Lendsource Inc
HMDA Loan Application Totals
and Mortgage Lending Details
for 2004
Lendsource Inc 2004 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Lendsource Inc 12701 Whitewater Dr Ste 340 Minnetonka, MN 55343 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2010 2009 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 2,834 |
| Total Mortgage Loan Application Amount | $378,100,000 |
| Average Mortgage Loan Application Amount | $122,520 |
| Highest Mortgage Loan Application Amount | $690,000 |
| Average Applicant Income | $52,240 |
| Highest Applicant Income | $912,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2004 with Lendsource Inc. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Lendsource Inc's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2004 breaks down Lendsource Inc's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Lendsource Inc serves its applicants.
Each category highlights the total number of mortgage applications processed by Lendsource Inc, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Lendsource Inc's mortgage activity for 2004.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Wayne County Michigan | 416 | $ 44,774,000 | $ 107,000 | $ 68,000 |
| Oakland County Michigan | 206 | $ 36,013,000 | $ 174,000 | $ 82,000 |
| Genesee County Michigan | 142 | $ 16,151,000 | $ 113,000 | $ 54,000 |
| Hennepin County Minnesota | 140 | $ 25,206,000 | $ 180,000 | $ 68,000 |
| Macomb County Michigan | 136 | $ 19,931,000 | $ 146,000 | $ 62,000 |
| Hamilton County Ohio | 116 | $ 13,145,000 | $ 113,000 | $ 53,000 |
| Pinellas County Florida | 62 | $ 8,248,000 | $ 133,000 | $ 56,000 |
| Anoka County Minnesota | 60 | $ 12,091,000 | $ 201,000 | $ 68,000 |
| Ramsey County Minnesota | 60 | $ 9,561,000 | $ 159,000 | $ 65,000 |
| Hillsborough County Florida | 56 | $ 6,931,000 | $ 123,000 | $ 56,000 |
| Butler County Ohio | 53 | $ 7,198,000 | $ 135,000 | $ 58,000 |
| Pasco County Florida | 49 | $ 5,783,000 | $ 118,000 | $ 44,000 |
| Ingham County Michigan | 42 | $ 3,904,000 | $ 92,000 | $ 50,000 |
| Dakota County Minnesota | 42 | $ 8,234,000 | $ 196,000 | $ 63,000 |
| Livingston County Michigan | 38 | $ 7,041,000 | $ 185,000 | $ 66,000 |
| Washtenaw County Michigan | 34 | $ 5,934,000 | $ 174,000 | $ 74,000 |
| Marion County Indiana | 30 | $ 2,973,000 | $ 99,000 | $ 46,000 |
| Montgomery County Ohio | 30 | $ 3,311,000 | $ 110,000 | $ 46,000 |
| Manatee County Florida | 28 | $ 3,748,000 | $ 133,000 | $ 51,000 |
| Emmet County Michigan | 27 | $ 3,790,000 | $ 140,000 | $ 107,000 |
| Clermont County Ohio | 27 | $ 3,350,000 | $ 124,000 | $ 50,000 |
| Washington County Minnesota | 26 | $ 5,741,000 | $ 220,000 | $ 79,000 |
| Calhoun County Michigan | 25 | $ 2,328,000 | $ 93,000 | $ 43,000 |
| Kenton County Kentucky | 23 | $ 2,732,000 | $ 118,000 | $ 56,000 |
