Leader Bank, National Association
HMDA Loan Application Totals
and Mortgage Lending Details
for 2022
Leader Bank, National Association 2022 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Leader Bank, National Association 141 Massachusetts Avenue Arlington, MA 02474 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 6,290 |
| Total Mortgage Loan Application Amount | $3,394,790,000 |
| Average Mortgage Loan Application Amount | $419,000 |
| Highest Mortgage Loan Application Amount | $40,205,000 |
| Average Applicant Income | $212,600 |
| Highest Applicant Income | $4,336,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2022 with Leader Bank, National Association. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Leader Bank, National Association's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2022 breaks down Leader Bank, National Association's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Leader Bank, National Association serves its applicants.
Each category highlights the total number of mortgage applications processed by Leader Bank, National Association, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Leader Bank, National Association's mortgage activity for 2022.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Middlesex County Massachusetts | 2,189 | $ 1,315,115,000 | $ 600,000 | $ 225,000 |
| Norfolk County Massachusetts | 881 | $ 497,855,000 | $ 565,000 | $ 217,000 |
| Suffolk County Massachusetts | 712 | $ 429,540,000 | $ 603,000 | $ 225,000 |
| Essex County Massachusetts | 437 | $ 243,765,000 | $ 557,000 | $ 204,000 |
| Worcester County Massachusetts | 366 | $ 152,040,000 | $ 415,000 | $ 180,000 |
| Plymouth County Massachusetts | 310 | $ 149,090,000 | $ 480,000 | $ 205,000 |
| Hartford County Connecticut | 190 | $ 59,080,000 | $ 310,000 | $ 167,000 |
| Bristol County Massachusetts | 187 | $ 72,005,000 | $ 385,000 | $ 157,000 |
| Barnstable County Massachusetts | 132 | $ 67,910,000 | $ 514,000 | $ 301,000 |
| Providence County Rhode Island | 80 | $ 38,270,000 | $ 478,000 | $ 172,000 |
| Hillsborough County New Hampshire | 58 | $ 20,810,000 | $ 358,000 | $ 166,000 |
| Rockingham County New Hampshire | 52 | $ 21,380,000 | $ 411,000 | $ 202,000 |
| Hampden County Massachusetts | 29 | $ 8,385,000 | $ 289,000 | $ 158,000 |
| Grafton County New Hampshire | 27 | $ 10,495,000 | $ 388,000 | $ 312,000 |
| New Haven County Connecticut | 19 | $ 6,315,000 | $ 332,000 | $ 272,000 |
| York County Maine | 18 | $ 7,980,000 | $ 443,000 | $ 212,000 |
| Fairfield County Connecticut | 17 | $ 9,115,000 | $ 536,000 | $ 281,000 |
| Cumberland County Maine | 17 | $ 5,975,000 | $ 351,000 | $ 209,000 |
| New London County Connecticut | 16 | $ 4,440,000 | $ 277,000 | $ 165,000 |
| Carroll County New Hampshire | 15 | $ 4,975,000 | $ 331,000 | $ 241,000 |
| Belknap County New Hampshire | 14 | $ 5,630,000 | $ 402,000 | $ 273,000 |
| Newport County Rhode Island | 14 | $ 7,730,000 | $ 552,000 | $ 328,000 |
| Litchfield County Connecticut | 13 | $ 3,265,000 | $ 251,000 | $ 105,000 |
| Merrimack County New Hampshire | 13 | $ 5,485,000 | $ 421,000 | $ 219,000 |
| Palm Beach County Florida | 12 | $ 10,470,000 | $ 872,000 | $ 284,000 |
| Oxford County Maine | 11 | $ 4,135,000 | $ 375,000 | $ 308,000 |
| Bristol County Rhode Island | 11 | $ 4,955,000 | $ 450,000 | $ 299,000 |
| Strafford County New Hampshire | 10 | $ 3,010,000 | $ 301,000 | $ 175,000 |
