Austin Capital Bank Ssb
HMDA Loan Application Totals
and Mortgage Lending Details
for 2018
Austin Capital Bank Ssb 2018 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Austin Capital Bank Ssb 8100 Shoal Creek Blvd Austin, TX 78757 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2010 2009 |
| Total Number of Mortgage Applications | 818 |
| Total Mortgage Loan Application Amount | $200,420,000 |
| Average Mortgage Loan Application Amount | $254,333 |
| Highest Mortgage Loan Application Amount | $1,205,000 |
| Average Applicant Income | $111,333 |
| Highest Applicant Income | $504,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2018 with Austin Capital Bank Ssb. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Austin Capital Bank Ssb's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2018 breaks down Austin Capital Bank Ssb's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Austin Capital Bank Ssb serves its applicants.
Each category highlights the total number of mortgage applications processed by Austin Capital Bank Ssb, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Austin Capital Bank Ssb's mortgage activity for 2018.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Travis County Texas | 199 | $ 56,485,000 | $ 283,000 | $ 122,000 |
| Shelby County Tennessee | 82 | $ 17,820,000 | $ 217,000 | $ 93,000 |
| Williamson County Texas | 59 | $ 14,035,000 | $ 237,000 | $ 94,000 |
| Bexar County Texas | 51 | $ 10,675,000 | $ 209,000 | $ 88,000 |
| El Paso County Colorado | 34 | $ 8,170,000 | $ 240,000 | $ 71,000 |
| Hays County Texas | 28 | $ 6,340,000 | $ 226,000 | $ 106,000 |
| Bell County Texas | 25 | $ 3,245,000 | $ 129,000 | $ 78,000 |
| Harris County Texas | 25 | $ 4,675,000 | $ 187,000 | $ 107,000 |
| Hillsborough County Florida | 24 | $ 5,740,000 | $ 239,000 | $ 97,000 |
| Fayette County Tennessee | 15 | $ 3,535,000 | $ 235,000 | $ 90,000 |
| Comal County Texas | 15 | $ 3,635,000 | $ 242,000 | $ 91,000 |
| DeSoto County Mississippi | 14 | $ 3,030,000 | $ 216,000 | $ 94,000 |
| Bastrop County Texas | 12 | $ 2,880,000 | $ 240,000 | $ 103,000 |
| San Bernardino County California | 11 | $ 2,875,000 | $ 261,000 | $ 125,000 |
| King County Washington | 11 | $ 5,165,000 | $ 469,000 | $ 159,000 |
| Kent County Michigan | 10 | $ 1,470,000 | $ 147,000 | $ 73,000 |
| Riverside County California | 8 | $ 2,650,000 | $ 331,000 | $ 98,000 |
| Tipton County Tennessee | 8 | $ 1,480,000 | $ 185,000 | $ 61,000 |
| Los Angeles County California | 7 | $ 2,425,000 | $ 346,000 | $ 80,000 |
| Allegan County Michigan | 7 | $ 995,000 | $ 142,000 | $ 56,000 |
| Ottawa County Michigan | 5 | $ 805,000 | $ 161,000 | $ 59,000 |
| Van Buren County Michigan | 5 | $ 725,000 | $ 145,000 | $ 67,000 |
| Duval County Florida | 4 | $ 1,060,000 | $ 265,000 | $ 85,000 |
| Prince George's County Maryland | 4 | $ 710,000 | $ 177,000 | $ 54,000 |
| Newaygo County Michigan | 4 | $ 550,000 | $ 137,000 | $ 59,000 |
| Allegheny County Pennsylvania | 4 | $ 620,000 | $ 155,000 | $ 46,000 |
| Medina County Texas | 4 | $ 600,000 | $ 150,000 | $ 47,000 |
| Tarrant County Texas | 4 | $ 430,000 | $ 107,000 | $ 276,000 |
| Jefferson County Alabama | 3 | $ 1,615,000 | $ 538,000 | $ 276,000 |