| Lapeer County Michigan | 21 | $ 3,131,000 | $ 149,000 | $ 67,000 |
| Warren County Ohio | 21 | $ 3,469,000 | $ 165,000 | $ 55,000 |
| Saginaw County Michigan | 20 | $ 1,676,000 | $ 83,000 | $ 47,000 |
| Kent County Michigan | 19 | $ 2,390,000 | $ 125,000 | $ 47,000 |
| St. Clair County Michigan | 19 | $ 2,708,000 | $ 142,000 | $ 46,000 |
| Shiawassee County Michigan | 18 | $ 1,685,000 | $ 93,000 | $ 60,000 |
| Wright County Minnesota | 18 | $ 3,719,000 | $ 206,000 | $ 63,000 |
| Milwaukee County Wisconsin | 18 | $ 1,172,000 | $ 65,000 | $ 29,000 |
| Charlevoix County Michigan | 17 | $ 2,120,000 | $ 124,000 | $ 50,000 |
| Cheboygan County Michigan | 17 | $ 1,450,000 | $ 85,000 | $ 38,000 |
| Orange County Florida | 16 | $ 1,913,000 | $ 119,000 | $ 48,000 |
| Mower County Minnesota | 16 | $ 1,288,000 | $ 80,000 | $ 42,000 |
| Jackson County Michigan | 15 | $ 1,450,000 | $ 96,000 | $ 52,000 |
| Sarasota County Florida | 13 | $ 1,968,000 | $ 151,000 | $ 67,000 |
| Sherburne County Minnesota | 13 | $ 2,473,000 | $ 190,000 | $ 52,000 |
| Brown County Ohio | 13 | $ 1,206,000 | $ 92,000 | $ 65,000 |
| Cuyahoga County Ohio | 13 | $ 2,026,000 | $ 155,000 | $ 116,000 |
| Summit County Ohio | 13 | $ 1,404,000 | $ 108,000 | $ 42,000 |
| Boone County Kentucky | 12 | $ 1,550,000 | $ 129,000 | $ 50,000 |
| Isanti County Minnesota | 12 | $ 2,198,000 | $ 183,000 | $ 60,000 |
| Antrim County Michigan | 11 | $ 1,330,000 | $ 120,000 | $ 52,000 |
| Osceola County Florida | 10 | $ 1,429,000 | $ 142,000 | $ 39,000 |
| Polk County Florida | 10 | $ 742,000 | $ 74,000 | $ 46,000 |
| St. Lucie County Florida | 10 | $ 1,526,000 | $ 152,000 | $ 55,000 |
| Hernando County Florida | 9 | $ 1,119,000 | $ 124,000 | $ 55,000 |
| Palm Beach County Florida | 9 | $ 1,754,000 | $ 194,000 | $ 67,000 |
| Monroe County Michigan | 9 | $ 1,464,000 | $ 162,000 | $ 83,000 |
| Wexford County Michigan | 9 | $ 833,000 | $ 92,000 | $ 51,000 |
| Crow Wing County Minnesota | 9 | $ 1,186,000 | $ 131,000 | $ 56,000 |
| Rice County Minnesota | 9 | $ 1,864,000 | $ 207,000 | $ 60,000 |
| Scott County Minnesota | 9 | $ 1,531,000 | $ 170,000 | $ 54,000 |
| St. Louis County Minnesota | 9 | $ 883,000 | $ 98,000 | $ 44,000 |
| Broward County Florida | 8 | $ 1,547,000 | $ 193,000 | $ 73,000 |
| Campbell County Kentucky | 8 | $ 901,000 | $ 112,000 | $ 56,000 |
| Eaton County Michigan | 8 | $ 1,053,000 | $ 131,000 | $ 51,000 |
| Kalkaska County Michigan | 8 | $ 1,139,000 | $ 142,000 | $ 69,000 |
| Roscommon County Michigan | 8 | $ 865,000 | $ 108,000 | $ 62,000 |
| Franklin County Ohio | 8 | $ 819,000 | $ 102,000 | $ 42,000 |
| Kalamazoo County Michigan | 7 | $ 806,000 | $ 115,000 | $ 42,000 |
| Steele County Minnesota | 7 | $ 871,000 | $ 124,000 | $ 39,000 |
| Scott County Indiana | 6 | $ 464,000 | $ 77,000 | $ 40,000 |