| Washington County Rhode Island | 10 | $ 5,290,000 | $ 529,000 | $ 280,000 |
| Lee County Florida | 9 | $ 3,015,000 | $ 335,000 | $ 178,000 |
| Broward County Florida | 8 | $ 5,370,000 | $ 671,000 | $ 232,000 |
| Collier County Florida | 8 | $ 3,050,000 | $ 381,000 | $ 348,000 |
| Kent County Rhode Island | 8 | $ 3,170,000 | $ 396,000 | $ 152,000 |
| Windham County Vermont | 8 | $ 2,550,000 | $ 318,000 | $ 235,000 |
| Windsor County Vermont | 8 | $ 3,060,000 | $ 382,000 | $ 328,000 |
| Brevard County Florida | 7 | $ 2,455,000 | $ 350,000 | $ 176,000 |
| Sarasota County Florida | 7 | $ 2,465,000 | $ 352,000 | $ 177,000 |
| Tolland County Connecticut | 6 | $ 1,690,000 | $ 281,000 | $ 133,000 |
| Miami-Dade County Florida | 6 | $ 3,410,000 | $ 568,000 | $ 276,000 |
| Wayne County Michigan | 6 | $ 940,000 | $ 156,000 | $ 514,000 |
| Lamoille County Vermont | 6 | $ 2,900,000 | $ 483,000 | $ 428,000 |
| Middlesex County Connecticut | 5 | $ 1,795,000 | $ 359,000 | $ 124,000 |
| Hillsborough County Florida | 5 | $ 1,565,000 | $ 313,000 | $ 162,000 |
| Pinellas County Florida | 5 | $ 1,925,000 | $ 385,000 | $ 179,000 |
| Berkshire County Massachusetts | 5 | $ 1,295,000 | $ 259,000 | $ 290,000 |
| Hampshire County Massachusetts | 5 | $ 1,295,000 | $ 259,000 | $ 141,000 |
| Hudson County New Jersey | 5 | $ 2,325,000 | $ 465,000 | $ 152,000 |
| Charleston County South Carolina | 5 | $ 3,215,000 | $ 643,000 | $ 183,000 |
| St. Lucie County Florida | 4 | $ 920,000 | $ 230,000 | $ 101,000 |
| Franklin County Massachusetts | 4 | $ 920,000 | $ 230,000 | $ 84,000 |
| Nantucket County Massachusetts | 4 | $ 6,990,000 | $ 1,747,000 | $ 1,054,000 |
| Bergen County New Jersey | 4 | $ 2,530,000 | $ 632,000 | $ 248,000 |
| Orange County North Carolina | 4 | $ 1,940,000 | $ 485,000 | $ 359,000 |
| Wake County North Carolina | 4 | $ 1,300,000 | $ 325,000 | $ 161,000 |
| Rutland County Vermont | 4 | $ 1,310,000 | $ 327,000 | $ 219,000 |
| Washington County Vermont | 4 | $ 1,630,000 | $ 407,000 | $ 375,000 |
| Riverside County California | 3 | $ 1,035,000 | $ 345,000 | $ 397,000 |
| Windham County Connecticut | 3 | $ 995,000 | $ 331,000 | $ 87,000 |
| District of Columbia County District Of Columbia | 3 | $ 1,635,000 | $ 545,000 | $ 376,000 |
| Volusia County Florida | 3 | $ 1,105,000 | $ 368,000 | $ 129,000 |
| Fulton County Georgia | 3 | $ 885,000 | $ 295,000 | $ 546,000 |
| Franklin County Maine | 3 | $ 1,005,000 | $ 335,000 | $ 205,000 |
| Dukes County Massachusetts | 3 | $ 4,815,000 | $ 1,605,000 | $ 656,000 |
| Oakland County Michigan | 3 | $ 285,000 | $ 95,000 | $ 113,000 |
| Morris County New Jersey | 3 | $ 1,805,000 | $ 601,000 | $ 340,000 |
| Delaware County Pennsylvania | 3 | $ 2,305,000 | $ 768,000 | $ 373,000 |
| Philadelphia County Pennsylvania | 3 | $ 1,935,000 | $ 645,000 | $ 270,000 |
| Richland County South Carolina | 3 | $ 655,000 | $ 218,000 | $ 235,000 |
| Harris County Texas | 3 | $ 1,815,000 | $ 605,000 | $ 485,000 |
| Maricopa County Arizona | 2 | $ 950,000 | $ 475,000 | $ 361,000 |
| Los Angeles County California | 2 | $ 830,000 | $ 415,000 | $ 189,000 |
| Denver County Colorado | 2 | $ 1,140,000 | $ 570,000 | $ 142,000 |
| Duval County Florida | 2 | $ 300,000 | $ 150,000 | $ 115,000 |
| Osceola County Florida | 2 | $ 880,000 | $ 440,000 | $ 250,000 |
| Seminole County Florida | 2 | $ 520,000 | $ 260,000 | $ 94,000 |
| Androscoggin County Maine | 2 | $ 440,000 | $ 220,000 | $ 120,000 |
