Lendsource Inc
HMDA Loan Application Totals
and Mortgage Lending Details
for 2009

Lendsource Inc 2009 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.

Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher, this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.

Mortgage Company & Address Lendsource Inc
12701 Whitewater Dr Ste 340
Minnetonka, MN 55343
Tel #: available with data download
Federal Regulator * available with data download
Years 2010  2009  2008  2007  2006  2005  2004  2003  
Total Number of Mortgage Applications 964
Total Mortgage Loan Application Amount $162,674,000
Average Mortgage Loan Application Amount $154,333
Highest Mortgage Loan Application Amount $650,000
Average Applicant Income $61,666
Highest Applicant Income $552,000

Explore comprehensive HMDA mortgage statistics and lending trends for 2009 with Lendsource Inc. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Lendsource Inc's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.

Our HMDA dataset for 2009 breaks down Lendsource Inc's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Lendsource Inc serves its applicants.

Each category highlights the total number of mortgage applications processed by Lendsource Inc, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Lendsource Inc's mortgage activity for 2009.

Mortgage Loan Application Totals for Lendsource Inc by County in 2009

County Total Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loans Applications Average Mortgage Loan Application Amount Average Applicant Income
Hennepin County Minnesota 102 $ 21,762,000 $ 213,000 $ 72,000
Dakota County Minnesota 52 $ 11,341,000 $ 218,000 $ 81,000
Milwaukee County Wisconsin 43 $ 6,360,000 $ 147,000 $ 61,000
Anoka County Minnesota 39 $ 7,541,000 $ 193,000 $ 60,000
Ramsey County Minnesota 35 $ 6,795,000 $ 194,000 $ 65,000
Dane County Wisconsin 25 $ 4,354,000 $ 174,000 $ 76,000
Polk County Iowa 20 $ 2,636,000 $ 131,000 $ 54,000
Scott County Minnesota 19 $ 4,337,000 $ 228,000 $ 95,000
Washington County Minnesota 18 $ 3,986,000 $ 221,000 $ 81,000
Carver County Minnesota 17 $ 3,802,000 $ 223,000 $ 69,000
Linn County Iowa 15 $ 1,737,000 $ 115,000 $ 71,000
Olmsted County Minnesota 15 $ 2,942,000 $ 196,000 $ 72,000
Sherburne County Minnesota 15 $ 2,663,000 $ 177,000 $ 58,000
Waukesha County Wisconsin 15 $ 3,812,000 $ 254,000 $ 75,000
Kenosha County Wisconsin 14 $ 2,713,000 $ 193,000 $ 73,000
Rock County Wisconsin 14 $ 1,772,000 $ 126,000 $ 58,000
St. Louis County Minnesota 13 $ 1,903,000 $ 146,000 $ 46,000
Wright County Minnesota 13 $ 2,744,000 $ 211,000 $ 66,000
Brown County Wisconsin 12 $ 1,846,000 $ 153,000 $ 74,000
Outagamie County Wisconsin 12 $ 1,563,000 $ 130,000 $ 62,000
Sauk County Wisconsin 11 $ 1,975,000 $ 179,000 $ 52,000
Racine County Wisconsin 10 $ 1,515,000 $ 151,000 $ 97,000
Chisago County Minnesota 8 $ 1,472,000 $ 184,000 $ 54,000
Stearns County Minnesota 8 $ 1,155,000 $ 144,000 $ 77,000
Ozaukee County Wisconsin 8 $ 1,633,000 $ 204,000 $ 91,000
St. Croix County Wisconsin 8 $ 1,343,000 $ 167,000 $ 48,000