| Alameda County California | 3 | $ 1,525,000 | $ 508,000 | $ 181,000 |
| Denver County Colorado | 3 | $ 925,000 | $ 308,000 | $ 71,000 |
| Pueblo County Colorado | 3 | $ 525,000 | $ 175,000 | $ 47,000 |
| Cameron County Texas | 3 | $ 705,000 | $ 235,000 | $ 77,000 |
| Coryell County Texas | 3 | $ 345,000 | $ 115,000 | $ 42,000 |
| Galveston County Texas | 3 | $ 655,000 | $ 218,000 | $ 107,000 |
| McLennan County Texas | 3 | $ 355,000 | $ 118,000 | $ 81,000 |
| San Francisco County California | 2 | $ 1,200,000 | $ 600,000 | $ 208,000 |
| Summit County Colorado | 2 | $ 1,310,000 | $ 655,000 | $ 444,000 |
| St. Johns County Florida | 2 | $ 520,000 | $ 260,000 | $ 125,000 |
| Clayton County Georgia | 2 | $ 340,000 | $ 170,000 | $ 45,000 |
| Boone County Kentucky | 2 | $ 350,000 | $ 175,000 | $ 96,000 |
| Orleans County Louisiana | 2 | $ 370,000 | $ 185,000 | $ 271,000 |
| Frederick County Maryland | 2 | $ 910,000 | $ 455,000 | $ 189,000 |
| Barry County Michigan | 2 | $ 230,000 | $ 115,000 | $ 72,000 |
| Berrien County Michigan | 2 | $ 310,000 | $ 155,000 | $ 85,000 |
| Ionia County Michigan | 2 | $ 190,000 | $ 95,000 | $ 28,000 |
| Kalamazoo County Michigan | 2 | $ 340,000 | $ 170,000 | $ 66,000 |
| Montcalm County Michigan | 2 | $ 220,000 | $ 110,000 | $ 75,000 |
| Clark County Nevada | 2 | $ 630,000 | $ 315,000 | $ 103,000 |
| Kings County New York | 2 | $ 2,060,000 | $ 1,030,000 | $ 243,000 |
| Trumbull County Ohio | 2 | $ 140,000 | $ 70,000 | $ 67,000 |
| Madison County Tennessee | 2 | $ 220,000 | $ 110,000 | $ 37,000 |
| Brazoria County Texas | 2 | $ 430,000 | $ 215,000 | $ 116,000 |
| Burnet County Texas | 2 | $ 640,000 | $ 320,000 | $ 211,000 |
| Fort Bend County Texas | 2 | $ 470,000 | $ 235,000 | $ 136,000 |
| Guadalupe County Texas | 2 | $ 540,000 | $ 270,000 | $ 85,000 |
| Smith County Texas | 2 | $ 230,000 | $ 115,000 | $ 163,000 |
| Wichita County Texas | 2 | $ 150,000 | $ 75,000 | $ 74,000 |
| Marathon County Wisconsin | 2 | $ 430,000 | $ 215,000 | $ 76,000 |
| Mobile County Alabama | 1 | $ 225,000 | $ 225,000 | $ 61,000 |
| Yavapai County Arizona | 1 | $ 185,000 | $ 185,000 | $ 85,000 |
| Craighead County Arkansas | 1 | $ 105,000 | $ 105,000 | $ 128,000 |
| Polk County Arkansas | 1 | $ 85,000 | $ 85,000 | $ 42,000 |
| Marin County California | 1 | $ 675,000 | $ 675,000 | $ 253,000 |
| Orange County California | 1 | $ 335,000 | $ 335,000 | $ 71,000 |
| San Diego County California | 1 | $ 245,000 | $ 245,000 | $ 70,000 |
| San Joaquin County California | 1 | $ 425,000 | $ 425,000 | $ 90,000 |
| Adams County Colorado | 1 | $ 305,000 | $ 305,000 | $ 84,000 |
| Fairfield County Connecticut | 1 | $ 555,000 | $ 555,000 | $ 200,000 |
| District of Columbia County District Of Columbia | 1 | $ 495,000 | $ 495,000 | $ 162,000 |
| Clay County Florida | 1 | $ 185,000 | $ 185,000 | $ 53,000 |
| Hernando County Florida | 1 | $ 365,000 | $ 365,000 | $ 84,000 |
| Leon County Florida | 1 | $ 105,000 | $ 105,000 | $ 104,000 |
| Osceola County Florida | 1 | $ 185,000 | $ 185,000 | $ 78,000 |
| Pasco County Florida | 1 | $ 295,000 | $ 295,000 | $ 89,000 |
| Polk County Florida | 1 | $ 265,000 | $ 265,000 | $ 135,000 |
| Cobb County Georgia | 1 | $ 565,000 | $ 565,000 | $ 120,000 |
| DeKalb County Georgia | 1 | $ 185,000 | $ 185,000 | $ 39,000 |
