Lime Financial Services, Ltd.
Mortgage Loan Application
Totals and Details
for 2007

Mortgage Company & Address Lime Financial Services, Ltd.
3815 South West Temple
Salt Lake City, UT 84115
Tel #: available with data download
Federal Regulator * available with data download
Years 2009  2008  2007  2006  2005  2004  2003  
Total Number of Mortgage Applications 14,210
Total Mortgage Loan Application Amount $3,267,746,000
Average Mortgage Loan Application Amount $184,500
Highest Mortgage Loan Application Amount $1,560,000
Average Applicant Income $93,464
Highest Applicant Income $6,249,000
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Mortgage Loan Application Detail Totals for Lime Financial Services, Ltd. in 2007

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Refinancing 7,524 $1,807,683,000 $240,000 $1,560,000 $101,000 $6,249,000
Home Purchase 6,711 $1,464,883,000 $218,000 $1,200,000 $110,000 $2,299,000
Home Improvement 0 $0 $0 $0 $0 $0

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 4,860 $1,109,810,000 $228,000 $1,300,000 $114,000 $6,249,000
Hispanic 4,062 $964,294,000 $237,000 $1,560,000 $100,000 $1,999,000
Black or African American 3,137 $616,054,000 $196,000 $1,100,000 $88,000 $1,438,000
Not Provided 1,526 $386,471,000 $253,000 $1,150,000 $107,000 $4,148,000
Asian 497 $151,494,000 $304,000 $1,200,000 $147,000 $1,586,000
Native Hawaiin or Other Pacific Islander 106 $35,352,000 $333,000 $986,000 $142,000 $633,000
American Indian or Alaskan Native 47 $9,091,000 $193,000 $725,000 $89,000 $420,000
Not applicable 0 $0 $0 $0 $0 $0

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 14,235 $3,272,566,000 $229,000 $1,560,000 $105,000 $6,249,000
FHA-insured (Federal Housing Administration) 0 $0 $0 $0 $0 $0
FSA/RHS (Farm Service Agency or Rural Housing Service) 0 $0 $0 $0 $0 $0
VA-guaranteed (Veterans Administration) 0 $0 $0 $0 $0 $0

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Application Denied By Financial Institution 5,895 $1,469,713,000 $249,000 $1,560,000 $114,000 $6,249,000
Application Approved But Not Accepted 4,926 $1,082,530,000 $219,000 $1,150,000 $97,000 $4,148,000
Loan Originated 2,501 $514,285,000 $205,000 $1,088,000 $96,000 $2,885,000
File Closed For Incompleteness 872 $198,834,000 $228,000 $960,000 $117,000 $1,394,000
Application Withdrawn By Applicant 41 $7,204,000 $175,000 $500,000 $99,000 $367,000
Loan Purchased By The Institution 0 $0 $0 $0 $0 $0
Preapproval Approved but not Accepted 0 $0 $0 $0 $0 $0
Preapproval Denied by Financial Institution 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Other 1,934 $496,038,000 $256,000 $1,560,000 $118,000 $2,028,000
Collateral 1,142 $281,472,000 $246,000 $1,050,000 $136,000 $6,249,000
Credit History 1,010 $223,701,000 $221,000 $1,000,000 $102,000 $1,999,000
Debt-To-Income Ratio 847 $207,755,000 $245,000 $875,000 $80,000 $668,000
Unverifiable Information 708 $198,356,000 $280,000 $1,200,000 $129,000 $700,000
Employment History 223 $55,128,000 $247,000 $900,000 $104,000 $715,000
Credit Application Incomplete 20 $4,620,000 $231,000 $600,000 $109,000 $204,000
Insufficient Cash (Downpayment, Closing Cost) 11 $2,643,000 $240,000 $689,000 $99,000 $218,000
Mortgage Insurance Denied 0 $0 $0 $0 $0 $0
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