Brown County Minnesota 7 $ 764,000 $ 109,000 $ 51,000
Isanti County Minnesota 7 $ 1,610,000 $ 230,000 $ 66,000
Otter Tail County Minnesota 7 $ 1,084,000 $ 154,000 $ 59,000
Marathon County Wisconsin 7 $ 1,011,000 $ 144,000 $ 36,000
Scott County Iowa 6 $ 897,000 $ 149,000 $ 80,000
Warren County Iowa 6 $ 790,000 $ 131,000 $ 62,000
Crow Wing County Minnesota 6 $ 1,051,000 $ 175,000 $ 60,000
Le Sueur County Minnesota 6 $ 909,000 $ 151,000 $ 46,000
Mower County Minnesota 6 $ 785,000 $ 130,000 $ 37,000
Fond du Lac County Wisconsin 6 $ 906,000 $ 151,000 $ 71,000
Jefferson County Wisconsin 6 $ 993,000 $ 165,000 $ 59,000
Manitowoc County Wisconsin 6 $ 649,000 $ 108,000 $ 43,000
Washington County Wisconsin 6 $ 1,307,000 $ 217,000 $ 84,000
Black Hawk County Iowa 5 $ 688,000 $ 137,000 $ 49,000
Blue Earth County Minnesota 5 $ 751,000 $ 150,000 $ 47,000
Goodhue County Minnesota 5 $ 894,000 $ 178,000 $ 79,000
Itasca County Minnesota 5 $ 727,000 $ 145,000 $ 49,000
Rice County Minnesota 5 $ 1,016,000 $ 203,000 $ 46,000
Columbia County Wisconsin 5 $ 718,000 $ 143,000 $ 64,000
Douglas County Wisconsin 5 $ 484,000 $ 96,000 $ 40,000
La Crosse County Wisconsin 5 $ 565,000 $ 113,000 $ 42,000
Oneida County Wisconsin 5 $ 628,000 $ 125,000 $ 40,000
Shawano County Wisconsin 5 $ 718,000 $ 143,000 $ 49,000
Winnebago County Wisconsin 5 $ 776,000 $ 155,000 $ 92,000
Jasper County Iowa 4 $ 420,000 $ 105,000 $ 61,000
Pottawattamie County Iowa 4 $ 583,000 $ 145,000 $ 93,000
Story County Iowa 4 $ 506,000 $ 126,000 $ 85,000
Clay County Minnesota 4 $ 589,000 $ 147,000 $ 39,000
Dodge County Minnesota 4 $ 598,000 $ 149,000 $ 50,000
Hubbard County Minnesota 4 $ 893,000 $ 223,000 $ 35,000
McLeod County Minnesota 4 $ 610,000 $ 152,000 $ 52,000
Cass County North Dakota 4 $ 510,000 $ 127,000 $ 64,000
Ward County North Dakota 4 $ 469,000 $ 117,000 $ 61,000
Calumet County Wisconsin 4 $ 494,000 $ 123,000 $ 46,000
Portage County Wisconsin 4 $ 520,000 $ 130,000 $ 67,000
Sheboygan County Wisconsin 4 $ 551,000 $ 137,000 $ 52,000
El Paso County Colorado 3 $ 599,000 $ 199,000 $ 55,000
Cedar County Iowa 3 $ 354,000 $ 118,000 $ 52,000
Crawford County Iowa 3 $ 319,000 $ 106,000 $ 76,000
Dubuque County Iowa 3 $ 442,000 $ 147,000 $ 43,000
Marion County Iowa 3 $ 376,000 $ 125,000 $ 56,000
Plymouth County Iowa 3 $ 383,000 $ 127,000 $ 72,000
Tama County Iowa 3 $ 306,000 $ 102,000 $ 29,000
Woodbury County Iowa 3 $ 346,000 $ 115,000 $ 97,000
Meeker County Minnesota 3 $ 453,000 $ 151,000 $ 39,000
Pine County Minnesota 3 $ 412,000 $ 137,000 $ 46,000
Steele County Minnesota 3 $ 552,000 $ 184,000 $ 48,000
Burleigh County North Dakota 3 $ 343,000 $ 114,000 $ 54,000
Stark County North Dakota 3 $ 343,000 $ 114,000 $ 39,000
Bayfield County Wisconsin 3 $ 253,000 $ 84,000 $ 46,000
Chippewa County Wisconsin 3 $ 336,000 $ 112,000 $ 34,000
Dodge County Wisconsin 3 $ 515,000 $ 171,000 $ 63,000
Grant County Wisconsin 3 $ 229,000 $ 76,000 $ 36,000
Green County Wisconsin 3 $ 369,000 $ 123,000 $ 47,000
Trempealeau County Wisconsin 3 $ 363,000 $ 121,000 $ 53,000