| Clare County Michigan | 6 | $ 457,000 | $ 76,000 | $ 46,000 |
| Grand Traverse County Michigan | 6 | $ 960,000 | $ 160,000 | $ 81,000 |
| Lenawee County Michigan | 6 | $ 615,000 | $ 102,000 | $ 51,000 |
| Muskegon County Michigan | 6 | $ 476,000 | $ 79,000 | $ 40,000 |
| Stearns County Minnesota | 6 | $ 581,000 | $ 96,000 | $ 28,000 |
| Clinton County Ohio | 6 | $ 570,000 | $ 95,000 | $ 77,000 |
| Greene County Ohio | 6 | $ 813,000 | $ 135,000 | $ 76,000 |
| Miami County Ohio | 6 | $ 439,000 | $ 73,000 | $ 41,000 |
| Denver County Colorado | 5 | $ 902,000 | $ 180,000 | $ 41,000 |
| Miami-Dade County Florida | 5 | $ 826,000 | $ 165,000 | $ 65,000 |
| Seminole County Florida | 5 | $ 866,000 | $ 173,000 | $ 68,000 |
| Madison County Indiana | 5 | $ 497,000 | $ 99,000 | $ 56,000 |
| Barry County Michigan | 5 | $ 624,000 | $ 124,000 | $ 74,000 |
| Chisago County Minnesota | 5 | $ 810,000 | $ 162,000 | $ 63,000 |
| Kanabec County Minnesota | 5 | $ 867,000 | $ 173,000 | $ 40,000 |
| Mille Lacs County Minnesota | 5 | $ 605,000 | $ 121,000 | $ 46,000 |
| Allen County Ohio | 5 | $ 397,000 | $ 79,000 | $ 41,000 |
| Lake County Ohio | 5 | $ 656,000 | $ 131,000 | $ 50,000 |
| Scioto County Ohio | 5 | $ 414,000 | $ 82,000 | $ 31,000 |
| Martin County Florida | 4 | $ 943,000 | $ 235,000 | $ 156,000 |
| Franklin County Indiana | 4 | $ 300,000 | $ 75,000 | $ 29,000 |
| Jefferson County Indiana | 4 | $ 341,000 | $ 85,000 | $ 27,000 |
| Johnson County Indiana | 4 | $ 401,000 | $ 100,000 | $ 104,000 |
| St. Joseph County Indiana | 4 | $ 299,000 | $ 74,000 | $ 41,000 |
| Daviess County Kentucky | 4 | $ 462,000 | $ 115,000 | $ 45,000 |
| Arenac County Michigan | 4 | $ 374,000 | $ 93,000 | $ 39,000 |
| Mason County Michigan | 4 | $ 342,000 | $ 85,000 | $ 35,000 |
| Missaukee County Michigan | 4 | $ 310,000 | $ 77,000 | $ 37,000 |
| Tuscola County Michigan | 4 | $ 328,000 | $ 82,000 | $ 49,000 |
| Carver County Minnesota | 4 | $ 980,000 | $ 245,000 | $ 109,000 |
| Cass County Minnesota | 4 | $ 506,000 | $ 126,000 | $ 60,000 |
| Pine County Minnesota | 4 | $ 429,000 | $ 107,000 | $ 31,000 |
| Logan County Ohio | 4 | $ 385,000 | $ 96,000 | $ 45,000 |
| Preble County Ohio | 4 | $ 608,000 | $ 152,000 | $ 64,000 |
| Stark County Ohio | 4 | $ 306,000 | $ 76,000 | $ 27,000 |
| St. Croix County Wisconsin | 4 | $ 794,000 | $ 198,000 | $ 84,000 |
| Brevard County Florida | 3 | $ 169,000 | $ 56,000 | $ 27,000 |
| Citrus County Florida | 3 | $ 397,000 | $ 132,000 | $ 58,000 |
| Lee County Florida | 3 | $ 427,000 | $ 142,000 | $ 52,000 |
| Dearborn County Indiana | 3 | $ 341,000 | $ 113,000 | $ 43,000 |
| Ripley County Indiana | 3 | $ 386,000 | $ 128,000 | $ 63,000 |
| McLean County Kentucky | 3 | $ 252,000 | $ 84,000 | $ 47,000 |
| Benzie County Michigan | 3 | $ 307,000 | $ 102,000 | $ 38,000 |
| Berrien County Michigan | 3 | $ 460,000 | $ 153,000 | $ 60,000 |
