Lendsource Inc 2006 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Lendsource Inc 12701 Whitewater Dr Ste 340 Minnetonka, MN 55343 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2010 2009 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 2,241 |
| Total Mortgage Loan Application Amount | $348,166,000 |
| Average Mortgage Loan Application Amount | $172,333 |
| Highest Mortgage Loan Application Amount | $960,000 |
| Average Applicant Income | $74,666 |
| Highest Applicant Income | $600,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2006 with Lendsource Inc. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Lendsource Inc's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2006 breaks down Lendsource Inc's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Lendsource Inc serves its applicants.
Each category highlights the total number of mortgage applications processed by Lendsource Inc, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Lendsource Inc's mortgage activity for 2006.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Palm Beach County Florida | 183 | $ 31,767,000 | $ 173,000 | $ 72,000 |
| Wayne County Michigan | 165 | $ 17,805,000 | $ 107,000 | $ 59,000 |
| Hillsborough County Florida | 134 | $ 21,802,000 | $ 162,000 | $ 68,000 |
| St. Lucie County Florida | 126 | $ 20,659,000 | $ 163,000 | $ 58,000 |
| Hennepin County Minnesota | 101 | $ 20,729,000 | $ 205,000 | $ 74,000 |
| Pinellas County Florida | 90 | $ 13,799,000 | $ 153,000 | $ 76,000 |
| Genesee County Michigan | 88 | $ 11,205,000 | $ 127,000 | $ 63,000 |
| Oakland County Michigan | 86 | $ 13,242,000 | $ 153,000 | $ 69,000 |
| Broward County Florida | 79 | $ 14,515,000 | $ 183,000 | $ 81,000 |
| Ramsey County Minnesota | 52 | $ 10,494,000 | $ 201,000 | $ 102,000 |
| Hamilton County Ohio | 51 | $ 6,032,000 | $ 118,000 | $ 57,000 |
| Orange County Florida | 48 | $ 8,697,000 | $ 181,000 | $ 74,000 |
| Montgomery County Ohio | 42 | $ 4,274,000 | $ 101,000 | $ 50,000 |
| Macomb County Michigan | 35 | $ 5,635,000 | $ 161,000 | $ 71,000 |
| Martin County Florida | 32 | $ 6,679,000 | $ 208,000 | $ 70,000 |
| Milwaukee County Wisconsin | 31 | $ 4,175,000 | $ 134,000 | $ 66,000 |
| Polk County Florida | 30 | $ 4,330,000 | $ 144,000 | $ 56,000 |
| Pasco County Florida | 29 | $ 4,788,000 | $ 165,000 | $ 84,000 |
| Indian River County Florida | 27 | $ 3,768,000 | $ 139,000 | $ 51,000 |
| Butler County Ohio | 27 | $ 3,859,000 | $ 142,000 | $ 82,000 |
| Anoka County Minnesota | 26 | $ 5,677,000 | $ 218,000 | $ 80,000 |
| Miami-Dade County Florida | 23 | $ 4,522,000 | $ 196,000 | $ 85,000 |
| Dakota County Minnesota | 20 | $ 4,785,000 | $ 239,000 | $ 90,000 |
| Duval County Florida | 19 | $ 3,192,000 | $ 168,000 | $ 62,000 |
| Crow Wing County Minnesota | 18 | $ 2,685,000 | $ 149,000 | $ 72,000 |
| Warren County Ohio | 18 | $ 2,348,000 | $ 130,000 | $ 66,000 |
| Osceola County Florida | 16 | $ 3,417,000 | $ 213,000 | $ 105,000 |
| Clark County Ohio | 16 | $ 1,406,000 | $ 87,000 | $ 51,000 |
| Cuyahoga County Ohio | 16 | $ 2,204,000 | $ 137,000 | $ 57,000 |