| Kennebec County Maine | 2 | $ 1,020,000 | $ 510,000 | $ 249,000 |
| Anne Arundel County Maryland | 2 | $ 1,310,000 | $ 655,000 | $ 164,000 |
| Baltimore City County Maryland | 2 | $ 500,000 | $ 250,000 | $ 150,000 |
| Frederick County Maryland | 2 | $ 540,000 | $ 270,000 | $ 293,000 |
| Cheshire County New Hampshire | 2 | $ 570,000 | $ 285,000 | $ 68,000 |
| Mercer County New Jersey | 2 | $ 1,150,000 | $ 575,000 | $ 150,000 |
| Grant County New Mexico | 2 | $ 220,000 | $ 110,000 | $ 245,000 |
| Suffolk County New York | 2 | $ 900,000 | $ 450,000 | $ 262,000 |
| Westchester County New York | 2 | $ 870,000 | $ 435,000 | $ 130,000 |
| Dare County North Carolina | 2 | $ 680,000 | $ 340,000 | $ 110,000 |
| Mecklenburg County North Carolina | 2 | $ 820,000 | $ 410,000 | $ 108,000 |
| Jackson County Oregon | 2 | $ 680,000 | $ 340,000 | $ 82,000 |
| Allegheny County Pennsylvania | 2 | $ 1,160,000 | $ 580,000 | $ 359,000 |
| Davidson County Tennessee | 2 | $ 810,000 | $ 405,000 | $ 78,000 |
| Tarrant County Texas | 2 | $ 240,000 | $ 120,000 | $ 130,000 |
| Caledonia County Vermont | 2 | $ 480,000 | $ 240,000 | $ 294,000 |
| Chittenden County Vermont | 2 | $ 760,000 | $ 380,000 | $ 141,000 |
| Jackson County Alabama | 1 | $ 125,000 | $ 125,000 | $ 212,000 |
| Alameda County California | 1 | $ 225,000 | $ 225,000 | $ 317,000 |
| San Francisco County California | 1 | $ 4,505,000 | $ 4,505,000 | $ 967,000 |
| Sonoma County California | 1 | $ 735,000 | $ 735,000 | $ 280,000 |
| Arapahoe County Colorado | 1 | $ 1,475,000 | $ 1,475,000 | $ 487,000 |
| Douglas County Colorado | 1 | $ 525,000 | $ 525,000 | $ 142,000 |
| El Paso County Colorado | 1 | $ 525,000 | $ 525,000 | $ 182,000 |
| Larimer County Colorado | 1 | $ 475,000 | $ 475,000 | $ 135,000 |
| Morgan County Colorado | 1 | $ 305,000 | $ 305,000 | $ 92,000 |
| Alachua County Florida | 1 | $ 155,000 | $ 155,000 | $ 172,000 |
| Charlotte County Florida | 1 | $ 605,000 | $ 605,000 | $ 350,000 |
| Flagler County Florida | 1 | $ 205,000 | $ 205,000 | $ 239,000 |
| Hernando County Florida | 1 | $ 505,000 | $ 505,000 | $ 123,000 |
| Indian River County Florida | 1 | $ 345,000 | $ 345,000 | $ 149,000 |
| Manatee County Florida | 1 | $ 365,000 | $ 365,000 | $ 138,000 |
| Marion County Florida | 1 | $ 395,000 | $ 395,000 | $ 125,000 |
| Orange County Florida | 1 | $ 285,000 | $ 285,000 | $ 58,000 |
| Pasco County Florida | 1 | $ 645,000 | $ 645,000 | $ 147,000 |
| St. Johns County Florida | 1 | $ 105,000 | $ 105,000 | $ 245,000 |
| Sumter County Florida | 1 | $ 115,000 | $ 115,000 | $ 66,000 |
| Walton County Florida | 1 | $ 545,000 | $ 545,000 | $ 145,000 |
| Camden County Georgia | 1 | $ 525,000 | $ 525,000 | $ 311,000 |
| DeKalb County Georgia | 1 | $ 395,000 | $ 395,000 | $ 141,000 |
| Liberty County Georgia | 1 | $ 125,000 | $ 125,000 | $ 147,000 |
| Long County Georgia | 1 | $ 125,000 | $ 125,000 | $ 144,000 |
| Kane County Illinois | 1 | $ 375,000 | $ 375,000 | $ 194,000 |
| Will County Illinois | 1 | $ 155,000 | $ 155,000 | $ 128,000 |
| Knox County Maine | 1 | $ 445,000 | $ 445,000 | $ 132,000 |
| Lincoln County Maine | 1 | $ 375,000 | $ 375,000 | $ 352,000 |
| Piscataquis County Maine | 1 | $ 375,000 | $ 375,000 | $ 241,000 |
| Waldo County Maine | 1 | $ 385,000 | $ 385,000 | $ 146,000 |
| Baltimore County Maryland | 1 | $ 395,000 | $ 395,000 | $ 205,000 |
| Howard County Maryland | 1 | $ 275,000 | $ 275,000 | $ 274,000 |