Walworth County Wisconsin 3 $ 390,000 $ 130,000 $ 50,000
Washburn County Wisconsin 3 $ 291,000 $ 97,000 $ 46,000
Adams County Colorado 2 $ 444,000 $ 222,000 $ 106,000
Jefferson County Colorado 2 $ 349,000 $ 174,000 $ 0
Broward County Florida 2 $ 335,000 $ 167,000 $ 54,000
Appanoose County Iowa 2 $ 203,000 $ 101,000 $ 30,000
Buena Vista County Iowa 2 $ 136,000 $ 68,000 $ 49,000
Clinton County Iowa 2 $ 157,000 $ 78,000 $ 57,000
Harrison County Iowa 2 $ 353,000 $ 176,000 $ 176,000
Henry County Iowa 2 $ 296,000 $ 148,000 $ 112,000
Humboldt County Iowa 2 $ 233,000 $ 116,000 $ 56,000
Jefferson County Iowa 2 $ 157,000 $ 78,000 $ 76,000
Johnson County Iowa 2 $ 339,000 $ 169,000 $ 63,000
Jones County Iowa 2 $ 252,000 $ 126,000 $ 89,000
Lyon County Iowa 2 $ 95,000 $ 47,000 $ 20,000
Marshall County Iowa 2 $ 148,000 $ 74,000 $ 72,000
Poweshiek County Iowa 2 $ 147,000 $ 73,000 $ 48,000
Sioux County Iowa 2 $ 292,000 $ 146,000 $ 52,000
Wapello County Iowa 2 $ 314,000 $ 157,000 $ 68,000
Washington County Iowa 2 $ 245,000 $ 122,000 $ 65,000
Aitkin County Minnesota 2 $ 272,000 $ 136,000 $ 27,000
Carlton County Minnesota 2 $ 277,000 $ 138,000 $ 50,000
Cass County Minnesota 2 $ 513,000 $ 256,000 $ 57,000
Cottonwood County Minnesota 2 $ 301,000 $ 150,000 $ 57,000
Douglas County Minnesota 2 $ 282,000 $ 141,000 $ 26,000
Faribault County Minnesota 2 $ 316,000 $ 158,000 $ 48,000
Freeborn County Minnesota 2 $ 235,000 $ 117,000 $ 38,000
Kanabec County Minnesota 2 $ 278,000 $ 139,000 $ 82,000
Lac qui Parle County Minnesota 2 $ 176,000 $ 88,000 $ 55,000
Martin County Minnesota 2 $ 282,000 $ 141,000 $ 68,000
Nicollet County Minnesota 2 $ 240,000 $ 120,000 $ 26,000
Todd County Minnesota 2 $ 313,000 $ 156,000 $ 104,000
St. Louis County Missouri 2 $ 453,000 $ 226,000 $ 105,000
Grand Forks County North Dakota 2 $ 176,000 $ 88,000 $ 79,000
Logan County North Dakota 2 $ 200,000 $ 100,000 $ 42,000
Barron County Wisconsin 2 $ 229,000 $ 114,000 $ 56,000
Clark County Wisconsin 2 $ 291,000 $ 145,000 $ 78,000
Crawford County Wisconsin 2 $ 176,000 $ 88,000 $ 44,000
Dunn County Wisconsin 2 $ 276,000 $ 138,000 $ 65,000
Iowa County Wisconsin 2 $ 240,000 $ 120,000 $ 40,000
Juneau County Wisconsin 2 $ 270,000 $ 135,000 $ 29,000
Marinette County Wisconsin 2 $ 149,000 $ 74,000 $ 70,000
Polk County Wisconsin 2 $ 350,000 $ 175,000 $ 63,000
Vernon County Wisconsin 2 $ 124,000 $ 62,000 $ 24,000
Vilas County Wisconsin 2 $ 598,000 $ 299,000 $ 64,000
Wood County Wisconsin 2 $ 199,000 $ 99,000 $ 63,000
Maricopa County Arizona 1 $ 340,000 $ 340,000 $ 122,000
Arapahoe County Colorado 1 $ 156,000 $ 156,000 $ 36,000
Douglas County Colorado 1 $ 280,000 $ 280,000 $ 89,000
Pueblo County Colorado 1 $ 271,000 $ 271,000 $ 168,000
Weld County Colorado 1 $ 278,000 $ 278,000 $ 0
Marion County Florida 1 $ 131,000 $ 131,000 $ 68,000
Miami-Dade County Florida 1 $ 73,000 $ 73,000 $ 44,000
Palm Beach County Florida 1 $ 343,000 $ 343,000 $ 125,000
St. Lucie County Florida 1 $ 70,000 $ 70,000 $ 27,000
Boone County Iowa 1 $ 211,000 $ 211,000 $ 68,000