| Fulton County Georgia | 1 | $ 365,000 | $ 365,000 | $ 125,000 |
| Muscogee County Georgia | 1 | $ 385,000 | $ 385,000 | $ 174,000 |
| Paulding County Georgia | 1 | $ 185,000 | $ 185,000 | $ 52,000 |
| Kootenai County Idaho | 1 | $ 105,000 | $ 105,000 | $ 85,000 |
| Cook County Illinois | 1 | $ 175,000 | $ 175,000 | $ 75,000 |
| Edmonson County Kentucky | 1 | $ 195,000 | $ 195,000 | $ 69,000 |
| Calcasieu County Louisiana | 1 | $ 215,000 | $ 215,000 | $ 189,000 |
| Kennebec County Maine | 1 | $ 75,000 | $ 75,000 | $ 66,000 |
| Jackson County Mississippi | 1 | $ 185,000 | $ 185,000 | $ 36,000 |
| Lee County Mississippi | 1 | $ 195,000 | $ 195,000 | $ 75,000 |
| Lowndes County Mississippi | 1 | $ 205,000 | $ 205,000 | $ 134,000 |
| Madison County Mississippi | 1 | $ 225,000 | $ 225,000 | $ 60,000 |
| Marshall County Mississippi | 1 | $ 455,000 | $ 455,000 | $ 104,000 |
| Tate County Mississippi | 1 | $ 175,000 | $ 175,000 | $ 69,000 |
| New York County New York | 1 | $ 805,000 | $ 805,000 | $ 355,000 |
| Queens County New York | 1 | $ 845,000 | $ 845,000 | $ 137,000 |
| Durham County North Carolina | 1 | $ 475,000 | $ 475,000 | $ 135,000 |
| Harnett County North Carolina | 1 | $ 255,000 | $ 255,000 | $ 50,000 |
| Cuyahoga County Ohio | 1 | $ 55,000 | $ 55,000 | $ 13,000 |
| Mahoning County Ohio | 1 | $ 105,000 | $ 105,000 | $ 40,000 |
| Butler County Pennsylvania | 1 | $ 175,000 | $ 175,000 | $ 45,000 |
| Westmoreland County Pennsylvania | 1 | $ 55,000 | $ 55,000 | $ 45,000 |
| Berkeley County South Carolina | 1 | $ 165,000 | $ 165,000 | $ 29,000 |
| Dorchester County South Carolina | 1 | $ 135,000 | $ 135,000 | $ 26,000 |
| Greenville County South Carolina | 1 | $ 135,000 | $ 135,000 | $ 45,000 |
| Decatur County Tennessee | 1 | $ 125,000 | $ 125,000 | $ 31,000 |
| Gibson County Tennessee | 1 | $ 215,000 | $ 215,000 | $ 80,000 |
| Hamilton County Tennessee | 1 | $ 875,000 | $ 875,000 | $ 178,000 |
| Marion County Tennessee | 1 | $ 335,000 | $ 335,000 | $ 105,000 |
| Sevier County Tennessee | 1 | $ 325,000 | $ 325,000 | $ 67,000 |
| Williamson County Tennessee | 1 | $ 305,000 | $ 305,000 | $ 135,000 |
| Aransas County Texas | 1 | $ 275,000 | $ 275,000 | $ 99,000 |
| Bandera County Texas | 1 | $ 145,000 | $ 145,000 | $ 38,000 |
| Blanco County Texas | 1 | $ 205,000 | $ 205,000 | $ 116,000 |
| Chambers County Texas | 1 | $ 295,000 | $ 295,000 | $ 0 |
| Collin County Texas | 1 | $ 365,000 | $ 365,000 | $ 135,000 |
| Eastland County Texas | 1 | $ 165,000 | $ 165,000 | $ 71,000 |
| Ellis County Texas | 1 | $ 235,000 | $ 235,000 | $ 63,000 |
| Grayson County Texas | 1 | $ 155,000 | $ 155,000 | $ 67,000 |
| Gregg County Texas | 1 | $ 125,000 | $ 125,000 | $ 105,000 |
| Jackson County Texas | 1 | $ 85,000 | $ 85,000 | $ 56,000 |
| Kerr County Texas | 1 | $ 255,000 | $ 255,000 | $ 88,000 |
| Lee County Texas | 1 | $ 355,000 | $ 355,000 | $ 290,000 |
| Llano County Texas | 1 | $ 105,000 | $ 105,000 | $ 86,000 |
| Wise County Texas | 1 | $ 165,000 | $ 165,000 | $ 137,000 |
| Virginia Beach County Virginia | 1 | $ 455,000 | $ 455,000 | $ 206,000 |
| Lewis County Washington | 1 | $ 215,000 | $ 215,000 | $ 57,000 |
| Snohomish County Washington | 1 | $ 315,000 | $ 315,000 | $ 106,000 |