| Gladwin County Michigan | 3 | $ 277,000 | $ 92,000 | $ 35,000 |
| Huron County Michigan | 3 | $ 228,000 | $ 76,000 | $ 26,000 |
| Iosco County Michigan | 3 | $ 310,000 | $ 103,000 | $ 47,000 |
| Lake County Michigan | 3 | $ 331,000 | $ 110,000 | $ 47,000 |
| Mecosta County Michigan | 3 | $ 280,000 | $ 93,000 | $ 56,000 |
| Montcalm County Michigan | 3 | $ 309,000 | $ 103,000 | $ 38,000 |
| Ogemaw County Michigan | 3 | $ 282,000 | $ 94,000 | $ 39,000 |
| Clay County Minnesota | 3 | $ 239,000 | $ 79,000 | $ 26,000 |
| Freeborn County Minnesota | 3 | $ 333,000 | $ 111,000 | $ 42,000 |
| Goodhue County Minnesota | 3 | $ 462,000 | $ 154,000 | $ 45,000 |
| Morrison County Minnesota | 3 | $ 460,000 | $ 153,000 | $ 35,000 |
| Todd County Minnesota | 3 | $ 297,000 | $ 99,000 | $ 36,000 |
| Clark County Ohio | 3 | $ 195,000 | $ 65,000 | $ 62,000 |
| Darke County Ohio | 3 | $ 231,000 | $ 77,000 | $ 32,000 |
| Delaware County Ohio | 3 | $ 706,000 | $ 235,000 | $ 93,000 |
| Fairfield County Ohio | 3 | $ 635,000 | $ 211,000 | $ 58,000 |
| Highland County Ohio | 3 | $ 217,000 | $ 72,000 | $ 26,000 |
| Shelby County Ohio | 3 | $ 292,000 | $ 97,000 | $ 34,000 |
| Collier County Florida | 2 | $ 532,000 | $ 266,000 | $ 97,000 |
| Duval County Florida | 2 | $ 127,000 | $ 63,000 | $ 35,000 |
| Leon County Florida | 2 | $ 262,000 | $ 131,000 | $ 86,000 |
| Volusia County Florida | 2 | $ 185,000 | $ 92,000 | $ 45,000 |
| Allen County Indiana | 2 | $ 187,000 | $ 93,000 | $ 57,000 |
| Dubois County Indiana | 2 | $ 190,000 | $ 95,000 | $ 47,000 |
| Fayette County Indiana | 2 | $ 129,000 | $ 64,000 | $ 27,000 |
| Hancock County Indiana | 2 | $ 373,000 | $ 186,000 | $ 93,000 |
| Morgan County Indiana | 2 | $ 129,000 | $ 64,000 | $ 33,000 |
| Grant County Kentucky | 2 | $ 263,000 | $ 131,000 | $ 47,000 |
| Lewis County Kentucky | 2 | $ 198,000 | $ 99,000 | $ 29,000 |
| Pulaski County Kentucky | 2 | $ 126,000 | $ 63,000 | $ 37,000 |
| Alpena County Michigan | 2 | $ 140,000 | $ 70,000 | $ 26,000 |
| Bay County Michigan | 2 | $ 188,000 | $ 94,000 | $ 27,000 |
| Branch County Michigan | 2 | $ 262,000 | $ 131,000 | $ 62,000 |
| Crawford County Michigan | 2 | $ 226,000 | $ 113,000 | $ 33,000 |
| Ionia County Michigan | 2 | $ 226,000 | $ 113,000 | $ 51,000 |
| Isabella County Michigan | 2 | $ 197,000 | $ 98,000 | $ 52,000 |
| Manistee County Michigan | 2 | $ 378,000 | $ 189,000 | $ 47,000 |
| Marquette County Michigan | 2 | $ 352,000 | $ 176,000 | $ 66,000 |
| Midland County Michigan | 2 | $ 253,000 | $ 126,000 | $ 59,000 |
| Oceana County Michigan | 2 | $ 296,000 | $ 148,000 | $ 54,000 |
| Osceola County Michigan | 2 | $ 192,000 | $ 96,000 | $ 35,000 |
| Otsego County Michigan | 2 | $ 323,000 | $ 161,000 | $ 44,000 |
| St. Joseph County Michigan | 2 | $ 392,000 | $ 196,000 | $ 63,000 |
