Lge Community Credit Union
HMDA Loan Application Totals
and Mortgage Lending Details
for 2023
Lge Community Credit Union 2023 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Lge Community Credit Union Po Box 1287 Atlanta, GA 30061 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 |
| Total Number of Mortgage Applications | 1,048 |
| Total Mortgage Loan Application Amount | $155,390,000 |
| Average Mortgage Loan Application Amount | $168,200 |
| Highest Mortgage Loan Application Amount | $1,205,000 |
| Average Applicant Income | $126,200 |
| Highest Applicant Income | $1,596,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2023 with Lge Community Credit Union. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Lge Community Credit Union's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2023 breaks down Lge Community Credit Union's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Lge Community Credit Union serves its applicants.
Each category highlights the total number of mortgage applications processed by Lge Community Credit Union, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Lge Community Credit Union's mortgage activity for 2023.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Cobb County Georgia | 337 | $ 40,585,000 | $ 120,000 | $ 137,000 |
| Cherokee County Georgia | 184 | $ 22,360,000 | $ 121,000 | $ 126,000 |
| Paulding County Georgia | 174 | $ 16,270,000 | $ 93,000 | $ 111,000 |
| Fulton County Georgia | 50 | $ 9,980,000 | $ 199,000 | $ 180,000 |
| Bartow County Georgia | 27 | $ 3,495,000 | $ 129,000 | $ 111,000 |
| Forsyth County Georgia | 24 | $ 6,900,000 | $ 287,000 | $ 161,000 |
| DeKalb County Georgia | 16 | $ 3,180,000 | $ 198,000 | $ 157,000 |
| Gwinnett County Georgia | 16 | $ 1,950,000 | $ 121,000 | $ 147,000 |
| Douglas County Georgia | 15 | $ 1,325,000 | $ 88,000 | $ 92,000 |
| Gordon County Georgia | 10 | $ 620,000 | $ 62,000 | $ 255,000 |
| Pickens County Georgia | 10 | $ 2,650,000 | $ 265,000 | $ 209,000 |
| Carroll County Georgia | 6 | $ 870,000 | $ 145,000 | $ 70,000 |
| Coweta County Georgia | 5 | $ 1,995,000 | $ 399,000 | $ 133,000 |
| Floyd County Georgia | 4 | $ 420,000 | $ 105,000 | $ 96,000 |
| Polk County Georgia | 4 | $ 360,000 | $ 90,000 | $ 87,000 |
| Clarke County Georgia | 3 | $ 285,000 | $ 95,000 | $ 174,000 |
| Clayton County Georgia | 3 | $ 365,000 | $ 121,000 | $ 104,000 |
| Gilmer County Georgia | 3 | $ 225,000 | $ 75,000 | $ 96,000 |
| Rockdale County Georgia | 3 | $ 165,000 | $ 55,000 | $ 79,000 |
| Walton County Georgia | 3 | $ 245,000 | $ 81,000 | $ 102,000 |
| Dawson County Georgia | 2 | $ 120,000 | $ 60,000 | $ 99,000 |
| Hall County Georgia | 2 | $ 880,000 | $ 440,000 | $ 313,000 |
| Haralson County Georgia | 2 | $ 110,000 | $ 55,000 | $ 113,000 |
| Monroe County Georgia | 2 | $ 310,000 | $ 155,000 | $ 230,000 |
| Morgan County Georgia | 2 | $ 390,000 | $ 195,000 | $ 184,000 |
| DeKalb County Alabama | 1 | $ 275,000 | $ 275,000 | $ 93,000 |
| Barrow County Georgia | 1 | $ 75,000 | $ 75,000 | $ 115,000 |
| Bryan County Georgia | 1 | $ 345,000 | $ 345,000 | $ 116,000 |
| Camden County Georgia | 1 | $ 45,000 | $ 45,000 | $ 75,000 |
| Chattooga County Georgia | 1 | $ 55,000 | $ 55,000 | $ 123,000 |
| Dade County Georgia | 1 | $ 45,000 | $ 45,000 | $ 103,000 |
| Dougherty County Georgia | 1 | $ 85,000 | $ 85,000 | $ 132,000 |
| Fayette County Georgia | 1 | $ 55,000 | $ 55,000 | $ 87,000 |
| Greene County Georgia | 1 | $ 55,000 | $ 55,000 | $ 216,000 |
| Hart County Georgia | 1 | $ 235,000 | $ 235,000 | $ 55,000 |
| Henry County Georgia | 1 | $ 55,000 | $ 55,000 | $ 480,000 |
| Lumpkin County Georgia | 1 | $ 35,000 | $ 35,000 | $ 76,000 |
| Madison County Georgia | 1 | $ 155,000 | $ 155,000 | $ 94,000 |