| Spokane County Washington | 1 | $ 115,000 | $ 115,000 | $ 134,000 |
| Natrona County Wyoming | 1 | $ 375,000 | $ 375,000 | $ 424,000 |
Mortgage Loan Application Detail Totals for Austin Capital Bank Ssb in 2018
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 713 | $173,175,000 | $242,000 | $1,205,000 | $102,000 | $504,000 |
| Cash-out Refinancing | 69 | $17,685,000 | $256,000 | $875,000 | $98,000 | $375,000 |
| Refinancing | 36 | $9,560,000 | $265,000 | $855,000 | $134,000 | $424,000 |
| Home Improvement | 0 | $0 | $0 | $0 | $0 | $0 |
| Not Applicable | 0 | $0 | $0 | $0 | $0 | $0 |
| Other Purpose | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 473 | $121,295,000 | $256,000 | $1,205,000 | $110,000 | $504,000 |
| Not Provided | 125 | $27,315,000 | $218,000 | $875,000 | $98,000 | $356,000 |
| Hispanic | 117 | $25,615,000 | $218,000 | $555,000 | $83,000 | $424,000 |
| Black or African American | 59 | $14,505,000 | $245,000 | $855,000 | $92,000 | $343,000 |
| Asian | 32 | $8,770,000 | $274,000 | $655,000 | $105,000 | $247,000 |
| Not applicable | 8 | $2,210,000 | $276,000 | $855,000 | $0 | $0 |
| American Indian or Alaskan Native | 2 | $400,000 | $200,000 | $225,000 | $57,000 | $69,000 |
| Native Hawaiian or Other Pacific Islander | 1 | $185,000 | $185,000 | $185,000 | $69,000 | $69,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 528 | $138,140,000 | $261,000 | $1,205,000 | $117,000 | $504,000 |
| FHA-insured (Federal Housing Administration) | 193 | $36,955,000 | $191,000 | $415,000 | $71,000 | $297,000 |
| VA-guaranteed (Veterans Administration) | 94 | $24,860,000 | $264,000 | $565,000 | $88,000 | $290,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 3 | $465,000 | $155,000 | $185,000 | $52,000 | $71,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 488 | $114,190,000 | $233,000 | $855,000 | $97,000 | $504,000 |
| Application Withdrawn By Applicant | 271 | $71,835,000 | $265,000 | $1,205,000 | $112,000 | $454,000 |
| Application Denied By Financial Institution | 47 | $11,255,000 | $239,000 | $855,000 | $101,000 | $424,000 |
| Application Approved But Not Accepted | 9 | $2,515,000 | $279,000 | $455,000 | $94,000 | $185,000 |
| File Closed For Incompleteness | 3 | $625,000 | $208,000 | $275,000 | $144,000 | $260,000 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not applicable | 771 | $189,165,000 | $245,000 | $1,205,000 | $103,000 | $504,000 |
| Debt-To-Income Ratio | 24 | $5,260,000 | $219,000 | $855,000 | $72,000 | $343,000 |
| Collateral | 11 | $2,615,000 | $237,000 | $425,000 | $156,000 | $424,000 |
| Credit History | 5 | $815,000 | $163,000 | $455,000 | $108,000 | $206,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 3 | $875,000 | $291,000 | $435,000 | $94,000 | $129,000 |
| Employment History | 2 | $400,000 | $200,000 | $235,000 | $45,000 | $61,000 |
| Other | 1 | $635,000 | $635,000 | $635,000 | $132,000 | $132,000 |
| Unverifiable Information | 1 | $655,000 | $655,000 | $655,000 | $247,000 | $247,000 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Austin Capital Bank Ssb's 2018 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Austin Capital Bank Ssb's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Texas, download the full spreadsheet
with aggregated HMDA statistics today.