Buchanan County Iowa 1 $ 127,000 $ 127,000 $ 68,000
Butler County Iowa 1 $ 105,000 $ 105,000 $ 40,000
Calhoun County Iowa 1 $ 54,000 $ 54,000 $ 113,000
Cass County Iowa 1 $ 85,000 $ 85,000 $ 33,000
Cerro Gordo County Iowa 1 $ 104,000 $ 104,000 $ 43,000
Cherokee County Iowa 1 $ 53,000 $ 53,000 $ 53,000
Clay County Iowa 1 $ 121,000 $ 121,000 $ 36,000
Dallas County Iowa 1 $ 119,000 $ 119,000 $ 72,000
Decatur County Iowa 1 $ 123,000 $ 123,000 $ 43,000
Delaware County Iowa 1 $ 210,000 $ 210,000 $ 57,000
Fayette County Iowa 1 $ 119,000 $ 119,000 $ 98,000
Hancock County Iowa 1 $ 108,000 $ 108,000 $ 43,000
Iowa County Iowa 1 $ 100,000 $ 100,000 $ 20,000
Jackson County Iowa 1 $ 88,000 $ 88,000 $ 24,000
Kossuth County Iowa 1 $ 75,000 $ 75,000 $ 0
Lee County Iowa 1 $ 102,000 $ 102,000 $ 60,000
Lucas County Iowa 1 $ 133,000 $ 133,000 $ 48,000
Mills County Iowa 1 $ 72,000 $ 72,000 $ 59,000
Page County Iowa 1 $ 48,000 $ 48,000 $ 12,000
Oakland County Michigan 1 $ 350,000 $ 350,000 $ 210,000
Big Stone County Minnesota 1 $ 140,000 $ 140,000 $ 143,000
Clearwater County Minnesota 1 $ 87,000 $ 87,000 $ 46,000
Fillmore County Minnesota 1 $ 248,000 $ 248,000 $ 58,000
Houston County Minnesota 1 $ 174,000 $ 174,000 $ 74,000
Kandiyohi County Minnesota 1 $ 124,000 $ 124,000 $ 55,000
Lake County Minnesota 1 $ 138,000 $ 138,000 $ 52,000
Lyon County Minnesota 1 $ 159,000 $ 159,000 $ 52,000
Mille Lacs County Minnesota 1 $ 170,000 $ 170,000 $ 81,000
Morrison County Minnesota 1 $ 159,000 $ 159,000 $ 83,000
Polk County Minnesota 1 $ 95,000 $ 95,000 $ 43,000
Renville County Minnesota 1 $ 74,000 $ 74,000 $ 20,000
Roseau County Minnesota 1 $ 147,000 $ 147,000 $ 40,000
Swift County Minnesota 1 $ 64,000 $ 64,000 $ 59,000
Wabasha County Minnesota 1 $ 239,000 $ 239,000 $ 0
Wadena County Minnesota 1 $ 112,000 $ 112,000 $ 64,000
Winona County Minnesota 1 $ 167,000 $ 167,000 $ 105,000
Boone County Missouri 1 $ 166,000 $ 166,000 $ 40,000
Greene County Missouri 1 $ 136,000 $ 136,000 $ 86,000
Livingston County Missouri 1 $ 148,000 $ 148,000 $ 60,000
Richland County North Dakota 1 $ 234,000 $ 234,000 $ 37,000
Williams County North Dakota 1 $ 76,000 $ 76,000 $ 33,000
Salt Lake County Utah 1 $ 124,000 $ 124,000 $ 49,000
Ashland County Wisconsin 1 $ 90,000 $ 90,000 $ 63,000
Burnett County Wisconsin 1 $ 180,000 $ 180,000 $ 206,000
Door County Wisconsin 1 $ 282,000 $ 282,000 $ 29,000
Eau Claire County Wisconsin 1 $ 123,000 $ 123,000 $ 69,000
Green Lake County Wisconsin 1 $ 98,000 $ 98,000 $ 80,000
Kewaunee County Wisconsin 1 $ 114,000 $ 114,000 $ 68,000
Lincoln County Wisconsin 1 $ 88,000 $ 88,000 $ 48,000
Monroe County Wisconsin 1 $ 141,000 $ 141,000 $ 61,000
Oconto County Wisconsin 1 $ 95,000 $ 95,000 $ 113,000
Price County Wisconsin 1 $ 156,000 $ 156,000 $ 28,000
Richland County Wisconsin 1 $ 193,000 $ 193,000 $ 28,000
Rusk County Wisconsin 1 $ 163,000 $ 163,000 $ 36,000
Taylor County Wisconsin 1 $ 136,000 $ 136,000 $ 49,000
Waupaca County Wisconsin 1 $ 238,000 $ 238,000 $ 54,000
Waushara County Wisconsin 1 $ 96,000 $ 96,000 $ 35,000