| Newton County Georgia | 1 | $ 95,000 | $ 95,000 | $ 292,000 |
| Putnam County Georgia | 1 | $ 35,000 | $ 35,000 | $ 161,000 |
| Richmond County Georgia | 1 | $ 95,000 | $ 95,000 | $ 137,000 |
| Thomas County Georgia | 1 | $ 45,000 | $ 45,000 | $ 4,000 |
| Towns County Georgia | 1 | $ 105,000 | $ 105,000 | $ 207,000 |
| Troup County Georgia | 1 | $ 205,000 | $ 205,000 | $ 42,000 |
| Union County Georgia | 1 | $ 75,000 | $ 75,000 | $ 43,000 |
| Whitfield County Georgia | 1 | $ 55,000 | $ 55,000 | $ 141,000 |
Mortgage Loan Application Detail Totals for Lge Community Credit Union in 2023
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Other Purpose | 377 | $32,255,000 | $85,000 | $855,000 | $132,000 | $1,596,000 |
| Home Improvement | 368 | $31,000,000 | $84,000 | $365,000 | $129,000 | $1,479,000 |
| Home Purchase | 262 | $84,820,000 | $323,000 | $1,205,000 | $134,000 | $743,000 |
| Cash-out Refinancing | 28 | $5,150,000 | $183,000 | $475,000 | $125,000 | $964,000 |
| Refinancing | 13 | $2,165,000 | $166,000 | $655,000 | $111,000 | $181,000 |
| Not Applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 662 | $93,770,000 | $141,000 | $1,205,000 | $137,000 | $1,596,000 |
| Black or African American | 169 | $24,245,000 | $143,000 | $605,000 | $108,000 | $743,000 |
| Not Provided | 134 | $21,520,000 | $160,000 | $675,000 | $125,000 | $964,000 |
| Hispanic | 48 | $5,460,000 | $113,000 | $485,000 | $112,000 | $436,000 |
| Asian | 23 | $6,255,000 | $271,000 | $725,000 | $155,000 | $289,000 |
| American Indian or Alaskan Native | 4 | $450,000 | $112,000 | $205,000 | $177,000 | $250,000 |
| Not applicable | 2 | $180,000 | $90,000 | $105,000 | $0 | $0 |
| Native Hawaiian or Other Pacific Islander | 1 | $485,000 | $485,000 | $485,000 | $296,000 | $296,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 1,048 | $155,390,000 | $148,000 | $1,205,000 | $131,000 | $1,596,000 |
| FHA-insured (Federal Housing Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
| VA-guaranteed (Veterans Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 572 | $70,740,000 | $123,000 | $725,000 | $135,000 | $964,000 |
| Application Denied By Financial Institution | 193 | $19,885,000 | $103,000 | $1,205,000 | $111,000 | $1,596,000 |
| Application Withdrawn By Applicant | 83 | $12,155,000 | $146,000 | $845,000 | $181,000 | $1,479,000 |
| Preapproval Approved but not Accepted | 80 | $25,210,000 | $315,000 | $725,000 | $118,000 | $589,000 |
| Application Approved But Not Accepted | 78 | $15,700,000 | $201,000 | $625,000 | $127,000 | $289,000 |
| Preapproval Denied by Financial Institution | 38 | $11,280,000 | $296,000 | $565,000 | $101,000 | $349,000 |
| File Closed For Incompleteness | 4 | $420,000 | $105,000 | $135,000 | $124,000 | $145,000 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not applicable | 565 | $99,535,000 | $176,000 | $845,000 | $132,000 | $1,479,000 |
| Debt-To-Income Ratio | 413 | $45,255,000 | $109,000 | $595,000 | $124,000 | $795,000 |
| Credit History | 50 | $7,550,000 | $151,000 | $855,000 | $164,000 | $1,596,000 |
| Other | 10 | $880,000 | $88,000 | $225,000 | $132,000 | $263,000 |
| Collateral | 8 | $1,840,000 | $230,000 | $1,205,000 | $190,000 | $692,000 |
| Employment History | 2 | $330,000 | $165,000 | $265,000 | $86,000 | $98,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 0 | $0 | $0 | $0 | $0 | $0 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
| Unverifiable Information | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Lge Community Credit Union's 2023 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Lge Community Credit Union's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Georgia, download the full spreadsheet
with aggregated HMDA statistics today.