| Montgomery County Maryland | 1 | $ 135,000 | $ 135,000 | $ 45,000 |
| Prince George's County Maryland | 1 | $ 405,000 | $ 405,000 | $ 241,000 |
| St. Louis County Missouri | 1 | $ 325,000 | $ 325,000 | $ 157,000 |
| Clark County Nevada | 1 | $ 405,000 | $ 405,000 | $ 199,000 |
| Coos County New Hampshire | 1 | $ 205,000 | $ 205,000 | $ 328,000 |
| Camden County New Jersey | 1 | $ 495,000 | $ 495,000 | $ 158,000 |
| Somerset County New Jersey | 1 | $ 715,000 | $ 715,000 | $ 145,000 |
| Union County New Jersey | 1 | $ 555,000 | $ 555,000 | $ 632,000 |
| Albany County New York | 1 | $ 245,000 | $ 245,000 | $ 112,000 |
| Erie County New York | 1 | $ 295,000 | $ 295,000 | $ 152,000 |
| Herkimer County New York | 1 | $ 1,485,000 | $ 1,485,000 | $ 521,000 |
| Madison County New York | 1 | $ 155,000 | $ 155,000 | $ 36,000 |
| Nassau County New York | 1 | $ 375,000 | $ 375,000 | $ 74,000 |
| Oswego County New York | 1 | $ 255,000 | $ 255,000 | $ 285,000 |
| Queens County New York | 1 | $ 595,000 | $ 595,000 | $ 140,000 |
| Rensselaer County New York | 1 | $ 225,000 | $ 225,000 | $ 165,000 |
| Tioga County New York | 1 | $ 155,000 | $ 155,000 | $ 56,000 |
| Buncombe County North Carolina | 1 | $ 745,000 | $ 745,000 | $ 275,000 |
| Forsyth County North Carolina | 1 | $ 615,000 | $ 615,000 | $ 168,000 |
| Iredell County North Carolina | 1 | $ 345,000 | $ 345,000 | $ 58,000 |
| New Hanover County North Carolina | 1 | $ 445,000 | $ 445,000 | $ 220,000 |
| Onslow County North Carolina | 1 | $ 325,000 | $ 325,000 | $ 317,000 |
| Rowan County North Carolina | 1 | $ 185,000 | $ 185,000 | $ 120,000 |
| Cuyahoga County Ohio | 1 | $ 85,000 | $ 85,000 | $ 114,000 |
| Hamilton County Ohio | 1 | $ 205,000 | $ 205,000 | $ 85,000 |
| Montgomery County Ohio | 1 | $ 65,000 | $ 65,000 | $ 130,000 |
| Portage County Ohio | 1 | $ 55,000 | $ 55,000 | $ 30,000 |
| Multnomah County Oregon | 1 | $ 585,000 | $ 585,000 | $ 155,000 |
| Washington County Oregon | 1 | $ 255,000 | $ 255,000 | $ 124,000 |
| Adams County Pennsylvania | 1 | $ 215,000 | $ 215,000 | $ 59,000 |
| Bucks County Pennsylvania | 1 | $ 215,000 | $ 215,000 | $ 150,000 |
| Carbon County Pennsylvania | 1 | $ 135,000 | $ 135,000 | $ 64,000 |
| Lackawanna County Pennsylvania | 1 | $ 135,000 | $ 135,000 | $ 43,000 |
| Luzerne County Pennsylvania | 1 | $ 405,000 | $ 405,000 | $ 144,000 |
| Montgomery County Pennsylvania | 1 | $ 585,000 | $ 585,000 | $ 210,000 |
| Beaufort County South Carolina | 1 | $ 245,000 | $ 245,000 | $ 53,000 |
| Berkeley County South Carolina | 1 | $ 275,000 | $ 275,000 | $ 70,000 |
| Orangeburg County South Carolina | 1 | $ 105,000 | $ 105,000 | $ 100,000 |
| York County South Carolina | 1 | $ 325,000 | $ 325,000 | $ 103,000 |
| Knox County Tennessee | 1 | $ 125,000 | $ 125,000 | $ 177,000 |
| Shelby County Tennessee | 1 | $ 675,000 | $ 675,000 | $ 186,000 |
| Williamson County Tennessee | 1 | $ 905,000 | $ 905,000 | $ 222,000 |
| Dallas County Texas | 1 | $ 645,000 | $ 645,000 | $ 165,000 |
| Williamson County Texas | 1 | $ 595,000 | $ 595,000 | $ 150,000 |
| Addison County Vermont | 1 | $ 225,000 | $ 225,000 | $ 167,000 |
| Franklin County Vermont | 1 | $ 315,000 | $ 315,000 | $ 85,000 |
| Orleans County Vermont | 1 | $ 95,000 | $ 95,000 | $ 57,000 |
| Albemarle County Virginia | 1 | $ 445,000 | $ 445,000 | $ 288,000 |
| Alexandria County Virginia | 1 | $ 505,000 | $ 505,000 | $ 253,000 |
| Charlottesville County Virginia | 1 | $ 265,000 | $ 265,000 | $ 94,000 |
