Legacytexas Bank
HMDA Loan Application Totals
and Mortgage Lending Details
for 2019
Legacytexas Bank 2019 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Legacytexas Bank 5851 Legacy Circle, Suite 1200 Plano, TX 75024 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2019 2018 2017 2016 2015 |
| Total Number of Mortgage Applications | 3,158 |
| Total Mortgage Loan Application Amount | $1,078,880,000 |
| Average Mortgage Loan Application Amount | $249,400 |
| Highest Mortgage Loan Application Amount | $37,715,000 |
| Average Applicant Income | $149,800 |
| Highest Applicant Income | $3,997,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2019 with Legacytexas Bank. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Legacytexas Bank's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2019 breaks down Legacytexas Bank's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Legacytexas Bank serves its applicants.
Each category highlights the total number of mortgage applications processed by Legacytexas Bank, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Legacytexas Bank's mortgage activity for 2019.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Tarrant County Texas | 940 | $ 287,350,000 | $ 305,000 | $ 148,000 |
| Dallas County Texas | 903 | $ 332,745,000 | $ 368,000 | $ 106,000 |
| Collin County Texas | 596 | $ 122,090,000 | $ 204,000 | $ 146,000 |
| Denton County Texas | 285 | $ 61,635,000 | $ 216,000 | $ 169,000 |
| Parker County Texas | 133 | $ 41,655,000 | $ 313,000 | $ 188,000 |
| Johnson County Texas | 38 | $ 7,210,000 | $ 189,000 | $ 109,000 |
| Ellis County Texas | 32 | $ 17,840,000 | $ 557,000 | $ 101,000 |
| Rockwall County Texas | 20 | $ 4,520,000 | $ 226,000 | $ 194,000 |
| Grayson County Texas | 16 | $ 5,110,000 | $ 319,000 | $ 149,000 |
| Harris County Texas | 15 | $ 92,115,000 | $ 6,141,000 | $ 163,000 |
| Kaufman County Texas | 15 | $ 2,315,000 | $ 154,000 | $ 111,000 |
| Hood County Texas | 11 | $ 3,515,000 | $ 319,000 | $ 193,000 |
| Hunt County Texas | 11 | $ 1,995,000 | $ 181,000 | $ 81,000 |
| Travis County Texas | 11 | $ 4,065,000 | $ 369,000 | $ 336,000 |
| Wise County Texas | 11 | $ 1,085,000 | $ 98,000 | $ 99,000 |
| Bexar County Texas | 8 | $ 35,240,000 | $ 4,405,000 | $ 107,000 |
| Palo Pinto County Texas | 8 | $ 3,150,000 | $ 393,000 | $ 383,000 |
| Williamson County Texas | 7 | $ 2,475,000 | $ 353,000 | $ 166,000 |
| Jack County Texas | 6 | $ 770,000 | $ 128,000 | $ 62,000 |
| Davidson County Tennessee | 5 | $ 1,335,000 | $ 267,000 | $ 265,000 |
| Franklin County Texas | 5 | $ 3,555,000 | $ 711,000 | $ 539,000 |
| Brazos County Texas | 4 | $ 720,000 | $ 180,000 | $ 223,000 |
| Fannin County Texas | 4 | $ 440,000 | $ 110,000 | $ 78,000 |
| Galveston County Texas | 4 | $ 19,300,000 | $ 4,825,000 | $ 79,000 |
| Henderson County Texas | 4 | $ 1,670,000 | $ 417,000 | $ 240,000 |
| Cooke County Texas | 3 | $ 295,000 | $ 98,000 | $ 122,000 |
| Midland County Texas | 3 | $ 935,000 | $ 311,000 | $ 196,000 |
| Maricopa County Arizona | 2 | $ 560,000 | $ 280,000 | $ 101,000 |
| La Plata County Colorado | 2 | $ 970,000 | $ 485,000 | $ 2,148,000 |
| Mercer County New Jersey | 2 | $ 930,000 | $ 465,000 | $ 146,000 |