| Wright County Minnesota | 15 | $ 3,784,000 | $ 252,000 | $ 87,000 |
| Lee County Florida | 13 | $ 3,047,000 | $ 234,000 | $ 82,000 |
| Sherburne County Minnesota | 13 | $ 3,166,000 | $ 243,000 | $ 98,000 |
| Brevard County Florida | 12 | $ 1,783,000 | $ 148,000 | $ 66,000 |
| Marion County Indiana | 12 | $ 1,130,000 | $ 94,000 | $ 51,000 |
| Allen County Ohio | 12 | $ 1,232,000 | $ 102,000 | $ 58,000 |
| Stark County Ohio | 12 | $ 1,552,000 | $ 129,000 | $ 31,000 |
| Denver County Colorado | 11 | $ 1,424,000 | $ 129,000 | $ 67,000 |
| Lake County Florida | 10 | $ 1,425,000 | $ 142,000 | $ 171,000 |
| Livingston County Michigan | 10 | $ 1,735,000 | $ 173,000 | $ 68,000 |
| Washtenaw County Michigan | 10 | $ 1,761,000 | $ 176,000 | $ 70,000 |
| Franklin County Ohio | 10 | $ 1,662,000 | $ 166,000 | $ 69,000 |
| Seminole County Florida | 9 | $ 1,384,000 | $ 153,000 | $ 57,000 |
| Lapeer County Michigan | 9 | $ 1,336,000 | $ 148,000 | $ 69,000 |
| Mower County Minnesota | 9 | $ 717,000 | $ 79,000 | $ 51,000 |
| St. Louis County Minnesota | 9 | $ 983,000 | $ 109,000 | $ 39,000 |
| Miami County Ohio | 9 | $ 882,000 | $ 98,000 | $ 54,000 |
| Arapahoe County Colorado | 8 | $ 955,000 | $ 119,000 | $ 64,000 |
| Ingham County Michigan | 8 | $ 1,164,000 | $ 145,000 | $ 60,000 |
| Summit County Ohio | 8 | $ 768,000 | $ 96,000 | $ 36,000 |
| Okeechobee County Florida | 7 | $ 884,000 | $ 126,000 | $ 66,000 |
| St. Clair County Michigan | 7 | $ 969,000 | $ 138,000 | $ 63,000 |
| Freeborn County Minnesota | 7 | $ 886,000 | $ 126,000 | $ 51,000 |
| Isanti County Minnesota | 7 | $ 1,325,000 | $ 189,000 | $ 83,000 |
| Scott County Minnesota | 7 | $ 1,731,000 | $ 247,000 | $ 69,000 |
| Washington County Minnesota | 7 | $ 1,867,000 | $ 266,000 | $ 92,000 |
| Adams County Colorado | 6 | $ 1,008,000 | $ 168,000 | $ 59,000 |
| Weld County Colorado | 6 | $ 977,000 | $ 162,000 | $ 60,000 |
| Clay County Florida | 6 | $ 1,146,000 | $ 191,000 | $ 91,000 |
| Manatee County Florida | 6 | $ 1,075,000 | $ 179,000 | $ 106,000 |
| Sarasota County Florida | 6 | $ 950,000 | $ 158,000 | $ 69,000 |
| Kenton County Kentucky | 6 | $ 650,000 | $ 108,000 | $ 38,000 |
| Stearns County Minnesota | 6 | $ 788,000 | $ 131,000 | $ 41,000 |
| Clermont County Ohio | 6 | $ 785,000 | $ 130,000 | $ 72,000 |
| Hernando County Florida | 5 | $ 860,000 | $ 172,000 | $ 94,000 |
| Allen County Indiana | 5 | $ 369,000 | $ 73,000 | $ 45,000 |
| Muskegon County Michigan | 5 | $ 423,000 | $ 84,000 | $ 62,000 |
| Shiawassee County Michigan | 5 | $ 678,000 | $ 135,000 | $ 48,000 |
| McLeod County Minnesota | 5 | $ 973,000 | $ 194,000 | $ 57,000 |
| Preble County Ohio | 5 | $ 495,000 | $ 99,000 | $ 41,000 |
| St. Croix County Wisconsin | 5 | $ 1,650,000 | $ 330,000 | $ 117,000 |
| Maricopa County Arizona | 4 | $ 547,000 | $ 136,000 | $ 72,000 |
| Jefferson County Colorado | 4 | $ 893,000 | $ 223,000 | $ 96,000 |
| Marion County Florida | 4 | $ 570,000 | $ 142,000 | $ 77,000 |
| Lake County Indiana | 4 | $ 520,000 | $ 130,000 | $ 50,000 |
| Charlevoix County Michigan | 4 | $ 916,000 | $ 229,000 | $ 78,000 |
| Kent County Michigan | 4 | $ 640,000 | $ 160,000 | $ 78,000 |
