Lending Capital Group Inc
HMDA Loan Application Totals
and Mortgage Lending Details
for 2022
Lending Capital Group Inc 2022 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Lending Capital Group Inc 260 Knowles Ave Unit 330 Southampton, PA 18966 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2023 2022 2021 2020 |
| Total Number of Mortgage Applications | 639 |
| Total Mortgage Loan Application Amount | $207,995,000 |
| Average Mortgage Loan Application Amount | $265,333 |
| Highest Mortgage Loan Application Amount | $945,000 |
| Average Applicant Income | $110,666 |
| Highest Applicant Income | $2,518,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2022 with Lending Capital Group Inc. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Lending Capital Group Inc's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2022 breaks down Lending Capital Group Inc's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Lending Capital Group Inc serves its applicants.
Each category highlights the total number of mortgage applications processed by Lending Capital Group Inc, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Lending Capital Group Inc's mortgage activity for 2022.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Bucks County Pennsylvania | 194 | $ 74,420,000 | $ 383,000 | $ 128,000 |
| Philadelphia County Pennsylvania | 176 | $ 44,470,000 | $ 252,000 | $ 91,000 |
| Montgomery County Pennsylvania | 64 | $ 23,310,000 | $ 364,000 | $ 123,000 |
| Monroe County Pennsylvania | 17 | $ 4,585,000 | $ 269,000 | $ 96,000 |
| Union County New Jersey | 12 | $ 4,470,000 | $ 372,000 | $ 106,000 |
| Berks County Pennsylvania | 11 | $ 2,705,000 | $ 245,000 | $ 70,000 |
| Essex County New Jersey | 10 | $ 3,600,000 | $ 360,000 | $ 108,000 |
| Hartford County Connecticut | 9 | $ 2,165,000 | $ 240,000 | $ 128,000 |
| Delaware County Pennsylvania | 9 | $ 2,335,000 | $ 259,000 | $ 87,000 |
| Palm Beach County Florida | 8 | $ 2,420,000 | $ 302,000 | $ 279,000 |
| Atlantic County New Jersey | 7 | $ 2,195,000 | $ 313,000 | $ 215,000 |
| Burlington County New Jersey | 6 | $ 1,660,000 | $ 276,000 | $ 96,000 |
| Chester County Pennsylvania | 6 | $ 2,030,000 | $ 338,000 | $ 188,000 |
| Charlotte County Florida | 5 | $ 1,055,000 | $ 211,000 | $ 57,000 |
| Mercer County New Jersey | 5 | $ 1,125,000 | $ 225,000 | $ 56,000 |
| Passaic County New Jersey | 5 | $ 2,415,000 | $ 483,000 | $ 111,000 |
| Broward County Florida | 4 | $ 1,250,000 | $ 312,000 | $ 119,000 |
| Collier County Florida | 4 | $ 1,880,000 | $ 470,000 | $ 707,000 |
| Pinellas County Florida | 4 | $ 910,000 | $ 227,000 | $ 80,000 |
| St. Johns County Florida | 4 | $ 1,330,000 | $ 332,000 | $ 90,000 |
| Middlesex County New Jersey | 4 | $ 2,040,000 | $ 510,000 | $ 168,000 |
| Monmouth County New Jersey | 4 | $ 2,290,000 | $ 572,000 | $ 113,000 |
| Ocean County New Jersey | 4 | $ 1,750,000 | $ 437,000 | $ 235,000 |
| New Haven County Connecticut | 3 | $ 475,000 | $ 158,000 | $ 60,000 |
| Manatee County Florida | 3 | $ 1,655,000 | $ 551,000 | $ 243,000 |
| Bergen County New Jersey | 3 | $ 1,375,000 | $ 458,000 | $ 99,000 |
| Camden County New Jersey | 3 | $ 825,000 | $ 275,000 | $ 98,000 |
| Gloucester County New Jersey | 3 | $ 735,000 | $ 245,000 | $ 95,000 |
| Hudson County New Jersey | 3 | $ 1,465,000 | $ 488,000 | $ 115,000 |
| Lebanon County Pennsylvania | 3 | $ 605,000 | $ 201,000 | $ 115,000 |
| Fairfield County Connecticut | 2 | $ 660,000 | $ 330,000 | $ 164,000 |
| New London County Connecticut | 2 | $ 490,000 | $ 245,000 | $ 139,000 |
| New Castle County Delaware | 2 | $ 450,000 | $ 225,000 | $ 53,000 |
| Duval County Florida | 2 | $ 520,000 | $ 260,000 | $ 0 |
| Hillsborough County Florida | 2 | $ 490,000 | $ 245,000 | $ 178,000 |
| Miami-Dade County Florida | 2 | $ 1,220,000 | $ 610,000 | $ 236,000 |
| Cape May County New Jersey | 2 | $ 370,000 | $ 185,000 | $ 127,000 |
| Somerset County New Jersey | 2 | $ 1,000,000 | $ 500,000 | $ 161,000 |
| Carbon County Pennsylvania | 2 | $ 460,000 | $ 230,000 | $ 86,000 |
| Dauphin County Pennsylvania | 2 | $ 430,000 | $ 215,000 | $ 62,000 |
| Luzerne County Pennsylvania | 2 | $ 460,000 | $ 230,000 | $ 91,000 |
| Northampton County Pennsylvania | 2 | $ 640,000 | $ 320,000 | $ 123,000 |