| Van Buren County Michigan | 2 | $ 192,000 | $ 96,000 | $ 36,000 |
| Becker County Minnesota | 2 | $ 226,000 | $ 113,000 | $ 42,000 |
| Benton County Minnesota | 2 | $ 218,000 | $ 109,000 | $ 52,000 |
| Blue Earth County Minnesota | 2 | $ 334,000 | $ 167,000 | $ 55,000 |
| Carlton County Minnesota | 2 | $ 208,000 | $ 104,000 | $ 40,000 |
| Cottonwood County Minnesota | 2 | $ 126,000 | $ 63,000 | $ 23,000 |
| Le Sueur County Minnesota | 2 | $ 350,000 | $ 175,000 | $ 71,000 |
| Martin County Minnesota | 2 | $ 147,000 | $ 73,000 | $ 30,000 |
| McLeod County Minnesota | 2 | $ 412,000 | $ 206,000 | $ 35,000 |
| Meeker County Minnesota | 2 | $ 303,000 | $ 151,000 | $ 69,000 |
| Swift County Minnesota | 2 | $ 92,000 | $ 46,000 | $ 16,000 |
| Wabasha County Minnesota | 2 | $ 337,000 | $ 168,000 | $ 62,000 |
| Winona County Minnesota | 2 | $ 328,000 | $ 164,000 | $ 46,000 |
| Cass County North Dakota | 2 | $ 197,000 | $ 98,000 | $ 34,000 |
| Adams County Ohio | 2 | $ 176,000 | $ 88,000 | $ 57,000 |
| Ashtabula County Ohio | 2 | $ 203,000 | $ 101,000 | $ 36,000 |
| Champaign County Ohio | 2 | $ 198,000 | $ 99,000 | $ 60,000 |
| Erie County Ohio | 2 | $ 217,000 | $ 108,000 | $ 54,000 |
| Jackson County Ohio | 2 | $ 139,000 | $ 69,000 | $ 45,000 |
| Jefferson County Ohio | 2 | $ 114,000 | $ 57,000 | $ 28,000 |
| Licking County Ohio | 2 | $ 214,000 | $ 107,000 | $ 40,000 |
| Lorain County Ohio | 2 | $ 196,000 | $ 98,000 | $ 31,000 |
| Lucas County Ohio | 2 | $ 180,000 | $ 90,000 | $ 51,000 |
| Mahoning County Ohio | 2 | $ 134,000 | $ 67,000 | $ 27,000 |
| Perry County Ohio | 2 | $ 101,000 | $ 50,000 | $ 43,000 |
| Portage County Ohio | 2 | $ 388,000 | $ 194,000 | $ 120,000 |
| Wayne County Ohio | 2 | $ 204,000 | $ 102,000 | $ 30,000 |
| Polk County Wisconsin | 2 | $ 222,000 | $ 111,000 | $ 47,000 |
| Adams County Colorado | 1 | $ 213,000 | $ 213,000 | $ 69,000 |
| Arapahoe County Colorado | 1 | $ 155,000 | $ 155,000 | $ 31,000 |
| Mesa County Colorado | 1 | $ 211,000 | $ 211,000 | $ 146,000 |
| Pueblo County Colorado | 1 | $ 180,000 | $ 180,000 | $ 95,000 |
| Weld County Colorado | 1 | $ 138,000 | $ 138,000 | $ 90,000 |
| Clay County Florida | 1 | $ 112,000 | $ 112,000 | $ 54,000 |
| Escambia County Florida | 1 | $ 79,000 | $ 79,000 | $ 25,000 |
| Gilchrist County Florida | 1 | $ 90,000 | $ 90,000 | $ 47,000 |
| Hamilton County Florida | 1 | $ 107,000 | $ 107,000 | $ 40,000 |
| Indian River County Florida | 1 | $ 141,000 | $ 141,000 | $ 50,000 |
| Lake County Florida | 1 | $ 66,000 | $ 66,000 | $ 84,000 |
| Levy County Florida | 1 | $ 46,000 | $ 46,000 | $ 11,000 |
| Marion County Florida | 1 | $ 95,000 | $ 95,000 | $ 65,000 |
| St. Johns County Florida | 1 | $ 650,000 | $ 650,000 | $ 180,000 |
| Clark County Indiana | 1 | $ 170,000 | $ 170,000 | $ 54,000 |
| Decatur County Indiana | 1 | $ 130,000 | $ 130,000 | $ 48,000 |
