,000 | $ 280,000 |
| Albany County New York | 1 | $ 152,000 | $ 152,000 | $ 156,000 |
| Kings County New York | 1 | $ 680,000 | $ 680,000 | $ 159,000 |
| Nassau County New York | 1 | $ 560,000 | $ 560,000 | $ 480,000 |
| New York County New York | 1 | $ 536,000 | $ 536,000 | $ 152,000 |
| Onondaga County New York | 1 | $ 417,000 | $ 417,000 | $ 316,000 |
| Saratoga County New York | 1 | $ 319,000 | $ 319,000 | $ 102,000 |
| Durham County North Carolina | 1 | $ 226,000 | $ 226,000 | $ 142,000 |
| Mecklenburg County North Carolina | 1 | $ 364,000 | $ 364,000 | $ 180,000 |
| Orange County North Carolina | 1 | $ 840,000 | $ 840,000 | $ 325,000 |
| Union County North Carolina | 1 | $ 300,000 | $ 300,000 | $ 240,000 |
| Wake County North Carolina | 1 | $ 245,000 | $ 245,000 | $ 139,000 |
| Butler County Pennsylvania | 1 | $ 337,000 | $ 337,000 | $ 108,000 |
| Monroe County Pennsylvania | 1 | $ 220,000 | $ 220,000 | $ 166,000 |
| Beaufort County South Carolina | 1 | $ 300,000 | $ 300,000 | $ 265,000 |
| Horry County South Carolina | 1 | $ 165,000 | $ 165,000 | $ 240,000 |
| Washington County Tennessee | 1 | $ 244,000 | $ 244,000 | $ 91,000 |
| Bennington County Vermont | 1 | $ 326,000 | $ 326,000 | $ 187,000 |
| Chittenden County Vermont | 1 | $ 321,000 | $ 321,000 | $ 80,000 |
| Arlington County Virginia | 1 | $ 1,077,000 | $ 1,077,000 | $ 349,000 |
| Tazewell County Virginia | 1 | $ 88,000 | $ 88,000 | $ 90,000 |
Mortgage Loan Application Detail Totals for Leader Bank, National Association in 2016
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 3,805 | $1,541,067,000 | $405,000 | $5,000,000 | $159,000 | $3,750,000 |
| Refinancing | 3,714 | $1,396,491,000 | $376,000 | $6,200,000 | $167,000 | $2,505,000 |
| Home Improvement | 1,030 | $396,287,000 | $384,000 | $3,152,000 | $175,000 | $7,366,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 6,471 | $2,469,688,000 | $381,000 | $5,000,000 | $169,000 | $7,366,000 |
| Asian | 1,424 | $569,350,000 | $399,000 | $2,385,000 | $163,000 | $1,389,000 |
| Not Provided | 259 | $104,249,000 | $402,000 | $1,850,000 | $162,000 | $957,000 |
| Hispanic | 169 | $58,959,000 | $348,000 | $940,000 | $135,000 | $938,000 |
| Black or African American | 129 | $43,535,000 | $337,000 | $1,056,000 | $122,000 | $479,000 |
| Not applicable | 80 | $82,083,000 | $1,026,000 | $6,200,000 | $0 | $0 |
| Native Hawaiin or Other Pacific Islander | 10 | $3,227,000 | $322,000 | $700,000 | $139,000 | $299,000 |
| American Indian or Alaskan Native | 7 | $2,754,000 | $393,000 | $720,000 | $212,000 | $475,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 8,277 | $3,227,935,000 | $389,000 | $6,200,000 | $166,000 | $7,366,000 |
| FHA-insured (Federal Housing Administration) | 178 | $65,993,000 | $370,000 | $755,000 | $106,000 | $257,000 |
| VA-guaranteed (Veterans Administration) | 94 | $39,917,000 | $424,000 | $854,000 | $118,000 | $332,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 7,322 | $2,816,818,000 | $384,000 | $5,000,000 | $163,000 | $7,366,000 |
| Application Withdrawn By Applicant | 664 | $274,247,000 | $413,000 | $4,375,000 | $175,000 | $1,992,000 |
| Application Denied By Financial Institution | 339 | $133,982,000 | $395,000 | $3,000,000 | $145,000 | $904,000 |
| File Closed For Incompleteness | 121 | $62,692,000 | $518,000 | $3,000,000 | $245,000 | $3,750,000 |
| Application Approved But Not Accepted | 103 | $46,106,000 | $447,000 | $6,200,000 | $158,000 | $624,000 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Collateral | 120 | $41,410,000 | $345,000 | $1,600,000 | $150,000 | $470,000 |
| Debt-To-Income Ratio | 94 | $38,639,000 | $411,000 | $2,044,000 | $107,000 | $583,000 |
| Credit History | 38 | $19,834,000 | $521,000 | $3,000,000 | $198,000 | $904,000 |
| Other | 35 | $13,436,000 | $383,000 | $818,000 | $148,000 | $393,000 |
| Unverifiable Information | 24 | $9,684,000 | $403,000 | $1,197,000 | $171,000 | $766,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 14 | $4,832,000 | $345,000 | $968,000 | $163,000 | $527,000 |
| Employment History | 12 | $5,353,000 | $446,000 | $1,069,000 | $148,000 | $399,000 |
| Credit Application Incomplete | 1 | $330,000 | $330,000 | $330,000 | $100,000 | $100,000 |
| Mortgage Insurance Denied | 1 | $464,000 | $464,000 | $464,000 | $151,000 | $151,000 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Leader Bank, National Association's 2016 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Leader Bank, National Association's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Massachusetts, download the full spreadsheet
with aggregated HMDA statistics today.