| McCurtain County Oklahoma | 2 | $ 630,000 | $ 315,000 | $ 194,000 |
| Cameron County Texas | 2 | $ 720,000 | $ 360,000 | $ 290,000 |
| Lubbock County Texas | 2 | $ 270,000 | $ 135,000 | $ 120,000 |
| Nolan County Texas | 2 | $ 220,000 | $ 110,000 | $ 108,000 |
| Smith County Texas | 2 | $ 240,000 | $ 120,000 | $ 71,000 |
| Yavapai County Arizona | 1 | $ 215,000 | $ 215,000 | $ 353,000 |
| Douglas County Colorado | 1 | $ 425,000 | $ 425,000 | $ 125,000 |
| Brevard County Florida | 1 | $ 135,000 | $ 135,000 | $ 47,000 |
| Walton County Florida | 1 | $ 2,255,000 | $ 2,255,000 | $ 0 |
| Cherokee County Georgia | 1 | $ 455,000 | $ 455,000 | $ 126,000 |
| Oconee County Georgia | 1 | $ 295,000 | $ 295,000 | $ 195,000 |
| Rabun County Georgia | 1 | $ 445,000 | $ 445,000 | $ 277,000 |
| Ada County Idaho | 1 | $ 325,000 | $ 325,000 | $ 166,000 |
| St. Tammany County Louisiana | 1 | $ 295,000 | $ 295,000 | $ 152,000 |
| Cumberland County Maine | 1 | $ 395,000 | $ 395,000 | $ 280,000 |
| Jackson County Missouri | 1 | $ 215,000 | $ 215,000 | $ 0 |
| Maries County Missouri | 1 | $ 285,000 | $ 285,000 | $ 163,000 |
| Taos County New Mexico | 1 | $ 355,000 | $ 355,000 | $ 452,000 |
| Durham County North Carolina | 1 | $ 345,000 | $ 345,000 | $ 218,000 |
| Payne County Oklahoma | 1 | $ 175,000 | $ 175,000 | $ 146,000 |
| Sequoyah County Oklahoma | 1 | $ 145,000 | $ 145,000 | $ 58,000 |
| Charleston County South Carolina | 1 | $ 155,000 | $ 155,000 | $ 93,000 |
| Greenville County South Carolina | 1 | $ 425,000 | $ 425,000 | $ 85,000 |
| Montgomery County Tennessee | 1 | $ 135,000 | $ 135,000 | $ 323,000 |
| Bandera County Texas | 1 | $ 245,000 | $ 245,000 | $ 69,000 |
| Bell County Texas | 1 | $ 55,000 | $ 55,000 | $ 28,000 |
| Blanco County Texas | 1 | $ 215,000 | $ 215,000 | $ 204,000 |
| Bosque County Texas | 1 | $ 205,000 | $ 205,000 | $ 300,000 |
| Bowie County Texas | 1 | $ 215,000 | $ 215,000 | $ 441,000 |
| Burnet County Texas | 1 | $ 105,000 | $ 105,000 | $ 33,000 |
| Ector County Texas | 1 | $ 145,000 | $ 145,000 | $ 41,000 |
| Erath County Texas | 1 | $ 355,000 | $ 355,000 | $ 110,000 |
| Gregg County Texas | 1 | $ 125,000 | $ 125,000 | $ 0 |
| Hill County Texas | 1 | $ 75,000 | $ 75,000 | $ 58,000 |
| Jackson County Texas | 1 | $ 245,000 | $ 245,000 | $ 95,000 |
| Jefferson County Texas | 1 | $ 7,005,000 | $ 7,005,000 | $ 0 |
| Kerr County Texas | 1 | $ 205,000 | $ 205,000 | $ 66,000 |
| Llano County Texas | 1 | $ 125,000 | $ 125,000 | $ 115,000 |
| McLennan County Texas | 1 | $ 175,000 | $ 175,000 | $ 242,000 |
| Montgomery County Texas | 1 | $ 385,000 | $ 385,000 | $ 178,000 |
| Navarro County Texas | 1 | $ 115,000 | $ 115,000 | $ 0 |
| Nueces County Texas | 1 | $ 185,000 | $ 185,000 | $ 79,000 |
| Rains County Texas | 1 | $ 265,000 | $ 265,000 | $ 94,000 |
| Somervell County Texas | 1 | $ 445,000 | $ 445,000 | $ 165,000 |
| Van Zandt County Texas | 1 | $ 75,000 | $ 75,000 | $ 67,000 |
| Wichita County Texas | 1 | $ 45,000 | $ 45,000 | $ 33,000 |
| Wood County Texas | 1 | $ 175,000 | $ 175,000 | $ 158,000 |
| Young County Texas | 1 | $ 285,000 | $ 285,000 | $ 200,000 |
| Henrico County Virginia | 1 | $ 265,000 | $ 265,000 | $ 105,000 |
Mortgage Loan Application Detail Totals for Legacytexas Bank in 2019