| Hendricks County Indiana | 1 | $ 245,000 | $ 245,000 | $ 90,000 |
| Henry County Indiana | 1 | $ 128,000 | $ 128,000 | $ 46,000 |
| Howard County Indiana | 1 | $ 135,000 | $ 135,000 | $ 72,000 |
| Jasper County Indiana | 1 | $ 153,000 | $ 153,000 | $ 54,000 |
| Lake County Indiana | 1 | $ 84,000 | $ 84,000 | $ 96,000 |
| LaPorte County Indiana | 1 | $ 39,000 | $ 39,000 | $ 27,000 |
| Owen County Indiana | 1 | $ 45,000 | $ 45,000 | $ 22,000 |
| Randolph County Indiana | 1 | $ 90,000 | $ 90,000 | $ 36,000 |
| Switzerland County Indiana | 1 | $ 85,000 | $ 85,000 | $ 30,000 |
| Tippecanoe County Indiana | 1 | $ 105,000 | $ 105,000 | $ 48,000 |
| Warren County Indiana | 1 | $ 258,000 | $ 258,000 | $ 77,000 |
| Des Moines County Iowa | 1 | $ 108,000 | $ 108,000 | $ 43,000 |
| Fayette County Iowa | 1 | $ 44,000 | $ 44,000 | $ 23,000 |
| Johnson County Iowa | 1 | $ 95,000 | $ 95,000 | $ 19,000 |
| Worth County Iowa | 1 | $ 130,000 | $ 130,000 | $ 22,000 |
| Ballard County Kentucky | 1 | $ 68,000 | $ 68,000 | $ 25,000 |
| Bell County Kentucky | 1 | $ 133,000 | $ 133,000 | $ 83,000 |
| Boyle County Kentucky | 1 | $ 79,000 | $ 79,000 | $ 35,000 |
| Clark County Kentucky | 1 | $ 193,000 | $ 193,000 | $ 74,000 |
| Fleming County Kentucky | 1 | $ 83,000 | $ 83,000 | $ 40,000 |
| Gallatin County Kentucky | 1 | $ 75,000 | $ 75,000 | $ 38,000 |
| Jefferson County Kentucky | 1 | $ 159,000 | $ 159,000 | $ 34,000 |
| Magoffin County Kentucky | 1 | $ 59,000 | $ 59,000 | $ 8,000 |
| Mason County Kentucky | 1 | $ 54,000 | $ 54,000 | $ 58,000 |
| McCracken County Kentucky | 1 | $ 81,000 | $ 81,000 | $ 78,000 |
| Muhlenberg County Kentucky | 1 | $ 80,000 | $ 80,000 | $ 43,000 |
| Nicholas County Kentucky | 1 | $ 74,000 | $ 74,000 | $ 87,000 |
| Ohio County Kentucky | 1 | $ 42,000 | $ 42,000 | $ 125,000 |
| Owen County Kentucky | 1 | $ 76,000 | $ 76,000 | $ 27,000 |
| Pendleton County Kentucky | 1 | $ 55,000 | $ 55,000 | $ 20,000 |
| Russell County Kentucky | 1 | $ 400,000 | $ 400,000 | $ 90,000 |
| Trigg County Kentucky | 1 | $ 50,000 | $ 50,000 | $ 54,000 |
| Alcona County Michigan | 1 | $ 120,000 | $ 120,000 | $ 94,000 |
| Allegan County Michigan | 1 | $ 428,000 | $ 428,000 | $ 120,000 |
| Cass County Michigan | 1 | $ 109,000 | $ 109,000 | $ 38,000 |
| Clinton County Michigan | 1 | $ 140,000 | $ 140,000 | $ 42,000 |
| Gratiot County Michigan | 1 | $ 56,000 | $ 56,000 | $ 22,000 |
| Keweenaw County Michigan | 1 | $ 357,000 | $ 357,000 | $ 276,000 |
| Leelanau County Michigan | 1 | $ 197,000 | $ 197,000 | $ 51,000 |
| Luce County Michigan | 1 | $ 128,000 | $ 128,000 | $ 65,000 |
| Mackinac County Michigan | 1 | $ 324,000 | $ 324,000 | $ 80,000 |
| Menominee County Michigan | 1 | $ 123,000 | $ 123,000 | $ 50,000 |
| Newaygo County Michigan | 1 | $ 58,000 | $ 58,000 | $ 48,000 |