| Saginaw County Michigan | 4 | $ 413,000 | $ 103,000 | $ 36,000 |
| Chisago County Minnesota | 4 | $ 652,000 | $ 163,000 | $ 55,000 |
| Otter Tail County Minnesota | 4 | $ 968,000 | $ 242,000 | $ 87,000 |
| Highland County Ohio | 4 | $ 331,000 | $ 82,000 | $ 36,000 |
| Lake County Ohio | 4 | $ 436,000 | $ 109,000 | $ 36,000 |
| Shelby County Ohio | 4 | $ 274,000 | $ 68,000 | $ 44,000 |
| Collier County Florida | 3 | $ 841,000 | $ 280,000 | $ 118,000 |
| Highlands County Florida | 3 | $ 348,000 | $ 116,000 | $ 68,000 |
| Volusia County Florida | 3 | $ 459,000 | $ 153,000 | $ 121,000 |
| Madison County Indiana | 3 | $ 251,000 | $ 83,000 | $ 41,000 |
| Vanderburgh County Indiana | 3 | $ 184,000 | $ 61,000 | $ 35,000 |
| Emmet County Michigan | 3 | $ 1,277,000 | $ 425,000 | $ 160,000 |
| Tuscola County Michigan | 3 | $ 231,000 | $ 77,000 | $ 58,000 |
| Becker County Minnesota | 3 | $ 252,000 | $ 84,000 | $ 31,000 |
| Blue Earth County Minnesota | 3 | $ 337,000 | $ 112,000 | $ 41,000 |
| Carver County Minnesota | 3 | $ 553,000 | $ 184,000 | $ 67,000 |
| Meeker County Minnesota | 3 | $ 508,000 | $ 169,000 | $ 69,000 |
| Mille Lacs County Minnesota | 3 | $ 372,000 | $ 124,000 | $ 47,000 |
| Brown County Ohio | 3 | $ 243,000 | $ 81,000 | $ 33,000 |
| Champaign County Ohio | 3 | $ 297,000 | $ 99,000 | $ 51,000 |
| Greene County Ohio | 3 | $ 566,000 | $ 188,000 | $ 92,000 |
| Hardin County Ohio | 3 | $ 232,000 | $ 77,000 | $ 49,000 |
| Licking County Ohio | 3 | $ 430,000 | $ 143,000 | $ 52,000 |
| Lorain County Ohio | 3 | $ 243,000 | $ 81,000 | $ 54,000 |
| Mahoning County Ohio | 3 | $ 209,000 | $ 69,000 | $ 36,000 |
| York County South Carolina | 3 | $ 247,000 | $ 82,000 | $ 59,000 |
| Citrus County Florida | 2 | $ 293,000 | $ 146,000 | $ 35,000 |
| Escambia County Florida | 2 | $ 192,000 | $ 96,000 | $ 35,000 |
| Leon County Florida | 2 | $ 418,000 | $ 209,000 | $ 69,000 |
| Dearborn County Indiana | 2 | $ 160,000 | $ 80,000 | $ 76,000 |
| Hamilton County Indiana | 2 | $ 578,000 | $ 289,000 | $ 212,000 |
| Kosciusko County Indiana | 2 | $ 328,000 | $ 164,000 | $ 52,000 |
| St. Joseph County Indiana | 2 | $ 117,000 | $ 58,000 | $ 37,000 |
| Jefferson County Kentucky | 2 | $ 101,000 | $ 50,000 | $ 56,000 |
| Owen County Kentucky | 2 | $ 165,000 | $ 82,000 | $ 60,000 |
| Antrim County Michigan | 2 | $ 290,000 | $ 145,000 | $ 72,000 |
| Benzie County Michigan | 2 | $ 136,000 | $ 68,000 | $ 18,000 |
| Calhoun County Michigan | 2 | $ 125,000 | $ 62,000 | $ 69,000 |
| Crawford County Michigan | 2 | $ 132,000 | $ 66,000 | $ 29,000 |
| Eaton County Michigan | 2 | $ 489,000 | $ 244,000 | $ 86,000 |
| Jackson County Michigan | 2 | $ 170,000 | $ 85,000 | $ 32,000 |
| Kalkaska County Michigan | 2 | $ 180,000 | $ 90,000 | $ 39,000 |
| Missaukee County Michigan | 2 | $ 251,000 | $ 125,000 | $ 27,000 |
| Montmorency County Michigan | 2 | $ 184,000 | $ 92,000 | $ 22,000 |
| Wexford County Michigan | 2 | $ 233,000 | $ 116,000 | $ 45,000 |
| Kandiyohi County Minnesota | 2 | $ 168,000 | $ 84,000 | $ 28,000 |
| Pine County Minnesota | 2 | $ 175,000 | $ 87,000 | $ 27,000 |
