Legends Bank
HMDA Loan Application Totals
and Mortgage Lending Details
for 2019
Legends Bank 2019 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Legends Bank P.O. Box 1066 Clarksville, TN 37041 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 496 |
| Total Mortgage Loan Application Amount | $107,150,000 |
| Average Mortgage Loan Application Amount | $228,400 |
| Highest Mortgage Loan Application Amount | $1,355,000 |
| Average Applicant Income | $100,800 |
| Highest Applicant Income | $699,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2019 with Legends Bank. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Legends Bank's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2019 breaks down Legends Bank's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Legends Bank serves its applicants.
Each category highlights the total number of mortgage applications processed by Legends Bank, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Legends Bank's mortgage activity for 2019.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Montgomery County Tennessee | 82 | $ 13,920,000 | $ 169,000 | $ 141,000 |
| Davidson County Tennessee | 74 | $ 21,100,000 | $ 285,000 | $ 132,000 |
| Hamilton County Tennessee | 43 | $ 8,635,000 | $ 200,000 | $ 89,000 |
| Macon County Tennessee | 23 | $ 3,845,000 | $ 167,000 | $ 69,000 |
| Lincoln County Tennessee | 22 | $ 4,080,000 | $ 185,000 | $ 73,000 |
| Franklin County Tennessee | 19 | $ 3,345,000 | $ 176,000 | $ 83,000 |
| Henderson County Tennessee | 19 | $ 3,365,000 | $ 177,000 | $ 84,000 |
| Rutherford County Tennessee | 18 | $ 4,910,000 | $ 272,000 | $ 82,000 |
| Coffee County Tennessee | 15 | $ 2,515,000 | $ 167,000 | $ 62,000 |
| Wilson County Tennessee | 15 | $ 4,545,000 | $ 303,000 | $ 153,000 |
| Williamson County Tennessee | 14 | $ 5,860,000 | $ 418,000 | $ 204,000 |
| Sumner County Tennessee | 13 | $ 3,735,000 | $ 287,000 | $ 131,000 |
| Randolph County Alabama | 10 | $ 1,970,000 | $ 197,000 | $ 87,000 |
| Madison County Tennessee | 8 | $ 1,480,000 | $ 185,000 | $ 95,000 |
| Clay County Tennessee | 6 | $ 860,000 | $ 143,000 | $ 77,000 |
| DeKalb County Tennessee | 6 | $ 830,000 | $ 138,000 | $ 95,000 |
| Jackson County Tennessee | 6 | $ 1,020,000 | $ 170,000 | $ 59,000 |
| Bedford County Tennessee | 5 | $ 885,000 | $ 177,000 | $ 78,000 |
| Gibson County Tennessee | 5 | $ 1,025,000 | $ 205,000 | $ 74,000 |
| Grundy County Tennessee | 5 | $ 715,000 | $ 143,000 | $ 62,000 |
| Maury County Tennessee | 5 | $ 1,065,000 | $ 213,000 | $ 62,000 |
| Shelby County Tennessee | 5 | $ 945,000 | $ 189,000 | $ 88,000 |
| Weakley County Tennessee | 5 | $ 755,000 | $ 151,000 | $ 81,000 |
| Madison County Alabama | 4 | $ 1,160,000 | $ 290,000 | $ 143,000 |
| Talladega County Alabama | 4 | $ 750,000 | $ 187,000 | $ 74,000 |
| Walker County Georgia | 4 | $ 620,000 | $ 155,000 | $ 51,000 |
| Christian County Kentucky | 4 | $ 1,350,000 | $ 337,000 | $ 381,000 |
| Dickson County Tennessee | 4 | $ 830,000 | $ 207,000 | $ 62,000 |
| Lewis County Tennessee | 4 | $ 590,000 | $ 147,000 | $ 186,000 |
| Shelby County Alabama | 3 | $ 775,000 | $ 258,000 | $ 188,000 |
| Warren County Kentucky | 3 | $ 645,000 | $ 215,000 | $ 77,000 |
| Cheatham County Tennessee | 3 | $ 585,000 | $ 195,000 | $ 60,000 |
| Robertson County Tennessee | 3 | $ 665,000 | $ 221,000 | $ 86,000 |
| Smith County Tennessee | 3 | $ 915,000 | $ 305,000 | $ 113,000 |
| Clay County Alabama | 2 | $ 230,000 | $ 115,000 | $ 74,000 |
| Trigg County Kentucky | 2 | $ 250,000 | $ 125,000 | $ 55,000 |
| Bradley County Tennessee | 2 | $ 410,000 | $ 205,000 | $ 102,000 |
| Fayette County Tennessee | 2 | $ 270,000 | $ 135,000 | $ 49,000 |
| Giles County Tennessee | 2 | $ 170,000 | $ 85,000 | $ 33,000 |
| Henry County Tennessee | 2 | $ 100,000 | $ 50,000 | $ 29,000 |
| Knox County Tennessee | 2 | $ 230,000 | $ 115,000 | $ 63,000 |
| Marshall County Tennessee | 2 | $ 290,000 | $ 145,000 | $ 87,000 |
| Putnam County Tennessee | 2 | $ 210,000 | $ 105,000 | $ 87,000 |