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 1,805 | $830,715,000 | $460,000 | $37,715,000 | $127,000 | $3,997,000 |
| Home Improvement | 581 | $37,285,000 | $64,000 | $585,000 | $160,000 | $1,470,000 |
| Cash-out Refinancing | 327 | $91,525,000 | $279,000 | $2,255,000 | $182,000 | $1,762,000 |
| Refinancing | 283 | $110,485,000 | $390,000 | $14,005,000 | $171,000 | $987,000 |
| Other Purpose | 162 | $8,870,000 | $54,000 | $405,000 | $109,000 | $1,084,000 |
| Not Applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 1,432 | $369,790,000 | $258,000 | $1,765,000 | $176,000 | $3,997,000 |
| Hispanic | 957 | $147,545,000 | $154,000 | $1,505,000 | $69,000 | $998,000 |
| Not Provided | 383 | $115,755,000 | $302,000 | $3,445,000 | $196,000 | $2,279,000 |
| Not applicable | 155 | $400,545,000 | $2,584,000 | $37,715,000 | $0 | $0 |
| Black or African American | 116 | $24,200,000 | $208,000 | $1,545,000 | $168,000 | $3,796,000 |
| Asian | 90 | $16,570,000 | $184,000 | $655,000 | $141,000 | $499,000 |
| American Indian or Alaskan Native | 19 | $2,555,000 | $134,000 | $555,000 | $108,000 | $224,000 |
| Native Hawaiian or Other Pacific Islander | 1 | $25,000 | $25,000 | $25,000 | $78,000 | $78,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 3,016 | $1,041,120,000 | $345,000 | $37,715,000 | $144,000 | $3,997,000 |
| FHA-insured (Federal Housing Administration) | 97 | $23,675,000 | $244,000 | $405,000 | $88,000 | $198,000 |
| VA-guaranteed (Veterans Administration) | 40 | $13,210,000 | $330,000 | $1,015,000 | $124,000 | $660,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 5 | $875,000 | $175,000 | $215,000 | $67,000 | $72,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 2,308 | $915,120,000 | $396,000 | $37,715,000 | $145,000 | $3,997,000 |
| Application Approved But Not Accepted | 454 | $113,110,000 | $249,000 | $1,545,000 | $151,000 | $950,000 |
| Application Denied By Financial Institution | 370 | $32,890,000 | $88,000 | $825,000 | $115,000 | $914,000 |
| Loan Purchased By The Institution | 22 | $17,480,000 | $794,000 | $1,745,000 | $0 | $0 |
| Application Withdrawn By Applicant | 4 | $280,000 | $70,000 | $155,000 | $95,000 | $138,000 |
| File Closed For Incompleteness | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not applicable | 2,788 | $1,045,990,000 | $375,000 | $37,715,000 | $146,000 | $3,997,000 |
| Debt-To-Income Ratio | 180 | $15,600,000 | $86,000 | $825,000 | $81,000 | $480,000 |
| Collateral | 77 | $6,345,000 | $82,000 | $505,000 | $179,000 | $914,000 |
| Credit History | 74 | $4,940,000 | $66,000 | $455,000 | $154,000 | $801,000 |
| Unverifiable Information | 14 | $2,170,000 | $155,000 | $255,000 | $54,000 | $139,000 |
| Other | 9 | $1,345,000 | $149,000 | $245,000 | $59,000 | $125,000 |
| Employment History | 9 | $1,015,000 | $112,000 | $245,000 | $94,000 | $245,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 7 | $1,475,000 | $210,000 | $365,000 | $74,000 | $194,000 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Legacytexas Bank's 2019 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Legacytexas Bank's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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with aggregated HMDA statistics today.