| Rice County Minnesota | 2 | $ 613,000 | $ 306,000 | $ 69,000 |
| Todd County Minnesota | 2 | $ 106,000 | $ 53,000 | $ 41,000 |
| Cass County North Dakota | 2 | $ 349,000 | $ 174,000 | $ 73,000 |
| Geauga County Ohio | 2 | $ 292,000 | $ 146,000 | $ 42,000 |
| Hancock County Ohio | 2 | $ 233,000 | $ 116,000 | $ 71,000 |
| Lucas County Ohio | 2 | $ 169,000 | $ 84,000 | $ 70,000 |
| Marion County Ohio | 2 | $ 119,000 | $ 59,000 | $ 90,000 |
| Mercer County Ohio | 2 | $ 93,000 | $ 46,000 | $ 18,000 |
| Muskingum County Ohio | 2 | $ 122,000 | $ 61,000 | $ 33,000 |
| Pickaway County Ohio | 2 | $ 302,000 | $ 151,000 | $ 69,000 |
| Portage County Ohio | 2 | $ 443,000 | $ 221,000 | $ 60,000 |
| Dane County Wisconsin | 2 | $ 629,000 | $ 314,000 | $ 216,000 |
| Dodge County Wisconsin | 2 | $ 295,000 | $ 147,000 | $ 29,000 |
| Douglas County Wisconsin | 2 | $ 236,000 | $ 118,000 | $ 113,000 |
| Eau Claire County Wisconsin | 2 | $ 226,000 | $ 113,000 | $ 43,000 |
| Fond du Lac County Wisconsin | 2 | $ 95,000 | $ 47,000 | $ 57,000 |
| Kenosha County Wisconsin | 2 | $ 299,000 | $ 149,000 | $ 79,000 |
| Marathon County Wisconsin | 2 | $ 219,000 | $ 109,000 | $ 46,000 |
| Racine County Wisconsin | 2 | $ 240,000 | $ 120,000 | $ 38,000 |
| Rock County Wisconsin | 2 | $ 239,000 | $ 119,000 | $ 31,000 |
| Washington County Wisconsin | 2 | $ 359,000 | $ 179,000 | $ 51,000 |
| Waukesha County Wisconsin | 2 | $ 394,000 | $ 197,000 | $ 232,000 |
| Winnebago County Wisconsin | 2 | $ 124,000 | $ 62,000 | $ 57,000 |
| Larimer County Colorado | 1 | $ 279,000 | $ 279,000 | $ 92,000 |
| Windham County Connecticut | 1 | $ 435,000 | $ 435,000 | $ 120,000 |
| Alachua County Florida | 1 | $ 70,000 | $ 70,000 | $ 37,000 |
| Flagler County Florida | 1 | $ 222,000 | $ 222,000 | $ 173,000 |
| Glades County Florida | 1 | $ 183,000 | $ 183,000 | $ 62,000 |
| Hardee County Florida | 1 | $ 80,000 | $ 80,000 | $ 74,000 |
| Hendry County Florida | 1 | $ 117,000 | $ 117,000 | $ 34,000 |
| Levy County Florida | 1 | $ 140,000 | $ 140,000 | $ 77,000 |
| Clinton County Indiana | 1 | $ 73,000 | $ 73,000 | $ 45,000 |
| Huntington County Indiana | 1 | $ 86,000 | $ 86,000 | $ 65,000 |
| Johnson County Indiana | 1 | $ 175,000 | $ 175,000 | $ 124,000 |
| Marshall County Indiana | 1 | $ 75,000 | $ 75,000 | $ 63,000 |
| Perry County Indiana | 1 | $ 74,000 | $ 74,000 | $ 30,000 |
| Pike County Indiana | 1 | $ 50,000 | $ 50,000 | $ 16,000 |
| Porter County Indiana | 1 | $ 72,000 | $ 72,000 | $ 22,000 |
| Posey County Indiana | 1 | $ 158,000 | $ 158,000 | $ 39,000 |
| Putnam County Indiana | 1 | $ 44,000 | $ 44,000 | $ 24,000 |
| Steuben County Indiana | 1 | $ 128,000 | $ 128,000 | $ 102,000 |
| Tippecanoe County Indiana | 1 | $ 119,000 | $ 119,000 | $ 53,000 |
| Wabash County Indiana | 1 | $ 74,000 | $ 74,000 | $ 32,000 |
| Dubuque County Iowa | 1 | $ 110,000 | $ 110,000 | $ 26,000 |
| Woodbury County Iowa | 1 | $ 162,000 | $ 162,000 | $ 97,000 |
| Boone County Kentucky | 1 | $ 172,000 | $ 172,000 | $ 76,000 |
| Daviess County Kentucky | 1 | $ 67,000 | $ 67,000 | $ 20,000 |
| Madison County Kentucky | 1 | $ 400,000 | $ 400,000 | $ 216,000 |