Mortgage Loan Application Detail Totals for Lendsource Inc in 2009

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Refinancing 861 $147,093,000 $170,000 $650,000 $65,000 $552,000
Home Purchase 74 $11,589,000 $156,000 $328,000 $63,000 $192,000
Home Improvement 29 $3,992,000 $137,000 $299,000 $57,000 $101,000

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 747 $127,010,000 $170,000 $650,000 $65,000 $552,000
Not Provided 150 $23,136,000 $154,000 $536,000 $57,000 $164,000
Black or African American 36 $6,543,000 $181,000 $417,000 $60,000 $210,000
Hispanic 18 $3,401,000 $188,000 $390,000 $81,000 $190,000
Asian 7 $1,337,000 $191,000 $293,000 $77,000 $123,000
American Indian or Alaskan Native 3 $680,000 $226,000 $310,000 $85,000 $112,000
Native Hawaiian or Other Pacific Islander 3 $567,000 $189,000 $264,000 $72,000 $104,000
Not applicable 0 $0 $0 $0 $0 $0

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
FHA-insured (Federal Housing Administration) 671 $109,707,000 $163,000 $390,000 $58,000 $257,000
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 293 $52,967,000 $180,000 $650,000 $79,000 $552,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 0 $0 $0 $0 $0 $0
VA-guaranteed (Veterans Administration) 0 $0 $0 $0 $0 $0

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Application Withdrawn By Applicant 353 $55,169,000 $156,000 $500,000 $70,000 $300,000
Application Denied By Financial Institution 289 $47,931,000 $165,000 $650,000 $57,000 $387,000
Loan Originated 209 $38,504,000 $184,000 $417,000 $66,000 $552,000
Application Approved But Not Accepted 84 $15,607,000 $185,000 $400,000 $66,000 $210,000
File Closed For Incompleteness 29 $5,463,000 $188,000 $363,000 $58,000 $168,000
Loan Purchased By The Institution 0 $0 $0 $0 $0 $0
Preapproval Approved but not Accepted 0 $0 $0 $0 $0 $0
Preapproval Denied by Financial Institution 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Collateral 0 $0 $0 $0 $0 $0
Credit Application Incomplete 0 $0 $0 $0 $0 $0
Credit History 0 $0 $0 $0 $0 $0
Debt-To-Income Ratio 0 $0 $0 $0 $0 $0
Employment History 0 $0 $0 $0 $0 $0
Insufficient Cash (Downpayment, Closing Cost) 0 $0 $0 $0 $0 $0
Mortgage Insurance Denied 0 $0 $0 $0 $0 $0
Other 0 $0 $0 $0 $0 $0
Unverifiable Information 0 $0 $0 $0 $0 $0

Our comprehensive HMDA mortgage statistics provide invaluable insights into Lendsource Inc's 2009 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.

This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics, and assess Lendsource Inc's mortgage approval patterns. Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Minnesota, download the full spreadsheet with aggregated HMDA statistics today.

Download the Minnesota Lender List