| Schuylkill County Pennsylvania | 2 | $ 270,000 | $ 135,000 | $ 56,000 |
| Litchfield County Connecticut | 1 | $ 125,000 | $ 125,000 | $ 37,000 |
| Flagler County Florida | 1 | $ 225,000 | $ 225,000 | $ 121,000 |
| Hernando County Florida | 1 | $ 165,000 | $ 165,000 | $ 118,000 |
| Lee County Florida | 1 | $ 475,000 | $ 475,000 | $ 45,000 |
| Pasco County Florida | 1 | $ 345,000 | $ 345,000 | $ 66,000 |
| Polk County Florida | 1 | $ 375,000 | $ 375,000 | $ 88,000 |
| Sarasota County Florida | 1 | $ 505,000 | $ 505,000 | $ 225,000 |
| St. Lucie County Florida | 1 | $ 105,000 | $ 105,000 | $ 40,000 |
| Cumberland County New Jersey | 1 | $ 95,000 | $ 95,000 | $ 42,000 |
| Hunterdon County New Jersey | 1 | $ 385,000 | $ 385,000 | $ 92,000 |
| Morris County New Jersey | 1 | $ 945,000 | $ 945,000 | $ 200,000 |
| Warren County New Jersey | 1 | $ 405,000 | $ 405,000 | $ 84,000 |
| Erie County Pennsylvania | 1 | $ 645,000 | $ 645,000 | $ 176,000 |
| Huntingdon County Pennsylvania | 1 | $ 135,000 | $ 135,000 | $ 65,000 |
| Lackawanna County Pennsylvania | 1 | $ 205,000 | $ 205,000 | $ 76,000 |
| Lancaster County Pennsylvania | 1 | $ 245,000 | $ 245,000 | $ 53,000 |
| Lehigh County Pennsylvania | 1 | $ 295,000 | $ 295,000 | $ 62,000 |
| Pike County Pennsylvania | 1 | $ 185,000 | $ 185,000 | $ 117,000 |
Mortgage Loan Application Detail Totals for Lending Capital Group Inc in 2022
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 553 | $184,215,000 | $333,000 | $945,000 | $119,000 | $2,518,000 |
| Refinancing | 84 | $23,410,000 | $278,000 | $645,000 | $110,000 | $389,000 |
| Cash-out Refinancing | 2 | $370,000 | $185,000 | $205,000 | $103,000 | $149,000 |
| Home Improvement | 0 | $0 | $0 | $0 | $0 | $0 |
| Not Applicable | 0 | $0 | $0 | $0 | $0 | $0 |
| Other Purpose | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 517 | $165,835,000 | $320,000 | $945,000 | $122,000 | $2,518,000 |
| Asian | 45 | $17,015,000 | $378,000 | $915,000 | $112,000 | $309,000 |
| Hispanic | 44 | $15,560,000 | $353,000 | $615,000 | $96,000 | $235,000 |
| Black or African American | 30 | $8,540,000 | $284,000 | $585,000 | $86,000 | $301,000 |
| Native Hawaiian or Other Pacific Islander | 1 | $295,000 | $295,000 | $295,000 | $57,000 | $57,000 |
| American Indian or Alaskan Native | 1 | $325,000 | $325,000 | $325,000 | $88,000 | $88,000 |
| Not Provided | 1 | $425,000 | $425,000 | $425,000 | $424,000 | $424,000 |
| Not applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 538 | $172,620,000 | $320,000 | $945,000 | $123,000 | $2,518,000 |
| FHA-insured (Federal Housing Administration) | 99 | $34,665,000 | $350,000 | $915,000 | $90,000 | $301,000 |
| VA-guaranteed (Veterans Administration) | 2 | $710,000 | $355,000 | $475,000 | $68,000 | $91,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 501 | $161,505,000 | $322,000 | $915,000 | $119,000 | $2,518,000 |
| Application Withdrawn By Applicant | 115 | $39,225,000 | $341,000 | $945,000 | $114,000 | $575,000 |
| Application Denied By Financial Institution | 23 | $7,265,000 | $315,000 | $645,000 | $107,000 | $298,000 |
| Application Approved But Not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| File Closed For Incompleteness | 0 | $0 | $0 | $0 | $0 | $0 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not applicable | 616 | $200,730,000 | $325,000 | $945,000 | $118,000 | $2,518,000 |
| Collateral | 12 | $3,340,000 | $278,000 | $645,000 | $120,000 | $298,000 |
| Debt-To-Income Ratio | 4 | $1,620,000 | $405,000 | $525,000 | $120,000 | $188,000 |
| Employment History | 2 | $560,000 | $280,000 | $455,000 | $73,000 | $99,000 |
| Other | 2 | $680,000 | $340,000 | $425,000 | $68,000 | $75,000 |
| Unverifiable Information | 2 | $710,000 | $355,000 | $365,000 | $70,000 | $76,000 |
| Credit History | 1 | $355,000 | $355,000 | $355,000 | $120,000 | $120,000 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) | 0 | $0 | $0 | $0 | $0 | $0 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Lending Capital Group Inc's 2022 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Lending Capital Group Inc's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Pennsylvania, download the full spreadsheet
with aggregated HMDA statistics today.