| Pulaski County Kentucky | 1 | $ 163,000 | $ 163,000 | $ 82,000 |
| Alger County Michigan | 1 | $ 140,000 | $ 140,000 | $ 67,000 |
| Arenac County Michigan | 1 | $ 83,000 | $ 83,000 | $ 47,000 |
| Bay County Michigan | 1 | $ 60,000 | $ 60,000 | $ 26,000 |
| Berrien County Michigan | 1 | $ 102,000 | $ 102,000 | $ 54,000 |
| Cass County Michigan | 1 | $ 630,000 | $ 630,000 | $ 400,000 |
| Clinton County Michigan | 1 | $ 117,000 | $ 117,000 | $ 45,000 |
| Ionia County Michigan | 1 | $ 106,000 | $ 106,000 | $ 48,000 |
| Iosco County Michigan | 1 | $ 78,000 | $ 78,000 | $ 35,000 |
| Leelanau County Michigan | 1 | $ 128,000 | $ 128,000 | $ 34,000 |
| Mason County Michigan | 1 | $ 77,000 | $ 77,000 | $ 32,000 |
| Midland County Michigan | 1 | $ 94,000 | $ 94,000 | $ 72,000 |
| Monroe County Michigan | 1 | $ 100,000 | $ 100,000 | $ 28,000 |
| Aitkin County Minnesota | 1 | $ 168,000 | $ 168,000 | $ 102,000 |
| Benton County Minnesota | 1 | $ 220,000 | $ 220,000 | $ 66,000 |
| Brown County Minnesota | 1 | $ 71,000 | $ 71,000 | $ 30,000 |
| Douglas County Minnesota | 1 | $ 157,000 | $ 157,000 | $ 48,000 |
| Faribault County Minnesota | 1 | $ 72,000 | $ 72,000 | $ 24,000 |
| Goodhue County Minnesota | 1 | $ 128,000 | $ 128,000 | $ 172,000 |
| Itasca County Minnesota | 1 | $ 200,000 | $ 200,000 | $ 80,000 |
| Lac qui Parle County Minnesota | 1 | $ 27,000 | $ 27,000 | $ 24,000 |
| Le Sueur County Minnesota | 1 | $ 200,000 | $ 200,000 | $ 60,000 |
| Lyon County Minnesota | 1 | $ 95,000 | $ 95,000 | $ 54,000 |
| Nicollet County Minnesota | 1 | $ 152,000 | $ 152,000 | $ 83,000 |
| Olmsted County Minnesota | 1 | $ 185,000 | $ 185,000 | $ 96,000 |
| Pennington County Minnesota | 1 | $ 68,000 | $ 68,000 | $ 63,000 |
| Sibley County Minnesota | 1 | $ 131,000 | $ 131,000 | $ 42,000 |
| Winona County Minnesota | 1 | $ 113,000 | $ 113,000 | $ 56,000 |
| Monmouth County New Jersey | 1 | $ 119,000 | $ 119,000 | $ 30,000 |
| Adams County Ohio | 1 | $ 64,000 | $ 64,000 | $ 49,000 |
| Belmont County Ohio | 1 | $ 80,000 | $ 80,000 | $ 39,000 |
| Carroll County Ohio | 1 | $ 96,000 | $ 96,000 | $ 39,000 |
| Clinton County Ohio | 1 | $ 110,000 | $ 110,000 | $ 66,000 |
| Darke County Ohio | 1 | $ 74,000 | $ 74,000 | $ 63,000 |
| Delaware County Ohio | 1 | $ 140,000 | $ 140,000 | $ 35,000 |
| Erie County Ohio | 1 | $ 46,000 | $ 46,000 | $ 74,000 |
| Fayette County Ohio | 1 | $ 155,000 | $ 155,000 | $ 56,000 |
| Fulton County Ohio | 1 | $ 179,000 | $ 179,000 | $ 110,000 |
| Guernsey County Ohio | 1 | $ 72,000 | $ 72,000 | $ 26,000 |
| Huron County Ohio | 1 | $ 71,000 | $ 71,000 | $ 58,000 |
| Jefferson County Ohio | 1 | $ 50,000 | $ 50,000 | $ 17,000 |
| Madison County Ohio | 1 | $ 259,000 | $ 259,000 | $ 159,000 |
| Morrow County Ohio | 1 | $ 116,000 | $ 116,000 | $ 91,000 |
| Richland County Ohio | 1 | $ 172,000 | $ 172,000 | $ 0 |
| Ross County Ohio | 1 | $ 51,000 | $ 51,000 | $ 9,000 |
| Seneca County Ohio | 1 | $ 52,000 | $ 52,000 | $ 36,000 |
| Trumbull County Ohio | 1 | $ 53,000 | $ 53,000 | $ 24,000 |
| Van Wert County Ohio | 1 | $ 51,000 | $ 51,000 | $ 72,000 |