| Oscoda County Michigan | 1 | $ 65,000 | $ 65,000 | $ 25,000 |
| Ottawa County Michigan | 1 | $ 153,000 | $ 153,000 | $ 45,000 |
| Sanilac County Michigan | 1 | $ 59,000 | $ 59,000 | $ 24,000 |
| Aitkin County Minnesota | 1 | $ 108,000 | $ 108,000 | $ 26,000 |
| Chippewa County Minnesota | 1 | $ 56,000 | $ 56,000 | $ 16,000 |
| Faribault County Minnesota | 1 | $ 71,000 | $ 71,000 | $ 25,000 |
| Fillmore County Minnesota | 1 | $ 71,000 | $ 71,000 | $ 17,000 |
| Hubbard County Minnesota | 1 | $ 396,000 | $ 396,000 | $ 100,000 |
| Itasca County Minnesota | 1 | $ 58,000 | $ 58,000 | $ 38,000 |
| Kandiyohi County Minnesota | 1 | $ 88,000 | $ 88,000 | $ 27,000 |
| Koochiching County Minnesota | 1 | $ 112,000 | $ 112,000 | $ 82,000 |
| Lyon County Minnesota | 1 | $ 210,000 | $ 210,000 | $ 68,000 |
| Mahnomen County Minnesota | 1 | $ 85,000 | $ 85,000 | $ 28,000 |
| Marshall County Minnesota | 1 | $ 67,000 | $ 67,000 | $ 62,000 |
| Murray County Minnesota | 1 | $ 53,000 | $ 53,000 | $ 24,000 |
| Nicollet County Minnesota | 1 | $ 112,000 | $ 112,000 | $ 40,000 |
| Otter Tail County Minnesota | 1 | $ 86,000 | $ 86,000 | $ 38,000 |
| Pennington County Minnesota | 1 | $ 64,000 | $ 64,000 | $ 39,000 |
| Rock County Minnesota | 1 | $ 117,000 | $ 117,000 | $ 32,000 |
| Roseau County Minnesota | 1 | $ 230,000 | $ 230,000 | $ 72,000 |
| Sibley County Minnesota | 1 | $ 147,000 | $ 147,000 | $ 58,000 |
| Waseca County Minnesota | 1 | $ 98,000 | $ 98,000 | $ 61,000 |
| Watonwan County Minnesota | 1 | $ 38,000 | $ 38,000 | $ 31,000 |
| Yellow Medicine County Minnesota | 1 | $ 50,000 | $ 50,000 | $ 14,000 |
| Grand Forks County North Dakota | 1 | $ 125,000 | $ 125,000 | $ 48,000 |
| Richland County North Dakota | 1 | $ 55,000 | $ 55,000 | $ 49,000 |
| Stark County North Dakota | 1 | $ 87,000 | $ 87,000 | $ 29,000 |
| Crawford County Ohio | 1 | $ 80,000 | $ 80,000 | $ 30,000 |
| Fayette County Ohio | 1 | $ 76,000 | $ 76,000 | $ 24,000 |
| Hardin County Ohio | 1 | $ 65,000 | $ 65,000 | $ 28,000 |
| Harrison County Ohio | 1 | $ 70,000 | $ 70,000 | $ 53,000 |
| Holmes County Ohio | 1 | $ 95,000 | $ 95,000 | $ 48,000 |
| Morrow County Ohio | 1 | $ 126,000 | $ 126,000 | $ 37,000 |
| Muskingum County Ohio | 1 | $ 81,000 | $ 81,000 | $ 37,000 |
| Richland County Ohio | 1 | $ 72,000 | $ 72,000 | $ 41,000 |
| Sandusky County Ohio | 1 | $ 138,000 | $ 138,000 | $ 58,000 |
| Van Wert County Ohio | 1 | $ 105,000 | $ 105,000 | $ 30,000 |
| Dane County Wisconsin | 1 | $ 130,000 | $ 130,000 | $ 95,000 |
| Douglas County Wisconsin | 1 | $ 95,000 | $ 95,000 | $ 50,000 |
| Lincoln County Wisconsin | 1 | $ 143,000 | $ 143,000 | $ 20,000 |
| Outagamie County Wisconsin | 1 | $ 93,000 | $ 93,000 | $ 37,000 |
| Ozaukee County Wisconsin | 1 | $ 150,000 | $ 150,000 | $ 46,000 |
| Pierce County Wisconsin | 1 | $ 143,000 | $ 143,000 | $ 37,000 |