| Baldwin County Alabama | 1 | $ 285,000 | $ 285,000 | $ 372,000 |
| Chambers County Alabama | 1 | $ 195,000 | $ 195,000 | $ 65,000 |
| Elmore County Alabama | 1 | $ 235,000 | $ 235,000 | $ 82,000 |
| Jefferson County Alabama | 1 | $ 395,000 | $ 395,000 | $ 164,000 |
| Crittenden County Arkansas | 1 | $ 185,000 | $ 185,000 | $ 61,000 |
| Okaloosa County Florida | 1 | $ 315,000 | $ 315,000 | $ 235,000 |
| Dade County Georgia | 1 | $ 205,000 | $ 205,000 | $ 150,000 |
| Caldwell County Kentucky | 1 | $ 685,000 | $ 685,000 | $ 120,000 |
| Hopkins County Kentucky | 1 | $ 175,000 | $ 175,000 | $ 79,000 |
| Lyon County Kentucky | 1 | $ 425,000 | $ 425,000 | $ 223,000 |
| DeSoto County Mississippi | 1 | $ 215,000 | $ 215,000 | $ 160,000 |
| Humphreys County Tennessee | 1 | $ 365,000 | $ 365,000 | $ 100,000 |
| Lawrence County Tennessee | 1 | $ 215,000 | $ 215,000 | $ 69,000 |
| Moore County Tennessee | 1 | $ 325,000 | $ 325,000 | $ 135,000 |
| Sequatchie County Tennessee | 1 | $ 285,000 | $ 285,000 | $ 47,000 |
| Tipton County Tennessee | 1 | $ 195,000 | $ 195,000 | $ 53,000 |
Mortgage Loan Application Detail Totals for Legends Bank in 2019
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 325 | $70,135,000 | $215,000 | $1,355,000 | $109,000 | $699,000 |
| Refinancing | 92 | $20,910,000 | $227,000 | $865,000 | $123,000 | $682,000 |
| Cash-out Refinancing | 73 | $14,455,000 | $198,000 | $465,000 | $90,000 | $213,000 |
| Home Improvement | 4 | $1,290,000 | $322,000 | $1,075,000 | $85,000 | $123,000 |
| Other Purpose | 2 | $360,000 | $180,000 | $335,000 | $97,000 | $97,000 |
| Not Applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 421 | $88,435,000 | $210,000 | $1,355,000 | $103,000 | $699,000 |
| Black or African American | 22 | $5,040,000 | $229,000 | $685,000 | $87,000 | $160,000 |
| Asian | 17 | $6,225,000 | $366,000 | $1,055,000 | $226,000 | $654,000 |
| Not applicable | 11 | $2,625,000 | $238,000 | $1,075,000 | $0 | $0 |
| Not Provided | 9 | $1,605,000 | $178,000 | $365,000 | $97,000 | $148,000 |
| Hispanic | 9 | $1,615,000 | $179,000 | $485,000 | $96,000 | $454,000 |
| Native Hawaiian or Other Pacific Islander | 2 | $180,000 | $90,000 | $165,000 | $40,000 | $51,000 |
| American Indian or Alaskan Native | 2 | $340,000 | $170,000 | $255,000 | $83,000 | $135,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 395 | $88,405,000 | $223,000 | $1,355,000 | $119,000 | $699,000 |
| FHA-insured (Federal Housing Administration) | 45 | $8,905,000 | $197,000 | $375,000 | $70,000 | $124,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 32 | $3,850,000 | $120,000 | $205,000 | $49,000 | $79,000 |
| VA-guaranteed (Veterans Administration) | 24 | $5,990,000 | $249,000 | $535,000 | $97,000 | $572,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 382 | $86,230,000 | $225,000 | $1,355,000 | $115,000 | $699,000 |
| Application Approved But Not Accepted | 65 | $13,055,000 | $200,000 | $505,000 | $89,000 | $454,000 |
| Application Denied By Financial Institution | 27 | $3,895,000 | $144,000 | $455,000 | $68,000 | $191,000 |
| Application Withdrawn By Applicant | 22 | $3,970,000 | $180,000 | $325,000 | $108,000 | $537,000 |
| File Closed For Incompleteness | 0 | $0 | $0 | $0 | $0 | $0 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Debt-To-Income Ratio | 496 | $107,150,000 | $216,000 | $1,355,000 | $109,000 | $699,000 |
| Employment History | 0 | $0 | $0 | $0 | $0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) | 0 | $0 | $0 | $0 | $0 | $0 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
| Not applicable | 0 | $0 | $0 | $0 | $0 | $0 |
| Other | 0 | $0 | $0 | $0 | $0 | $0 |
| Unverifiable Information | 0 | $0 | $0 | $0 | $0 | $0 |
| Collateral | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit History | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Legends Bank's 2019 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Legends Bank's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Tennessee, download the full spreadsheet
with aggregated HMDA statistics today.