| Fairfax County Virginia | 1 | $ 205,000 | $ 205,000 | $ 126,000 |
| Loudoun County Virginia | 1 | $ 765,000 | $ 765,000 | $ 200,000 |
Mortgage Loan Application Detail Totals for Leader Bank, National Association in 2022
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 4,592 | $2,675,450,000 | $582,000 | $30,605,000 | $217,000 | $4,336,000 |
| Cash-out Refinancing | 594 | $388,070,000 | $653,000 | $40,205,000 | $202,000 | $2,400,000 |
| Other Purpose | 573 | $112,865,000 | $196,000 | $2,505,000 | $235,000 | $1,401,000 |
| Refinancing | 425 | $196,995,000 | $463,000 | $7,025,000 | $206,000 | $1,807,000 |
| Home Improvement | 106 | $21,410,000 | $201,000 | $1,245,000 | $203,000 | $545,000 |
| Not Applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 3,761 | $1,926,875,000 | $512,000 | $4,505,000 | $215,000 | $4,336,000 |
| Asian | 1,076 | $586,240,000 | $544,000 | $3,445,000 | $212,000 | $1,850,000 |
| Not Provided | 1,050 | $469,590,000 | $447,000 | $2,635,000 | $238,000 | $2,201,000 |
| Hispanic | 158 | $75,090,000 | $475,000 | $1,285,000 | $185,000 | $848,000 |
| Not applicable | 126 | $283,700,000 | $2,251,000 | $40,205,000 | $0 | $0 |
| Black or African American | 110 | $50,330,000 | $457,000 | $955,000 | $147,000 | $375,000 |
| American Indian or Alaskan Native | 5 | $2,205,000 | $441,000 | $675,000 | $132,000 | $280,000 |
| Native Hawaiian or Other Pacific Islander | 4 | $760,000 | $190,000 | $285,000 | $145,000 | $256,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 6,161 | $3,329,805,000 | $540,000 | $40,205,000 | $218,000 | $4,336,000 |
| FHA-insured (Federal Housing Administration) | 87 | $43,795,000 | $503,000 | $1,145,000 | $129,000 | $297,000 |
| VA-guaranteed (Veterans Administration) | 42 | $21,190,000 | $504,000 | $845,000 | $137,000 | $267,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 5,161 | $2,796,475,000 | $541,000 | $40,205,000 | $216,000 | $4,336,000 |
| Application Withdrawn By Applicant | 739 | $393,935,000 | $533,000 | $2,855,000 | $224,000 | $2,201,000 |
| Application Approved But Not Accepted | 238 | $145,030,000 | $609,000 | $3,005,000 | $220,000 | $847,000 |
| Application Denied By Financial Institution | 114 | $40,820,000 | $358,000 | $1,905,000 | $138,000 | $626,000 |
| File Closed For Incompleteness | 38 | $18,530,000 | $487,000 | $1,105,000 | $242,000 | $1,807,000 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not applicable | 6,176 | $3,353,970,000 | $543,000 | $40,205,000 | $218,000 | $4,336,000 |
| Debt-To-Income Ratio | 48 | $17,340,000 | $361,000 | $935,000 | $99,000 | $259,000 |
| Collateral | 36 | $12,550,000 | $348,000 | $1,905,000 | $173,000 | $626,000 |
| Other | 11 | $3,595,000 | $326,000 | $565,000 | $145,000 | $289,000 |
| Credit History | 10 | $3,540,000 | $354,000 | $735,000 | $146,000 | $265,000 |
| Unverifiable Information | 4 | $1,210,000 | $302,000 | $425,000 | $199,000 | $450,000 |
| Employment History | 4 | $2,300,000 | $575,000 | $715,000 | $166,000 | $259,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 1 | $285,000 | $285,000 | $285,000 | $147,000 | $147,000 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Leader Bank, National Association's 2022 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Leader Bank, National Association's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Massachusetts, download the full spreadsheet
with aggregated HMDA statistics today.