| Walworth County Wisconsin | 1 | $ 144,000 | $ 144,000 | $ 42,000 |
| Washburn County Wisconsin | 1 | $ 214,000 | $ 214,000 | $ 97,000 |
| Waukesha County Wisconsin | 1 | $ 150,000 | $ 150,000 | $ 48,000 |
| Winnebago County Wisconsin | 1 | $ 113,000 | $ 113,000 | $ 44,000 |
Mortgage Loan Application Detail Totals for Lendsource Inc in 2004
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Refinancing | 1,399 | $192,244,000 | $125,400 | $650,000 | $50,400 | $659,000 |
| Home Purchase | 1,395 | $180,631,000 | $122,500 | $690,000 | $52,800 | $912,000 |
| Home Improvement | 40 | $5,225,000 | $116,800 | $329,000 | $54,800 | $291,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 1,613 | $222,916,000 | $133,400 | $650,000 | $57,300 | $912,000 |
| Not Provided | 566 | $77,148,000 | $114,200 | $690,000 | $45,800 | $291,000 |
| Black or African American | 503 | $56,140,000 | $104,142 | $468,000 | $48,285 | $480,000 |
| Hispanic | 113 | $15,619,000 | $130,857 | $290,000 | $45,714 | $204,000 |
| Asian | 30 | $5,422,000 | $165,500 | $400,000 | $51,000 | $180,000 |
| American Indian or Alaskan Native | 7 | $628,000 | $87,250 | $174,000 | $33,750 | $60,000 |
| Native Hawaiian or Other Pacific Islander | 1 | $148,000 | $148,000 | $148,000 | $34,000 | $34,000 |
| Not applicable | 1 | $79,000 | $79,000 | $79,000 | $18,000 | $18,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 2,834 | $378,100,000 | $122,700 | $690,000 | $50,600 | $912,000 |
| FHA-insured (Federal Housing Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
| VA-guaranteed (Veterans Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Application Denied By Financial Institution | 956 | $120,948,000 | $116,900 | $690,000 | $46,200 | $367,000 |
| Loan Originated | 954 | $125,795,000 | $134,333 | $500,000 | $54,666 | $626,000 |
| Application Approved But Not Accepted | 666 | $89,636,000 | $122,000 | $464,000 | $51,800 | $659,000 |
| Application Withdrawn By Applicant | 191 | $29,355,000 | $124,250 | $650,000 | $60,000 | $912,000 |
| File Closed For Incompleteness | 67 | $12,366,000 | $142,857 | $492,000 | $62,571 | $419,000 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Collateral | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit History | 0 | $0 | $0 | $0 | $0 | $0 |
| Debt-To-Income Ratio | 0 | $0 | $0 | $0 | $0 | $0 |
| Employment History | 0 | $0 | $0 | $0 | $0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) | 0 | $0 | $0 | $0 | $0 | $0 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
| Other | 0 | $0 | $0 | $0 | $0 | $0 |
| Unverifiable Information | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Lendsource Inc's 2004 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Lendsource Inc's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Minnesota, download the full spreadsheet
with aggregated HMDA statistics today.