| Wood County Ohio | 1 | $ 109,000 | $ 109,000 | $ 47,000 |
| Hampton County South Carolina | 1 | $ 143,000 | $ 143,000 | $ 102,000 |
| Williamsburg County South Carolina | 1 | $ 74,000 | $ 74,000 | $ 15,000 |
| Brown County Wisconsin | 1 | $ 210,000 | $ 210,000 | $ 40,000 |
| Burnett County Wisconsin | 1 | $ 145,000 | $ 145,000 | $ 47,000 |
| Jefferson County Wisconsin | 1 | $ 200,000 | $ 200,000 | $ 75,000 |
| Outagamie County Wisconsin | 1 | $ 102,000 | $ 102,000 | $ 59,000 |
| Pierce County Wisconsin | 1 | $ 279,000 | $ 279,000 | $ 50,000 |
| Polk County Wisconsin | 1 | $ 148,000 | $ 148,000 | $ 39,000 |
| Waushara County Wisconsin | 1 | $ 126,000 | $ 126,000 | $ 71,000 |
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Refinancing | 1,140 | $189,411,000 | $166,000 | $960,000 | $67,000 | $600,000 |
| Home Purchase | 1,095 | $157,505,000 | $143,000 | $612,000 | $70,000 | $390,000 |
| Home Improvement | 6 | $1,250,000 | $208,000 | $375,000 | $87,000 | $162,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 1,072 | $166,668,000 | $155,000 | $960,000 | $72,000 | $600,000 |
| Black or African American | 575 | $79,583,000 | $138,000 | $612,000 | $60,000 | $264,000 |
| Hispanic | 321 | $55,410,000 | $172,000 | $516,000 | $70,000 | $360,000 |
| Not Provided | 227 | $37,912,000 | $167,000 | $650,000 | $70,000 | $269,000 |
| Asian | 34 | $6,654,000 | $195,000 | $749,000 | $80,000 | $384,000 |
| American Indian or Alaskan Native | 8 | $1,304,000 | $163,000 | $400,000 | $76,000 | $160,000 |
| Native Hawaiian or Other Pacific Islander | 4 | $635,000 | $158,000 | $250,000 | $84,000 | $120,000 |
| Not applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 2,241 | $348,166,000 | $155,000 | $960,000 | $68,000 | $600,000 |
| FHA-insured (Federal Housing Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
| VA-guaranteed (Veterans Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Application Denied By Financial Institution | 851 | $127,671,000 | $150,000 | $920,000 | $66,000 | $412,000 |
| Loan Originated | 598 | $93,525,000 | $156,000 | $499,000 | $70,000 | $600,000 |
| Application Approved But Not Accepted | 540 | $82,747,000 | $153,000 | $650,000 | $66,000 | $390,000 |
| Application Withdrawn By Applicant | 154 | $27,825,000 | $180,000 | $960,000 | $82,000 | $395,000 |
| File Closed For Incompleteness | 98 | $16,398,000 | $167,000 | $720,000 | $68,000 | $217,000 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Collateral | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit History | 0 | $0 | $0 | $0 | $0 | $0 |
| Debt-To-Income Ratio | 0 | $0 | $0 | $0 | $0 | $0 |
| Employment History | 0 | $0 | $0 | $0 | $0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) | 0 | $0 | $0 | $0 | $0 | $0 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
| Other | 0 | $0 | $0 | $0 | $0 | $0 |
| Unverifiable Information | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Lendsource Inc's 2006 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Lendsource Inc's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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